Kerala - ఆర్బిఐ - Reserve Bank of India
Kerala
SOUTHERN REGION |
||||||||||
STATE : KERALA |
||||||||||
(Amount in Rupees Lakh)
|
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
I. |
AGRICULTURE |
2,89,124 |
2606,91 |
2210,92 |
8,11,462 |
6109,99 |
4696,52 |
1 |
1 |
1 |
|
1. Direct Finance |
2,67,642 |
2115,96 |
1795,95 |
7,99,894 |
4366,42 |
3751,57 |
1 |
1 |
1 |
|
2. Indirect Finance |
21,482 |
490,95 |
414,97 |
11,568 |
1743,58 |
944,95 |
- |
- |
- |
II. |
INDUSTRY |
46,316 |
8024,04 |
4166,23 |
48,225 |
4673,90 |
3343,10 |
376 |
397,25 |
175,78 |
|
1. Mining & Quarrying |
206 |
55,81 |
43,98 |
129 |
43,45 |
32,50 |
3 |
44 |
44 |
|
2. Food Manufacturing & Processing |
8,715 |
3118,71 |
916,04 |
5,649 |
806,29 |
538,97 |
38 |
56,47 |
38,70 |
|
(a) Rice Mills, Flour & Dal Mills |
488 |
89,76 |
70,62 |
470 |
58,51 |
42,88 |
2 |
3,05 |
5 |
|
(b) Sugar |
5 |
19 |
14 |
1 |
5 |
5 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
623 |
96,01 |
73,88 |
361 |
25,51 |
20,99 |
- |
- |
- |
|
(d) Tea Processing |
127 |
43,30 |
27,71 |
80 |
96,42 |
80,85 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
148 |
34,85 |
20,98 |
48 |
13,03 |
9,92 |
- |
- |
- |
|
(f) Others |
7,324 |
2854,60 |
722,70 |
4,689 |
612,76 |
384,28 |
36 |
53,41 |
38,65 |
|
3. Beverage & Tobacco |
105 |
55,74 |
46,61 |
95 |
28,88 |
27,74 |
- |
- |
- |
|
4. Textiles |
9,656 |
768,70 |
569,82 |
7,352 |
712,93 |
512,04 |
2 |
8,88 |
18 |
|
(a) Cotton Textiles |
219 |
197,39 |
150,89 |
710 |
457,39 |
305,23 |
2 |
8,88 |
18 |
|
(b) Jute & Other Natural Fibre Textiles |
101 |
24,79 |
7,88 |
838 |
5,39 |
4,75 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
396 |
31,78 |
23,51 |
1,448 |
39,53 |
34,68 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
8,940 |
514,74 |
387,54 |
4,356 |
210,63 |
167,38 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
1,887 |
438,44 |
223,78 |
2,019 |
302,69 |
172,25 |
5 |
1,84 |
1,84 |
|
6. Woods and Wood Products |
3,052 |
99,74 |
83,78 |
3,429 |
104,87 |
87,73 |
1 |
7 |
7 |
|
7. Leather & Leather Products |
481 |
10,96 |
8,36 |
434 |
9,17 |
7,87 |
- |
- |
- |
|
8. Gems and Jewellery |
799 |
45,30 |
39,35 |
275 |
41,91 |
40,36 |
1 |
12 |
12 |
|
9. Rubber & Plastic Products |
2,208 |
586,23 |
318,17 |
1,471 |
220,48 |
166,81 |
8 |
40,24 |
5,04 |
|
10. Chemicals & Chemical Products |
1,990 |
685,56 |
460,56 |
1,547 |
253,01 |
227,64 |
11 |
35,82 |
8,86 |
|
(a) Heavy Industrial Chemicals |
48 |
45,57 |
38,26 |
41 |
38,28 |
39,93 |
- |
- |
- |
|
(b) Fertilisers |
71 |
309,83 |
217,51 |
26 |
45,89 |
40,31 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
533 |
76,65 |
56,63 |
378 |
37,42 |
31,41 |
2 |
65 |
65 |
|
(d) Non-Edible Oils |
32 |
5,60 |
4,79 |
18 |
4,00 |
3,43 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
1,306 |
247,91 |
143,36 |
1,084 |
127,42 |
112,55 |
9 |
35,17 |
8,21 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
39 |
112,09 |
9,32 |
18 |
2,42 |
2,16 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
1,314 |
59,40 |
32,29 |
840 |
25,89 |
21,08 |
1 |
49 |
49 |
|
13. Basic Metals & Metal Products |
1,284 |
344,06 |
280,07 |
1,716 |
128,96 |
104,08 |
21 |
132,74 |
48,22 |
|
(a) Iron & Steel |
122 |
282,04 |
235,12 |
112 |
44,40 |
37,90 |
7 |
13,05 |
5,33 |
|
(b) Non-Ferrous Metals |
105 |
29,92 |
19,74 |
62 |
30,94 |
18,16 |
12 |
118,87 |
42,07 |
|
(c) Metal Products |
1,057 |
32,10 |
25,21 |
1,542 |
53,62 |
48,02 |
2 |
82 |
82 |
|
14. Engineering |
2,722 |
322,47 |
257,14 |
2,077 |
147,69 |
113,12 |
13 |
25,70 |
1,77 |
|
(a) Heavy Engineering |
159 |
20,29 |
17,14 |
58 |
8,32 |
6,81 |
1 |
14,00 |
- |
|
(b) Light Engineering |
1,612 |
105,92 |
71,39 |
1,055 |
50,80 |
33,54 |
5 |
9,76 |
68 |
|
(c) Electrical Machinery & Goods |
714 |
141,48 |
122,05 |
588 |
37,67 |
28,94 |
7 |
1,94 |
1,09 |
|
(d) Electronic Machinery & Goods |
237 |
54,77 |
46,55 |
376 |
50,90 |
43,83 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
284 |
177,26 |
116,79 |
854 |
41,94 |
35,38 |
1 |
5,04 |
5,04 |
|
16. Other Industries |
7,177 |
243,68 |
190,24 |
13,457 |
539,26 |
364,71 |
253 |
86,98 |
62,68 |
|
17. Electricity, Gas & Water |
40 |
261,52 |
192,14 |
86 |
402,38 |
295,28 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
14 |
118,29 |
63,61 |
21 |
338,59 |
245,07 |
- |
- |
- |
|
(b) Non-Conventional Energy |
9 |
2,02 |
1,78 |
26 |
56,86 |
45,26 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
17 |
141,21 |
126,75 |
39 |
6,93 |
4,95 |
- |
- |
- |
|
18. Construction |
4,357 |
638,36 |
377,80 |
6,777 |
861,68 |
593,37 |
18 |
2,44 |
2,34 |
|
(a) Other than Infrastructure |
1,131 |
249,10 |
188,19 |
4,957 |
510,85 |
378,95 |
12 |
1,60 |
1,60 |
|
(b) Infrastructure Construction |
3,226 |
389,27 |
189,61 |
1,820 |
350,83 |
214,42 |
6 |
84 |
74 |
III. |
TRANSPORT OPERATORS |
6,434 |
263,50 |
206,53 |
14,295 |
307,58 |
252,92 |
14 |
5,70 |
4,43 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
21,844 |
1896,71 |
1317,60 |
76,930 |
2756,90 |
2013,37 |
371 |
81,56 |
77,60 |
|
1. Professional Services |
4,461 |
140,39 |
109,32 |
20,343 |
393,25 |
305,46 |
154 |
16,32 |
16,32 |
|
2. Tourism, Hotel & Restaurants |
2,134 |
534,20 |
372,22 |
3,699 |
606,44 |
397,53 |
16 |
3,34 |
3,34 |
|
3. Recreation services |
2,346 |
126,43 |
78,70 |
881 |
87,28 |
79,65 |
6 |
1,35 |
1,35 |
|
4. IT and Telecommunications |
138 |
17,43 |
13,79 |
165 |
19,54 |
15,61 |
11 |
2,58 |
2,58 |
|
5. Others |
12,765 |
1078,26 |
743,56 |
51,842 |
1650,39 |
1215,13 |
184 |
57,98 |
54,02 |
V. |
PERSONAL LOANS |
9,30,334 |
18486,32 |
14561,04 |
5,00,918 |
10390,39 |
8962,26 |
8,922 |
268,24 |
197,00 |
|
1. Housing |
2,28,397 |
10284,06 |
8139,77 |
1,79,696 |
6177,11 |
5544,99 |
1,074 |
158,57 |
133,87 |
|
2. Consumer Durables |
10,730 |
58,79 |
45,75 |
19,422 |
157,72 |
127,02 |
1 |
1 |
1 |
|
3. Vehicles |
65,226 |
1644,96 |
1245,36 |
34,890 |
574,17 |
481,54 |
38 |
24 |
5 |
|
4. Education |
1,04,051 |
2359,33 |
1707,18 |
75,469 |
1435,24 |
1125,53 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
16,705 |
65,75 |
50,24 |
432 |
12,79 |
2,29 |
|
6. Others |
5,21,930 |
4139,18 |
3422,98 |
1,74,736 |
1980,39 |
1632,94 |
7,377 |
96,63 |
60,77 |
VI. |
TRADE |
1,61,942 |
4638,47 |
3739,72 |
1,32,150 |
4322,07 |
3481,04 |
572 |
181,64 |
159,43 |
|
1. Wholesale Trade |
7,712 |
1507,35 |
1225,89 |
8,163 |
1296,37 |
1053,99 |
266 |
89,35 |
79,89 |
|
2. Retail Trade |
1,54,230 |
3131,12 |
2513,83 |
1,23,987 |
3025,70 |
2427,05 |
306 |
92,29 |
79,54 |
VII. |
FINANCE |
3,156 |
1020,42 |
914,95 |
4,065 |
977,72 |
651,66 |
38 |
10,78 |
10,78 |
VIII. |
ALL OTHERS |
43,138 |
780,07 |
705,32 |
1,57,682 |
1698,33 |
1237,43 |
49 |
21 |
20 |
|
TOTAL BANK CREDIT |
15,02,288 |
37716,43 |
27822,30 |
17,45,727 |
31236,89 |
24638,29 |
10,343 |
945,38 |
625,22 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT |
||||||||||
SOUTHERN REGION |
||||||||||
STATE : KERALA |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
I. |
AGRICULTURE |
6,81,717 |
1863,25 |
1837,62 |
3,06,379 |
4797,38 |
3548,08 |
20,88,683 |
15377,53 |
12293,14 |
|
1. Direct Finance |
6,79,611 |
1843,74 |
1821,16 |
2,97,783 |
3447,26 |
2741,23 |
20,44,931 |
11773,38 |
10109,92 |
|
2. Indirect Finance |
2,106 |
19,51 |
16,46 |
8,596 |
1350,12 |
806,84 |
43,752 |
3604,15 |
2183,22 |
II. |
INDUSTRY |
23,817 |
144,57 |
129,88 |
26,011 |
7689,01 |
4392,75 |
1,44,745 |
20928,77 |
12207,73 |
|
1. Mining & Quarrying |
- |
- |
- |
170 |
103,54 |
88,96 |
508 |
203,24 |
165,88 |
|
2. Food Manufacturing & Processing |
2,586 |
18,17 |
15,16 |
3,000 |
1270,33 |
660,92 |
19,988 |
5269,96 |
2169,78 |
|
(a) Rice Mills, Flour & Dal Mills |
515 |
5,22 |
4,55 |
276 |
142,43 |
106,93 |
1,751 |
298,97 |
225,04 |
|
(b) Sugar |
- |
- |
- |
1 |
2,65 |
2,63 |
7 |
2,89 |
2,82 |
|
(c) Edible Oils & Vanaspati |
3 |
3 |
3 |
172 |
82,21 |
59,25 |
1,159 |
203,76 |
154,15 |
|
(d) Tea Processing |
1 |
1 |
1 |
31 |
36,18 |
33,53 |
239 |
175,91 |
142,10 |
|
(e) Processing of Fruits & Vegetables |
4 |
19 |
15 |
28 |
8,10 |
7,88 |
228 |
56,17 |
38,92 |
|
(f) Others |
2,063 |
12,72 |
10,42 |
2,492 |
998,76 |
450,70 |
16,604 |
4532,25 |
1606,76 |
|
3. Beverage & Tobacco |
19 |
86 |
77 |
31 |
55,67 |
33,48 |
250 |
141,16 |
108,60 |
|
4. Textiles |
5,609 |
16,17 |
13,66 |
2,336 |
333,98 |
248,50 |
24,955 |
1840,66 |
1344,19 |
|
(a) Cotton Textiles |
3 |
14 |
11 |
590 |
141,26 |
109,11 |
1,524 |
805,05 |
565,51 |
|
(b) Jute & Other Natural Fibre Textiles |
1 |
1 |
1 |
126 |
52,50 |
39,83 |
1,066 |
82,69 |
52,48 |
|
(c) Handloom Textiles & Khadi |
153 |
45 |
41 |
67 |
3,83 |
3,10 |
2,064 |
75,59 |
61,70 |
|
(d) Other Textiles & Textile Products |
5,452 |
15,57 |
13,12 |
1,553 |
136,39 |
96,46 |
20,301 |
877,33 |
664,50 |
|
5. Paper, Paper Products & Printing |
263 |
3,60 |
3,25 |
757 |
232,59 |
123,41 |
4,931 |
979,16 |
524,52 |
|
6. Woods and Wood Products |
1,729 |
10,10 |
8,54 |
1,430 |
89,10 |
66,98 |
9,641 |
303,88 |
247,10 |
|
7. Leather & Leather Products |
84 |
50 |
41 |
190 |
20,03 |
17,03 |
1,189 |
40,66 |
33,67 |
|
8. Gems and Jewellery |
377 |
2,42 |
1,96 |
246 |
87,79 |
82,34 |
1,698 |
177,54 |
164,13 |
|
9. Rubber & Plastic Products |
165 |
3,03 |
2,91 |
867 |
943,32 |
498,74 |
4,719 |
1793,30 |
991,67 |
|
10. Chemicals & Chemical Products |
223 |
2,13 |
1,81 |
539 |
192,42 |
127,65 |
4,310 |
1168,94 |
826,52 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
26 |
12,64 |
3,16 |
115 |
96,49 |
81,35 |
|
(b) Fertilisers |
- |
- |
- |
21 |
3,71 |
1,90 |
118 |
359,43 |
259,72 |
|
(c) Drugs & Pharmaceuticals |
110 |
1,20 |
1,02 |
123 |
36,29 |
29,96 |
1,146 |
152,21 |
119,68 |
|
(d) Non-Edible Oils |
- |
- |
- |
6 |
1,49 |
96 |
56 |
11,09 |
9,18 |
|
(e) Other Chemicals & Chemical Products |
113 |
94 |
79 |
363 |
138,29 |
91,67 |
2,875 |
549,72 |
356,58 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
24 |
4,17 |
3,16 |
81 |
118,68 |
14,64 |
|
12. Manufacture of Cement & Cement Products |
211 |
3,18 |
2,76 |
298 |
35,80 |
21,23 |
2,664 |
124,76 |
77,85 |
|
13. Basic Metals & Metal Products |
628 |
5,85 |
5,01 |
592 |
681,17 |
115,56 |
4,241 |
1292,78 |
552,95 |
|
(a) Iron & Steel |
- |
- |
- |
87 |
64,76 |
45,87 |
328 |
404,25 |
324,22 |
|
(b) Non-Ferrous Metals |
1 |
5 |
5 |
19 |
560,45 |
20,45 |
199 |
740,23 |
100,47 |
|
(c) Metal Products |
627 |
5,80 |
4,96 |
486 |
55,96 |
49,24 |
3,714 |
148,30 |
128,25 |
|
14. Engineering |
217 |
1,40 |
1,27 |
1,717 |
251,11 |
115,13 |
6,746 |
748,36 |
488,42 |
|
(a) Heavy Engineering |
- |
- |
- |
30 |
5,85 |
5,15 |
248 |
48,46 |
29,10 |
|
(b) Light Engineering |
79 |
42 |
38 |
1,401 |
157,90 |
66,28 |
4,152 |
324,81 |
172,27 |
|
(c) Electrical Machinery & Goods |
6 |
3 |
3 |
206 |
53,82 |
24,08 |
1,521 |
234,94 |
176,20 |
|
(d) Electronic Machinery & Goods |
132 |
94 |
86 |
80 |
33,54 |
19,61 |
825 |
140,15 |
110,85 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
84 |
19 |
15 |
195 |
24,92 |
19,96 |
1,418 |
249,36 |
177,33 |
|
16. Other Industries |
9,741 |
32,34 |
28,69 |
9,848 |
1262,30 |
626,98 |
40,476 |
2164,56 |
1273,30 |
|
17. Electricity, Gas & Water |
- |
- |
- |
77 |
189,91 |
186,31 |
203 |
853,81 |
673,72 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
27 |
160,53 |
159,11 |
62 |
617,41 |
467,79 |
|
(b) Non-Conventional Energy |
- |
- |
- |
18 |
25,54 |
23,85 |
53 |
84,42 |
70,89 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
32 |
3,84 |
3,35 |
88 |
151,98 |
135,05 |
|
18. Construction |
1,881 |
44,63 |
43,52 |
3,694 |
1910,87 |
1356,41 |
16,727 |
3457,98 |
2373,45 |
|
(a) Other than Infrastructure |
519 |
29,85 |
29,59 |
2,072 |
1125,35 |
857,19 |
8,691 |
1916,75 |
1455,51 |
|
(b) Infrastructure Construction |
1,362 |
14,78 |
13,94 |
1,622 |
785,51 |
499,22 |
8,036 |
1541,22 |
917,93 |
III. |
TRANSPORT OPERATORS |
5,992 |
61,87 |
57,05 |
11,753 |
606,89 |
461,31 |
38,488 |
1245,54 |
982,24 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
46,393 |
143,08 |
135,00 |
24,535 |
2376,38 |
1653,01 |
1,70,073 |
7254,62 |
5196,58 |
|
1. Professional Services |
722 |
3,70 |
3,43 |
2,140 |
304,69 |
218,49 |
27,820 |
858,35 |
653,01 |
|
2. Tourism, Hotel & Restaurants |
4,568 |
24,83 |
22,09 |
1,730 |
353,31 |
265,79 |
12,147 |
1522,11 |
1060,96 |
|
3. Recreation services |
159 |
97 |
88 |
216 |
115,89 |
101,04 |
3,608 |
331,93 |
261,61 |
|
4. IT and Telecommunications |
1 |
3 |
2 |
89 |
29,75 |
26,15 |
404 |
69,32 |
58,14 |
|
5. Others |
40,943 |
113,55 |
108,59 |
20,360 |
1572,75 |
1041,55 |
1,26,094 |
4472,92 |
3162,85 |
V. |
PERSONAL LOANS |
2,70,142 |
1347,64 |
944,78 |
7,97,457 |
13081,22 |
9815,90 |
25,07,773 |
43573,81 |
34480,97 |
|
1. Housing |
28,281 |
387,09 |
387,72 |
1,00,759 |
5471,87 |
4476,62 |
5,38,207 |
22478,70 |
18682,96 |
|
2. Consumer Durables |
876 |
4,10 |
3,03 |
2,799 |
22,53 |
16,78 |
33,828 |
243,15 |
192,59 |
|
3. Vehicles |
6,019 |
69,84 |
66,00 |
2,58,512 |
3366,12 |
1980,75 |
3,64,685 |
5655,33 |
3773,70 |
|
4. Education |
12,338 |
117,66 |
132,35 |
15,933 |
361,59 |
243,15 |
2,07,791 |
4273,82 |
3208,22 |
|
5. Personal Credit Cards |
- |
- |
- |
1,787 |
59,61 |
23,07 |
18,924 |
138,16 |
75,60 |
|
6. Others |
2,22,628 |
768,96 |
355,69 |
4,17,667 |
3799,49 |
3075,52 |
13,44,338 |
10784,65 |
8547,91 |
VI. |
TRADE |
1,37,510 |
639,47 |
571,90 |
45,389 |
4579,87 |
3136,21 |
4,77,563 |
14361,52 |
11088,30 |
|
1. Wholesale Trade |
1,381 |
10,37 |
9,68 |
6,065 |
1997,99 |
1094,23 |
23,587 |
4901,43 |
3463,68 |
|
2. Retail Trade |
1,36,129 |
629,10 |
562,22 |
39,324 |
2581,87 |
2041,98 |
4,53,976 |
9460,09 |
7624,63 |
VII. |
FINANCE |
2,667 |
43,24 |
34,75 |
7,241 |
2516,67 |
1920,66 |
17,167 |
4568,82 |
3532,80 |
VIII. |
ALL OTHERS |
14,429 |
98,64 |
73,16 |
1,00,793 |
1837,76 |
1558,28 |
3,16,091 |
4415,01 |
3574,38 |
|
TOTAL BANK CREDIT |
11,82,667 |
4341,76 |
3784,14 |
13,19,558 |
37485,16 |
26486,20 |
57,60,583 |
111725,62 |
83356,15 |