AACS |
As Applicable to Co-operative Societies |
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AD |
Authorised Dealer |
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ADR |
American Depository Receipt |
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AFS |
Available For Sale |
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AICCCA |
Association of Independent Consumer Credit Counselling Agencies |
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AIFI |
All-India Financial Institution |
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ALM |
Asset-Liability Management |
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AMC |
Asset Management Company |
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AML |
Anti-Money Laundering |
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ARC |
Asset Reconstruction Company |
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ARCIL |
Asset Reconstruction Company (India) Ltd. |
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ATM |
Automated Teller Machine |
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BCBS |
Basel Committee on Banking Supervision |
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BCP |
Business Continuity Planning Process |
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BCSBI |
Banking Codes and Standards Board of India |
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BFS |
Board for Financial Supervision |
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BIFR |
Board for Industrial and Financial Reconstruction |
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BoP |
Balance of Payments |
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BOS |
Banking Ombudsman Scheme |
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BPLR |
Benchmark Prime Lending Rate |
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BPSS |
Board for Payment and Settlement Systems |
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BSC |
Balanced Scorecard |
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BSE |
Bombay Stock Exchange Ltd. |
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BSR |
Basic Statistical Return |
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CALCS |
Capital Adequacy, Asset Quality, Liquidity, Compliance and System |
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CAMELS |
Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control |
CBLO |
Collateralised Borrowing and Lending Obligation |
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CBS |
Core Banking Solutions |
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CCCS |
Consumer Credit Counselling Service |
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CCDM |
Credit Counselling and Debt Management |
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CCIL |
Clearing Corporation of India Ltd. |
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CCP |
Central Counter Party |
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CD |
Certificate of Deposit |
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CDBMS |
Central Data-base Management System |
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CDF |
Co-operative Development Fund |
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CDR |
Corporate Debt Restructuring |
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CDRM |
Corporate Debt Restructuring Mechanism |
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CEO |
Chief Executive Officer |
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CFMS |
Centralised Funds Management System |
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CFS |
Consolidated Financial Statements |
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CFT |
Combating Financing of Terrorism |
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CGTSI |
Credit Guarantee Trust for Small |
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Industries |
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CIBIL |
Credit Information Bureau of India |
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Limited |
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CLCC |
Central Labour Co-ordination |
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Committee |
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CLF |
Collateralised Lending Facility |
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CMP |
Conflict Management Policy |
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COBIT |
Control Objectives for Information and related Technology |
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CP |
Commercial Paper |
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CPC |
Cheque Processing Centre |
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CPI |
Consumer Price Index |
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CPOS |
Central Point of Supervision |
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CPPAPS |
Committee on Procedures and Performance Audit on Public Services |
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CPSS |
Committee on Payment and Settlement System |
CRAR |
Capital to Risk-Weighted Assets Ratio |
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CRCS |
Central Registrar of Co-operative Societies |
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CRR |
Cash Reserve Ratio |
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CSA |
Co-operative Societies Act |
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CSD |
Customer Service Department |
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CSGL |
Constituent Subsidiary General Ledger |
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CSO |
Central Statistical Organisation |
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CTR |
Cash Transaction Report |
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CTS |
Cheque Truncation System |
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CVC |
Central Vigilance Commission |
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D&B |
Dun & Bradstreet Information |
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Services India (P) Ltd. |
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DAPs |
Development Action Plans |
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DCCB |
District Central Co-operative Banks |
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DLIC |
District Level Implementation Committee |
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DCRR |
Department for Co-operative Revival and Reforms |
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DFI |
Development Finance Institution |
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DICGC |
Deposit Insurance and Credit Guarantee Corporation |
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DLIC |
District Level Implementation and Monitoring Committee |
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DMA |
Direct Marketing Agent |
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DNSS |
Deferred Net Settlement System |
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DPSS |
Department of Payment and Settlement Systems |
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DRI |
Differential Rate of Interest |
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DRT |
Debt Recovery Tribunal |
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DSA |
Direct Sales Agent |
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DTL |
Demand and Time Liability |
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DvP |
Delivery versus Payment |
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EBR |
Export Bills Rediscounted |
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ECB |
External Commercial Borrowing |
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ECGC |
Export Credit Guarantee Corporation |
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ECS |
Electronic Clearing Service |
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EFT |
Electronic Funds Transfer |
EME |
Emerging Market Economy |
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ESOP |
Employee Stock Option Plans |
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ETF |
Empowered Task Force |
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EWS |
Early Warning System |
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EXIM Bank |
Export Import Bank of India |
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FAQs |
Frequently Asked Questions |
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FBT |
Fringe Benefit Tax |
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FCAC |
Fuller Capital Account Convertibility |
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FCNR |
Foreign Currency Non-Resident |
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FCNR (B) |
Foreign Currency Non-Resident (Banks) |
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FDI |
Foreign Direct Investment |
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FDIC |
Federal Deposit Insurance Corporation |
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FEDAI |
Foreign Exchange Dealers Association of |
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India |
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FFI |
Foreign Financial Institution |
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FFMC |
Full Fledge Money Changer |
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FI |
Financial Institution |
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FII |
Foreign Institutional Investor |
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FIMMDA |
Fixed Income Money Market and Derivatives Association of India |
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FINO |
Financial Information Network and Operations |
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FIPB |
Foreign Investment Promotion Board |
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FIU-IND |
Financial Intelligence Unit - India |
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FMC |
Forward Market Commission |
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FMD |
Financial Markets Department |
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FRA |
Forward Rate Agreement |
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FRB |
Floating Rate Bond |
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FRBM Act |
Fiscal Responsibility and Budget Management Act |
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FRMS |
Fraud Reporting and Monitoring System |
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FSAP |
Financial Sector Assessment Programme |
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FSR |
Financial Stability Report |
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FST |
Financial Sector Technology |
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GCC |
General Credit Card |
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GCS |
Gold Card Scheme |
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GDCF |
Gross Domestic Capital Formation |
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GDP |
Gross Domestic Product |
EME |
Emerging Market Economy |
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ESOP |
Employee Stock Option Plans |
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ETF |
Empowered Task Force |
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EWS |
Early Warning System |
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EXIM Bank |
Export Import Bank of India |
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FAQs |
Frequently Asked Questions |
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FBT |
Fringe Benefit Tax |
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FCAC |
Fuller Capital Account Convertibility |
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FCNR |
Foreign Currency Non-Resident |
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FCNR (B) |
Foreign Currency Non-Resident (Banks) |
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FDI |
Foreign Direct Investment |
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FDIC |
Federal Deposit Insurance Corporation |
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FEDAI |
Foreign Exchange Dealers Association of India |
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FFI |
Foreign Financial Institution |
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FFMC |
Full Fledge Money Changer |
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FI |
Financial Institution |
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FII |
Foreign Institutional Investor |
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FIMMDA |
Fixed Income Money Market and Derivatives Association of India |
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FINO |
Financial Information Network and |
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Operations |
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FIPB |
Foreign Investment Promotion Board |
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FIU-IND |
Financial Intelligence Unit - India |
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FMC |
Forward Market Commission |
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FMD |
Financial Markets Department |
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FRA |
Forward Rate Agreement |
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FRB |
Floating Rate Bond |
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FRBM Act |
Fiscal Responsibility and Budget Management Act |
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FRMS |
Fraud Reporting and Monitoring System |
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FSAP |
Financial Sector Assessment Programme |
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FSR |
Financial Stability Report |
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FST |
Financial Sector Technology |
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GCC |
General Credit Card |
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GCS |
Gold Card Scheme |
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GDCF |
Gross Domestic Capital Formation |
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GDP |
Gross Domestic Product |
IT |
Information Technology |
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ITGGSM |
Internal Technical Group on Government Securities Market |
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ITGI |
IT Governance Institute |
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ITIL |
IT Infrastructure Library |
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JPC |
Joint Parliamentary Committee |
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KCC |
Kisan Credit Card |
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KVIB |
Khadi and Village Industries Board |
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KYC |
Know your Customer |
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LAB |
Local Area Bank |
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LAF |
Liquidity Adjustment Facility |
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LIBOR |
London Inter-Bank Offer Rate |
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LIC |
Life Insurance Corporation of India |
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LME |
London Metal Exchange |
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LOLR |
Lender of Last Resort |
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LTCCS |
Long-Term Co-operative Credit Structure |
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Broad Money |
M3 |
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MAP |
Monitorable Action Plan |
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MLRO |
Money Laundering Reporting Officer |
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MEDP |
Micro Enterprise Development Programme |
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MFDEF |
Micro Finance Development and Equity |
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Fund |
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MFI |
Micro Finance Institution |
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MIBOR |
Mumbai Inter-Bank Offer Rate |
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MICR |
Magnetic Ink Character Recognition |
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MIS |
Management Information System |
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MLRO |
Money Laundering Reporting Office |
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MMBCS |
Magnetic Media Based Clearing System |
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MNBC |
Miscellaneous Non-Banking Companies |
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MNSB |
Multilateral Net Settlement Batch |
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MoU |
Memorandum of Understanding |
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MSS |
Market Stabilisation Scheme |
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MPLS |
Multi-Protocol Layer Switching |
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NABARD |
National Bank for Agriculture and Rural Development |
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NAFCUB |
National Federation of Co-operative Urban Banks |
NAV |
Net Asset Value |
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NBC |
Net Bank Credit |
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NBFC |
Non-Banking Financial Company |
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NBFI |
Non-Banking Financial Institutions |
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NBV |
Net Book Value |
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NDS |
Negotiated Dealing System |
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NDS-OM |
NDS Order Matching |
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NDTL |
Net Demand and Time Liability |
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NEDFi |
North Eastern Development Finance Corporation |
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NEFT |
National Electronic Fund Transfer |
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NFCC |
National Foundation for Credit Coun- selling |
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NFGBC |
Non-food Gross Bank Credit |
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NFS |
National Financial Switch |
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NGO |
Non-Government Organisation |
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NHB |
National Housing Bank |
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NHC |
National Housing Credit |
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NIA |
New India Assurance Company Limited |
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NIC |
National Industrial Credit |
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NIMC |
National Implementation Monitoring Committee |
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NOC |
No Objection Certificate |
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NOF |
Net Owned Fund |
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NPA |
Non-Performing Asset |
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NPFA |
Non-Performing Financial Assets |
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NPL |
Non-Performing Loan |
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NRE |
Non-Resident External |
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NRI |
Non-Resident Indian |
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NSE |
National Stock Exchange |
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OBS |
Off-balance Sheet |
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OBU |
Off-Shore Banking Unit |
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OECD |
Organisation for Economic Co-operation and Development |
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OLRR |
On-line Reject Repair |
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OLTAS |
On-line Tax Accounting System |
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ORFS |
On-line Returns Filing System |
OSMOS |
Off-Site Monitoring and Surveillance System |
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OSS |
Off-site Surveillance System |
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OTC |
Over the Counter |
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OTS |
One Time Settlement |
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PACS |
Primary Agricultural Credit Society |
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PAIS |
Personal Accident Insurance Scheme |
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PCARDB |
Primary Co-operative Agricultural and Rural Development Bank |
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PD |
Primary Dealer |
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PIO |
Principal Inspection Officer |
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PKI |
Public Key Infrastructure |
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PLR |
Prime Lending Rate |
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PMLA |
Prevention of Money Laundering Act |
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PMRY |
Prime Minister Rojgar Yojna |
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POS |
Point of Sale |
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PSB |
Public Sector Bank |
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PSE |
Public Sector Enterprise |
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QIS |
Quantitative Impact Study |
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RBIA |
Risk-Based Internal Audit |
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RBS |
Risk-Based Supervision |
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RCS |
Registrar of Co-operative Societies |
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RIDF |
Rural Infrastructural Development |
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Fund |
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RNBC |
Residuary Non-Banking Company |
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ROC |
Registrar of Companies |
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RRB |
Regional Rural Bank |
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RTGS |
Real Time Gross Settlement System |
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SAA |
Service Area Approach |
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SACP |
Special Agricultural Credit Plan |
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SAO |
Seasonal Agricultural Operations |
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SARFAESI |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
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SAR |
Self-Assessment Report |
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SARS |
Severe Acute Respiratory Syndrome |
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SCARDB |
State Co-operative Agricultural and Rural Development Bank |
SCB |
Scheduled Commercial Bank |
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SC |
Scheduled Caste |
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SDS |
Special Deposit Scheme |
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SEB |
State Electricity Board |
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SEBI |
Securities and Exchange Board of India |
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SEFCs |
Small Enterprises Financial Centres |
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SEFT |
Special Electronic Funds Transfer |
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SEZ |
Special Economic Zones |
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SFAC |
Small Farmers Agri-Business Consortium |
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SFC |
State Financial Corporation |
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SFMS |
Structured Financial Messaging |
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System |
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SGL |
Subsidiary General Ledger |
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SGSY |
Swarn Jayanti Gram Swarojgar Yojna |
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SHG |
Self-Help Group |
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SHPI |
Self-Help Promoting Institutions |
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SIDBI |
Small Industries Development Bank of India |
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SIDC |
State Industrial Development Corporation |
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SIPS |
Systemically Important Payment System |
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SJSRY |
Swarna Jayanti Shahari Rojgar Yojna |
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SLA |
Service Level Agreement |
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SLAF |
Second Liquidity Adjustment Facility |
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SLBCs |
State Level Bankers’ Committees |
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SLEPCS |
State Level Export Promotion Committees |
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SLR |
Statutory Liquidity Ratio |
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SLRS |
Scheme for Liberlisation and Rehabilitation of Scavengers |
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SME |
Small and Medium Enterprise |
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SPV |
Special Purpose Vehicle |
SSC |
Special Sub-Committees |
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SSI |
Small Scale Industry |
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SSS |
Securities Settlement System |
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StCB |
State Co-operative Bank |
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STCCS |
Short-Term Co-operative Credit |
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Structure |
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STP |
Straight Through Processing |
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STR |
Suspicious Transaction Report |
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STRIPS |
Separate Trading of Registered Interest and Principal of Securities |
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ST |
Scheduled Tribe |
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SWIFT |
Society for Worldwide Financial Telecommunication |
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TAFCUB |
Task Force for Urban Co-operative Banks |
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TFCI |
Tourism Finance Corporation of India |
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UCB |
Urban Co-operative Bank |
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UIA |
United India Assurance Company Ltd. |
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UTI |
Unit Trust of India |
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UTLBC |
Union Territory Level Bankers’ Committee |
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VaR |
Value at Risk |
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VCF |
Venture Capital Fund |
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VKC |
Village Knowledge Centre |
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VPN |
Virtual Private Networks |
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VRS |
Voluntary Retirement Scheme |
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VSAT |
Very Small Aperture Terminal |
|
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WADR |
Weighted Average Discount Rate |
|
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WEO |
World Economic Outlook |
|
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WGRFIS |
Working Group on Future Role of Financial Institutions |
|
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WPI |
Wholesale Price Index |
|
|
XBRL |
Extensible Business Reporting Language |