List of Select Abbreviations

RbiAnnouncementWeb

Asset Publisher

ప్రచురించబడిన తేదీ డిసెంబర్ 27, 2022

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AD-1	Authorized Dealers Category-I
AEs	Advanced Economies
AePS	Aadhaar Enabled Payment Systems
AFA	Additional Factor of Authentication
AFS	Available for Sale
AI/ML	Artificial Intelligence and Machine Learning
AID	All Inclusive Directions
AIFIs	All India Financial Institutions
AML	Anti-Money Laundering
ANBC	Adjusted Net Bank Credit
APR	Annual Percentage Rate
AQR	Asset Quality Review
ARCs	Asset Reconstruction Companies
ARDL-EC	Autoregressive Distributed Lag Model with Error Correction
ASISO	Automated Sweep-In and Sweep-Out
BBPOUs	Bharat Bill Payment Operating Units
BBPS	Bharat Bill Payment System
BCBS	Basel Committee on Banking Supervision
BC-ICT	Business Correspondents - Information and Communication Technology
BCs	Business Correspondents
BEI	Banking Expectations Index
BFSCI	Bloomberg U.S. Financial Conditions Index
BIS	Bank for International Settlements
BISIH	BIS Innovation Hub
BOS	Banking Ombudsman Scheme
bps	Basis Points
BSBDAs	Basic Savings Bank Deposit Accounts
CADs	Current Account Deficits
CAGR	Compound Annual Growth Rate
CASA	Current Account and Savings Account
CBDC	Central Bank Digital Currency
CBS	Core Banking Solution
CC	Contact Centre
CCB	Capital Conservation Buffer
CCO	Chief Compliance Officer
CCPs	Central Counterparties
C-D	Credit-Deposit
CDS	Credit Default Swap
CDs	Certificates of Deposits
CEPCs	Consumer Education and Protection Cells
CET	Common Equity Tier
CFLs	Centres for Financial Literacy
CFSS	Core Financial Services Solution
CGFMU	Credit Guarantee Fund for Micro Units
CI	Confidence Interval
CICERO	Centre for International Climate Research
CICs	Core Investment Companies
CICs	Credit Information Companies
CIMS	Centralised Information and Management System
CIRP	Corporate Insolvency Resolution Process
CISBI	Central Information System for Banking Infrastructure
CMBs	Cash Management Bills
CME	Capital Market Exposure
CoR	Certificate of Registration
CoVaR	Conditional Value at Risk
CPI	Consumer Price Index
CPMI	Committee on Payments and Market Infrastructures
CPs	Commercial Papers
CRAR	Capital to Risk-Weighted Assets Ratio
CRAs	Credit Rating Agencies
CRE	Commercial Real Estate
CRE-RH	Commercial Real Estate – Residential Housing
CRILC	Central Repository of Information on Large Credits
CRM	Credit Risk Mitigation
CRMs	Cash Recycling Machines
CRO	Chief Risk Officer
CRR	Cash Reserve Ratio
CSRD	Corporate Sustainability Reporting Directive
CVA	Credit Valuation Adjustment
DAY-NRLM	Deendayal Antyodaya Yojana-National Rural Livelihood Mission
DBTs	Direct Benefit Transfers
DBUs	Digital Banking Units
DCCBs	District Central Co-operative Banks
DFI	Development Financial Institution
DICGC	Deposit Insurance and Credit Guarantee Corporation
DIF	Deposit Insurance Fund
DLAs	Digital Lending Applications
DP	Discussion Paper
DPI	Digital Payments Index
D-SIBs	Domestic Systemically Important Banks
DTH	Direct-To-Home
EBLRs	External Benchmark Linked Lending Rates
ECB	European Central Bank
ECBs	External Commercial Borrowings
ECL	Expected Credit Loss
ECLGS	Emergency Credit Line Guarantee Scheme
EGARCH	Exponential Generalized Autoregressive Conditional Heteroskedasticity
EMDEs	Emerging Market and Developing Economies
EMEs	Emerging Market Economies
eNWRs	Electronic Negotiable Warehouse Receipts
ESG	Environmental, Social And Governance
EXIM Bank	Export Import Bank of India
FADA	Federation of Automobile Dealers’ Associations
FAS	Financial Access Survey
FBCs	Fixed-point Business Correspondents
FBs	Foreign Banks
FCI	Financial Conditions Index
FCNR(B)	Foreign Currency (Non-Resident) Accounts (Banks)
FCS-OIS	Foreign Currency Settled Overnight Indexed Swap
FIs	Financial Institutions
FI-Index	Financial Inclusion Index
FIPs	Financial Inclusion Plans
FLCs	Financial Literacy Centres
FMIs	Financial Market Infrastructures
FPC	Fair Practices Code
FRRR	Fixed Rate Reverse Repo
FSB	Financial Stability Board
FSWM	Financially Sound and Well Managed
GCCs	General Credit Cards
GDP	Gross Domestic Product
GFC	Global Financial Crisis
GNPA	Gross Non-Performing Assets
G-SAP	Government Securities Acquisition Programme
G-Secs	Government Securities
HFCs	Housing Finance Companies
HFT	Held for Trade
HO	Head Office
HQLAs	High Quality Liquid Assets
HTM	Held to Maturity
IAC	Independent Advisory Committee
IBBI	Insolvency and Bankruptcy Board of India
IBC	Insolvency and Bankruptcy Code
ICCW	Interoperable Card-less Cash Withdrawal
ICMA	International Capital Market Association’s
I-D	Investment-Deposit
IFR	Investment Fluctuation Reserve
IFSC	International Financial Services Centre
IIS	Investment In Securities
IMF	International Monetary Fund
INR	Indian Rupees
IO	Internal Ombudsman
IPOs	Initial Public Offerings
IRB	Internal Ratings-Based
IRRBB	Interest Rate Risk in the Banking Book
ISSB	International Sustainability Standards Board
IVR	Interactive Voice Response
JLGs	Joint Liability Groups
KCC	Kisan Credit Card
KFS	Key Fact Statement
KMP	Key Managerial Personnel
KPIs	Key Performance Indicators
KYC	Know Your Customer
KUA	KYC User Agency
LABs	Local Area Banks
LAF	Liquidity Adjustment Facility
LCR	Liquidity Coverage Ratio
LEF	Large Exposure Framework
LEs	Legal Entities
LIBOR	London Interbank Offered Rate
LR	Leverage Ratio
LSPs	Lending Service Providers
LTV	Loan-to-Value
mCBDC	Multi-CBDC
MD	Master Direction
MIBOR	Mumbai Interbank Offered Rate
MIGR	Minimum Investment Grade Credit Ratings
MMF	Money Market Fund
MPC	Monetary Policy Committee
MoSPI	Ministry of Statistics and Program Implementation
MSF	Marginal Standing Facility
MSMEs	Micro, Small and Medium Enterprises
MtM	Mark-to-Market
NABARD	National Bank for Agriculture and Rural Development
NaBFID	National Bank for Financing Infrastructure and Development
NACH	National Automated Clearing House
NBFC-AA	NBFC-Account Aggregator
NBFC-BL	NBFC-Base Layer
NBFC-ICCs	NBFC-Investment And Credit Companies
NBFC-IDF	NBFC-Infrastructure Debt Fund
NBFC-IFC	NBFC-Infrastructure Finance Company
NBFC-MFIs	NBFC-Micro Finance Institutions
NBFC-ML	NBFC-Middle Layer
NBFC-NOFHC	NBFC-Non-Operative Financial Holding Company
NBFC-P2P	NBFC–Peer to Peer Lending Platform
NBFCs	Non-Banking Financial Companies
NBFCs-D	Deposit-Taking NBFCs
NBFCs-ND	Non-Deposit Taking NBFCs
NBFCs-ND-SI	Non-Deposit Taking Systemically Important NBFCs
NBFC-TL	NBFC-Top Layer
NBFC-UL	NBFC-Upper Layer
NBFI	Non-Bank Financial Intermediation
NBFIs	Non-Bank Financial Intermediaries
NBFIs	Non-Banking Financial Institutions
NCCDs	Non-Centrally Cleared Derivatives
NCDs	Non-Convertible Debentures
NCLTs	National Company Law Tribunals
NDS-OM	Negotiated Dealing System-Order Matching
NDTL	Net Demand and Time Liabilities
NED	Non-Executive Directors
NGFS	Network for Greening the Financial System
NHB	National Housing Bank
NII	Net Interest Income
NIM	Net Interest Margin
NNPA	Net Non-Performing Assets
NOF	Net Owned Fund
NPAs	Non-Performing Assets
NPCI	National Payments Corporation of India
NPLs	Non-Performing Loans
NRC	Nomination and Remuneration Committee
NRO	Non-Resident Ordinary
NSFI	National Strategy for Financial Inclusion
NSFR	Net Stable Funding Ratio
NSUCBs	Non-Scheduled Urban Co-operative Banks
NWRs	Negotiable Warehouse Receipts
O-ARR	Overnight Alternative Reference Rate
OD	Overdraft
OEFs	Open-Ended Funds
OFCBs	Overseas Foreign Currency Borrowings
OIS	Overnight Indexed Swap
OMO	Open Market Operation
OSDT	Ombudsman Scheme for Digital Transactions
OSNBFC	Ombudsman Scheme for Non-Banking Financial Companies
OTC	Over-the-Counter
OTS	One-Time Settlement
PACS	Primary Agricultural Credit Societies
PBs	Payments Banks
PCA	Prompt Corrective Action
PCARDBs	Primary Co-operative Agriculture and Rural Development Banks
PCR	Provision Coverage Ratio
PDs	Primary Dealers
PLI	Production Linked Incentive
PLR	Prime Lending Rate
PMAY-G	Pradhan Mantri Awaas Yojana-Gramin
PMAY-U	Pradhan Mantri Aawas Yojna-Urban
PMCBL	Punjab and Maharashtra Co-operative Bank Ltd
PMJDY	Pradhan Mantri Jan Dhan Yojana
PML	Prevention of Money Laundering
PSBs	Public Sector Banks
PSL	Priority Sector Lending
PSLCs	Priority Sector Lending Certificates
PSUs	Public Sector Undertakings
PVBs	Private Sector Banks
QBs	Qualified Buyers
RBIH	Reserve Bank Innovation Hub
RB-IOS	Reserve Bank - Integrated Ombudsman Scheme
RDG	Retail Direct Gilt
REE	Real Estate Exposures
REs	Regulated Entities
RMCB	Risk Management Committee of the Board
RoA	Return on Assets
RoE	Return on Equity
RR	Reserve Ratio
RRBs	Regional Rural Banks
RS	Regulatory Sandbox
RSA	Restructured Standard Advances
RT	Risk Thresholds
RTGS	Real Time Gross Settlement
RWAs	Risk-Weighted Assets
SARFAESI Act	Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act
SBM-G	Swachh Bharat Mission-Gramin
SBR	Scale Based Regulation
SCARDBs	State Co-operative Agriculture and Rural Development Banks
SCBs	Scheduled Commercial Banks
SDF	Standing Deposit Facility
SEs	Supervised Entities
SF/MF	Small and Marginal Farmers
SFBs	Small Finance Banks
SFG	Sustainable Finance Group
SGBs	Sovereign Gold Bonds
SHG-BLP	Self-Help Group - Bank Linkage Programme
SHGs	Self Help Groups
SIAM	Society of Indian Automobile Manufacturers
SIDBI	Small Industries Development Bank of India
SLF	Special Liquidity Facility
SLR	Statutory Liquidity Ratio
SLTRO	Special Long-Term Repo Operations
SMA	Special Mention Accounts
SMEs	Small and Micro Enterprises
SMFs	Small and Marginal Farmers
SPDs	Standalone Primary Dealers
SPO	Second Party Opinion
SRs	Security Receipts
SSBs	Standard Setting Bodies
SSE	Sensitive Sector Exposure
StCBs	State Co-operative Banks
SUCBs	Scheduled Urban Co-operative Banks
TBTF	Too-Big-To-Fail
TCFD	Task Force on Climate-Related Financial Disclosures
TLAC	Total Loss-Absorbing Capacity
TLTRO	Targeted Long-Term Repo Operations
TR	Trade Repository
TR	Total Remuneration
TReDS	Trade Receivables Discounting System
TREPS	Triparty Repo Dealing and Settlement
UCBs	Urban Co-operative Banks
UIDAI	Unique Identification Authority Of India
UPI	Unified Payments Interface
U.K.	United Kingdom
U.S.	United States
USFB	Unity Small Finance Bank
UTs	Union Territories
VAR	Vector Auto Regression
VaR	Value at Risk
VP	Variable Pay
VRR	Variable Rate Repo
VRRR	Variable Rate Reverse Repo
WAC	Weighted Average Cost
WAPs	Weighted Average Premiums
WEO	World Economic Outlook
WGDL	Working Group on Digital Lending
WOS	Wholly-Owned Subsidiary