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Maharashtra

Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002

WESTERN REGION

 

(Amount in Rupees Lakh)


     

STATE BANK OF INDIA

NATIONALISED BANKS

     

AND ITS ASSOCIATES

     

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

1

2

3

4

5

6


I.

AGRICULTURE

4,20,920

1815,65

1470,98

6,43,227

6060,68

4064,56

 

1. Direct Finance

4,19,025

1409,34

1137,55

5,92,702

2354,12

2065,71

 

2. Indirect Finance

1,895

406,31

333,43

50,525

3706,56

1998,85

II.

INDUSTRY

1,10,757

31467,31

17058,77

2,31,238

34815,77

28107,43

 

1. Mining & Quarrying

153

10555,13

4253,67

489

1065,06

820,21

 

2. Food Manufacturing & Processing

3,333

510,86

432,36

12,021

1585,81

1277,27

 

(a)

Rice Mills, Flour & Dal Mills

936

118,67

94,93

2,272

178,25

127,04

 

(b)

Sugar

10

8,81

7,41

67

359,03

341,44

 

(c)

Edible Oils & Vanaspati

359

191,08

184,38

2,723

230,23

185,20

 

(d)

Tea Processing

4

1,38

91

17

14,41

11,97

 

(e)

Processing of Fruits & Vegetables

31

45,87

40,15

103

59,49

42,71

 

(f)

Others

1,993

145,05

104,58

6,839

744,40

568,92

 

3. Beverage & Tobacco

20

13,53

11,28

271

210,68

178,34

 

4. Textiles

10,248

2811,13

2190,51

19,797

4690,49

3706,48

 

(a)

Cotton Textiles

1,307

758,09

618,91

4,729

1873,98

1505,22

 

(b)

Jute & Other Natural Fibre Textiles

40

10,87

7,53

2,143

38,95

35,37

 

(c)

Handloom Textiles & Khadi

78

242,08

213,27

618

253,51

141,31

 

(d)

Other Textiles & Textile Products

8,823

1800,09

1350,81

12,307

2524,05

2024,58

 

5. Paper, Paper Products & Printing

1,430

332,75

273,66

3,964

831,67

723,48

 

6. Leather & Leather Products

652

23,41

14,41

2,659

102,91

81,57

 

7. Rubber & Plastic Products

2,133

579,54

450,91

3,636

1402,59

1182,04

 

8. Chemicals & Chemical Products

8,945

4254,50

1589,75

15,893

4298,72

3339,84

 

(a)

Heavy Industrial Chemicals

130

494,85

158,38

1,055

1242,65

1037,78

 

(b)

Fertilisers

55

1165,91

545,37

80

277,74

132,18

 

(c)

Drugs & Pharmaceuticals

7,657

1227,96

466,77

9,290

1301,54

1024,93

 

(d)

Non-Edible Oils

41

13,03

8,77

52

73,20

29,69

 

(e)

Other Chemicals & Chemical Products

1,062

1352,76

410,46

5,416

1403,58

1115,27

 

9. Petroleum, Coal Products & Nuclear Fuels

59

553,03

413,18

336

2654,90

1885,77

 

10. Manufacture of Cement & Cement Products

389

119,07

93,15

573

712,30

463,23

 

11. Basic Metals & Metal Products

2,250

2407,66

1510,00

15,312

3693,75

3121,89

 

(a)

Iron & Steel

664

2083,49

1194,52

1,847

2204,66

1869,06

 

(b)

Non-Ferrous Metals

74

82,52

51,87

586

387,92

341,08

 

(c)

Metal Products

1,512

241,66

263,60

12,879

1101,17

911,76

 

12. Engineering

3,356

3201,76

1670,73

38,079

4163,71

3387,75

 

(a)

Heavy Engineering

145

92,58

77,72

1,418

914,63

698,19

 

(b)

Light Engineering

2,089

1732,09

1057,63

26,592

1352,29

1040,39

 

(c)

Electrical Machinery & Goods

728

393,75

274,79

2,862

1191,23

1029,05

 

(d)

Electronic Machinery & Goods

394

983,33

260,58

7,207

705,55

620,11

 

13. Vehicles, Vehicle Parts & Transport Equipments

993

386,80

159,85

2,613

1038,91

845,82

 

14. Other Industries

75,649

4247,07

3008,29

1,06,958

4700,07

3941,49

 

15. Electricity, Gas & Water

83

1339,92

858,00

296

1947,40

1715,69

 

(a)

Electricity Generation &Transmission

52

1220,54

797,92

121

1634,84

1449,27

 

(b)

Non-Conventional Energy

13

12,46

4,79

25

66,40

66,92

 

(c)

Gas, Steam & Water Supply

18

106,92

55,29

150

246,15

199,49

 

16. Construction

1,064

131,14

129,03

8,341

1716,81

1436,55

III.

TRANSPORT OPERATORS

15,660

320,18

233,76

33,037

2004,96

1653,56

IV.

PROFESSIONAL AND OTHER SERVICES

26,072

720,54

506,19

92,090

2629,92

2162,65

V.

PERSONAL LOANS

3,26,824

2868,62

2435,51

6,74,024

6331,32

5371,96

 

1. Loans for Purchase of Consumer Durables

14,990

60,56

43,28

59,654

181,88

153,90

 

2. Loans for Housing

74,711

1803,69

1600,30

98,991

3144,01

2822,27

 

3. Rest of the Personal Loans

2,37,123

1004,38

791,93

5,15,379

3005,42

2395,80

VI.

TRADE

90,220

3914,19

3234,24

2,50,453

29376,80

27869,14

 

1. Wholesale Trade

10,912

3174,08

2674,22

24,332

27189,41

26109,98

 

2. Retail Trade

79,308

740,10

560,02

2,26,121

2187,39

1759,16

VII.

FINANCE

2,634

4181,95

2878,01

12,961

9413,55

7325,98

VIII.

ALL OTHERS

77,728

2827,73

1975,46

2,67,690

10415,99

7915,58


TOTAL BANK CREDIT

10,70,815

48116,17

29792,91

22,04,720

101048,98

84470,87

OF WHICH:1.ArtisansandVillage&TinyIndustries

14,152

566,10

439,18

21,160

174,14

154,54

2.OtherSmallScaleIndustries

34,138

1818,35

1457,41

87,115

4029,40

3292,12




     

FOREIGN BANKS

REGIONAL RURAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

7

8

9

10

11

12


I.

AGRICULTURE

108

129,60

130,13

1,87,650

349,33

315,02

 

1. Direct Finance

95

7,82

7,77

1,84,381

332,53

299,77

 

2. Indirect Finance

13

121,77

122,36

3,269

16,79

15,24

II.

INDUSTRY

8,092

17736,65

12808,55

9,761

37,13

31,88

 

1. Mining & Quarrying

14

450,11

204,95

15

71

57

 

2. Food Manufacturing & Processing

72

227,17

174,59

175

5,67

4,18

 

(a)

Rice Mills, Flour & Dal Mills

3

1,45

1,45

114

3,27

2,28

 

(b)

Sugar

7

4,44

2,83

1

54

21

 

(c)

Edible Oils & Vanaspati

6

36,89

35,07

8

6

6

 

(d)

Tea Processing

1

2,50

47

 

(e)

Processing of Fruits & Vegetables

2

2,45

2,04

10

32

25

 

(f)

Others

53

179,43

132,74

42

1,48

1,38

 

3. Beverage & Tobacco

17

109,36

76,25

6

23

20

 

4. Textiles

246

1231,30

788,28

38

71

76

 

(a)

Cotton Textiles

125

763,78

435,47

6

41

34

 

(b)

Jute & Other Natural Fibre Textiles

4

3,77

4,00

30

19

26

 

(c)

Handloom Textiles & Khadi

15

15

15

 

(d)

Other Textiles & Textile Products

102

463,61

348,67

2

12

16

 

5. Paper, Paper Products & Printing

45

192,09

167,73

33

64

68

 

6. Leather & Leather Products

13

66,31

11,20

51

14

13

 

7. Rubber & Plastic Products

121

318,01

266,82

20

19

17

 

8. Chemicals & Chemical Products

992

3566,14

2429,06

29

58

53

 

(a)

Heavy Industrial Chemicals

163

695,44

499,11

 

(b)

Fertilisers

19

266,89

144,32

 

(c)

Drugs & Pharmaceuticals

351

1224,80

832,44

4

12

17

 

(d)

Non-Edible Oils

4

6,00

6,00

 

(e)

Other Chemicals & Chemical Products

455

1373,00

947,19

25

47

36

 

9. Petroleum, Coal Products & Nuclear Fuels

26

676,70

416,65

 

10. Manufacture of Cement & Cement Products

33

580,27

436,99

35

22

23

 

11. Basic Metals & Metal Products

208

1606,94

1032,72

70

50

41

 

(a)

Iron & Steel

99

682,43

535,72

 

(b)

Non-Ferrous Metals

45

722,33

347,20

 

(c)

Metal Products

64

202,18

149,79

70

50

41

 

12. Engineering

813

2873,99

1980,63

42

57

52

 

(a)

Heavy Engineering

98

717,01

578,00

4

14

12

 

(b)

Light Engineering

443

1250,63

947,64

9

34

33

 

(c)

Electrical Machinery & Goods

197

372,95

207,71

26

6

6

 

(d)

Electronic Machinery & Goods

75

533,40

247,27

3

3

2

 

13. Vehicles, Vehicle Parts & Transport Equipments

426

1923,47

1618,14

127

77

51

 

14. Other Industries

4,911

2805,54

2329,94

8,854

19,55

16,98

 

15. Electricity, Gas & Water

32

467,33

412,24

1

4

4

 

(a)

Electricity Generation &Transmission

18

335,52

330,07

 

(b)

Non-Conventional Energy

2

5,00

1,42

 

(c)

Gas, Steam & Water Supply

12

126,81

80,75

1

4

4

 

16. Construction

123

641,92

462,37

265

6,62

5,97

III.

TRANSPORT OPERATORS

108

772,13

583,55

3,177

18,12

13,22

IV.

PROFESSIONAL AND OTHER SERVICES

746

2052,06

1496,20

15,808

34,32

28,36

V.

PERSONAL LOANS

7,38,389

5568,32

2726,75

67,141

185,82

156,73

 

1. Loans for Purchase of Consumer Durables

2,915

53,64

40,16

13,798

30,10

24,09

 

2. Loans for Housing

11,601

1283,77

968,32

6,497

56,82

45,60

 

3. Rest of the Personal Loans

7,23,873

4230,91

1718,26

46,846

98,91

87,05

VI.

TRADE

943

1097,24

591,14

42,434

89,83

76,90

 

1. Wholesale Trade

638

519,84

288,43

1,114

6,61

5,88

 

2. Retail Trade

305

577,40

302,71

41,320

83,22

71,02

VII.

FINANCE

570

4777,94

2635,82

181

31

26

VIII.

ALL OTHERS

10,906

860,51

781,37

13,915

31,15

29,36


TOTAL BANK CREDIT

7,59,862 21753,51 32994,46

3,40,067

746,00

651,72

OF WHICH:1.ArtisansandVillage&TinyIndustries

1

3

3

5,132

12,03

10,26

2.OtherSmallScaleIndustries

247

517,57

497,98

3,503

11,59

9,60




     

OTHER SCHEDULED

ALL SCHEDULED

     

COMMERCIAL BANKS

COMMERCIAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

Standing

   

Standing


     

13

14

15

16

17

18


I.

AGRICULTURE

36,285

639,25

544,29

12,88,190

8994,50

6524,98

 

1. Direct Finance

34,760

355,46

315,89

12,30,963

4459,27

3826,69

 

2. Indirect Finance

1,525

283,79

228,40

57,227

4535,23

2698,29

II.

INDUSTRY

30,038

25887,73

20956,86

3,89,886

109944,59

78963,49

 

1. Mining & Quarrying

277

1271,18

1066,92

948

13342,20

6346,31

 

2. Food Manufacturing & Processing

611

890,30

636,13

16,212

3219,81

2524,54

 

(a)

Rice Mills, Flour & Dal Mills

97

29,29

23,14

3,422

330,92

248,84

 

(b)

Sugar

44

198,22

154,30

129

571,04

506,19

 

(c)

Edible Oils & Vanaspati

101

198,70

127,88

3,197

656,97

532,58

 

(d)

Tea Processing

14

181,64

128,48

36

199,93

141,83

 

(e)

Processing of Fruits & Vegetables

56

39,12

29,33

202

147,25

114,48

 

(f)

Others

299

243,33

172,99

9,226

1313,70

980,61

 

3. Beverage & Tobacco

54

95,67

119,48

368

429,48

385,55

 

4. Textiles

1,867

1832,08

1513,55

32,196

10565,71

8199,59

 

(a)

Cotton Textiles

1,017

873,76

754,35

7,184

4270,01

3314,28

 

(b)

Jute & Other Natural Fibre Textiles

30

18,93

20,50

2,247

72,71

67,66

 

(c)

Handloom Textiles & Khadi

22

2,51

1,63

733

498,24

356,35

 

(d)

Other Textiles & Textile Products

798

936,88

737,08

22,032

5724,74

4461,29

 

5. Paper, Paper Products & Printing

720

908,18

629,31

6,192

2265,33

1794,85

 

6. Leather & Leather Products

91

24,40

17,04

3,466

217,17

124,35

 

7. Rubber & Plastic Products

608

457,19

419,14

6,518

2757,52

2319,08

 

8. Chemicals & Chemical Products

1,648

3974,03

2820,83

27,507

16093,97

10180,01

 

(a)

Heavy Industrial Chemicals

303

1225,43

832,64

1,651

3658,37

2527,90

 

(b)

Fertilisers

37

258,23

186,00

191

1968,78

1007,87

 

(c)

Drugs & Pharmaceuticals

299

593,10

469,86

17,601

4347,52

2794,17

 

(d)

Non-Edible Oils

17

9,16

8,53

114

101,39

52,99

 

(e)

Other Chemicals & Chemical Products

992

1888,10

1323,80

7,950

6017,91

3797,08

 

9. Petroleum, Coal Products & Nuclear Fuels

55

1691,40

1199,63

476

5576,04

3915,24

 

10. Manufacture of Cement & Cement Products

172

478,91

383,12

1,202

1890,77

1376,71

 

11. Basic Metals & Metal Products

3,799

4040,41

3749,22

21,639

11749,26

9414,24

 

(a)

Iron & Steel

618

3021,47

3010,86

3,228

7992,05

6610,17

 

(b)

Non-Ferrous Metals

93

236,11

157,77

798

1428,87

897,92

 

(c)

Metal Products

3,088

782,83

580,59

17,613

2328,34

1906,16

 

12. Engineering

2,002

3814,46

3127,82

44,292

14054,49

10167,45

 

(a)

Heavy Engineering

353

904,71

668,40

2,018

2629,08

2022,44

 

(b)

Light Engineering

818

542,40

388,40

29,951

4877,75

3434,39

 

(c)

Electrical Machinery & Goods

525

976,51

772,79

4,338

2934,51

2284,40

 

(d)

Electronic Machinery & Goods

306

1390,84

1298,24

7,985

3613,15

2426,21

 

13. Vehicles, Vehicle Parts & Transport Equipments

767

1370,86

1047,36

4,926

4720,81

3671,69

 

14. Other Industries

15,728

2829,37

2446,54

2,12,100

14601,59

11743,24

 

15. Electricity, Gas & Water

89

721,84

533,80

501

4476,52

3519,77

 

(a)

Electricity Generation &Transmission

35

536,58

369,23

226

3727,48

2946,49

 

(b)

Non-Conventional Energy

27

110,02

95,96

67

193,88

169,10

 

(c)

Gas, Steam & Water Supply

27

75,25

68,61

208

555,17

404,18

 

16. Construction

1,550

1487,44

1246,95

11,343

3983,93

3280,87

III.

TRANSPORT OPERATORS

7,369

945,23

654,70

59,351

4060,61

3138,78

IV.

PROFESSIONAL AND OTHER SERVICES

17,468

3794,96

3257,51

1,52,184

9231,80

7450,90

V.

PERSONAL LOANS

4,62,535

2605,67

1385,49

22,68,913

17559,76

12076,45

 

1. Loans for Purchase of Consumer Durables

5,492

26,61

20,06

96,849

352,79

281,48

 

2. Loans for Housing

17,987

404,81

336,50

2,09,787

6693,10

5772,99

 

3. Rest of the Personal Loans

4,39,056

2174,25

1028,94

19,62,277

10513,87

6021,98

VI.

TRADE

34,005

3010,59

2479,50

4,18,055

37488,66

34250,91

 

1. Wholesale Trade

4,378

1841,76

1601,69

41,374

32731,72

30680,19

 

2. Retail Trade

29,627

1168,83

877,81

3,76,681

4756,94

3570,72

VII.

FINANCE

1,304

6660,99

4662,83

17,650

25034,74

17502,90

VIII.

ALL OTHERS

34,114

2278,64

1925,10

4,04,353

16414,02

12626,87


TOTAL BANK CREDIT

6,23,118

45823,06

35866,28

49,98,582

228728,68

172535,29

OF WHICH:1.ArtisansandVillage&TinyIndustries

4,227

30,21

23,14

44,672

782,52

627,16

2.OtherSmallScaleIndustries

12,087

1436,31

1108,03

1,37,090

7813,22

6365,14


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