Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

SOUTHERN REGION

PONDICHERRY

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

25,314

31,76

31,87

8,690

26,31

26,88

1.

Direct Finance

25,313

31,25

31,36

8,674

24,54

25,09

2.

Indirect Finance

1

51

51

16

1,77

1,79

II.

INDUSTRY

345

36,68

20,40

877

50,84

48,51

1.

Mining & Quarrying

1

8

8

3

12

13

2.

Food Manufacturing & Processing

6

51

54

25

53

46

(a) Rice Mills, Flour & Dal Mills

2

12

12

7

17

12

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

8

25

24

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

4

39

42

10

12

10

3.

Beverage & Tobacco

-

-

-

2

1

1

4.

Textiles

6

49

42

11

1,84

1,97

(a) Cotton Textiles

1

-

-

3

1,78

1,93

(b) Jute Textiles

1

30

33

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles

4

18

8

8

5

4

5.

Paper, Paper Products & Printing

7

1,35

1,42

27

2,50

1,61

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

3

5

6

8.

Chemicals & Chemical Products

12

32

27

22

97

1,09

(a) Heavy Industrial Chemicals

3

9

9

1

3

(b) Fertilisers

-

-

-

1

-

2

(c) Drugs & Pharmaceuticals

1

4

4

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

8

18

13

20

94

1,07

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

4

14

36

11.

Basic Metals & Metal Products

7

11

8

9

19

19

(a) Iron & Steel

-

-

-

2

1

-

(b) Non-Ferrous Metals

1

6

4

2

1

-

(c) Other Metal Products

6

5

4

5

18

19

12.

Engineering

8

29,28

13,43

15

8,05

6,76

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

2

2

1

5

6,54

6,29

(c) Electrical Machinery & Goods

5

29,21

13,41

5

1,48

46

(d) Electronic Machinery & Goods

1

6

1

5

3

2

13.

Vehicles, Vehicle Parts & Transport Equipments

1

4

3

6

84

81

14.

Other Industries

291

4,39

4,04

738

35,27

34,86

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

6

11

8

12

33

21

III.

TRANSPORT OPERATORS

63

80

62

411

2,37

1,80

IV.

PROFESSIONAL AND OTHER SERVICES

195

53

42

661

3,36

3,06

V.

PERSONAL LOANS

2,029

7,04

6,75

6,316

17,72

15,27

1.

Loans for Purchase of Consumer Durables

474

52

37

941

1,48

1,37

2.

Loans for Housing

234

1,43

1,36

480

4,34

3,64

3.

Rest of the Personal Loans

1,321

5,09

5,03

4,895

11,90

10,26

VI.

TRADE

723

7,66

6,89

2,793

11,13

9,05

1.

Wholesale Trade

174

1,05

67

211

2,92

2,49

2.

Retail Trade

549

6,62

6,22

2,582

8,21

6,56

VII.

FINANCE

1

-

-

1

1

-

VIII.

ALL OTHERS

1,283

1,89

1,21

2,293

4,54

3,92

TOTAL BANK CREDIT

29,953

86,37

68,17

22,042

116,28

108,49

OF WHICH:

1. Artisans & Village Industries

49

8

9

103

11

8

2. Other Small Scale Industries

187

1,34

1,22

642

6,18

4,42

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

11,342

64,35

57,84

-

-

-

1.

Direct Finance

11,336

63,27

56,74

-

-

-

2.

Indirect Finance

6

1,07

1,10

-

-

-

II.

INDUSTRY

1,598

143,89

124,94

-

-

-

1.

Mining & Quarrying

2

3

4

-

-

-

2.

Food Manufacturing & Processing

66

3,68

2,86

-

-

-

(a) Rice Mills, Flour & Dal Mills

16

1,51

1,05

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

16

1,29

1,11

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

34

88

70

-

-

-

3.

Beverage & Tobacco

2

11

11

-

-

-

4.

Textiles

62

40,31

40,43

-

-

-

(a) Cotton Textiles

25

31,15

32,70

-

-

-

(b) Jute Textiles

1

2

2

-

-

-

(c) Handloom Textiles & Khadi

7

12

11

-

-

-

(d) Other Textiles

29

9,03

7,60

-

-

-

5.

Paper, Paper Products & Printing

96

12,24

12,40

-

-

-

6.

Leather & Leather Products

29

2,04

1,61

-

-

-

7.

Rubber & Rubber Products

25

2,04

1,75

-

-

-

8.

Chemicals & Chemical Products

177

43,55

34,30

-

-

-

(a) Heavy Industrial Chemicals

14

14,95

14,57

-

-

-

(b) Fertilisers

2

11

12

-

-

-

(c) Drugs & Pharmaceuticals

12

7,00

4,52

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

149

21,50

15,09

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

2

15

14

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

81

7,64

5,08

-

-

-

(a) Iron & Steel

17

4,16

1,91

-

-

-

(b) Non-Ferrous Metals

2

28

20

-

-

-

(c) Other Metal Products

62

3,21

2,97

-

-

-

12.

Engineering

202

20,04

17,78

-

-

-

(a) Heavy Engineering

12

3,01

2,23

-

-

-

(b) Light Engineering

29

3,44

3,21

-

-

-

(c) Electrical Machinery & Goods

28

2,62

2,49

-

-

-

(d) Electronic Machinery & Goods

133

10,97

9,85

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

24

69

56

-

-

-

14.

Other Industries

794

9,65

6,30

-

-

-

15.

Electricity, Gas & Water

5

40

35

-

-

-

(a) Electricity Generation & Transmission

1

2

1

-

-

-

(b) Non-Conventional Energy

1

20

31

-

-

-

(c) Gas, Steam & Water Supply

3

18

2

-

-

-

16.

Construction

31

1,30

1,24

-

-

-

III.

TRANSPORT OPERATORS

632

4,02

3,54

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,280

11,01

9,34

-

-

-

V.

PERSONAL LOANS

11,623

35,77

31,77

-

-

-

1.

Loans for Purchase of Consumer Durables

1,496

2,24

1,90

-

-

-

2.

Loans for Housing

879

11,15

8,54

-

-

-

3.

Rest of the Personal Loans

9,248

22,38

21,33

-

-

-

VI.

TRADE

5,186

47,37

40,28

-

-

-

1.

Wholesale Trade

191

12,14

7,74

-

-

-

2.

Retail Trade

4,995

35,23

32,54

-

-

-

VII.

FINANCE

6

6,87

7,17

-

-

-

VIII.

ALL OTHERS

3,925

20,65

19,14

-

-

-

TOTAL BANK CREDIT

35,592

333,93

294,03

-

-

-

OF WHICH:

1. Artisans & Village Industries

267

1,06

99

-

-

-

2. Other Small Scale Industries

815

47,31

40,93

-

-

-