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Ratios and Rates
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Ratios and Rates
తేదీ: ఫిబ్రవరి 06, 2026
| (Per cent) | ||||||
| Item/Fortnight Ended # | 2025 | 2026 | ||||
| Jan. 10 | Dec. 31 | Jan. 15 | ||||
| 1 | 2 | 3 | ||||
| Ratios | ||||||
| Cash-Deposit Ratio | 4.57 | 3.20 | 3.25 | |||
| Credit-Deposit Ratio | 80.35 | 81.75 | 82.17 | |||
| Incremental Credit-Deposit Ratio | 81.58 | 91.21 | 98.39 | |||
| Investment-Deposit Ratio | 29.92 | 27.70 | 27.79 | |||
| Incremental Investment-Deposit Ratio | 31.14 | 8.22 | 5.73 | |||
| 2025 | 2026 | |||||
| Item/Week Ended | Jan. 31 | Jan. 02 | Jan. 09 | Jan. 16 | Jan. 23 | Jan. 30 |
| 1 | 2 | 3 | 4 | 5 | 6 | |
| Ratios | ||||||
| Cash Reserve Ratio | 4.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Statutory Liquidity Ratio | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 |
| Rates | ||||||
| Policy Repo Rate | 6.50 | 5.25 | 5.25 | 5.25 | 5.25 | 5.25 |
| Fixed Reverse Repo Rate | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 |
| Standing Deposit Facility (SDF) Rate * | 6.25 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Marginal Standing Facility (MSF) Rate | 6.75 | 5.50 | 5.50 | 5.50 | 5.50 | 5.50 |
| Bank Rate | 6.75 | 5.50 | 5.50 | 5.50 | 5.50 | 5.50 |
| Base Rate | 9.10/10.40 | 8.35/10.00 | 8.35/10.00 | 8.35/10.00 | 8.35/10.00 | 8.35/10.00 |
| MCLR (Overnight) | 8.15/8.45 | 7.70/7.95 | 7.70/7.95 | 7.70/7.95 | 7.70/7.95 | 7.70/7.95 |
| Term Deposit Rate >1 Year | 6.00/7.25 | 6.00/6.50 | 6.00/6.50 | 6.00/6.50 | 6.00/6.50 | 6.00/6.50 |
| Savings Deposit Rate | 2.70/3.00 | 2.50 | 2.50 | 2.50 | 2.50 | 2.50 |
| Call Money Rate (Weighted Average) | 6.57 | 5.43 | 5.37 | 5.36 | 5.43 | 5.34 |
| 91-Day Treasury Bill (Primary) Yield | 6.56 | .. | 5.31 | 5.34 | 5.49 | 5.50 |
| 182-Day Treasury Bill (Primary) Yield | 6.67 | .. | 5.54 | 5.60 | 5.66 | 5.68 |
| 364-Day Treasury Bill (Primary) Yield | 6.63 | .. | 5.58 | 5.63 | 5.72 | 5.74 |
| 10-Year G-Sec Par Yield (FBIL) | 6.71 | 6.69 | 6.71 | 6.75 | 6.74 | 6.77 |
| FBIL@Reference Rate and Forward Premia | ||||||
| INR-US$ Spot Rate (₹ Per Foreign Currency) | 86.64 | 90.12 | 90.14 | 90.65 | 91.62 | 91.90 |
| INR-Euro Spot Rate (₹ Per Foreign Currency) | 90.01 | 105.84 | 105.01 | 105.22 | 107.62 | 109.57 |
| Forward Premia of US$ 1-month | 2.80 | 2.57 | 3.09 | 3.10 | 2.65 | 2.36 |
| 3-month | 2.69 | 2.90 | 3.38 | 3.51 | 3.09 | 2.83 |
| 6-month | 2.30 | 2.55 | 2.95 | 3.06 | 2.75 | 2.65 |
| *As per Press Release No. 2022-2023/41 dated April 08, 2022. | ||||||
| @ Financial Benchmarks India Private Limited (FBIL) has taken over from RBI, the computation and dissemination of reference rate for spot USD/INR and exchange rate of other major currencies with effect from July 10, 2018. Data on forward premia are sourced from FBIL with effect from October 13, 2023. | ||||||
| Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||
| # As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. | ||||||
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