43. Payment System Indicators - ఆర్బిఐ - Reserve Bank of India
43. Payment System Indicators
System |
Volume (Million ) |
Value (` Billion) |
||||||
2013-14 |
2014 |
2013-14 |
2014 |
|||||
Jun. |
Jul. |
Aug. |
Jun. |
Jul. |
Aug. |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|
1 RTGS |
81.11 |
7.47 |
7.55 |
6.97 |
904,968.04 |
80,264.24 |
72,568.83 |
69,327.09 |
1.1 Customer Transactions |
76.35 |
7.10 |
7.17 |
6.62 |
573,614.03 |
54,092.02 |
48,376.16 |
46,545.69 |
1.2 Interbank Transactions |
4.75 |
0.37 |
0.38 |
0.35 |
160,638.37 |
12,150.96 |
9,002.71 |
9,024.57 |
1.3 Interbank Clearing |
0.011 |
0.001 |
0.001 |
0.001 |
170,715.64 |
14,021.27 |
15,189.97 |
13,756.83 |
2 CCIL Operated Systems |
2.56 |
0.27 |
0.26 |
0.21 |
621,569.63 |
68,567.05 |
64,303.13 |
53,810.98 |
2.1 CBLO |
0.18 |
0.02 |
0.02 |
0.02 |
175,261.92 |
13,657.55 |
14,587.50 |
13,397.60 |
2.2 Govt. Securities Clearing |
0.87 |
0.11 |
0.09 |
0.06 |
161,848.24 |
24,523.19 |
20,805.51 |
15,954.32 |
2.2.1 Outright |
0.82 |
0.10 |
0.08 |
0.05 |
89,566.99 |
10,479.58 |
8,031.79 |
5,274.34 |
2.2.2 Repo |
0.046 |
0.010 |
0.010 |
0.008 |
72,281.26 |
14,043.61 |
12,773.72 |
10,679.98 |
2.3 Forex Clearing |
1.51 |
0.14 |
0.15 |
0.13 |
284,459.46 |
30,386.31 |
28,910.13 |
24,459.06 |
3 Paper Clearing |
1,257.31 |
95.84 |
105.18 |
97.84 |
93,438.17 |
7,266.08 |
7,528.59 |
6,959.44 |
3.1 Cheque Truncation System (CTS) |
591.38 |
75.64 |
84.69 |
79.42 |
44,691.39 |
5,487.67 |
5,949.74 |
5,522.41 |
3.2 MICR Clearing |
440.07 |
3.97 |
2.09 |
0.79 |
31,064.94 |
352.65 |
166.62 |
73.59 |
3.2.1 RBI Centres |
215.50 |
1.46 |
0.61 |
0.15 |
15,246.84 |
128.58 |
58.83 |
12.94 |
3.2.2 Other Centres |
224.57 |
2.51 |
1.48 |
0.64 |
15,818.10 |
224.07 |
107.80 |
60.65 |
3.3 Non-MICR Clearing |
225.86 |
15.54 |
18.40 |
17.63 |
17,681.84 |
1,430.96 |
1,412.23 |
1,363.44 |
4 Retail Electronic Clearing |
1,108.32 |
105.25 |
111.37 |
110.55 |
47,856.29 |
4,889.01 |
4,995.00 |
5,055.57 |
4.1 ECS DR |
192.91 |
17.21 |
18.29 |
20.11 |
1,267.96 |
130.83 |
134.68 |
196.61 |
4.2 ECS CR (includes NECS) |
152.54 |
10.10 |
8.04 |
8.55 |
2,492.19 |
155.77 |
147.79 |
181.66 |
4.3 EFT/NEFT |
661.01 |
67.86 |
71.67 |
66.98 |
43,785.52 |
4,509.52 |
4,577.83 |
4,520.40 |
4.4 Immediate Payment Service (IMPS) |
15.36 |
3.71 |
4.26 |
4.80 |
95.81 |
26.10 |
30.19 |
35.20 |
4.5 National Automated Clearing House (NACH) |
86.50 |
6.38 |
9.11 |
10.11 |
214.81 |
66.79 |
104.50 |
121.71 |
5 Cards |
7,219.13 |
663.94 |
698.84 |
705.80 |
22,159.58 |
2,035.86 |
2,107.71 |
2,082.38 |
5.1 Credit Cards |
512.03 |
48.57 |
51.24 |
50.85 |
1,556.72 |
150.27 |
153.80 |
152.51 |
5.1.1 Usage at ATMs |
2.96 |
0.31 |
0.32 |
0.32 |
16.87 |
1.67 |
1.72 |
1.73 |
5.1.2 Usage at POS |
509.08 |
48.26 |
50.92 |
50.53 |
1,539.85 |
148.61 |
152.09 |
150.78 |
5.2 Debit Cards |
6,707.10 |
615.37 |
647.60 |
654.95 |
20,602.86 |
1,885.59 |
1,953.90 |
1,929.87 |
5.2.1 Usage at ATMs |
6,088.02 |
555.81 |
582.96 |
587.33 |
19,648.35 |
1,792.85 |
1,854.87 |
1,825.18 |
5.2.2 Usage at POS |
619.08 |
59.56 |
64.64 |
67.62 |
954.51 |
92.73 |
99.03 |
104.69 |
6 Prepaid Payment Instruments (PPIs) |
133.63 |
16.58 |
18.71 |
20.00 |
80.87 |
11.04 |
12.89 |
12.62 |
6.1 m-Wallet |
107.51 |
13.71 |
15.52 |
16.58 |
29.05 |
4.66 |
5.52 |
4.27 |
6.2 PPI Cards |
25.60 |
2.82 |
3.15 |
3.38 |
28.18 |
4.01 |
5.46 |
6.49 |
6.3 Paper Vouchers |
0.53 |
0.05 |
0.04 |
0.04 |
23.63 |
2.36 |
1.91 |
1.86 |
7 Mobile Banking |
94.71 |
10.73 |
11.54 |
11.52 |
224.18 |
39.85 |
44.22 |
43.60 |
8 Cards Outstanding |
413.60 |
428.51 |
433.53 |
443.73 |
– |
– |
– |
– |
8.1 Credit Card |
19.18 |
19.48 |
19.61 |
19.78 |
– |
– |
– |
– |
8.2 Debit Card |
394.42 |
409.03 |
413.92 |
423.95 |
– |
– |
– |
– |
9 Number of ATMs (in actuals) |
160055 |
166894 |
168815 |
170463 |
– |
– |
– |
– |
10 Number of POS (in actuals) |
1065984 |
1088708 |
1095901 |
1083061 |
– |
– |
– |
– |
11 Grand Total (1.1+1.2+2+3+4+5+6) |
9,802.05 |
889.36 |
941.91 |
941.37 |
1,519,356.93 |
149,012.00 |
136,326.20 |
123,491.26 |
Note: 1.3: Pertain to multilateral net settlement batches. 3.1: Pertain to two centres - New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. |