Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

EASTERN REGION

STATE : SIKKIM

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

9,253

7,64

6,55

1,690

3,76

1,96

1.

Direct Finance

9,250

7,23

6,54

1,690

3,76

1,96

2.

Indirect Finance

3

40

1

-

-

-

II.

INDUSTRY

510

2,98

2,70

214

11,87

11,23

1.

Mining & Quarrying

-

-

-

2

5

7

2.

Food Manufacturing & Processing

5

2,10

2,05

12

2,47

2,92

(a) Rice Mills, Flour & Dal Mills

-

-

-

1

1

2

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

2

2,09

2,04

1

2,00

2,55

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

(f) Others

3

1

1

10

46

36

3.

Beverage & Tobacco

1

1

1

2

1,35

1,15

4.

Textiles

10

9

9

2

5

6

(a) Cotton Textiles

-

-

-

-

-

-

(b) Jute Textiles

1

-

-

-

-

-

(c) Handloom Textiles & Khadi

2

6

6

-

-

-

(d) Other Textiles

7

3

3

2

5

6

5.

Paper, Paper Products & Printing

2

1

1

14

19

12

6.

Leather & Leather Products

-

-

-

1

14

33

7.

Rubber & Rubber Products

1

4

2

4

61

1,31

8.

Chemicals & Chemical Products

-

-

-

6

17

34

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilisers

-

-

-

1

1

1

(c) Drugs & Pharmaceuticals

-

-

-

2

10

27

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

-

-

-

3

6

7

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

7

12

5

4

34

47

(a) Iron & Steel

-

-

-

1

19

20

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

7

12

5

3

15

27

12.

Engineering

4

9

5

8

3,80

2,16

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

3

4

1

5

3,60

2,00

(c) Electrical Machinery & Goods

-

-

-

1

2

1

(d) Electronic Machinery & Goods

1

5

5

2

18

16

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

9

99

1,14

14.

Other Industries

479

49

40

142

1,43

91

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

1

1

1

8

28

24

III.

TRANSPORT OPERATORS

164

2,04

1,57

117

1,74

1,41

IV.

PROFESSIONAL AND OTHER SERVICES

21

5

4

77

1,59

1,18

V.

PERSONAL LOANS

2,251

5,63

4,91

1,192

7,63

6,49

1.

Loans for Purchase of Consumer Durables

122

17

14

83

17

19

2.

Loans for Housing

215

1,10

97

30

37

34

3.

Rest of the Personal Loans

1,914

4,36

3,79

1,079

7,09

5,95

VI.

TRADE

1,761

5,91

4,78

1,537

5,92

4,88

1.

Wholesale Trade

16

6

6

14

1,28

29

2.

Retail Trade

1,745

5,84

4,73

1,523

4,64

4,60

VII.

FINANCE

-

-

-

1

1,25

-

VIII.

ALL OTHERS

124

19

19

112

2,62

2,50

TOTAL BANK CREDIT

14,084

24,44

20,73

4,940

36,38

29,65

OF WHICH:

1. Artisans & Village Industries

320

28

24

31

4

4

2. Other Small Scale Industries

141

2,46

2,32

106

2,58

3,27

Note : There are no Urban and Metropolitan centres in Sikkim.