Table No. 5.8 – State and Population Group-Wise Classification of Outstanding Credit of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation – March 2002

SOUTHERN REGION

STATE : ANDHRAPRADESH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

22,88,675

3290,54

9,72,619

1582,98

1,58,057

340,57

34,19,351

5214,09

1.Direct Finance

22,57,950

3241,02

9,58,236

1548,05

1,34,456

296,65

33,50,642

5085,72

2.Indirect Finance

30,725

49,52

14,383

34,93

23,601

43,93

68,709

128,37

II.

INDUSTRY

65,962

100,90

50,788

131,50

46,991

175,44

1,63,741

407,84

III.

TRANSPORT OPERATORS

14,381

45,75

12,040

45,12

18,911

72,78

45,332

163,65

IV.

PROFESSIONAL AND OTHER SERVICES

60,291

72,62

37,809

72,58

43,490

126,96

1,41,590

272,16

V.

PERSONAL LOANS

4,78,630

883,35

4,56,500

1201,69

7,16,266

2329,96

16,51,396

4415,00

1. Loans for Purchase of Consumer Durables

39,767

61,50

38,850

68,02

61,588

138,67

1,40,205

268,19

2.Loans for Housing

20,993

144,01

31,217

284,42

65,655

519,18

1,17,865

947,62

3.Rest of the Personal Loans

4,17,870

677,84

3,86,433

849,25

5,89,023

1672,11

13,93,326

3199,20

VI.

TRADE

2,08,364

265,10

1,34,115

305,52

99,326

322,41

4,41,805

893,02

1. Wholesale Trade

7,844

11,48

6,226

26,36

8,037

41,96

22,107

79,80

2. Retail Trade

2,00,520

253,62

1,27,889

279,16

91,289

280,45

4,19,698

813,23

VII.

FINANCE

2,647

5,07

1,296

5,52

2,598

11,60

6,541

22,19

VIII.

ALL OTHERS

4,38,537

689,79

3,68,809

785,34

2,85,277

1011,01

10,92,623

2486,13

TOTAL BANK CREDIT

35,57,487

5353,13

20,33,976

4130,24

13,70,916

4390,72

69,62,379

13874,09

OF WHICH: 1. Artisans and Village & Tiny Industries

34,765

37,16

17,586

25,19

6,142

14,99

58,493

77,34

2.Other Small Scale Industries

17,613

38,06

18,956

64,36

26,017

105,63

62,586

208,05

STATE : KARNATAKA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

11,10,357

2240,55

4,40,626

1184,57

72,618

249,37

16,23,601

3674,49

1.Direct Finance

10,94,315

2208,37

4,34,248

1168,40

69,837

238,21

15,98,400

3614,98

2.Indirect Finance

16,042

32,19

6,378

16,17

2,781

11,15

25,201

59,51

II.

INDUSTRY

54,969

112,66

46,543

137,87

92,578

271,58

1,94,090

522,10

III.

TRANSPORT OPERATORS

10,067

42,08

10,633

45,04

17,545

70,86

38,245

157,98

IV.

PROFESSIONAL AND OTHER SERVICES

58,981

99,10

39,299

100,05

40,626

145,04

1,38,906

344,19

V.

PERSONAL LOANS

3,51,172

739,47

3,41,065

906,04

19,09,294

3537,51

26,01,531

5183,01

1. Loans for Purchase of Consumer Durables

23,125

43,58

31,458

59,84

63,297

156,94

1,17,880

260,36

2.Loansfor Housing

19,852

158,52

25,384

238,37

75,328

613,41

1,20,564

1010,30

3.Rest of the Personal Loans

3,08,195

537,38

2,84,223

607,83

17,70,669

2767,15

23,63,087

3912,36

VI.

TRADE

1,81,760

329,42

1,06,615

299,29

73,352

261,19

3,61,727

889,89

1.Wholesale Trade

6,033

14,26

6,730

27,07

3,818

20,63

16,581

61,96

2.Retail Trade

1,75,727

315,16

99,885

272,21

69,534

240,56

3,45,146

827,93

VII.

FINANCE

837

3,94

648

3,99

2,853

10,86

4,338

18,79

VIII.

ALL OTHERS

1,38,623

242,53

1,06,226

279,39

1,84,122

687,93

4,28,971

1209,85

TOTAL BANK CREDIT

19,06,766

3809,74

10,91,655

2956,24

23,92,988

5234,32

53,91,409

12000,31

OF WHICH: 1. Artisans and Village & Tiny Industries

26,348

41,49

11,898

28,45

3,963

10,14

42,209

80,08

2.Other Small Scale Industries

20,675

52,15

28,063

84,84

44,162

158,50

92,900

295,48

STATE : KERALA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

Standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

1,96,091

307,74

10,48,246

1703,52

59,503

98,56

13,03,840

2109,82

1.Direct Finance

1,94,100

304,77

10,34,593

1680,13

50,570

87,20

12,79,263

2072,10

2.Indirect Finance

1,991

2,98

13,653

23,39

8,933

11,36

24,577

37,72

II.

INDUSTRY

20,602

55,57

1,46,037

412,76

26,329

93,81

1,92,968

562,14

III.

TRANSPORT OPERATORS

2,447

13,67

30,045

133,49

3,690

18,07

36,182

165,23

IV.

PROFESSIONAL AND OTHER SERVICES

13,970

23,38

74,592

156,31

17,152

49,41

1,05,714

229,10

V.

PERSONAL LOANS

79,467

245,87

6,29,397

2120,39

2,43,923

892,02

9,52,787

3258,28

1. Loans for Purchase of Consumer Durables

5,585

10,14

38,157

75,35

19,898

54,90

63,640

140,38

2.Loans for Housing

11,356

109,58

93,482

852,13

36,523

297,67

1,41,361

1259,38

3.Rest of the Personal Loans

62,526

126,16

4,97,758

1192,90

1,87,502

539,45

7,47,786

1858,51

VI.

TRADE

61,100

103,71

2,91,851

667,19

42,627

133,84

3,95,578

904,74

1.Wholesale Trade

1,358

3,32

5,844

23,57

1,655

9,50

8,857

36,40

2.Retail Trade

59,742

100,39

2,86,007

643,62

40,972

124,34

3,86,721

868,34

VII.

FINANCE

189

1,42

3,522

12,89

137

1,10

3,848

15,41

VIII.

ALL OTHERS

57,376

111,04

4,71,288

980,11

98,056

337,28

6,26,720

1428,43

TOTAL BANK CREDIT

4,31,242

862,41

26,94,978

6186,66

4,91,417

1624,09

36,17,637

8673,16

OF WHICH: 1. Artisans and Village & Tiny Industries

7,407

13,31

44,477

95,66

3,267

7,96

55,151

116,93

2.OtherSmallScaleIndustries

10,738

32,22

83,612

247,60

15,856

58,55

1,10,206

338,36

STATE : TAMIL NADU

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

Standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

14,41,940

1954,57

7,41,010

1213,36

1,63,999

294,55

23,46,949

3462,48

1.Direct Finance

14,19,257

1923,78

7,23,237

1183,74

1,49,429

273,34

22,91,923

3380,86

2.Indirect Finance

22,683

30,79

17,773

29,62

14,570

21,21

55,026

81,62

II.

INDUSTRY

58,712

141,65

60,405

193,55

1,55,655

455,55

2,74,772

790,75

III.

TRANSPORT OPERATORS

10,466

18,22

5,851

25,79

7,049

30,87

23,366

74,87

IV.

PROFESSIONAL AND OTHER SERVICES

60,816

77,46

54,888

92,07

38,616

114,15

1,54,320

283,68

V.

PERSONAL LOANS

3,56,479

685,30

4,43,444

1037,74

9,57,327

3044,49

17,57,250

4767,52

1. Loans for Purchase of Consumer Durables

26,029

40,62

38,928

72,88

75,476

183,01

1,40,433

296,51

2.Loans for Housing

24,406

168,78

29,458

243,26

79,035

546,16

1,32,899

958,20

3.Rest of the Personal Loans

3,06,044

475,90

3,75,058

721,60

8,02,816

2315,31

14,83,918

3512,81

VI.

TRADE

1,02,427

144,53

88,318

185,99

71,222

236,89

2,61,967

567,40

1.Wholesale Trade

4,233

10,24

3,703

14,17

10,995

44,88

18,931

69,30

2.Retail Trade

98,194

134,28

84,615

171,81

60,227

192,01

2,43,036

498,10

VII.

FINANCE

1,346

5,05

1,768

4,94

2,145

8,13

5,259

18,12

VIII.

ALL OTHERS

2,28,540

377,04

1,83,078

373,04

2,36,981

858,46

6,48,599

1608,54

TOTAL BANK CREDIT

22,60,726

3403,80

15,78,762

3126,48

16,32,994

5043,08

54,72,482

11573,37

OF WHICH: 1. Artisans and Village & Tiny Industries

15,856

21,75

10,950

18,47

8,470

24,25

35,276

64,47

2.Other Small Scale Industries

31,186

80,65

34,990

118,44

57,240

250,59

1,23,416

449,68

LAKSHADWEEP

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

416

60

—

—

—

—

416

60

1.Direct Finance

416

60

—

—

—

—

416

60

2.Indirect Finance

—

—

—

—

—

—

—

—

II.

INDUSTRY

16

6

—

—

—

—

16

6

III.

TRANSPORT OPERATORS

128

48

—

—

—

—

128

48

IV.

PROFESSIONAL AND OTHER SERVICES

40

13

—

—

—

—

40

13

V.

PERSONAL LOANS

982

2,66

—

—

—

—

982

2,66

1.Loans for Purchase of Consumer Durables

16

3

—

—

—

—

16

3

2.Loans for Housing

13

10

—

—

—

—

13

10

3.Rest of the Personal Loans

953

2,53

—

—

—

—

953

2,53

VI.

TRADE

137

57

—

—

—

—

137

57

1.Wholesale Trade

1

(..)

—

—

—

—

1

(..)

2.Retail Trade

136

57

—

—

—

—

136

57

VII.

FINANCE

12

4

—

—

—

—

12

4

VIII.

ALL OTHERS

240

63

—

—

—

—

240

63

TOTAL BANK CREDIT

1,971

5,17

—

—

—

—

1,971

5,17

OF WHICH: 1. Artisans and Village & Tiny Industries

9

2

—

—

—

—

9

2

2.Other Small Scale Industries

7

4

—

—

—

—

7

4

PONDICHERRY

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

15,858

21,49

5,858

10,40

6,798

15,85

28,514

47,74

1.Direct Finance

15,856

21,46

5,814

10,33

6,790

15,79

28,460

47,58

2.Indirect Finance

2

3

44

6

8

6

54

15

II.

INDUSTRY

206

74

438

1,59

1,307

5,54

1,951

7,87

III.

TRANSPORT OPERATORS

30

10

230

83

278

97

538

1,89

IV.

PROFESSIONAL AND OTHER SERVICES

515

86

640

1,34

693

2,31

1,848

4,51

V.

PERSONAL LOANS

8,017

13,14

8,097

21,53

17,589

55,22

33,703

89,89

1.Loans for Purchase of Consumer Durables

634

79

690

1,05

1,849

3,45

3,173

5,29

2.Loans for Housing

450

2,81

856

6,58

1,256

12,05

2,562

21,44

3.Rest of the Personal Loans

6,933

9,53

6,551

13,90

14,484

39,72

27,968

63,16

VI.

TRADE

1,488

2,19

1,121

2,48

4,815

11,36

7,424

16,03

1.Wholesale Trade

7

5

7

6

200

1,66

214

1,77

2.Retail Trade

1,481

2,14