(Amount in Rs. lakh)

As on March 31

1998 *

1999 **

Interest Rate Range

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

 Outstanding

Accounts

Limit

 Outstanding

(1)

(2)

(3)

(4)

(5)

(6)

Less than 6%

268269

310367

269216

18360

80726

69785

(4.0)

(1.0)

(1.0)

(1.5)

(0.3)

(0.3)

6% and above but less than 10%

60187

134909

108938

11147

1285959

967450

(0.9)

(0.4)

(0.4)

(0.9)

(4.0)

(3.7)

10% and above but less than 12%

200396

694482

594012

69025

1078310

866386

(3.0)

(2.2)

(2.3)

(5.5)

(3.3)

(3.3)

12% and above but less than 14%

1651686

4151466

3411157

132239

6462907

5309525

(24.7)

(13.4)

(13.2)

(10.6)

(20.1)

(20.4)

14% and above but less than 15%

1693850

4605171

3859593

126090

3187354

2528058

(25.4)

(14.8)

(14.9)

(10.1)

(9.9)

(9.7)

15% and above but less than 16%

890305

3571873

3035648

214827

4429846

3650850

(13.3)

(11.5)

(11.7)

(17.2)

(13.7)

(14.0)

16% and above but less than 17%

705967

4298238

3541640

255053

6732519

5254544

(10.6)

(13.8)

(13.7)

(20.4)

(20.9)

(20.2)

17% and above but less than 18%

444994

4524390

3702198

187686

4225486

3402484

(6.7)

(14.6)

(14.3)

(15.0)

(13.1)

(13.1)

18% and above but less than 20%

472916

6233862

5241362

163091

3281656

2735668

(7.1)

(20.1)

(20.2)

(13.1)

(10.2)

(10.5)

20% and Above

285112

2518673

2153194

69895

1454289

1265672

(4.3)

(8.1)

(8.3)

(5.6)

(4.5)

(4.9)

Total Loans & Advances

6673682

31043431

25916958

1247413

32219052

26050422

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Inland & Foreign Bills purchased/discounted

81881

4281688

2967966

61477

5032293

3363924

Total

6755563

35325119

28884924

1308890

37251345

29414346

Notes

1.

*

:

Data for outstanding credit relate to accounts, each with credit limit over Rs. 25000.

2.

**

:

Data for outstanding credit relate to accounts, each with credit limit over Rs. 2 lakh.

3.

Figures in bracket represent per cent share in total.

4.

Data reported here cover banks’ branches in India and include bills rediscounted under the New Bill Market Scheme as also dues from banks. Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 4A.

Source: Basic Statistical Return-1.

Graph - 8

Distribution of Loans and Advances of Scheduled Commercial Banks According to Interest Rate Range: 1998 and 1999

(As on March 31)

Note : Data for outstanding credit as on March 31, 1998 relate to accounts with credit limit over Rs.25000, while the same as on March 31, 1999 relate to accounts with credit limit over Rs.2 lakh.