(Amount in Rs. lakh)

As on 31st March

Manipur

Manjira

Marathwada

Items

Rural Bank

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(217)

(218)

(219)

(220)

(221)

(222)

1.

Capital

100

100

100

100

100

100

(3.6)

(3.2)

(0.6)

(0.5)

(0.3)

(0.2)

2.

Reserves and Surplus

581

866

307

592

-

1065

(20.7)

(28.0)

(1.8)

(2.9)

(-)

(2.4)

3.

Deposits

1259

1392

9475

11990

27462

30180

(44.8)

(44.9)

(56.7)

(58.0)

(70.9)

(68.4)

3.1.

Demand deposits

252

122

405

440

1754

1712

3.2.

Savings bank deposits

314

430

3046

4068

14478

15906

3.3.

Term deposits

693

839

6023

7481

11229

12561

4.

Borrowings

374

289

4449

5808

5646

6990

(13.3)

(9.3)

(26.6)

(28.1)

(14.6)

(15.8)

4.1.

From banks*

-

-

1216

1364

853

1218

4.2.

From others

374

289

3233

4444

4793

5772

5.

Other liabilities

499

452

2377

2193

5519

5808

(17.7)

(14.6)

(14.2)

(10.6)

(14.3)

(13.2)

5.1.

Bills Payable

-

1

966

448

581

58

5.2.

Inter-office adjustments

-

1

-

-

-

-

5.3.

Interest accrued

148

96

1070

1432

1418

1830

5.4.

Others (including provisions)

351

354

341

313

3520

3919

Total Liabilities

2814

3099

16708

20683

38727

44143

1.

Cash in hand

27

46

156

185

681

793

(1.0)

(1.5)

(0.9)

(0.9)

(1.8)

(1.8)

2.

Balances with RBI

37

42

321

430

805

900

(1.3)

(1.4)

(1.9)

(2.1)

(2.1)

(2.0)

3.

Balances with banks in India

243

21

3975

6493

10050

11005

(8.6)

(0.7)

(23.8)

(31.4)

(26.0)

(24.9)

4.

Money at call and short notice

830

1240

-

-

-

-

(29.5)

(40.0)

(-)

(-)

(-)

(-)

5.

Investments

103

109

2684

3003

6029

8264

(3.7)

(3.5)

(16.1)

(14.5)

(15.6)

(18.7)

6.

Advances

588

601

7986

9656

12611

14538

(20.9)

(19.4)

(47.8)

(46.7)

(32.6)

(32.9)

6.1.

Bills purchased and discounted

1

2

-

-

99

44

6.2.

Cash credits, overdrafts & loans

56

47

6040

5805

2605

4657

6.3.

Term loans

531

553

1945

3851

9907

9837

7.

Fixed Assets

4

3

49

58

56

59

(0.1)

(0.1)

(0.3)

(0.3)

(0.1)

(0.1)

8.

Other Assets

982

1036

1538

858

8496

8583

(34.9)

(33.4)

(9.2)

(4.1)

(21.9)

(19.4)

8.1.

Inter - office adjustments (net)

1

-

835

194

109

137

8.2.

Interest accrued

-

-

370

575

341

559

8.3.

Others

980

1036

333

89

8046

7887

Total Assets

2814

3099

16708

20683

38727

44143

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Marudhar Kshetriya

Marwar Gramin Bank

Mayurakshi Gramin Bank

Items

Gramin Bank

1998

1999

1998

1999

1998

1999

(223)

(224)

(225)

(226)

(227)

(228)

1.

Capital

100

100

100

100

100

100

(1.5)

(1.3)

(0.3)

(0.3)

(0.6)

(0.5)

2.

Reserves and Surplus

15

9

-

-

-

-

(0.2)

(0.1)

(-)

(-)

(-)

(-)

3.

Deposits

5470

6522

26316

31956

13328

16052

(82.9)

(81.8)

(81.2)

(81.2)

(78.2)

(78.9)

3.1.

Demand deposits

401

465

1659

1752

94

119

3.2.

Savings bank deposits

1330

1616

7713

8996

4601

5389

3.3.

Term deposits

3740

4441

16944

21208

8633

10544

4.

Borrowings

494

882

2709

3109

1160

1069

(7.5)

(11.1)

(8.4)

(7.9)

(6.8)

(5.3)

4.1.

From banks*

49

91

154

280

58

81

4.2.

From others

445

791

2555

2829

1101

988

5.

Other liabilities

520

457

3299

4202

2462

3117

(7.9)

(5.7)

(10.2)

(10.7)

(14.4)

(15.3)

5.1.

Bills Payable

1

1

-

-

-

-

5.2.

Inter-office adjustments

-

-

-

6

24

20

5.3.

Interest accrued

50

50

2536

3603

1689

2167

5.4.

Others (including provisions)

469

406

764

593

749

930

Total Liabilities

6599

7970

32424

39368

17050

20337

1.

Cash in hand

82

75

1037

877

138

180

(1.2)

(0.9)

(3.2)

(2.2)

(0.8)

(0.9)

2.

Balances with RBI

177

201

853

1170

442

493

(2.7)

(2.5)

(2.6)

(3.0)

(2.6)

(2.4)

3.

Balances with banks in India

1414

1639

8976

10891

5179

4814

(21.4)

(20.6)

(27.7)

(27.7)

(30.4)

(23.7)

4.

Money at call and short notice

-

-

-

-

-

-

(-)

(-)

(-)

(-)

(-)

(-)

5.

Investments

50

100

8845

11467

2102

3952

(0.8)

(1.3)

(27.3)

(29.1)

(12.3)

(19.4)

6.

Advances

1674

2253

8668

10491

5002

5952

(25.4)

(28.3)

(26.7)

(26.6)

(29.3)

(29.3)

6.1.

Bills purchased and discounted

21

20

-

-

1

-

6.2.

Cash credits, overdrafts & loans

606

720

3749

4571

486

768

6.3.

Term loans

1047

1513

4919

5921

4515

5184

7.

Fixed Assets

12

12

42

40

15

19

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

3190

3691

4003

4433

4172

4927

(48.3)

(46.3)

(12.3)

(11.3)

(24.5)

(24.2)

8.1.

Inter - office adjustments (net)

115

3

12

-

-

-

8.2.

Interest accrued

229

453

1328

2018

671

1078

8.3.

Others

2846

3235

2663

2415

3501

3849

Total Assets

6599

7970

32424

39368

17050

20337

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Mewar Anchalik

MithilaKshetriya

Mizoram Rural

Items

Gramin Bank

Gramin Bank

Bank

1998

1999

1998

1999

1998

1999

(229)

(230)

(231)

(232)

(233)

(234)

1.

Capital

100

100

100

100

100

100

(1.0)

(0.8)

(0.9)

(0.8)

(1.7)

(1.4)

2

Reserves and Surplus

-

-

-

-

646

804

(-)

(-)

(-)

(-)

(10.9)

(11.6)

3.

Deposits

8472

10139

8970

11288

3978

5072

(81.0)

(79.6)

(81.2)

(87.9)

(67.2)

(73.4)

3.1.

Demand deposits

410

494

471

831

743

1141

3.2.

Savings bank deposits

2069

2623

3980

4612

1999

2507

3.3.

Term deposits

5993

7023

4518

5846

1237

1424

4.

Borrowings

645

643

336

327

407

337

(6.2)

(5.0)

(3.0)

(2.5)

(6.9)

(4.9)

4.1.

From banks*

15

4

51

38

22

6

4.2.

From others

630

639

286

289

385

331

5.

Other liabilities

1245

1856

1634

1130

788

945

(11.9)

(14.6)

(14.8)

(8.8)

(13.3)

(13.7)

5.1.

Bills Payable

20

30

-

-

-

-

5.2.

Inter-office adjustments

36

71

42

47

323

37

5.3.

Interest accrued

984

1435

18

16

82

103

5.4.

Others (including provisions)

205

319

1574

1067

383

805

Total Liabilities

10461

12738

11040

12845

5919

6908

1.

Cash in hand

85

90

81

71

72

260

(0.8)

(0.7)

(0.7)

(0.6)

(1.2)

(3.8)

2

Balances with RBI

295

350

270

325

132

142

(2.8)

(2.7)

(2.4)

(2.5)

(2.2)

(2.0)

3.

Balances with banks in India

4392

4720

4411

6357

1718

2355

(42.0)

(37.1)

(39.9)

(49.5)

(29.0)

(34.1)

4.

Money at call and short notice

-

-

-

-

-

-

(-)

(-)

(-)

(-)

(-)

(-)

5.

Investments

1175

1650

218

239

1605

1394

(11.2)

(13.0)

(2.0)

(1.9)

(27.1)

(20.2)

6.

Advances

2308

2876

2639

2067

1331

1466

(22.1)

(22.6)

(23.9)

(16.1)

(22.5)

(21.2)

6.1.

Bills purchased and discounted

1

-

1

2

-

-

6.2.

Cash credits, overdrafts & loans

255

1006

364

544

438

361

6.3.

Term loans

2052

1869

2275

1522

894

1105

7.

Fixed Assets

15

19

15

15

14

(13)

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

(-)

8.

Other Assets

2191

3033

3406

3771

1047

1288

(20.9)

(23.8)

(30.8)

(29.4)

(17.7)

(18.6)

8.1.

Inter - office adjustments (net)

-

-

-

-

-

-

8.2.

Interest accrued

758

1501

13

18

225

385

8.3.

Others

1434

1533

3393

3752

822

893

Total Assets

10461

12738

11040

12845

5919

6908

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Notes

:

1. Figures in bracket indicate percent share in total.

2. *Including Reserve Bank of India.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

(Amount in Rs. lakh)

As on 31st March

Monghyr Kshetriya

Murshidabad Gramin Bank

Muzaffarnagar Gramin Bank

Items

Gramin Bank

1998

1999

1998

1999

1998

1999

(235)

(236)

(237)

(238)

(239)

(240)

1.

Capital

100

100

100

100

100

100

(0.5)

(0.4)

(1.4)

(1.2)

(1.6)

(1.4)

2.

Reserves and Surplus

1711

2217

-

-

281

391

(7.7)

(8.4)

(-)

(-)

(4.5)

(5.4)

3.

Deposits

18167

20823

5684

7448

4828

5635

(81.9)

(78.5)

(79.8)

(88.1)

(77.7)

(77.5)

3.1.

Demand deposits

1166

602

106

110

24

106

3.2.

Savings bank deposits

8783

9684

1701

2044

3202

3673

3.3.

Term deposits

8219

10537

3876

5294

1602

1856

4.

Borrowings

386

453

571

589

503

592

(1.7)

(1.7)

(8.0)

(7.0)

(8.1)

(8.1)

4.1.

From banks*

-

-

-

589

88

88

4.2.

From others

386

453

571

-

416

504

5.

Other liabilities

1821

2922

769

317

499

549

(8.2)

(11.0)

(10.8)

(3.8)

(8.0)

(7.6)

5.1.

Bills Payable

24

26

-

-

1

2

5.2.

Inter-office adjustments

-

-

-

-

46

7

5.3.

Interest accrued

187

96

36

79

16

17

5.4.

Others (including provisions)

1610

2801

733

238

437

524

Total Liabilities

22185

26515

7124

8453

6212

7268

1.

Cash in hand

312

194

57

56

114

87

(1.4)

(0.7)

(0.8)

(0.7)

(1.8)

(1.2)

2.

Balances with RBI

495

645

172

207

156

172

(2.2)

(2.4)

(2.4)

(2.4)

(2.5)

(2.4)

3.

Balances with banks in India

8481

11135

138

34

2388

68

(38.2)

(42.0)

(1.9)

(0.4)

(38.4)

(0.9)

4.

Money at call and short notice

-

-

971

1388

-

3064

(-)

(-)

(13.6)

(16.4)

(-)

(42.2)

5.

Investments

3626

4376

2476

3431

1493

1443

(16.3)

(16.5)

(34.8)

(40.6)

(24.0)

(19.9)

6.

Advances

5686

4870

1910

2256

1413

1793

(25.6)

(18.4)

(26.8)

(26.7)

(22.8)

(24.7)

6.1.

Bills purchased and discounted

1413

5

-

-

-

-

6.2.

Cash credits, overdrafts & loans

554

619

512

722

108

123

6.3.

Term loans

3719

4246

1398

1534

1305

1669

7.

Fixed Assets

27

27

9

9

15

18

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

(0.2)

8.

Other Assets

3558

5267

1392

1073

632

623

(16.0)

(19.9)

(19.5)

(12.7)

(10.2)

(8.6)

8.1.

Inter - office adjustments (net)

216

153

18

82

-

-

8.2.

Interest accrued

-

-

17

8

255

343

8.3.

Others

3342

5114

1357

983

377

279

Total Assets

22185

26515

7124

8453

6212

7268

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Nadia

Nagaland

Nagarjuna

Items

Gramin Bank

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(241)

(242)

(243)

(244)

(245)

(246)

1.

Capital

96

96

100

100

100

100

(0.7)

(0.5)

(11.5)

(13.5)

(0.4)

(0.3)

2.

Reserves and Surplus

1142

1757

212

212

605

1205

(7.9)

(10.0)

(24.3)

(28.6)

(2.4)

(3.8)

3.

Deposits

9607

11827

467

332

16357

20971

(66.5)

(67.6)

(53.5)

(44.8)

(65.6)

(66.0)

3.1.

Demand deposits

165

217

146

25

1095

878

3.2.

Savings bank deposits

4140

4603

202

184

6286

8438

3.3.

Term deposits

5301

7008

118

123

8977

11655

4.

Borrowings

2241

2380

6

10

3739

4455

(15.5)

(13.6)

(0.7)

(1.3)

(15.0)

(14.0)

4.1.

From banks*

-

-

-

-

1075

1202

4.2.

From others

2241

2380

6

10

2664

3253

5.

Other liabilities

1364

1440

87

88

4133

5057

(9.4)

(8.2)

(10.0)

(11.9)

(16.6)

(15.9)

5.1.

Bills Payable

-

-

-

-

653

1146

5.2.

Inter-office adjustments

78

7

-

-

-

-

5.3.

Interest accrued

79

109

12

15

1013

1449

5.4.

Others (including provisions)

1207

1324

75

72

2468

2461

Total Liabilities

14449

17500

871

741

24934

31788

1.

Cash in hand

147

131

3

11

689

975

(1.0)

(0.7)

(0.4)

(1.5)

(2.8)

(3.1)

2.

Balances with RBI

290

320

10

13

517

656

(2.0)

(1.8)

(1.2)

(1.8)

(2.1)

(2.1)

3.

Balances with banks in India

3934

5541

478

419

6721

10269

(27.2)

(31.7)

(31.9)

(56.6)

(27.0)

(32.3)

4.

Money at call and short notice

-

-

200

-

-

-

(-)

(-)

(23.0)

(-)

(-)

(-)

5.

Investments

3893

4890

5

5

2276

3176

(26.9)

(27.9)

(0.6)

(0.7)

(9.1)

(10.0)

6.

Advances

3571

3996

128

125

8069

9773

(24.7)

(22.8)

(14.7)

(16.9)

(32.4)

(30.7)

6.1.

Bills purchased and discounted

-

-

-

-

-

-

6.2.

Cash credits, overdrafts & loans

393

203

7

44

5483

6894

6.3.

Term loans

3178

3792

120

81

2586

2880

7.

Fixed Assets

18

17

1

1

24

46

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

8

Other Assets

2596

2607

246

166

6638

6893

(18.0)

(14.9)

(28.3)

(22.4)

(26.6)

(21.7)

8.1.

Inter - office adjustments (net)

-

-

70

-

409

799

8.2.

Interest accrued

405

613

4

4

895

1212

8.3.

Others

2190

1994

173

162

5334

4882

Total Assets

14449

17500

871

741

24934

31788

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Nainital Almora Kshetriya

Nalanda Gramin Bank

Netravati Gramin Bank

Items

Gramin Bank

1998

1999

1998

1999

1998

1999

(247)

(248)

(249)

(250)

(251)

(252)

1.

Capital

100

100

100

100

100

100

(1.0)

(0.8)

(0.9)

(0.7)

(3.4)

(2.6)

2.

Reserves and Surplus

998

998

-

-

277

374

(10.2)

(8.2)

(-)

(-)

(9.4)

(9.8)

3.

Deposits

7264

9556

10133

12807

1812

2545

(74.4)

(78.9)

(88.2)

(88.2)

(61.9)

(66.7)

3.1.

Demand deposits

204

394

449

512

46

54

3.2.

Savings bank deposits

2888

3948

4294

5374

493

707

3.3.

Term deposits

4173

5214

5391

6921

1272

1784

4.

Borrowings

1089

1052

240

335

609

658

(11.1)

(8.7)

(2.1)

(2.3)

(20.8)

(17.3)

4.1.

From banks*

100

68

98

98

63

66

4.2.

From others

989

984

142

237

546

593

5.

Other liabilities

319

405

1017

1279

130

138

(3.3)

(3.3)

(8.8)

(8.8)

(4.5)

(3.6)

5.1.

Bills Payable

88

112

-

-

31

25

5.2.

Inter-office adjustments

-

-

24

24

-

-

5.3.

Interest accrued

66

81

13

18

5

7

5.4.

Others (including provisions)

165

212

979

1238

95

105

Total Liabilities

9770

12111

11489

14521

2928

3815

1.

Cash in hand

114

149

199

195

26

31

(1.2)

(1.2)

(1.7)

(1.3)

(0.9)

(0.8)

2.

Balances with RBI

219

289

303

376

51

74

(2.2)

(2.4)

(2.6)

(2.6)

(1.7)

(1.9)

3.

Balances with banks in India

3184

3837

2919

3404

1011

1022

(32.6)

(31.7)

(25.4)

(23.4)

(34.5)

(26.8)

4.

Money at call and short notice

-

-

-

-

-

119

(-)

(-)

(-)

(-)

(-)

(3.1)

5.

Investments

1996

2730

2170

3960

49

149

(20.4)

(22.5)

(18.9)

(27.3)

(1.7)

(3.9)

6.

Advances

3010

3859

2516

2460

1369

1981

(30.8)

(31.9)

(21.9)

(16.9)

(46.7)

(51.9)

6.1.

Bills purchased and discounted

7

16

92

35

1

1

6.2.

Cash credits, overdrafts & loans

663

1020

436

533

225

359

6.3.

Term loans

2340

2823

1988

1892

1143

1621

7.

Fixed Assets

19

17

13

18

9

10

(0.2)

(0.1)

(0.1)

(0.1)

(0.3)

(0.3)

8.

Other Assets

1228

1230

3368

4109

413

428

(12.6)

(10.2)

(29.3)

(28.3)

(14.1)

(11.2)

8.1.

Inter - office adjustments (net)

102

153

-

320

31

50

8.2.

Interest accrued

169

314