Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 3 of 12)

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ప్రచురించబడిన తేదీ నవంబర్ 20, 2000

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Table 51 : Earnings and Expenses of Regional Rural Banks : 1998-99 and 1999-2000 (Part 3 of 12)

								(Amount in Rs. lakh)
			For the year ended March 31
Items			Bundi-Chittor Kshetriya		Cachar		Cauvery		Chaitanya
			Gramin Bank		Gramin Bank		Gramin Bank		Gramin Bank
			1999	2000	1999	2000	1999	2000	1999	2000
			(65)	(66)	(67)	(68)	(69)	(70)	(71)	(72)
Income

I.	Interest Earned		1097	1407	707	900	2213	2655	1281	1520
	a)	Interest/discount on advances/bills	562	752	143	215	1419	1682	797	931

	b)	Income on Investments	29	138	564	573	362	398	94	140

	c)	Interest on balances with	506	517	-	112	433	576	390	449
		RBI and other inter-bank funds

	d)	Others	-	-	-	-	-	-	-	-

II.	Other income		43	54	171	59	150	188	172	132
	a)	Commission, exchange and brokerage	8	11	16	23	135	171	41	41

	b)	Other miscellaneous income	35	44	155	36	16	17	131	91
Total (I+II)			1140	1461	878	960	2363	2843	1453	1652
Expenditure & Provisions
III.	Interest expended		783	1010	465	588	1449	1799	824	1001
	a)	Interest on deposits	643	800	428	561	1172	1468	687	842

	b)	Interest on RBI/inter-bank borrowings	6	8	37	27	276	331	32	42

	c)	Others	134	202	-	-	-	-	105	118

IV.	Operating expenses		351	375	320	239	785	805	322	424
	a)	Payments to and provisions for employees	317	334	282	201	668	722	278	310

	b)	Rent, taxes and lighting	8	9	7	9	13	16	11	12

	c)	Printing and stationery	4	4	3	4	9	10	6	6

	d)	Advertisement and publicity	-	-	-	-	-	-	-	-

	e)	Depreciation on Bank's property	3	3	2	2	3	5	3	5

	f)	Directors' fees, allowances and expenses	-	-	-	-	-	-	-	-

	g)	Auditors' fees and expenses	1	2	-	1	2	3	1	1

	h)	Law charges	-	-	-	-	1	1	1	1

	i)	Postage, telegrams, telephones, etc.	2	3	1	2	9	11	4	4

	j)	Repairs and maintenance	1	1	2	1	2	1	2	2

	k)	Insurance	2	5	-	-	-	1	6	7

	l)	Other expenditure	13	14	21	19	79	36	9	76

V.	Provisions and contingencies		-30	26	-	-	28	37	37	-
	Total expenses*		1133	1386	786	827	2233	2605	1146	1425
VI.	Profit (loss)		36	49	92	133	102	202	269	226
	Total (III+IV+V+VI)		1140	1461	878	960	2363	2843	1453	1652

								(Amount in Rs. lakh)
			For the year ended March 31
Items			Chambal Kshetriya		Champaran Kshetriya		Chandrapur Gadchiroli		Chhatrasal
			Gramin Bank		Gramin Bank		Gramin Bank		Gramin Bank
			1999	2000	1999	2000	1999	2000	1999	2000
			(73)	(74)	(75)	(76)	(77)	(78)	(79)	(80)
Income

I.	Interest Earned		739	1075	1068	1321	560	1027	1314	..
	a)	Interest/discount on advances/bills	405	529	282	392	221	401	269	..

	b)	Income on Investments	46	44	4	3	176	246	312	..

	c)	Interest on balances with	288	502	783	926	162	380	733	..
		RBI and other inter-bank funds

	d)	Others	-	-	-	-	-	-	-	..

II.	Other income		84	53	49	240	8	89	42	..
	a)	Commission, exchange and brokerage	10	32	6	8	8	14	42	..

	b)	Other miscellaneous income	75	20	43	231	-	75	-	..
Total (I+II)			824	1127	1118	1561	568	1116	1356	..
Expenditure & Provisions
III.	Interest expended		586	841	1125	1289	472	711	747	..
	a)	Interest on deposits	561	755	1088	1236	440	661	680	..

	b)	Interest on RBI/inter-bank borrowings	25	86	37	3	1	-	67	..

	c)	Others	-	-	-	53	30	50	-	..

IV.	Operating expenses		214	227	791	859	258	360	453	..
	a)	Payments to and provisions for employees	180	187	755	812	228	281	405	..

	b)	Rent, taxes and lighting	7	8	11	11	7	8	8	..

	c)	Printing and stationery	3	3	4	4	2	4	5	..

	d)	Advertisement and publicity	-	-	-	-	-	-	-	..

	e)	Depreciation on Bank's property	3	5	2	2	2	2	4	..

	f)	Directors' fees, allowances and expenses	-	-	-	-	-	-	-	..

	g)	Auditors' fees and expenses	-	1	1	2	1	1	1	..

	h)	Law charges	-	-	-	-	1	-	1	..

	i)	Postage, telegrams, telephones, etc.	1	1	1	1	1	-	4	..

	j)	Repairs and maintenance	-	1	-	-	1	-	1	..

	k)	Insurance	4	5	7	9	1	1	6	..

	l)	Other expenditure	15	15	10	17	14	61	8	..

V.	Provisions and contingencies		7	9	130	10	21	8	34	..
	Total expenses*		800	1067	1916	2149	730	1070	1200	..
VI.	Profit (loss)		17	51	-929	-598	-184	37	122	..
	Total (III+IV+V+VI)		824	1127	1118	1561	568	1116	1356	..
								(Amount in Rs. lakh)
			For the year ended March 31
Items			Chhindwara Seoni Kshetriya		Chikmagalur Kodagu		Chitradurga		Cuttack
			Gramin Bank		Gramin Bank		Gramin Bank		Gramin Bank
			1999	2000	1999	2000	1999	2000	1999	2000
			(81)	(82)	(83)	(84)	(85)	(86)	(87)	(88)
Income

I.	Interest Earned		745	1028	1101	1298	1910	2173	1981	2329
	a)	Interest/discount on advances/bills	322	425	744	884	1171	1343	524	701

	b)	Income on Investments	399	538	119	131	305	383	369	405

	c)	Interest on balances with	24	65	238	283	434	447	1088	1221
		RBI and other inter-bank funds

	d)	Others	-	-	-	-	-	-	-	2

II.	Other income		30	62	51	60	104	98	294	652
	a)	Commission, exchange and brokerage	25	47	10	14	18	23	10	17

	b)	Other miscellaneous income	5	75	41	47	86	75	284	635
Total (I+II)			775	1090	1152	1358	2014	2271	2274	2981
Expenditure & Provisions
III.	Interest expended		598	705	605	732	1099	1375	1830	2155
	a)	Interest on deposits	582	686	462	566	841	1072	1692	2007

	b)	Interest on RBI/inter-bank borrowings	16	19	143	166	258	303	138	148

	c)	Others	-	-	-	-	-	-	-	-

IV.	Operating expenses		325	350	283	276	591	653	903	1035
	a)	Payments to and provisions for employees	288	308	254	245	518	575	799	915

	b)	Rent, taxes and lighting	9	10	6	6	14	15	23	25

	c)	Printing and stationery	5	5	6	6	8	8	9	11

	d)	Advertisement and publicity	-	-	-	-	-	-	-	-

	e)	Depreciation on Bank's property	3	3	4	5	6	6	2	2

	f)	Directors' fees, allowances and expenses	-	-	-	-	-	-	-	-

	g)	Auditors' fees and expenses	1	7	1	1	1	3	2	3

	h)	Law charges	-	-	-	-	1	1	-	-

	i)	Postage, telegrams, telephones, etc.	2	3	4	4	8	8	8	7

	j)	Repairs and maintenance	-	-	1	2	3	3	1	1

	k)	Insurance	1	1	-	3	5	7	20	13

	l)	Other expenditure	16	19	8	3	25	27	39	56

V.	Provisions and contingencies		19	27	40	49	0	122	-	-
	Total expenses*		923	1055	888	1007	1690	2028	2733	3191
VI.	Profit (loss)		-167	8	224	302	324	122	-459	-209
	Total (III+IV+V+VI)		775	-	1152	1358	2014	2271	2274	2981
								(Amount in Rs. lakh)
			For the year ended March 31
Items			Damoh Panna Sagar Kshetriya		Devipatan Kshetriya		Dewas Shajapur Kshetriya		Dhenkanal
			Gramin Bank		Gramin Bank		Gramin Bank		Gramin Bank
			1999	2000	1999	2000	1999	2000	1999	2000
			(89)	(90)	(91)	(92)	(93)	(94)	(95)	(96)
Income

I.	Interest Earned		1193	1481	2120	2527	1073	1338	1485	1847
	a)	Interest/discount on advances/bills	221	294	340	479	441	630	727	932

	b)	Income on Investments	972	1187	839	955	304	317	453	642

	c)	Interest on balances with	-	-	941	1094	328	391	304	274
		RBI and other inter-bank funds

	d)	Others	-	-	-	-	-	-	-	-

II.	Other income		47	43	43	54	37	115	33	54
	a)	Commission, exchange and brokerage	24	28	21	28	7	9	9	20

	b)	Other miscellaneous income	22	15	21	26	29	105	24	34
Total (I+II)			1240	1524	2163	2582	1110	1452	1518	1901
Expenditure & Provisions
III.	Interest expended		750	951	1006	1214	717	878	940	1234
	a)	Interest on deposits	701	891	949	1132	655	792	756	992

	b)	Interest on RBI/inter-bank borrowings	47	60	56	82	63	85	184	242

	c)	Others	1	-	-	-	-	1	-	-

IV.	Operating expenses		416	445	672	610	345	364	287	324
	a)	Payments to and provisions for employees	375	383	533	557	307	317	245	272

	b)	Rent, taxes and lighting	9	10	11	14	8	10	6	9

	c)	Printing and stationery	4	3	5	6	3	4	8	8

	d)	Advertisement and publicity	-	-	-	-	-	-	-	-

	e)	Depreciation on Bank's property	1	1	3	7	3	2	5	7

	f)	Directors' fees, allowances and expenses	-	-	-	-	-	-	-	-

	g)	Auditors' fees and expenses	-	-	1	1	1	1	1	1

	h)	Law charges	-	-	-	-	-	-	-	-

	i)	Postage, telegrams, telephones, etc.	2	2	2	4	3	2	4	4

	j)	Repairs and maintenance	-	-	2	-	1	1	-	-

	k)	Insurance	6	6	10	11	2	6	2	1

	l)	Other expenditure	18	38	104	9	17	20	16	22

V.	Provisions and contingencies		-	-	81	49	-	95	145	163
	Total expenses*		1166	1396	1678	1824	1063	1242	1227	1558
VI.	Profit (loss)		74	128	404	709	47	115	145	180
	Total (III+IV+V+VI)		1240	1524	2163	2582	1110	1452	1518	1901