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Table 65 : Distribution of Scheduled Commercial Banks by CRAR

(Number of banks)

Year

CRAR

State
Bank
Group

Nation­ alised Banks

Old Private Sector Banks

New Private Sector Banks

Foreign
Banks in
India

Other
Public
Sector
Bank

Scheduled Com­mercial Banks

Capital Adequacy Ratio (Per cent)

1

2

3

4

5

6

7

8

9

10

1997-98

Below 4 per cent

0

1

2

0

0

-

3

-

 

Between 4-8 per cent

0

0

2

0

0

-

2

-

 

Between 8-10 per cent

1

6

6

2

12

-

27

-

 

Above 10 per cent

7

12

15

7

30

-

71

11.5

1998-99

Below 4 per cent

0

1

2

0

1

-

4

-

 

Between 4-8 per cent

0

0

2

0

0

-

2

-

 

Between 8-10 per cent

0

4

3

2

14

-

23

-

 

Above 10 per cent

8

14

18

7

29

-

76

11.3

1999-00

Below 4 per cent

0

1

2

0

0

-

3

-

 

Between 4-9 per cent

0

0

2

0

0

-

2

-

 

Between 9-10 per cent

0

4

2

1

5

-

12

-

 

Above 10 per cent

8

14

18

7

37

-

84

11.1

2000-01

Below 4 per cent

0

1

2

0

0

-

3

-

 

Between 4-9 per cent

0

1

1

0

0

-

2

-

 

Between 9-10 per cent

0

2

4

1

4

-

11

-

 

Above 10 per cent

8

15

16

7

38

-

84

11.4

2001-02

Below 4 per cent

0

1

0

0

0

-

1

-

 

Between 4-9 per cent

0

1

0

1

0

-

2

-

 

Between 9-10 per cent

0

2

2

1

2

-

7

-

 

Above 10 per cent

8

15

19

6

33

-

81

12

2002-03

Below 4 per cent

0

0

0

2

0

-

2

-

 

Between 4-9 per cent

0

0

0

0

0

-

0

-

 

Between 9-10 per cent

0

1

1

1

0

-

3

-

 

Above 10 per cent

8

18

20

6

36

-

88

12.7

2003-04

Below 4 per cent

0

0

0

1

0

-

1

-

 

Between 4-9 per cent

0

0

0

1

0

-

1

-

 

Between 9-10 per cent

0

1

0

0

0

-

1

-

 

Above 10 per cent

8

18

20

8

33

-

87

12.9

2004-05

Below 4 per cent

0

0

1

0

0

0

1

-

 

Between 4-9 per cent

0

0

1

0

0

0

1

-

 

Between 9-10 per cent

0

2

3

2

1

0

8

-

 

Above 10 per cent

8

17

15

7

30

1

78

12.8

2005-06

Below 4 per cent

0

0

3

0

0

0

3

-

 

Between 4-9 per cent

0

0

0

0

0

0

0

-

 

Between 9-10 per cent

0

0

1

1

2

0

4

-

 

Above 10 per cent

8

19

16

7

27

1

78

12.3

2006-07

Below 4 per cent

0

0

1

0

0

-

1

-

 

Between 4-9 per cent

0

0

0

0

0

-

0

-

 

Between 9-10 per cent

0

0

2

0

0

-

2

-

 

Between 10-12 per cent

3

8

5

4

7

-

27

-

 

12 per cent and above

5

12

9

4

22

-

52

12.4

2007-08

Below 9 per cent

0

0

0

0

0

-

0

-

 

Between 9-10 per cent

0

0

1

0

1

-

2

-

 

Above 10 per cent

8

20

14

8

27

-

77

13

2008-09

Below 9 per cent

0

0

0

0

0

-

0

-

 

Between 9-10 per cent

0

0

0

0

0

-

0

-

 

Above 10 per cent

7

20

15

7

31

-

80

13.2

2009-10

Below 9 per cent

0

0

1

0

0

-

1

-

 

Between 9-10 per cent

0

0

0

0

0

-

0

-

 

Above 10 per cent

7

20

14

7

32

-

80

13.6

Note : 1. Scheduled commercial banks had to comply with minimum capital to risk-weighted assets ratio (CRAR) of 8 per cent up to end-March 1999 and 9 per cent from end-March 2000.
2. Nationalised Banks' data includes data for IDBI Bank Ltd. for the years 2006-07 onwards.

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