Table B3 : Bank-wise Capital Adequacy Ratio (CRAR) of Scheduled Commercial Banks - 2009 and 2010 - ఆర్బిఐ - Reserve Bank of India
Table B3 : Bank-wise Capital Adequacy Ratio (CRAR) of Scheduled Commercial Banks - 2009 and 2010
(Per cent) |
||||||||||||
Bank Name |
CRAR (as on March 31) |
|||||||||||
2009 |
2010 |
|||||||||||
Basel-I |
Basel-II |
Basel-I |
Basel-II |
|||||||||
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
State Bank of India & its Associates |
||||||||||||
State Bank of India |
8.53 |
4.44 |
12.97 |
9.38 |
4.87 |
14.25 |
8.46 |
3.54 |
12.00 |
9.45 |
3.94 |
13.39 |
State Bank of Bikaner & Jaipur |
7.68 |
5.50 |
13.18 |
8.46 |
6.06 |
14.52 |
7.50 |
4.44 |
11.94 |
8.35 |
4.95 |
13.30 |
State Bank of Hyderabad |
6.55 |
4.03 |
10.58 |
7.14 |
4.39 |
11.53 |
7.95 |
5.76 |
13.71 |
8.64 |
6.26 |
14.90 |
State Bank of Indore |
6.94 |
4.87 |
11.81 |
7.91 |
5.55 |
13.46 |
7.66 |
4.42 |
12.08 |
8.58 |
4.95 |
13.53 |
State Bank of Mysore |
6.83 |
5.58 |
12.41 |
7.15 |
5.84 |
12.99 |
7.40 |
4.72 |
12.12 |
7.59 |
4.83 |
12.42 |
State Bank of Patiala |
6.30 |
5.13 |
11.43 |
6.94 |
5.66 |
12.60 |
7.66 |
4.79 |
12.45 |
8.16 |
5.10 |
13.26 |
State Bank of Travancore |
7.43 |
4.70 |
12.13 |
8.59 |
5.44 |
14.03 |
8.00 |
3.89 |
11.89 |
9.24 |
4.50 |
13.74 |
Nationalised Banks $ |
||||||||||||
Allahabad Bank |
7.23 |
4.65 |
11.89 |
8.01 |
5.10 |
13.11 |
8.04 |
4.94 |
12.98 |
8.12 |
5.50 |
13.62 |
Andhra Bank |
8.11 |
4.26 |
12.37 |
8.67 |
4.55 |
13.22 |
7.81 |
5.49 |
13.30 |
8.18 |
5.75 |
13.93 |
Bank of Baroda |
7.79 |
5.09 |
12.88 |
8.49 |
5.56 |
14.05 |
8.22 |
4.62 |
12.84 |
9.20 |
5.16 |
14.36 |
Bank of India |
8.73 |
4.48 |
13.21 |
8.91 |
4.10 |
13.01 |
8.29 |
4.34 |
12.63 |
8.48 |
4.46 |
12.94 |
Bank of Maharashtra |
5.45 |
5.30 |
10.75 |
6.11 |
5.94 |
12.05 |
5.68 |
5.65 |
11.33 |
6.41 |
6.37 |
12.78 |
Canara Bank |
6.74 |
5.14 |
11.88 |
8.01 |
6.09 |
14.10 |
7.29 |
4.18 |
11.47 |
8.54 |
4.89 |
13.43 |
Central Bank of India |
6.24 |
5.51 |
11.75 |
6.97 |
6.15 |
13.12 |
6.03 |
4.78 |
10.81 |
6.83 |
5.40 |
12.23 |
Corporation Bank |
8.93 |
4.73 |
13.66 |
8.90 |
4.71 |
13.61 |
9.03 |
5.97 |
15.00 |
9.25 |
6.12 |
15.37 |
Dena Bank |
6.01 |
4.72 |
10.73 |
6.76 |
5.31 |
12.07 |
6.80 |
3.84 |
10.65 |
8.16 |
4.61 |
12.77 |
Indian Bank |
11.28 |
1.99 |
13.27 |
11.88 |
2.10 |
13.98 |
10.65 |
1.51 |
12.16 |
11.13 |
1.58 |
12.71 |
Indian Overseas Bank |
7.58 |
5.12 |
12.70 |
7.88 |
5.32 |
13.2 |
8.36 |
5.90 |
14.26 |
8.67 |
6.11 |
14.78 |
Oriental Bank of Commerce |
8.41 |
3.59 |
12.00 |
9.10 |
3.88 |
12.98 |
8.02 |
2.81 |
10.83 |
9.28 |
3.26 |
12.54 |
Punjab & Sind Bank |
6.99 |
4.89 |
11.88 |
8.44 |
5.91 |
14.35 |
6.89 |
4.85 |
11.74 |
7.68 |
5.42 |
13.10 |
Punjab National Bank |
8.05 |
4.54 |
12.59 |
8.98 |
5.05 |
14.03 |
8.38 |
4.59 |
12.97 |
9.11 |
5.05 |
14.16 |
Syndicate Bank |
7.03 |
4.34 |
11.37 |
7.85 |
4.83 |
12.68 |
7.26 |
3.94 |
11.20 |
8.24 |
4.46 |
12.70 |
Union Bank of India |
7.41 |
4.60 |
12.01 |
8.19 |
5.08 |
13.27 |
7.36 |
4.25 |
11.61 |
7.91 |
4.60 |
12.51 |
United Bank of India |
6.55 |
4.96 |
11.51 |
7.56 |
5.72 |
13.28 |
7.02 |
3.99 |
11.01 |
8.16 |
4.64 |
12.80 |
UCO Bank |
5.30 |
4.45 |
9.75 |
6.48 |
5.45 |
11.93 |
6.06 |
5.29 |
11.35 |
7.05 |
6.16 |
13.21 |
Vijaya Bank |
7.71 |
5.37 |
13.08 |
7.74 |
5.41 |
13.15 |
7.28 |
4.51 |
11.79 |
7.69 |
4.81 |
12.50 |
IDBI Bank Ltd. |
6.60 |
4.63 |
11.23 |
6.81 |
4.76 |
11.57 |
5.97 |
4.86 |
10.83 |
6.24 |
5.07 |
11.31 |
Note : $ Includes IDBI Bank Ltd. |
TABLE B3 : BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OF SCHEDULED COMMERCIAL BANKS - 2009 AND 2010 (Contd.) |
||||||||||||
(Per cent) |
||||||||||||
Bank Name |
CRAR (as on March 31) |
|||||||||||
2009 |
2010 |
|||||||||||
Basel-I |
Basel-II |
Basel-I |
Basel-II |
|||||||||
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
Old Private Sector Banks |
||||||||||||
Bank of Rajasthan |
6.45 |
5.55 |
12.00 |
6.19 |
5.31 |
11.50 |
3.87 |
3.87 |
7.74 |
3.76 |
3.76 |
7.52 |
Catholic Syrian Bank |
8.61 |
3.41 |
12.01 |
8.81 |
3.48 |
12.29 |
7.20 |
2.45 |
9.65 |
8.07 |
2.74 |
10.82 |
City Union Bank |
11.30 |
1.19 |
12.49 |
11.48 |
1.21 |
12.69 |
11.15 |
0.94 |
12.09 |
12.41 |
1.05 |
13.46 |
Dhanlaxmi Bank |
12.90 |
1.54 |
14.44 |
13.75 |
1.63 |
15.38 |
8.45 |
4.02 |
12.47 |
8.80 |
4.19 |
12.99 |
Federal Bank |
17.52 |
2.62 |
20.14 |
18.42 |
1.80 |
20.22 |
15.27 |
2.00 |
17.27 |
16.92 |
1.44 |
18.36 |
ING Vysya Bank |
6.91 |
4.77 |
11.68 |
6.89 |
4.76 |
11.65 |
8.84 |
4.10 |
12.94 |
10.11 |
4.80 |
14.91 |
Jammu & Kashmir Bank |
12.77 |
0.69 |
13.46 |
13.80 |
0.68 |
14.48 |
11.91 |
2.90 |
14.81 |
12.79 |
3.10 |
15.89 |
Karnataka Bank |
10.65 |
2.89 |
13.54 |
10.60 |
2.88 |
13.48 |
9.56 |
2.29 |
11.85 |
9.98 |
2.39 |
12.37 |
Karur Vysya Bank |
12.63 |
0.45 |
13.08 |
14.40 |
0.52 |
14.92 |
11.10 |
1.38 |
12.48 |
12.88 |
1.61 |
14.49 |
Lakshmi Vilas Bank |
8.63 |
1.46 |
10.09 |
8.81 |
1.48 |
10.29 |
11.52 |
2.69 |
14.21 |
12.01 |
2.81 |
14.82 |
Nainital Bank |
12.57 |
1.32 |
13.89 |
11.85 |
1.25 |
13.10 |
14.23 |
1.30 |
15.53 |
14.38 |
1.30 |
15.68 |
Ratnakar Bank |
44.22 |
0.65 |
44.87 |
41.69 |
0.61 |
42.30 |
35.43 |
0.58 |
36.01 |
33.53 |
0.54 |
34.07 |
SBI Commercial & International Bank |
23.81 |
0.00 |
23.81 |
21.49 |
-0.25 |
21.24 |
31.17 |
0.83 |
32.00 |
26.60 |
0.71 |
27.31 |
South Indian Bank |
12.44 |
1.45 |
13.89 |
13.22 |
1.54 |
14.76 |
11.89 |
2.84 |
14.73 |
12.42 |
2.97 |
15.39 |
Tamilnad Mercantile Bank |
13.83 |
0.65 |
14.48 |
15.33 |
0.72 |
16.05 |
13.47 |
0.62 |
14.09 |
14.86 |
0.68 |
15.54 |
New Private Sector Banks |
||||||||||||
Axis Bank |
8.47 |
4.05 |
12.52 |
9.26 |
4.43 |
13.69 |
10.65 |
4.40 |
15.05 |
11.18 |
4.62 |
15.80 |
Development Credit Bank |
11.62 |
1.82 |
13.44 |
11.50 |
1.80 |
13.30 |
12.34 |
3.02 |
15.36 |
11.93 |
2.92 |
14.85 |
HDFC Bank |
10.18 |
4.91 |
15.09 |
10.58 |
5.11 |
15.69 |
12.50 |
3.95 |
16.45 |
13.26 |
4.18 |
17.44 |
ICICI Bank |
12.16 |
3.76 |
15.92 |
11.84 |
3.69 |
15.53 |
13.48 |
5.66 |
19.14 |
13.96 |
5.45 |
19.41 |
IndusInd Bank |
7.52 |
4.81 |
12.33 |
7.65 |
4.90 |
12.55 |
8.43 |
4.97 |
13.40 |
9.65 |
5.68 |
15.33 |
Kotak Mahindra Bank |
16.01 |
3.85 |
19.86 |
16.13 |
3.88 |
20.01 |
15.17 |
2.88 |
18.05 |
15.42 |
2.93 |
18.35 |
Yes Bank |
7.47 |
7.06 |
14.53 |
9.50 |
7.10 |
16.60 |
10.76 |
6.49 |
17.25 |
12.90 |
7.70 |
20.60 |
Source : Annual accounts of banks. |
TABLE B3 : BANK-WISE CAPITAL ADEQUACY RATIO (CRAR) OFSCHEDULED COMMERCIAL BANKS - 2009 AND 2010 (Concld.) |
||||||||||||
(Per cent) |
||||||||||||
Bank Name |
CRAR (as on March 31) |
|||||||||||
2009 |
2010 |
|||||||||||
Basel-I |
Basel-II |
Basel-I |
Basel-II |
|||||||||
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
Tier-I |
Tier-II |
Total |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
Foreign Banks |
||||||||||||
Abu Dhabi Commercial Bank |
53.26 |
1.03 |
54.29 |
46.67 |
0.90 |
47.57 |
49.79 |
1.12 |
50.91 |
43.81 |
0.98 |
44.79 |
American Express Banking Corp. |
36.49 |
1.25 |
37.74 |
20.09 |
1.25 |
21.34 |
26.28 |
1.25 |
27.53 |
17.85 |
1.25 |
19.10 |
Antwerp Diamond Bank |
28.70 |
0.38 |
29.08 |
26.44 |
0.35 |
26.79 |
46.72 |
0.36 |
47.08 |
33.46 |
0.26 |
33.72 |
AB Bank |
131.73 |
1.39 |
133.12 |
49.97 |
0.70 |
50.67 |
42.94 |
0.58 |
43.52 |
29.61 |
0.40 |
30.01 |
Bank Internasional Indonesia |
501.34 |
0.00 |
501.34 |
NA |
NA |
NA |
531.80 |
0.00 |
531.80 |
NA |
NA |
NA |
Bank of America |
12.20 |
1.63 |
13.83 |
11.23 |
1.50 |
12.73 |
16.58 |
0.58 |
17.16 |
14.97 |
0.52 |
15.49 |
Bank of Bahrain and Kuwait |
29.30 |
1.25 |
30.55 |
24.47 |
1.05 |
25.52 |
26.12 |
0.60 |
26.72 |
24.45 |
0.56 |
25.01 |
Bank of Ceylon |
62.16 |
1.51 |
63.67 |
44.11 |
1.07 |
45.18 |
81.09 |
2.21 |
83.30 |
49.49 |
1.36 |
50.85 |
Bank of Nova Scotia |
15.05 |
4.29 |
19.34 |
9.75 |
2.95 |
12.70 |
17.22 |
3.32 |
20.54 |
11.03 |
2.12 |
13.15 |
Bank of Tokyo-Mitsubishi UFJ |
29.59 |
0.73 |
30.32 |
28.80 |
0.71 |
29.51 |
48.28 |
0.54 |
48.82 |
67.40 |
0.76 |
68.16 |
Barclays Bank |
15.44 |
0.42 |
15.86 |
16.62 |
0.45 |
17.07 |
15.14 |
0.47 |
15.61 |
16.47 |
0.52 |
16.99 |
BNP Paribas |
8.54 |
4.06 |
12.60 |
8.38 |
3.99 |
12.37 |
11.29 |
5.08 |
16.37 |
10.89 |
4.89 |
15.78 |
Calyon Bank |
9.76 |
3.39 |
13.15 |
9.80 |
3.40 |
13.20 |
15.82 |
5.15 |
20.97 |
14.70 |
4.80 |
19.50 |
Chinatrust Commercial bank |
50.23 |
1.48 |
51.71 |
44.75 |
0.65 |
45.40 |
34.20 |
0.97 |
35.17 |
30.70 |
0.42 |
31.12 |
Citibank |
13.90 |
0.92 |
14.82 |
12.42 |
0.81 |
13.23 |
19.76 |
0.99 |
20.75 |
17.27 |
0.87 |
18.14 |
DBS Bank |
12.03 |
6.37 |
18.40 |
10.27 |
5.43 |
15.70 |
8.96 |
4.68 |
13.64 |
11.14 |
5.82 |
16.96 |
Deutsche Bank |
14.78 |
0.64 |
15.42 |
14.62 |
0.63 |
15.25 |
15.89 |
0.69 |
16.58 |
15.77 |
0.68 |
16.45 |
FirstRand Bank # |
|
|
|
|
|
|
120.12 |
0.07 |
120.19 |
74.69 |
0.04 |
74.73 |
Hong Kong & Shanghai Banking Corpn. |
12.98 |
1.09 |
14.07 |
14.12 |
1.19 |
15.31 |
14.37 |
1.21 |
15.58 |
16.63 |
1.40 |
18.03 |
JPMorgan Chase Bank |
16.24 |
0.55 |
16.79 |
15.38 |
0.52 |
15.90 |
23.72 |
0.74 |
24.46 |
22.92 |
0.71 |
23.63 |
JSC VTB Bank |
323.47 |
0.00 |
323.47 |
317.51 |
0.00 |
317.51 |
302.36 |
0.00 |
302.36 |
225.93 |
0.00 |
225.93 |
Krung Thai Bank Public Company |
110.55 |
1.25 |
111.80 |
80.61 |
1.25 |
81.86 |
64.46 |
1.25 |
65.71 |
59.77 |
1.25 |
61.02 |
Mashreq Bank |
172.03 |
3.43 |
175.47 |
75.55 |
1.25 |
76.80 |
124.32 |
3.04 |
127.36 |
76.96 |
1.25 |
78.21 |
MIZUHO Corporate Bank |
36.92 |
0.29 |
37.21 |
37.29 |
0.29 |
37.58 |
40.43 |
0.40 |
40.83 |
38.60 |
0.38 |
38.98 |
Oman International Bank |
25.37 |
2.11 |
27.48 |
23.25 |
1.92 |
25.17 |
44.96 |
1.25 |
46.21 |
39.83 |
1.25 |
41.08 |
Royal Bank of Scotland # |
7.87 |
5.53 |
13.40 |
7.43 |
5.23 |
12.66 |
8.50 |
4.89 |
13.39 |
7.94 |
4.56 |
12.50 |
Shinhan Bank |
51.07 |
0.63 |
51.70 |
36.35 |
0.45 |
36.80 |
56.95 |
1.25 |
58.20 |
39.89 |
0.96 |
40.85 |
Societe Generale |
31.94 |
0.56 |
32.50 |
22.08 |
0.39 |
22.47 |
28.27 |
1.05 |
29.32 |
21.96 |
0.81 |
22.77 |
Sonali Bank |
36.67 |
0.38 |
37.05 |
20.10 |
0.21 |
20.31 |
46.71 |
0.52 |
47.23 |
19.81 |
0.22 |
20.03 |
Standard Chartered Bank |
9.16 |
4.13 |
13.29 |
7.99 |
3.57 |
11.56 |
10.65 |
4.16 |
14.81 |
8.94 |
3.47 |
12.41 |
State Bank of Mauritius |
32.33 |
2.29 |
34.62 |
35.52 |
2.49 |
38.01 |
32.54 |
2.56 |
35.10 |
31.91 |
2.49 |
34.40 |
UBS AG |
257.54 |
0.00 |
257.54 |
229.37 |
0.00 |
229.37 |
107.19 |
0.02 |
107.21 |
157.83 |
0.03 |
157.86 |
Note : # See ‘Explanatory Notes’ |