Table No 5.5 Population group and bank group-wise classification of outstanding credit of scheduled commercial banks according to occupation

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Table No 5.5 Population group and bank group-wise classification of outstanding credit of scheduled commercial banks according to occupation

RURAL
(Amount in ` Million)
OCCUPATION	STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	1	2	3	4	5	6
I. AGRICULTURE	5,319,306	425768.4	365799.5	11,789,985	1118757.4	871711.2
1. Direct Finance	5,241,182	411156.1	354099.6	10,755,110	1003529.1	785148.3
2. Indirect Finance	78,124	14612.3	11700.0	1,034,875	115228.3	86562.9
II. INDUSTRY	104,402	362791.1	241661.6	214,142	295601.5	217704.3
1. Mining & Quarrying	1,936	7198.9	4498.8	1,854	7650.9	5323.3
2. Food Manufacturing & Processing	25,731	27646.6	20805.6	35,085	59294.7	43562.3
(a) Rice Mills, Flour & Dal Mills	6,791	10559.9	8212.7	11,138	16544.8	11585.3
(b) Sugar	122	3078.1	2163.1	191	25321.1	18232.7
(c) Edible Oils & Vanaspati	1,147	3060.6	2081.3	1,697	1681.9	1271.9
(d) Tea Processing	52	73.3	50.2	291	1195.0	350.2
(e) Processing of Fruits & Vegetables	333	1105.9	843.1	430	797.6	667.5
(f) Others	17,286	9768.7	7455.2	21,338	13754.3	11454.7
3. Beverage & Tobacco	555	5096.2	3966.9	873	2814.6	2502.8
4. Textiles	20,026	32540.9	26068.7	38,923	35896.7	27577.4
(a) Cotton Textiles	2,187	4672.4	3608.1	9,132	16089.0	13437.4
(b) Jute & Other Natural Fibre Textiles	1,291	634.5	568.4	2,797	473.1	382.6
(c) Handloom Textiles & Khadi	5,696	1312.9	925.4	7,370	1262.2	813.4
(d) Other Textiles & Textile Products	10,852	25921.1	20966.8	19,624	18072.4	12944.1
5. Paper, Paper Products & Printing	2,182	12024.2	9735.1	3,361	8661.1	7068.0
6. Woods and Wood Products	3,837	1109.7	859.5	8,735	2765.5	1982.9
7. Leather & Leather Products	1,702	1503.6	1114.7	3,092	987.3	692.3
8. Gems and Jewellery	575	1336.6	1234.1	3,383	599.1	482.1
9. Rubber & Plastic Products	1,451	8421.2	5946.9	2,696	6029.5	4524.2
10. Chemicals & Chemical Products	2,348	21751.2	15780.0	4,138	12032.6	8379.8
(a) Heavy Industrial Chemicals	204	3190.1	2216.8	351	2167.8	1691.9
(b) Fertilisers	148	1288.7	593.7	342	2309.2	1320.2
(c) Drugs & Pharmaceuticals	375	4265.1	3391.0	436	2428.6	1858.5
(d) Non-Edible Oils	143	2203.5	2106.2	119	410.3	311.6
(e) Other Chemicals & Chemical Products	1,478	10803.7	7472.4	2,890	4716.6	3197.6
11. Petroleum, Coal Products & Nuclear Fuels	139	1229.9	624.3	350	4627.0	3657.7
12. Manufacture of Cement & Cement Products	2,849	8402.9	6046.4	3,538	6498.3	4309.2
13. Basic Metals & Metal Products	3,825	54787.5	39518.0	6,914	46271.3	31488.9
(a) Iron & Steel	1,316	45460.5	33537.5	1,107	37461.2	25330.0
(b) Non-Ferrous Metals	508	5168.0	3054.5	286	2342.0	1609.0
(c) Metal Products	2,001	4158.9	2926.0	5,521	6468.1	4549.9
14. Engineering	7,757	28848.3	20731.3	20,037	14692.3	10986.8
(a) Heavy Engineering	610	4684.5	3188.3	1,470	2282.0	1716.2
(b) Light Engineering	5,524	11582.1	7770.0	14,730	7070.3	5396.3
(c) Electrical Machinery & Goods	1,298	10897.7	8870.4	2,891	4483.6	3284.7
(d) Electronic Machinery & Goods	325	1684.0	902.6	946	856.4	589.6
15. Vehicles, Vehicle Parts & Transport Equipments	822	7839.1	5781.6	3,850	5698.3	3786.8
16. Other Industries	24,951	9804.5	7420.1	61,757	14431.7	11231.9
17. Electricity, Gas & Water	289	46975.4	24773.3	334	27180.0	22341.7
(a) Electricity Generation & Transmission	121	41163.7	20944.8	134	25181.1	19877.5
(b) Non-Conventional Energy	38	4864.1	3183.6	43	230.2	130.7
(c) Gas, Steam & Water Supply	130	947.6	644.8	157	1768.8	2333.5
18. Construction	3,427	86274.4	46756.3	15,222	39470.7	27806.1
(a) Other than Infrastructure	320	6655.7	3922.1	7,090	7849.1	6370.1
(b) Infrastructure Construction	3,107	79618.8	42834.2	8,132	31621.6	21435.9
III. TRANSPORT OPERATORS	31,754	17780.4	12456.2	66,218	18883.0	15676.3
IV. PROFESSIONAL AND OTHER SERVICES	52,769	40451.7	28942.5	292,117	75363.3	61158.6
1. Professional Services	2,544	1592.6	1349.8	69,821	8198.5	6945.1
2. Tourism, Hotel & Restaurants	6,500	12705.3	8335.6	22,926	7584.5	7052.0
3. Recreation services	1,276	840.6	692.3	2,400	2732.8	2485.7
4. IT and Telecommunications	397	2997.6	2373.0	873	5791.9	2631.1
5. Others	42,052	22315.6	16191.8	196,097	51055.6	42044.6
V. PERSONAL LOANS	1,697,386	360676.4	269503.7	2,300,761	288755.5	244773.9
1. Housing	297,690	144239.8	112887.3	368,819	107656.4	92731.7
2. Consumer Durables	23,298	1015.7	558.9	52,829	3802.0	3155.4
3. Vehicles	127,349	34674.7	25482.4	118,619	20431.4	17503.4
4. Education	103,945	26060.5	18314.7	312,132	52028.7	43338.0
5. Personal Credit Cards	0	0.0	0.0	194,714	8090.2	6939.3
6. Others	1,145,104	154685.8	112260.3	1,253,648	96746.8	81106.3
VI. TRADE	401,994	885780.3	82455.9	1,114,062	290874.4	251243.3
1. Wholesale Trade	5,065	75989.1	35011.6	32,344	181454.2	163577.0
2. Retail Trade	396,929	809791.2	47444.3	1,081,718	109420.2	87666.3
VII. FINANCE	1,197	22999.7	19237.5	51,625	13518.3	11565.5
VIII. ALL OTHERS	14,423	1512.3	1256.1	598,547	152571.0	45740.2
TOTAL BANK CREDIT	7,623,231	2117760.3	1021313.1	16,427,457	2254324.4	1719573.4

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
RURAL
(Amount in ` Million)
OCCUPATION	FOREIGN BANKS			REGIONAL RURAL BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	7	8	9	10	11	12
I. AGRICULTURE	29	732.6	362.0	8,748,700	470201.1	405292.5
1. Direct Finance	25	726.7	356.1	8,650,032	459720.1	397146.0
2. Indirect Finance	4	6.0	6.0	98,668	10481.0	8146.5
II. INDUSTRY	905	49283.5	28700.4	387,652	21212.7	16451.0
1. Mining & Quarrying	23	239.9	154.3	520	398.7	265.2
2. Food Manufacturing & Processing	133	916.0	450.0	102,298	3799.7	2923.3
(a) Rice Mills, Flour & Dal Mills	71	144.2	49.0	53,221	1755.1	1332.1
(b) Sugar	0	0.0	0.0	31	15.2	12.7
(c) Edible Oils & Vanaspati	0	0.0	0.0	1,132	190.5	142.3
(d) Tea Processing	0	0.0	0.0	620	131.1	115.7
(e) Processing of Fruits & Vegetables	0	0.0	0.0	101	67.4	52.2
(f) Others	62	771.8	401.1	47,193	1640.5	1268.2
3. Beverage & Tobacco	23	6409.5	2538.5	111	65.0	47.7
4. Textiles	89	1102.6	820.5	28,334	2547.4	1779.4
(a) Cotton Textiles	37	247.2	239.4	3,582	943.0	504.7
(b) Jute & Other Natural Fibre Textiles	0	0.0	0.0	1,807	153.5	118.9
(c) Handloom Textiles & Khadi	1	2.9	2.9	14,513	809.7	673.0
(d) Other Textiles & Textile Products	51	852.4	578.2	8,432	641.2	482.8
5. Paper, Paper Products & Printing	12	869.1	315.3	2,372	142.8	110.2
6. Woods and Wood Products	2	45.4	45.4	7,180	377.3	295.9
7. Leather & Leather Products	4	1.7	1.7	13,204	298.8	182.2
8. Gems and Jewellery	0	0.0	0.0	24,844	800.5	721.1
9. Rubber & Plastic Products	19	1117.1	722.7	7,415	243.6	211.4
10. Chemicals & Chemical Products	121	7482.9	5801.5	2,986	172.4	152.8
(a) Heavy Industrial Chemicals	7	845.0	779.4	15	20.9	19.0
(b) Fertilisers	4	999.9	235.8	1,394	41.5	54.2
(c) Drugs & Pharmaceuticals	13	4618.1	4452.3	931	35.1	26.5
(d) Non-Edible Oils	0	0.0	0.0	11	6.5	5.3
(e) Other Chemicals & Chemical Products	97	1019.9	334.1	635	68.4	47.9
11. Petroleum, Coal Products & Nuclear Fuels	2	567.0	260.0	17	10.5	8.2
12. Manufacture of Cement & Cement Products	5	2140.6	2086.0	1,613	137.2	110.4
13. Basic Metals & Metal Products	74	9846.3	3801.1	2,519	204.0	146.5
(a) Iron & Steel	4	159.9	145.9	65	34.1	22.4
(b) Non-Ferrous Metals	43	8272.8	2920.9	22	10.6	7.6
(c) Metal Products	27	1413.6	734.3	2,432	159.2	116.5
14. Engineering	192	5267.2	2187.2	6,139	503.4	387.4
(a) Heavy Engineering	55	902.1	479.3	342	148.2	118.3
(b) Light Engineering	90	2563.7	1041.1	2,536	186.6	134.3
(c) Electrical Machinery & Goods	35	1319.8	389.7	1,777	107.6	87.8
(d) Electronic Machinery & Goods	12	481.5	277.0	1,484	61.0	47.0
15. Vehicles, Vehicle Parts & Transport Equipments	116	10577.6	7745.0	9,690	609.9	457.3
16. Other Industries	43	1409.9	890.4	166,242	6189.2	4556.8
17. Electricity, Gas & Water	1	436.0	225.0	329	109.4	73.7
(a) Electricity Generation & Transmission	0	0.0	0.0	6	3.4	2.7
(b) Non-Conventional Energy	1	436.0	225.0	304	93.4	59.9
(c) Gas, Steam & Water Supply	0	0.0	0.0	19	12.6	11.0
18. Construction	46	854.7	655.7	11,839	4603.0	4021.6
(a) Other than Infrastructure	16	469.2	351.6	8,155	4192.8	3672.6
(b) Infrastructure Construction	30	385.4	304.1	3,684	410.2	349.1
III. TRANSPORT OPERATORS	6	752.1	282.1	77,054	11926.2	8906.5
IV. PROFESSIONAL AND OTHER SERVICES	400	1560.0	1265.8	351,092	15490.4	12107.2
1. Professional Services	163	614.8	402.8	106,037	3710.2	2954.2
2. Tourism, Hotel & Restaurants	15	6.5	6.3	9,990	1111.6	691.8
3. Recreation services	16	7.8	6.8	5,318	179.3	191.1
4. IT and Telecommunications	44	35.6	30.9	64	37.0	30.3
5. Others	162	895.3	819.0	229,683	10452.2	8239.8
V. PERSONAL LOANS	4,589	1569.6	374.4	1,511,824	114155.2	89085.2
1. Housing	74	145.0	132.3	169,235	32025.6	26169.3
2. Consumer Durables	0	0.0	0.0	149,055	14499.7	10487.5
3. Vehicles	6	5.2	5.0	62,950	6020.6	4616.4
4. Education	11	6.9	6.0	32,272	4291.4	3680.9
5. Personal Credit Cards	4,449	1371.0	200.2	257,704	9985.5	8075.6
6. Others	49	41.4	31.0	840,608	47332.6	36055.4
VI. TRADE	542	3802.4	2749.5	1,238,903	55885.8	43833.1
1. Wholesale Trade	94	2065.2	1447.1	58,797	4074.4	3225.9
2. Retail Trade	448	1737.2	1302.4	1,180,106	51811.5	40607.2
VII. FINANCE	66	1288.7	840.3	533,909	42206.4	30927.5
VIII. ALL OTHERS	74	1837.7	1311.5	1,505,833	68710.9	54132.9
TOTAL BANK CREDIT	6,611	60826.6	35886.1	14,354,967	799788.7	660735.8

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
RURAL
(Amount in ` Million)
OCCUPATION	PRIVATE SECTOR BANKS			All SCHEDULED COMMERCIAL BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	13	14	15	16	17	18
I. AGRICULTURE	717,823	125061.4	102757.9	26,575,843	2140520.9	1745923.2
1. Direct Finance	707,879	113219.3	95897.1	25,354,228	1988351.2	1632647.1
2. Indirect Finance	9,944	11842.0	6860.8	1,221,615	152169.7	113276.2
II. INDUSTRY	46,567	270778.3	121083.7	753,668	999667.1	625601.0
1. Mining & Quarrying	321	13101.5	3886.4	4,654	28589.9	14128.0
2. Food Manufacturing & Processing	5,469	14638.7	10519.5	168,716	106295.7	78260.7
(a) Rice Mills, Flour & Dal Mills	571	1816.4	1337.8	71,792	30820.4	22516.9
(b) Sugar	44	2480.9	1660.2	388	30895.3	22068.7
(c) Edible Oils & Vanaspati	140	1173.6	1134.5	4,116	6106.6	4630.0
(d) Tea Processing	231	47.3	26.5	1,194	1446.7	542.6
(e) Processing of Fruits & Vegetables	55	516.5	390.3	919	2487.4	1953.1
(f) Others	4,428	8604.0	5970.2	90,307	34539.3	26549.3
3. Beverage & Tobacco	95	3590.1	1959.7	1,657	17975.4	11015.6
4. Textiles	11,018	12245.3	9049.0	98,390	84332.9	65295.0
(a) Cotton Textiles	746	5114.4	3876.1	15,684	27066.0	21665.7
(b) Jute & Other Natural Fibre Textiles	149	113.7	99.4	6,044	1374.8	1169.3
(c) Handloom Textiles & Khadi	5,061	580.2	396.3	32,641	3967.9	2810.9
(d) Other Textiles & Textile Products	5,062	6437.0	4677.2	44,021	51924.2	39649.2
5. Paper, Paper Products & Printing	450	3312.2	3012.3	8,377	25009.4	20240.8
6. Woods and Wood Products	844	655.3	515.1	20,598	4953.2	3698.7
7. Leather & Leather Products	450	1055.9	772.4	18,452	3847.2	2763.4
8. Gems and Jewellery	276	213.0	98.6	29,078	2949.3	2535.9
9. Rubber & Plastic Products	749	3899.4	1849.5	12,330	19710.7	13254.7
10. Chemicals & Chemical Products	691	8585.4	6579.0	10,284	50024.5	36693.1
(a) Heavy Industrial Chemicals	75	341.1	126.0	652	6564.8	4833.0
(b) Fertilisers	19	2479.0	1717.6	1,907	7118.3	3921.4
(c) Drugs & Pharmaceuticals	148	1969.5	1888.8	1,903	13316.4	11617.0
(d) Non-Edible Oils	8	56.5	36.9	281	2676.9	2460.0
(e) Other Chemicals & Chemical Products	441	3739.4	2809.8	5,541	20348.0	13861.7
11. Petroleum, Coal Products & Nuclear Fuels	49	1643.1	1232.9	557	8077.5	5783.1
12. Manufacture of Cement & Cement Products	310	1194.9	360.7	8,315	18373.9	12912.7
13. Basic Metals & Metal Products	1,059	15743.0	7554.5	14,391	126852.0	82509.0
(a) Iron & Steel	340	13398.0	5819.1	2,832	96513.7	64854.9
(b) Non-Ferrous Metals	136	1010.0	689.5	995	16803.4	8281.5
(c) Metal Products	583	1335.0	1045.9	10,564	13534.9	9372.6
14. Engineering	1,559	6720.0	5126.5	35,684	56031.2	39419.1
(a) Heavy Engineering	597	1266.4	746.5	3,074	9283.2	6248.6
(b) Light Engineering	530	1969.9	1202.4	23,410	23372.6	15544.0
(c) Electrical Machinery & Goods	307	2382.4	2205.3	6,308	19191.2	14838.0
(d) Electronic Machinery & Goods	125	1101.3	972.3	2,892	4184.2	2788.5
15. Vehicles, Vehicle Parts & Transport Equipments	1,070	6325.3	5204.8	15,548	31050.1	22975.5
16. Other Industries	3,925	4139.1	3171.8	256,918	35974.4	27271.0
17. Electricity, Gas & Water	162	87866.1	11140.6	1,115	162567.0	58554.3
(a) Electricity Generation & Transmission	123	86488.1	10719.1	384	152836.2	51544.1
(b) Non-Conventional Energy	17	1274.6	348.6	403	6898.3	3947.9
(c) Gas, Steam & Water Supply	22	103.5	72.9	328	2832.5	3062.3
18. Construction	18,070	85850.1	49050.5	48,604	217052.8	128290.2
(a) Other than Infrastructure	13,695	34377.7	18634.3	29,276	53544.5	32950.7
(b) Infrastructure Construction	4,375	51472.4	30416.2	19,328	163508.4	95339.5
III. TRANSPORT OPERATORS	78,109	64397.8	36716.3	253,141	113739.5	74037.4
IV. PROFESSIONAL AND OTHER SERVICES	24,126	44349.4	35442.2	720,504	177214.9	138916.3
1. Professional Services	2,694	1839.2	1098.2	181,259	15955.3	12750.1
2. Tourism, Hotel & Restaurants	990	1994.6	1480.6	40,421	23402.4	17566.3
3. Recreation services	142	482.1	339.4	9,152	4242.7	3715.3
4. IT and Telecommunications	88	14182.5	13199.7	1,466	23044.7	18265.0
5. Others	20,212	25851.1	19324.3	488,206	110569.8	86619.6
V. PERSONAL LOANS	582,148	215767.3	133638.8	6,096,708	980924.0	737376.0
1. Housing	53,442	31210.4	25850.6	889,260	315277.2	257771.1
2. Consumer Durables	37,771	4951.0	3588.4	262,953	24268.4	17790.2
3. Vehicles	201,529	89080.6	45471.2	510,453	150212.5	93078.4
4. Education	77,141	30281.5	20498.5	525,501	112668.9	85838.1
5. Personal Credit Cards	6,251	1508.0	294.2	463,118	20954.6	15509.3
6. Others	206,014	58735.9	37935.9	3,445,423	357542.4	267388.8
VI. TRADE	79,589	34062.8	24676.2	2,835,090	1270405.6	404957.9
1. Wholesale Trade	5,195	7157.1	6062.7	101,495	270739.9	209324.3
2. Retail Trade	74,394	26905.7	18613.4	2,733,595	999665.8	195633.6
VII. FINANCE	9,783	29894.9	23089.3	596,580	109908.0	85660.2
VIII. ALL OTHERS	67,654	11693.6	9582.2	2,186,531	236325.5	112022.9
TOTAL BANK CREDIT	1,605,799	796005.5	486986.5	40,018,065	6028705.5	3924494.9

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
SEMI-URBAN
(Amount in ` Million)
OCCUPATION	STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	1	2	3	4	5	6
I. AGRICULTURE	5,260,565	840934.8	451781.1	6,440,064	1757050.6	628335.8
1. Direct Finance	5,162,623	794388.3	419180.2	5,792,573	625706.6	525513.3
2. Indirect Finance	97,942	46546.5	32600.9	647,491	1131344.0	102822.6
II. INDUSTRY	157,603	395329.2	291076.8	227,271	1043874.5	564070.2
1. Mining & Quarrying	4,313	32156.4	24282.6	3,149	60808.1	20448.3
2. Food Manufacturing & Processing	42,581	97874.0	73875.0	28,708	217170.7	85428.1
(a) Rice Mills, Flour & Dal Mills	12,296	51964.6	39111.5	9,252	82965.8	34376.4
(b) Sugar	212	5870.4	4061.8	251	34402.1	23259.7
(c) Edible Oils & Vanaspati	1,980	9544.1	7408.4	1,705	9670.0	6860.3
(d) Tea Processing	172	372.2	259.8	242	991.5	786.0
(e) Processing of Fruits & Vegetables	859	2479.0	1683.4	478	2785.6	1285.3
(f) Others	27,062	27643.7	21350.0	16,780	86355.7	18860.4
3. Beverage & Tobacco	1,275	5657.6	4451.2	962	6666.0	4503.4
4. Textiles	25,581	63892.8	47932.7	39,954	199729.0	83161.6
(a) Cotton Textiles	4,006	33674.9	26010.7	9,953	130462.3	55700.2
(b) Jute & Other Natural Fibre Textiles	782	574.1	420.9	1,877	2086.8	1541.7
(c) Handloom Textiles & Khadi	5,326	2337.2	1993.0	5,460	3430.5	2045.9
(d) Other Textiles & Textile Products	15,467	27306.6	19508.0	22,664	63749.5	23873.8
5. Paper, Paper Products & Printing	4,626	11814.3	7875.1	5,842	26120.5	19834.1
6. Woods and Wood Products	5,815	3897.7	3250.0	7,224	4848.7	3886.0
7. Leather & Leather Products	2,607	1264.9	1037.6	3,820	24104.3	2672.7
8. Gems and Jewellery	974	7527.2	6363.1	1,835	2011.9	1497.5
9. Rubber & Plastic Products	3,071	6380.1	5010.4	4,743	15934.9	12709.6
10. Chemicals & Chemical Products	6,277	24192.2	17432.9	7,460	40762.3	28726.0
(a) Heavy Industrial Chemicals	688	4091.3	2407.0	760	9219.3	5489.5
(b) Fertilisers	230	2212.7	1969.0	349	9845.7	6981.2
(c) Drugs & Pharmaceuticals	671	5140.2	4015.0	1,040	9367.7	7180.6
(d) Non-Edible Oils	415	2167.9	1557.0	165	1681.0	1191.2
(e) Other Chemicals & Chemical Products	4,273	10580.1	7485.0	5,146	10648.6	7883.5
11. Petroleum, Coal Products & Nuclear Fuels	251	4445.0	1006.7	520	18938.7	17290.5
12. Manufacture of Cement & Cement Products	4,300	6737.8	4814.7	3,083	16028.0	10901.9
13. Basic Metals & Metal Products	6,457	50427.4	36848.4	11,057	95050.1	65280.0
(a) Iron & Steel	2,397	39549.4	28401.4	2,836	60575.2	43167.0
(b) Non-Ferrous Metals	1,007	7690.4	5863.4	952	17961.7	11283.0
(c) Metal Products	3,053	3187.6	2583.6	7,269	16513.2	10830.0
14. Engineering	11,763	26153.3	20829.2	20,879	37935.6	25924.0
(a) Heavy Engineering	1,363	4422.8	3596.3	1,401	5755.0	3818.7
(b) Light Engineering	8,263	11673.3	9238.2	14,470	16015.8	12114.2
(c) Electrical Machinery & Goods	1,633	7587.1	6227.0	3,695	14260.0	8767.6
(d) Electronic Machinery & Goods	504	2470.1	1767.7	1,313	1904.8	1223.6
15. Vehicles, Vehicle Parts & Transport Equipments	1,066	3899.0	2041.8	4,918	20048.2	10513.3
16. Other Industries	30,662	14439.0	11303.6	55,617	45286.0	31569.3
17. Electricity, Gas & Water	502	10192.1	5171.6	798	126636.9	79761.3
(a) Electricity Generation & Transmission	124	5511.6	3563.4	236	113238.1	68268.9
(b) Non-Conventional Energy	45	3806.9	956.0	107	12282.8	10685.6
(c) Gas, Steam & Water Supply	333	873.6	652.2	455	1116.0	806.8
18. Construction	5,482	24378.4	17550.3	26,702	85794.5	59962.4
(a) Other than Infrastructure	1,297	3901.5	2896.2	17,530	27869.2	16625.5
(b) Infrastructure Construction	4,185	20476.9	14654.1	9,172	57925.3	43336.9
III. TRANSPORT OPERATORS	34,055	19260.5	13885.7	63,170	26813.7	21660.0
IV. PROFESSIONAL AND OTHER SERVICES	71,471	52568.2	37765.6	308,873	138325.1	104111.7
1. Professional Services	6,187	2309.4	1792.8	71,697	13010.2	10698.1
2. Tourism, Hotel & Restaurants	7,919	12559.3	9062.4	19,024	14634.2	12084.9
3. Recreation services	2,569	921.1	647.8	3,500	1421.1	1074.9
4. IT and Telecommunications	848	745.4	599.2	1,321	1376.5	1185.1
5. Others	53,948	36032.9	25663.4	213,331	107883.1	79068.7
V. PERSONAL LOANS	3,764,451	898937.2	640705.9	2,576,897	506294.9	406973.1
1. Housing	698,713	393712.8	286112.6	553,164	221378.6	188175.7
2. Consumer Durables	41,912	1770.8	963.3	70,709	5885.1	4528.4
3. Vehicles	275,092	79296.3	58012.3	175,404	39600.7	33396.7
4. Education	332,951	81919.4	60069.5	385,778	76126.2	64330.7
5. Personal Credit Cards	0	0.0	0.0	225,056	10818.3	9490.2
6. Others	2,415,783	342238.0	235548.2	1,166,786	152485.9	107051.4
VI. TRADE	539,053	156003.0	121979.4	943,314	329648.2	234482.3
1. Wholesale Trade	11,863	32806.4	23371.9	60,634	70019.2	59904.2
2. Retail Trade	527,190	123196.6	98607.5	882,680	259629.0	174578.1
VII. FINANCE	3,374	5580.3	4578.3	47,042	60930.6	37248.1
VIII. ALL OTHERS	32,523	5456.4	4370.4	555,024	96337.6	64275.4
TOTAL BANK CREDIT	9,863,095	2374069.6	1566143.1	11,161,655	3959275.2	2061156.5

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
SEMI-URBAN
(Amount in ` Million)
OCCUPATION	FOREIGN BANKS			REGIONAL RURAL BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	7	8	9	10	11	12
I. AGRICULTURE	78	607.0	510.4	2,438,056	120860.5	108247.7
1. Direct Finance	37	572.9	476.3	2,403,444	117533.0	105600.4
2. Indirect Finance	41	34.1	34.1	34,612	3327.4	2647.3
II. INDUSTRY	1,342	15792.2	8325.5	96,873	9996.8	8112.4
1. Mining & Quarrying	6	300.0	292.3	249	178.1	134.1
2. Food Manufacturing & Processing	123	863.6	202.7	10,168	1556.0	1211.9
(a) Rice Mills, Flour & Dal Mills	110	116.0	71.0	3,150	633.3	469.1
(b) Sugar	0	-	-	5	2.6	2.4
(c) Edible Oils & Vanaspati	2	0.2	0.2	391	79.2	56.8
(d) Tea Processing	0	-	-	62	16.5	17.1
(e) Processing of Fruits & Vegetables	0	-	-	40	67.2	64.7
(f) Others	11	747.3	131.4	6,520	757.1	601.8
3. Beverage & Tobacco	0	-	-	78	56.4	42.3
4. Textiles	44	493.5	243.3	11,343	938.6	722.7
(a) Cotton Textiles	18	11.7	11.7	1,381	153.8	106.7
(b) Jute & Other Natural Fibre Textiles	0	-	-	405	22.8	18.5
(c) Handloom Textiles & Khadi	0	-	-	3,413	368.6	261.0
(d) Other Textiles & Textile Products	26	481.8	231.5	6,144	393.5	336.5
5. Paper, Paper Products & Printing	36	297.8	99.5	945	118.1	99.4
6. Woods and Wood Products	0	-	-	2,667	167.6	137.5
7. Leather & Leather Products	2	0.1	0.1	2,875	106.9	72.7
8. Gems and Jewellery	3	1.7	1.7	14,335	470.3	498.0
9. Rubber & Plastic Products	49	639.8	189.8	1,559	82.7	64.4
10. Chemicals & Chemical Products	179	3287.0	1245.4	1,709	221.7	197.0
(a) Heavy Industrial Chemicals	30	46.0	43.0	11	106.9	97.6
(b) Fertilisers	4	1250.0	250.0	342	31.6	25.9
(c) Drugs & Pharmaceuticals	3	155.0	17.7	1,205	61.4	54.9
(d) Non-Edible Oils	0	-	-	2	0.6	0.4
(e) Other Chemicals & Chemical Products	142	1836.0	934.7	149	21.3	18.2
11. Petroleum, Coal Products & Nuclear Fuels	1	1.3	1.3	5	1.3	1.0
12. Manufacture of Cement & Cement Products	16	649.5	169.8	458	74.9	61.8
13. Basic Metals & Metal Products	111	1291.0	317.0	1,287	236.6	172.4
(a) Iron & Steel	4	835.0	107.0	22	64.3	58.8
(b) Non-Ferrous Metals	1	200.0	-	3	50.0	8.9
(c) Metal Products	106	256.0	210.0	1,262	122.3	104.7
14. Engineering	480	1005.6	926.9	1,965	183.8	141.7
(a) Heavy Engineering	10	13.4	11.8	75	39.7	28.3
(b) Light Engineering	333	521.1	446.8	1,084	80.6	60.2
(c) Electrical Machinery & Goods	133	468.1	465.3	480	30.6	23.7
(d) Electronic Machinery & Goods	4	3.0	3.0	326	32.8	29.4
15. Vehicles, Vehicle Parts & Transport Equipments	73	5237.3	3808.6	1,638	169.3	120.9
16. Other Industries	86	563.9	62.7	37,107	2132.1	1662.5
17. Electricity, Gas & Water	1	620.9	620.9	40	258.7	252.1
(a) Electricity Generation & Transmission	0	-	-	12	7.0	4.7
(b) Non-Conventional Energy	0	-	-	15	243.2	242.7
(c) Gas, Steam & Water Supply	1	620.9	620.9	13	8.5	4.7
18. Construction	132	539.2	143.6	8,445	3043.6	2520.0
(a) Other than Infrastructure	126	89.2	89.2	5,564	2683.0	2218.5
(b) Infrastructure Construction	6	450.0	54.4	2,881	360.6	301.5
III. TRANSPORT OPERATORS	36	33.5	33.5	33,913	5009.7	4086.1
IV. PROFESSIONAL AND OTHER SERVICES	417	10607.7	8210.6	138,016	7840.0	6474.2
1. Professional Services	98	64.8	64.8	26,747	1244.5	983.8
2. Tourism, Hotel & Restaurants	0	-	-	6,455	739.8	615.7
3. Recreation services	31	23.8	23.8	716	77.6	66.8
4. IT and Telecommunications	14	8.6	8.6	36	21.4	18.6
5. Others	274	10510.5	8113.5	104,062	5756.6	4789.4
V. PERSONAL LOANS	10,238	1650.2	1649.9	867,896	68335.7	50912.3
1. Housing	82	321.8	321.6	91,434	19663.7	16466.2
2. Consumer Durables	0	-	-	65,233	6516.0	4910.8
3. Vehicles	44	10.5	10.5	34,010	4204.7	3504.1
4. Education	0	-	-	27,426	3385.7	3336.6
5. Personal Credit Cards	0	-	-	63,110	3079.9	2375.5
6. Others	10,112	1317.9	1317.9	586,683	31485.6	20319.2
VI. TRADE	748	1874.5	1507.8	404,284	26264.8	21265.6
1. Wholesale Trade	314	823.5	672.7	25,743	2616.0	2176.7
2. Retail Trade	434	1051.0	835.0	378,541	23648.9	19088.9
VII. FINANCE	3	2800.0	-	161,407	13423.9	9669.1
VIII. ALL OTHERS	11	320.6	162.7	538,501	28321.9	24972.1
TOTAL BANK CREDIT	12,873	33685.7	20400.4	4,678,946	280053.2	233739.3

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
SEMI-URBAN
(Amount in ` Million)
OCCUPATION	PRIVATE SECTOR BANKS			All SCHEDULED COMMERCIAL BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	13	14	15	16	17	18
I. AGRICULTURE	1,393,786	174090.4	148203.8	15,532,549	2893543.4	1337078.9
1. Direct Finance	1,372,726	149696.9	128544.2	14,731,403	1687897.8	1179314.4
2. Indirect Finance	21,060	24393.5	19659.6	801,146	1205645.5	157764.5
II. INDUSTRY	56,161	271463.4	167646.9	539,250	1736456.1	1039231.8
1. Mining & Quarrying	483	12245.4	9096.3	8,200	105688.0	54253.5
2. Food Manufacturing & Processing	6,097	23415.5	18047.4	87,677	340879.8	178765.0
(a) Rice Mills, Flour & Dal Mills	1,356	6748.0	5059.6	26,164	142427.7	79087.7
(b) Sugar	24	774.7	656.6	492	41049.8	27980.4
(c) Edible Oils & Vanaspati	1,030	4436.6	3704.0	5,108	23730.1	18029.7
(d) Tea Processing	400	136.4	123.8	876	1516.6	1186.7
(e) Processing of Fruits & Vegetables	100	2444.9	2335.4	1,477	7776.8	5368.8
(f) Others	3,187	8874.9	6168.1	53,560	124378.7	47111.7
3. Beverage & Tobacco	135	3077.9	1390.0	2,450	15457.9	10386.8
4. Textiles	10,285	30895.1	22688.5	87,207	295949.1	154748.7
(a) Cotton Textiles	3,968	21165.6	16013.2	19,326	185468.4	97842.5
(b) Jute & Other Natural Fibre Textiles	318	949.0	687.6	3,382	3632.6	2668.8
(c) Handloom Textiles & Khadi	1,904	419.5	308.2	16,103	6555.7	4608.1
(d) Other Textiles & Textile Products	4,095	8361.1	5679.5	48,396	100292.4	49629.3
5. Paper, Paper Products & Printing	4,555	9358.3	6166.1	16,004	47709.0	34074.2
6. Woods and Wood Products	1,525	2152.2	1704.1	17,231	11066.2	8977.6
7. Leather & Leather Products	447	424.5	333.6	9,751	25900.7	4116.7
8. Gems and Jewellery	1,806	682.7	622.2	18,953	10693.8	8982.4
9. Rubber & Plastic Products	1,203	8370.3	5901.6	10,625	31407.7	23875.8
10. Chemicals & Chemical Products	1,610	9321.8	7158.7	17,235	77785.0	54760.1
(a) Heavy Industrial Chemicals	123	911.2	785.7	1,612	14374.7	8822.9
(b) Fertilisers	46	2456.5	1768.6	971	15796.5	10994.7
(c) Drugs & Pharmaceuticals	225	1351.6	978.7	3,144	16075.9	12246.8
(d) Non-Edible Oils	28	109.8	100.7	610	3959.3	2849.3
(e) Other Chemicals & Chemical Products	1,188	4492.6	3525.0	10,898	27578.6	19846.3
11. Petroleum, Coal Products & Nuclear Fuels	149	3825.0	1084.6	926	27211.3	19384.1
12. Manufacture of Cement & Cement Products	409	500.2	361.6	8,266	23990.5	16309.8
13. Basic Metals & Metal Products	1,571	33335.1	19440.8	20,483	180340.2	122058.7
(a) Iron & Steel	405	20540.3	14500.5	5,664	121564.2	86234.8
(b) Non-Ferrous Metals	83	10474.6	3368.1	2,046	36376.8	20523.4
(c) Metal Products	1,083	2320.2	1572.1	12,773	22399.2	15300.5
14. Engineering	1,619	5410.1	3974.2	36,706	70688.5	51796.0
(a) Heavy Engineering	138	966.0	521.2	2,987	11197.0	7976.2
(b) Light Engineering	735	1900.9	1429.9	24,885	30191.8	23289.2
(c) Electrical Machinery & Goods	617	2398.2	1901.8	6,558	24744.1	17385.5
(d) Electronic Machinery & Goods	129	145.0	121.4	2,276	4555.6	3145.1
15. Vehicles, Vehicle Parts & Transport Equipments	1,439	5123.3	3629.9	9,134	34477.1	20114.4
16. Other Industries	6,316	7846.2	5743.8	129,788	70267.1	50341.8
17. Electricity, Gas & Water	163	64727.0	28359.8	1,504	202435.7	114165.7
(a) Electricity Generation & Transmission	44	63393.6	27347.0	416	182150.3	99184.1
(b) Non-Conventional Energy	60	1209.6	932.4	227	17542.6	12816.7
(c) Gas, Steam & Water Supply	59	123.9	80.3	861	2742.9	2165.0
18. Construction	16,349	50752.8	31944.0	57,110	164508.5	112120.3
(a) Other than Infrastructure	12,953	24575.4	17297.8	37,470	59118.2	39127.1
(b) Infrastructure Construction	3,396	26177.4	14646.2	19,640	105390.2	72993.1
III. TRANSPORT OPERATORS	53,946	38044.9	22407.1	185,120	89162.3	62072.4
IV. PROFESSIONAL AND OTHER SERVICES	54,926	104106.9	58315.0	573,703	313447.8	214877.1
1. Professional Services	3,904	3588.4	2954.1	108,633	20217.2	16493.5
2. Tourism, Hotel & Restaurants	1,984	3652.1	2977.1	35,382	31585.3	24740.1
3. Recreation services	397	560.5	441.6	7,213	3004.1	2254.9
4. IT and Telecommunications	209	382.0	284.6	2,428	2534.0	2096.0
5. Others	48,432	95923.9	51657.7	420,047	256107.1	169292.6
V. PERSONAL LOANS	881,201	202292.5	145813.0	8,100,683	1677510.4	1246054.2
1. Housing	121,839	81917.9	62994.8	1,465,232	716994.8	554070.8
2. Consumer Durables	33,434	2953.1	2197.9	211,288	17125.1	12600.4
3. Vehicles	224,009	48999.9	29405.6	708,559	172112.1	124329.1
4. Education	44,546	12030.5	8429.1	790,701	173461.8	136165.9
5. Personal Credit Cards	6,287	1859.5	237.9	294,453	15757.7	12103.6
6. Others	451,086	54531.6	42547.7	4,630,450	582058.9	406784.3
VI. TRADE	115,772	64713.4	51524.4	2,003,171	578503.9	430759.4
1. Wholesale Trade	9,360	22867.7	17557.0	107,914	129132.7	103682.6
2. Retail Trade	106,412	41845.7	33967.4	1,895,257	449371.2	327076.9
VII. FINANCE	7,617	8952.3	4672.9	219,443	91687.1	56168.3
VIII. ALL OTHERS	491,834	46253.7	39847.7	1,617,893	176690.2	133628.2
TOTAL BANK CREDIT	3,055,243	909917.5	638430.9	28,771,812	7557001.1	4519870.3

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
URBAN
(Amount in ` Million)
OCCUPATION	STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	1	2	3	4	5	6
I. AGRICULTURE	839,490	192372.7	155183.0	1,826,928	658546.8	511756.0
1. Direct Finance	816,288	124055.6	103375.8	1,619,077	460407.6	368707.4
2. Indirect Finance	23,202	68317.1	51807.3	207,851	198139.2	143048.6
II. INDUSTRY	107,816	1211787.3	847806.7	265,558	3026019.5	1688701.4
1. Mining & Quarrying	2,627	32234.6	25159.0	3,565	66380.3	58541.6
2. Food Manufacturing & Processing	20,219	151761.0	115594.6	22,396	269009.5	126657.9
(a) Rice Mills, Flour & Dal Mills	5,825	61029.0	51273.4	5,966	38590.1	25898.7
(b) Sugar	232	25730.7	19426.3	444	73955.1	45612.3
(c) Edible Oils & Vanaspati	1,551	11154.7	9708.1	1,497	67218.2	15253.7
(d) Tea Processing	165	779.4	411.0	256	1981.9	1516.2
(e) Processing of Fruits & Vegetables	395	3033.3	2211.6	413	2709.5	2291.0
(f) Others	12,051	50033.9	32564.1	13,820	84554.7	36085.9
3. Beverage & Tobacco	1,009	9618.5	6771.8	1,461	29264.2	20472.9
4. Textiles	24,056	255021.3	188143.9	50,795	889693.9	290702.5
(a) Cotton Textiles	6,678	124931.7	85625.2	13,900	282415.9	181101.9
(b) Jute & Other Natural Fibre Textiles	325	1396.0	949.2	1,180	7979.1	4858.5
(c) Handloom Textiles & Khadi	2,701	4763.9	3821.0	3,412	7975.1	6337.4
(d) Other Textiles & Textile Products	14,352	123929.7	97748.5	32,303	591323.7	98404.8
5. Paper, Paper Products & Printing	4,482	29804.5	21200.2	8,710	47913.0	36413.0
6. Woods and Wood Products	2,563	3693.3	2807.4	5,940	7335.4	6010.9
7. Leather & Leather Products	1,284	2136.3	1638.7	4,423	25731.4	12308.5
8. Gems and Jewellery	775	21476.5	16580.3	2,090	18387.5	14337.9
9. Rubber & Plastic Products	3,407	27256.9	20499.7	7,936	45433.6	32662.1
10. Chemicals & Chemical Products	4,480	72339.1	51646.1	8,952	122364.1	61333.1
(a) Heavy Industrial Chemicals	547	9189.6	5819.6	1,328	30602.5	14706.6
(b) Fertilisers	191	12282.0	11226.6	322	12356.0	4426.3
(c) Drugs & Pharmaceuticals	794	25245.9	18289.5	2,134	56752.9	25928.0
(d) Non-Edible Oils	289	2951.9	2304.6	230	1553.1	1184.3
(e) Other Chemicals & Chemical Products	2,659	22669.7	14005.8	4,938	21099.6	15088.0
11. Petroleum, Coal Products & Nuclear Fuels	279	18324.7	12110.3	726	36833.5	16663.4
12. Manufacture of Cement & Cement Products	1,830	12844.1	9401.8	2,759	50793.0	32461.6
13. Basic Metals & Metal Products	9,079	230730.7	156987.6	26,376	358092.7	251999.1
(a) Iron & Steel	3,712	176905.2	121596.4	6,793	280501.1	197043.4
(b) Non-Ferrous Metals	1,616	38827.2	23667.0	2,418	26303.4	17695.9
(c) Metal Products	3,751	14998.4	11724.2	17,165	51288.1	37259.8
14. Engineering	10,385	81243.6	55300.8	28,738	142198.5	93880.1
(a) Heavy Engineering	1,207	11811.6	7771.4	4,417	25300.0	16481.9
(b) Light Engineering	6,799	35666.5	25221.1	17,032	63093.8	41408.6
(c) Electrical Machinery & Goods	1,798	25225.4	16118.0	5,384	35929.1	26255.5
(d) Electronic Machinery & Goods	581	8540.1	6190.4	1,905	17875.6	9734.0
15. Vehicles, Vehicle Parts & Transport Equipments	1,719	37842.8	24916.8	7,236	55991.8	37376.6
16. Other Industries	14,360	33561.0	23410.6	46,336	113456.8	61716.9
17. Electricity, Gas & Water	599	50890.3	27202.7	1,434	353070.8	249132.0
(a) Electricity Generation & Transmission	227	43543.0	22804.1	660	313043.9	218528.1
(b) Non-Conventional Energy	43	4295.5	2356.5	275	18948.9	14539.2
(c) Gas, Steam & Water Supply	329	3051.8	2042.1	499	21078.0	16064.7
18. Construction	4,663	141008.0	88434.4	35,685	394069.6	286031.3
(a) Other than Infrastructure	1,051	23042.5	15068.7	23,308	89555.3	68776.9
(b) Infrastructure Construction	3,612	117965.5	73365.7	12,377	304514.4	217254.4
III. TRANSPORT OPERATORS	27,932	37592.7	25901.9	65,812	52140.1	41990.9
IV. PROFESSIONAL AND OTHER SERVICES	39,679	134178.8	90746.6	296,784	483160.3	370400.1
1. Professional Services	3,100	7498.9	5748.4	59,640	48228.0	40520.6
2. Tourism, Hotel & Restaurants	4,307	30331.4	18841.1	18,604	49077.0	37501.6
3. Recreation services	1,133	2724.6	1841.9	4,333	8866.0	6340.1
4. IT and Telecommunications	673	6376.4	5968.7	2,054	7216.5	5936.1
5. Others	30,466	87247.5	58346.5	212,153	369772.8	280101.8
V. PERSONAL LOANS	2,754,900	859115.9	639212.6	3,113,913	1038560.5	748041.8
1. Housing	667,779	457251.5	352099.2	872,720	462856.7	395160.7
2. Consumer Durables	40,700	1659.2	807.8	112,272	10557.8	8249.9
3. Vehicles	319,737	93276.6	66441.2	269,720	65549.4	53562.4
4. Education	203,930	62218.1	44144.3	372,203	95105.5	78997.8
5. Personal Credit Cards	0	0.0	0.0	188,354	11077.6	9783.9
6. Others	1,522,754	244710.5	175720.0	1,298,644	393413.4	202287.0
VI. TRADE	222,575	974742.6	224601.1	899,532	570293.9	397739.8
1. Wholesale Trade	11,065	843514.5	128807.0	69,791	170535.3	95116.0
2. Retail Trade	211,510	131228.1	95794.1	829,741	399758.6	302623.8
VII. FINANCE	1,302	48965.7	37184.7	35,894	209601.2	148321.7
VIII. ALL OTHERS	19,970	8502.8	7044.7	515,554	301918.8	192998.1
TOTAL BANK CREDIT	4,013,664	3467258.5	2027681.4	7,019,975	6340241.1	4099949.8

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
URBAN
(Amount in ` Million)
OCCUPATION	FOREIGN BANKS			REGIONAL RURAL BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	7	8	9	10	11	12
I. AGRICULTURE	23	1853.9	462.9	307,742	22352.9	20326.6
1. Direct Finance	15	1834.9	443.9	300,327	19977.6	18434.9
2. Indirect Finance	8	19.0	19.0	7,415	2375.3	1891.7
II. INDUSTRY	3,757	200764.7	67021.9	29,368	5375.0	4377.5
1. Mining & Quarrying	71	2336.1	692.8	33	35.3	17.5
2. Food Manufacturing & Processing	252	6508.1	3728.2	5,783	472.0	394.1
(a) Rice Mills, Flour & Dal Mills	50	2241.8	1626.2	815	138.0	100.9
(b) Sugar	0	-	-	1	0.6	0.5
(c) Edible Oils & Vanaspati	7	197.8	171.9	52	19.9	16.8
(d) Tea Processing	0	-	-	206	23.5	24.8
(e) Processing of Fruits & Vegetables	0	-	-	14	10.2	9.0
(f) Others	195	4068.6	1930.2	4,695	279.8	241.9
3. Beverage & Tobacco	20	27712.2	2649.4	8	5.5	4.8
4. Textiles	608	7888.8	4233.8	1,902	328.1	296.8
(a) Cotton Textiles	217	3617.6	1714.8	300	167.8	166.6
(b) Jute & Other Natural Fibre Textiles	5	0.6	0.6	1	0.3	0.2
(c) Handloom Textiles & Khadi	4	21.9	21.9	347	32.2	21.2
(d) Other Textiles & Textile Products	382	4248.7	2496.5	1,254	127.9	108.8
5. Paper, Paper Products & Printing	71	15492.5	1402.0	194	60.9	36.8
6. Woods and Wood Products	1	19.8	19.8	467	56.8	42.3
7. Leather & Leather Products	25	317.0	211.9	169	11.3	8.1
8. Gems and Jewellery	0	-	-	1,783	96.0	82.3
9. Rubber & Plastic Products	245	2033.1	872.4	212	72.0	64.1
10. Chemicals & Chemical Products	317	15935.4	6582.1	138	99.9	90.7
(a) Heavy Industrial Chemicals	12	455.8	335.3	10	11.5	9.2
(b) Fertilisers	4	446.0	445.0	21	2.0	1.2
(c) Drugs & Pharmaceuticals	75	11943.3	4724.2	55	8.1	5.6
(d) Non-Edible Oils	0	-	-	0	-	-
(e) Other Chemicals & Chemical Products	226	3090.4	1077.6	52	78.3	74.7
11. Petroleum, Coal Products & Nuclear Fuels	15	834.9	431.1	1	0.6	-
12. Manufacture of Cement & Cement Products	19	1867.6	1020.6	47	46.8	32.1
13. Basic Metals & Metal Products	308	22151.8	12764.8	894	280.5	254.1
(a) Iron & Steel	58	10070.9	8555.7	17	58.8	42.2
(b) Non-Ferrous Metals	6	2353.7	2033.7	93	35.9	37.5
(c) Metal Products	244	9727.2	2175.4	784	185.8	174.5
14. Engineering	742	59604.9	9648.9	226	99.7	79.7
(a) Heavy Engineering	153	8584.5	2975.1	26	13.9	9.4
(b) Light Engineering	440	21263.3	3856.8	53	45.1	37.9
(c) Electrical Machinery & Goods	50	2714.8	1706.8	63	18.2	15.0
(d) Electronic Machinery & Goods	99	27042.2	1110.3	84	22.6	17.3
15. Vehicles, Vehicle Parts & Transport Equipments	219	13123.9	8105.6	998	73.7	61.3
16. Other Industries	311	7142.0	2869.9	11,818	1120.3	890.1
17. Electricity, Gas & Water	4	844.8	369.8	19	35.6	22.2
(a) Electricity Generation & Transmission	1	495.0	270.0	3	1.3	1.0
(b) Non-Conventional Energy	0	-	-	1	5.0	5.0
(c) Gas, Steam & Water Supply	3	349.8	99.8	15	29.3	16.2
18. Construction	529	16951.9	11418.8	4,676	2479.8	2000.8
(a) Other than Infrastructure	15	200.6	173.7	3,828	2200.1	1823.8
(b) Infrastructure Construction	514	16751.3	11245.1	848	279.7	177.1
III. TRANSPORT OPERATORS	34	31186.7	288.8	8,615	1826.6	1482.5
IV. PROFESSIONAL AND OTHER SERVICES	1,264	58012.8	10566.8	46,785	5289.4	3911.2
1. Professional Services	359	38637.6	2202.9	8,764	910.3	656.9
2. Tourism, Hotel & Restaurants	32	128.0	127.6	1,440	365.4	281.0
3. Recreation services	37	172.7	174.4	406	126.9	95.7
4. IT and Telecommunications	113	4953.7	4465.0	11	7.0	6.1
5. Others	723	14120.9	3596.9	36,164	3879.8	2871.4
V. PERSONAL LOANS	21,169	13182.2	7448.9	257,047	32362.8	24819.7
1. Housing	3,248	9954.1	5488.5	53,577	12455.7	9877.3
2. Consumer Durables	1	1.0	1.0	29,624	2692.4	1958.6
3. Vehicles	16	173.3	173.3	20,716	2378.3	1810.1
4. Education	8	13.7	13.7	8,454	1419.9	1157.6
5. Personal Credit Cards	530	64.4	14.0	14,706	982.5	798.6
6. Others	17,366	2975.6	1758.4	129,970	12434.1	9217.3
VI. TRADE	1,437	43368.3	15427.7	99,704	11252.0	9155.2
1. Wholesale Trade	496	27165.7	8748.4	9,644	1584.7	1297.2
2. Retail Trade	941	16202.6	6679.3	90,060	9667.3	7858.0
VII. FINANCE	164	11952.8	5262.9	46,035	4002.4	2907.4
VIII. ALL OTHERS	97	590.5	419.0	172,179	17612.7	15447.5
TOTAL BANK CREDIT	27,945	360912.0	106898.9	967,475	100073.7	82427.5

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
URBAN
(Amount in ` Million)
OCCUPATION	PRIVATE SECTOR BANKS			All SCHEDULED COMMERCIAL BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	13	14	15	16	17	18
I. AGRICULTURE	886,534	204126.7	162395.0	3,860,717	1079253.0	850123.4
1. Direct Finance	876,254	164421.3	133808.6	3,611,961	770697.0	624770.4
2. Indirect Finance	10,280	39705.4	28586.4	248,756	308556.0	225353.0
II. INDUSTRY	95,123	588691.5	431115.2	501,622	5032637.9	3039022.8
1. Mining & Quarrying	815	9196.4	5248.2	7,111	110182.6	89659.0
2. Food Manufacturing & Processing	7,095	59145.0	43561.6	55,745	486895.7	289936.4
(a) Rice Mills, Flour & Dal Mills	1,239	11185.0	8556.4	13,895	113183.8	87455.7
(b) Sugar	70	5819.2	4420.1	747	105505.5	69459.3
(c) Edible Oils & Vanaspati	1,950	10267.3	7584.4	5,057	88857.8	32735.0
(d) Tea Processing	590	645.4	501.0	1,217	3430.2	2453.0
(e) Processing of Fruits & Vegetables	139	924.1	798.1	961	6677.1	5309.8
(f) Others	3,107	30304.2	21701.5	33,868	169241.3	92523.7
3. Beverage & Tobacco	246	6923.9	5714.0	2,744	73524.4	35612.9
4. Textiles	18,098	108744.0	79208.7	95,459	1261676.1	562585.8
(a) Cotton Textiles	6,975	70688.0	51778.2	28,070	481821.1	320386.6
(b) Jute & Other Natural Fibre Textiles	403	1697.8	1249.8	1,914	11073.7	7058.3
(c) Handloom Textiles & Khadi	2,620	2051.3	795.0	9,084	14844.4	10996.5
(d) Other Textiles & Textile Products	8,100	34306.9	25385.7	56,391	753936.9	224144.4
5. Paper, Paper Products & Printing	1,966	12804.5	10550.1	15,423	106075.5	69602.1
6. Woods and Wood Products	1,075	2147.5	1774.5	10,046	13253.0	10654.9
7. Leather & Leather Products	767	2879.0	1997.6	6,668	31075.1	16164.7
8. Gems and Jewellery	1,747	4367.6	3772.9	6,395	44327.6	34773.4
9. Rubber & Plastic Products	1,218	13206.4	9444.0	13,018	88002.0	63542.2
10. Chemicals & Chemical Products	2,430	26959.1	21257.9	16,317	237697.7	140909.9
(a) Heavy Industrial Chemicals	266	3680.5	2905.8	2,163	43939.9	23776.5
(b) Fertilisers	102	5037.6	2851.9	640	30123.5	18950.9
(c) Drugs & Pharmaceuticals	508	9555.0	8745.7	3,566	103505.3	57693.1
(d) Non-Edible Oils	23	167.9	140.5	542	4672.9	3629.4
(e) Other Chemicals & Chemical Products	1,531	8518.2	6614.0	9,406	55456.1	36860.1
11. Petroleum, Coal Products & Nuclear Fuels	341	49431.0	35735.8	1,362	105424.8	64940.7
12. Manufacture of Cement & Cement Products	447	6005.5	4429.7	5,102	71557.0	47345.7
13. Basic Metals & Metal Products	3,736	52735.7	40754.3	40,393	663991.3	462760.0
(a) Iron & Steel	1,373	30280.7	25362.9	11,953	497816.6	352600.6
(b) Non-Ferrous Metals	335	10947.1	6868.1	4,468	78467.3	50302.2
(c) Metal Products	2,028	11507.9	8523.3	23,972	87707.4	59857.2
14. Engineering	4,280	26235.3	18129.8	44,371	309381.9	177039.3
(a) Heavy Engineering	1,291	8408.9	6767.4	7,094	54118.9	34005.2
(b) Light Engineering	1,718	8831.5	5701.0	26,042	128900.2	76225.3
(c) Electrical Machinery & Goods	826	7183.1	4813.6	8,121	71070.5	48908.9
(d) Electronic Machinery & Goods	445	1811.9	847.8	3,114	55292.3	17899.8
15. Vehicles, Vehicle Parts & Transport Equipments	4,312	15401.0	10666.1	14,484	122433.2	81126.5
16. Other Industries	8,134	18425.2	13546.6	80,959	173705.2	102434.1
17. Electricity, Gas & Water	310	20506.2	16263.8	2,366	425347.6	292990.4
(a) Electricity Generation & Transmission	102	15714.1	12287.7	993	372797.3	253890.9
(b) Non-Conventional Energy	107	4346.8	3811.9	426	27596.2	20712.5
(c) Gas, Steam & Water Supply	101	445.3	164.2	947	24954.1	18386.9
18. Construction	38,106	153578.0	109059.7	83,659	708087.3	496945.1
(a) Other than Infrastructure	29,694	61741.3	44016.5	57,896	176739.7	129859.5
(b) Infrastructure Construction	8,412	91836.7	65043.2	25,763	531347.5	367085.6
III. TRANSPORT OPERATORS	138,406	123029.5	90285.8	240,799	245775.6	159949.9
IV. PROFESSIONAL AND OTHER SERVICES	86,275	154175.5	116836.7	470,787	834816.8	592461.4
1. Professional Services	4,861	11402.6	9924.5	76,724	106677.3	59053.4
2. Tourism, Hotel & Restaurants	4,571	17055.1	12613.4	28,954	96956.8	69364.7
3. Recreation services	407	2680.9	2042.1	6,316	14571.2	10494.2
4. IT and Telecommunications	576	8867.3	2278.0	3,427	27420.9	18653.8
5. Others	75,860	114169.6	89978.7	355,366	589190.6	434895.3
V. PERSONAL LOANS	2,146,788	491471.2	346736.6	8,293,817	2434692.6	1766259.5
1. Housing	261,555	257026.8	199579.9	1,858,879	1199544.8	962205.6
2. Consumer Durables	34,701	4570.4	3338.3	217,298	19480.8	14355.6
3. Vehicles	1,005,612	105339.0	63973.1	1,615,801	266716.6	185960.2
4. Education	34,085	10530.7	7307.5	618,680	169287.9	131621.0
5. Personal Credit Cards	49,020	14309.4	2459.6	252,610	26434.0	13056.1
6. Others	761,815	99694.8	70078.3	3,730,549	753228.4	459061.1
VI. TRADE	140,263	172047.2	139257.4	1,363,511	1771704.0	786181.2
1. Wholesale Trade	18,772	77573.7	62643.6	109,768	1120373.9	296612.2
2. Retail Trade	121,491	94473.5	76613.8	1,253,743	651330.1	489569.1
VII. FINANCE	4,988	74636.7	55262.0	88,383	349158.8	248938.7
VIII. ALL OTHERS	1,368,653	168348.0	136317.1	2,076,453	496972.8	352226.4
TOTAL BANK CREDIT	4,867,030	1976526.1	1478205.7	16,896,089	12245011.4	7795163.3

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
METROPOLITAN
(Amount in ` Million)
OCCUPATION	STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	1	2	3	4	5	6
I. AGRICULTURE	22,117	69196.2	44724.6	137,129	690357.4	406688.0
1. Direct Finance	19,753	30129.3	22589.6	119,354	205832.9	150142.8
2. Indirect Finance	2,364	39066.9	22135.0	17,775	484524.5	256545.1
II. INDUSTRY	102,784	4397494.4	2753863.3	267,997	9876868.9	6467483.7
1. Mining & Quarrying	1,108	176956.6	99713.8	2,190	257070.5	193593.9
2. Food Manufacturing & Processing	6,818	189136.1	140131.9	11,873	371245.6	228856.1
(a) Rice Mills, Flour & Dal Mills	1,685	23453.2	19719.6	1,706	79766.7	38146.7
(b) Sugar	253	57542.2	42326.9	434	92768.5	74766.9
(c) Edible Oils & Vanaspati	322	47965.2	33142.7	1,608	53849.8	32398.1
(d) Tea Processing	74	3141.6	2354.9	410	17891.9	5957.2
(e) Processing of Fruits & Vegetables	209	6067.4	4853.8	342	10092.3	5461.1
(f) Others	4,275	50966.6	37734.0	7,373	116876.4	72126.3
3. Beverage & Tobacco	474	30964.4	24562.7	850	61906.2	48868.1
4. Textiles	16,613	355381.4	266004.4	54,755	932278.4	480715.6
(a) Cotton Textiles	5,108	153964.6	119265.4	7,669	283854.9	193287.7
(b) Jute & Other Natural Fibre Textiles	202	3242.6	2115.3	1,111	12595.7	5986.9
(c) Handloom Textiles & Khadi	735	4241.8	3731.1	987	16034.2	6180.7
(d) Other Textiles & Textile Products	10,568	193932.3	140892.5	44,988	619793.5	275260.3
5. Paper, Paper Products & Printing	4,904	61741.3	42574.5	11,212	158044.1	102338.5
6. Woods and Wood Products	748	7945.3	5893.8	2,504	15848.4	11547.4
7. Leather & Leather Products	1,986	21313.8	17347.3	9,936	137515.8	33123.2
8. Gems and Jewellery	4,580	185830.4	88760.9	4,072	404062.5	138697.8
9. Rubber & Plastic Products	3,325	80790.3	47668.2	11,359	138797.8	96942.8
10. Chemicals & Chemical Products	6,813	326105.7	167024.8	23,116	469674.5	277117.1
(a) Heavy Industrial Chemicals	898	44251.1	28239.9	2,553	75951.2	50299.4
(b) Fertilisers	154	43148.4	7379.5	258	51306.5	20601.1
(c) Drugs & Pharmaceuticals	1,300	98477.2	70132.3	12,850	223680.0	126850.0
(d) Non-Edible Oils	97	4552.4	3908.4	134	7844.2	5039.4
(e) Other Chemicals & Chemical Products	4,364	135676.6	57364.6	7,321	110892.6	74327.2
11. Petroleum, Coal Products & Nuclear Fuels	383	349263.1	224854.4	1,058	354743.4	269324.0
12. Manufacture of Cement & Cement Products	596	44156.6	30183.3	1,757	164709.2	123085.1
13. Basic Metals & Metal Products	10,351	739983.5	457183.3	22,544	1530401.8	925069.6
(a) Iron & Steel	3,791	569413.2	325550.2	7,459	1193299.7	691236.7
(b) Non-Ferrous Metals	1,358	135544.9	107423.7	2,123	150799.4	109342.9
(c) Metal Products	5,202	35025.4	24209.4	12,962	186302.7	124490.0
14. Engineering	15,146	354191.0	244857.2	35,763	669116.8	485889.6
(a) Heavy Engineering	1,465	57313.9	33751.3	3,889	107282.0	73719.6
(b) Light Engineering	8,524	149222.7	110366.2	18,972	222313.5	168098.6
(c) Electrical Machinery & Goods	3,701	99728.4	63216.4	9,469	242693.9	165739.5
(d) Electronic Machinery & Goods	1,456	47926.0	37523.3	3,433	96827.4	78331.8
15. Vehicles, Vehicle Parts & Transport Equipments	2,487	115967.8	79583.1	7,135	270739.2	182259.4
16. Other Industries	6,914	72517.4	49158.3	28,112	190027.8	135432.4
17. Electricity, Gas & Water	605	553293.1	254120.0	2,635	1568532.8	1130598.1
(a) Electricity Generation & Transmission	410	516444.1	230758.8	1,763	1459858.1	1048674.2
(b) Non-Conventional Energy	80	11120.4	8700.4	332	52706.2	35380.3
(c) Gas, Steam & Water Supply	115	25728.6	14660.8	540	55968.4	46543.6
18. Construction	18,933	731956.6	514241.3	37,126	2182154.3	1604025.0
(a) Other than Infrastructure	770	105698.3	73081.9	15,744	401495.2	290070.7
(b) Infrastructure Construction	18,163	626258.3	441159.4	21,382	1780659.0	1313954.3
III. TRANSPORT OPERATORS	14,892	175558.7	108975.2	59,722	672537.8	513942.6
IV. PROFESSIONAL AND OTHER SERVICES	21,700	376575.5	271875.9	197,830	2252092.9	1633819.0
1. Professional Services	1,954	4662.1	3553.4	35,094	110755.0	82222.9
2. Tourism, Hotel & Restaurants	2,064	71826.5	48359.2	14,586	202779.6	154935.7
3. Recreation services	1,965	14558.8	10483.1	2,425	89037.2	73743.3
4. IT and Telecommunications	427	101353.8	84275.6	2,390	507959.6	379433.5
5. Others	15,290	184174.2	125204.6	143,335	1341561.5	943483.7
V. PERSONAL LOANS	1,481,799	777697.7	576272.5	2,581,231	1387988.7	1091863.7
1. Housing	431,469	504501.8	383606.9	821,442	742540.7	637486.5
2. Consumer Durables	27,115	1083.8	535.2	76,512	18275.6	15465.5
3. Vehicles	221,689	67577.6	48734.7	210,182	64294.4	46997.1
4. Education	107,255	44879.7	30002.1	249,483	87837.9	71345.9
5. Personal Credit Cards	0	0.0	0.0	151,076	9977.1	6543.2
6. Others	694,271	159654.8	113393.6	1,072,536	465063.0	314025.5
VI. TRADE	65,582	688741.2	307897.6	492,930	1567789.6	913467.5
1. Wholesale Trade	9,494	559367.5	202884.2	165,095	846550.6	548565.4
2. Retail Trade	56,088	129373.7	105013.4	327,835	721239.0	364902.1
VII. FINANCE	884	308548.2	236092.7	24,378	3450090.8	2049636.5
VIII. ALL OTHERS	6,269	11284.7	7767.4	281,673	1765649.0	640446.2
TOTAL BANK CREDIT	1,716,027	6805096.4	4307469.1	4,042,890	21663375.1	13717347.1

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
METROPOLITAN
(Amount in ` Million)
OCCUPATION	FOREIGN BANKS			REGIONAL RURAL BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	7	8	9	10	11	12
I. AGRICULTURE	600	126484.9	12674.3	10,813	848.8	662.6
1. Direct Finance	80	8792.1	3083.9	10,464	810.0	633.0
2. Indirect Finance	520	117692.8	9590.4	349	38.8	29.6
II. INDUSTRY	33,274	5747151.1	715755.3	2,360	169.0	142.3
1. Mining & Quarrying	859	34654.5	14188.5	4	3.5	2.6
2. Food Manufacturing & Processing	3,285	92289.1	25383.2	519	16.7	3.5
(a) Rice Mills, Flour & Dal Mills	1,060	5577.2	4230.0	2	0.3	0.2
(b) Sugar	17	5177.8	4709.3	0	-	-
(c) Edible Oils & Vanaspati	54	38579.3	3631.3	0	-	-
(d) Tea Processing	2	62.3	62.3	0	-	-
(e) Processing of Fruits & Vegetables	16	925.9	596.9	0	-	-
(f) Others	2,136	41966.6	12153.3	517	16.5	3.2
3. Beverage & Tobacco	261	101890.7	22521.4	0	-	-
4. Textiles	3,491	286586.7	35230.2	34	9.2	7.0
(a) Cotton Textiles	912	166940.4	10897.4	1	0.3	0.2
(b) Jute & Other Natural Fibre Textiles	29	502.6	2.6	0	-	-
(c) Handloom Textiles & Khadi	182	2184.0	679.7	13	0.6	0.5
(d) Other Textiles & Textile Products	2,368	116959.7	23650.5	20	8.3	6.3
5. Paper, Paper Products & Printing	2,665	495356.6	27010.3	3	0.6	0.5
6. Woods and Wood Products	22	620.1	443.8	0	-	-
7. Leather & Leather Products	331	18678.5	4964.7	38	1.5	1.1
8. Gems and Jewellery	251	14922.1	9418.1	915	52.5	53.2
9. Rubber & Plastic Products	1,352	59584.7	21151.0	0	-	-
10. Chemicals & Chemical Products	5,067	850700.2	129491.1	5	0.3	0.2
(a) Heavy Industrial Chemicals	1,362	43696.8	17364.2	0	-	-
(b) Fertilisers	60	8019.3	3091.9	0	-	-
(c) Drugs & Pharmaceuticals	1,380	321415.6	68584.7	3	0.1	0.1
(d) Non-Edible Oils	3	502.9	351.7	0	-	-
(e) Other Chemicals & Chemical Products	2,262	477065.7	40098.6	2	0.2	0.1
11. Petroleum, Coal Products & Nuclear Fuels	266	147857.6	54840.9	0	-	-
12. Manufacture of Cement & Cement Products	80	39845.5	9660.7	0	-	-
13. Basic Metals & Metal Products	3,795	562706.5	86034.2	4	1.0	1.0
(a) Iron & Steel	726	213851.2	25000.6	0	-	-
(b) Non-Ferrous Metals	375	162068.8	34905.8	0	-	-
(c) Metal Products	2,694	186786.5	26127.8	4	1.0	1.0
14. Engineering	4,620	912622.5	100878.3	18	0.9	0.6
(a) Heavy Engineering	513	168633.3	20516.0	0	-	-
(b) Light Engineering	1,667	239173.0	19681.4	6	0.3	0.4
(c) Electrical Machinery & Goods	2,097	462722.3	39163.2	8	0.2	-
(d) Electronic Machinery & Goods	343	42093.9	21517.7	4	0.4	0.2
15. Vehicles, Vehicle Parts & Transport Equipments	1,454	189184.9	54632.3	3	0.2	0.2
16. Other Industries	2,603	178068.1	21053.9	810	77.6	68.5
17. Electricity, Gas & Water	59	71656.3	5544.2	0	-	-
(a) Electricity Generation & Transmission	37	27253.9	4552.1	0	-	-
(b) Non-Conventional Energy	5	1535.0	572.6	0	-	-
(c) Gas, Steam & Water Supply	17	42867.4	419.5	0	-	-
18. Construction	2,813	1689926.4	93308.5	7	5.1	4.2
(a) Other than Infrastructure	1,052	686195.8	35412.3	3	3.1	3.1
(b) Infrastructure Construction	1,761	1003730.6	57896.2	4	2.0	1.2
III. TRANSPORT OPERATORS	1,233	198673.4	19523.1	930	112.6	63.8
IV. PROFESSIONAL AND OTHER SERVICES	29,112	5014092.6	285071.4	1,598	152.6	109.6
1. Professional Services	11,710	147089.1	38465.0	1,264	94.3	73.0
2. Tourism, Hotel & Restaurants	662	225945.9	14980.8	6	0.9	0.5
3. Recreation services	1,386	42513.9	7632.6	0	-	-
4. IT and Telecommunications	7,361	3249552.7	81535.2	0	-	-
5. Others	7,993	1348991.0	142457.8	328	57.4	36.2
V. PERSONAL LOANS	5,359,124	786386.7	353356.8	21,525	2567.3	1918.3
1. Housing	92,870	265292.7	215004.8	4,837	919.7	727.4
2. Consumer Durables	182	50.9	30.5	1,586	142.9	100.2
3. Vehicles	1,497	548.4	541.3	2,207	196.9	141.2
4. Education	264	455.3	423.4	621	103.9	84.1
5. Personal Credit Cards	4,877,506	387227.3	56558.0	1,307	96.2	69.8
6. Others	386,805	132812.1	80798.8	10,967	1107.8	795.6
VI. TRADE	17,500	792251.9	133608.5	5,723	572.8	451.0
1. Wholesale Trade	4,173	623238.5	84245.5	310	80.3	63.2
2. Retail Trade	13,327	169013.4	49363.0	5,413	492.5	387.7
VII. FINANCE	8,882	2202156.6	243904.5	3,187	395.5	244.4
VIII. ALL OTHERS	2,279	391072.3	68457.0	8,910	823.1	693.2
TOTAL BANK CREDIT	5,452,004	15258269.4	1832351.0	55,046	5641.6	4285.1

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
METROPOLITAN
(Amount in ` Million)
OCCUPATION	PRIVATE SECTOR BANKS			All SCHEDULED COMMERCIAL BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	13	14	15	16	17	18
I. AGRICULTURE	499,333	286636.5	212343.8	669,992	1173523.8	677093.3
1. Direct Finance	493,876	230015.1	166736.6	643,527	475579.5	343185.9
2. Indirect Finance	5,457	56621.4	45607.3	26,465	697944.4	333907.4
II. INDUSTRY	137,992	2179122.7	1479367.8	544,407	22200806.0	11416612.4
1. Mining & Quarrying	598	58206.4	42678.2	4,759	526891.5	350176.9
2. Food Manufacturing & Processing	5,408	115190.7	90001.3	27,903	767878.2	484376.0
(a) Rice Mills, Flour & Dal Mills	934	18575.7	15597.9	5,387	127373.0	77694.4
(b) Sugar	184	22180.1	17862.3	888	177668.6	139665.4
(c) Edible Oils & Vanaspati	660	14518.2	11191.1	2,644	154912.5	80363.2
(d) Tea Processing	124	2220.4	1273.5	610	23316.3	9647.8
(e) Processing of Fruits & Vegetables	117	4010.6	2849.7	684	21096.1	13761.4
(f) Others	3,389	53685.7	41226.8	17,690	263511.7	163243.7
3. Beverage & Tobacco	256	23767.0	18889.3	1,841	218528.3	114841.5
4. Textiles	21,397	124196.7	91905.3	96,290	1698452.3	873862.5
(a) Cotton Textiles	9,549	49949.8	38593.9	23,239	654710.0	362044.6
(b) Jute & Other Natural Fibre Textiles	319	1676.4	1229.6	1,661	18017.4	9334.4
(c) Handloom Textiles & Khadi	400	973.3	765.8	2,317	23433.9	11357.8
(d) Other Textiles & Textile Products	11,129	71597.2	51316.1	69,073	1002291.0	491125.7
5. Paper, Paper Products & Printing	2,559	40800.8	28065.3	21,343	755943.3	199989.1
6. Woods and Wood Products	1,631	9046.0	7287.6	4,905	33459.8	25172.5
7. Leather & Leather Products	2,569	11591.8	8822.0	14,860	189101.4	64258.2
8. Gems and Jewellery	2,636	32726.9	27346.7	12,454	637594.4	264276.7
9. Rubber & Plastic Products	2,314	40968.0	30884.5	18,350	320140.7	196646.6
10. Chemicals & Chemical Products	6,272	209294.3	146844.0	41,273	1855775.0	720477.2
(a) Heavy Industrial Chemicals	512	16938.7	10958.6	5,325	180837.7	106862.1
(b) Fertilisers	121	54080.0	48680.5	593	156554.1	79753.0
(c) Drugs & Pharmaceuticals	1,368	86579.3	52445.4	16,901	730152.3	318012.5
(d) Non-Edible Oils	27	1165.2	1131.1	261	14064.8	10430.6
(e) Other Chemicals & Chemical Products	4,244	50531.1	33628.4	18,193	774166.1	205418.9
11. Petroleum, Coal Products & Nuclear Fuels	333	58146.3	32273.0	2,040	910010.5	581292.4
12. Manufacture of Cement & Cement Products	1,316	55028.9	36570.8	3,749	303740.2	199500.0
13. Basic Metals & Metal Products	8,061	281528.2	174367.1	44,755	3114621.0	1642655.2
(a) Iron & Steel	2,256	187245.8	125716.6	14,232	2163809.8	1167504.2
(b) Non-Ferrous Metals	436	24023.4	16198.2	4,292	472436.4	267870.5
(c) Metal Products	5,369	70259.1	32452.3	26,231	478374.7	207280.5
14. Engineering	8,013	196359.9	97776.4	63,560	2132291.0	929402.0
(a) Heavy Engineering	1,396	33098.7	22018.4	7,263	366327.9	150005.3
(b) Light Engineering	3,753	51872.6	31876.6	32,922	662582.1	330023.1
(c) Electrical Machinery & Goods	1,912	53112.9	30361.1	17,187	858257.6	298480.3
(d) Electronic Machinery & Goods	952	58275.7	13520.3	6,188	245123.4	150893.3
15. Vehicles, Vehicle Parts & Transport Equipments	11,240	150755.6	95152.5	22,319	726647.7	411627.4
16. Other Industries	9,917	86728.7	42964.6	48,356	527419.6	248677.7
17. Electricity, Gas & Water	413	122863.6	94916.9	3,712	2316345.8	1485179.4
(a) Electricity Generation & Transmission	251	112798.4	86191.3	2,461	2116354.6	1370176.5
(b) Non-Conventional Energy	63	6716.2	5943.1	480	72077.8	50596.4
(c) Gas, Steam & Water Supply	99	3349.0	2782.6	771	127913.4	64406.4
18. Construction	53,059	561922.8	412622.2	111,938	5165965.1	2624201.2
(a) Other than Infrastructure	40,119	218966.4	155893.0	57,688	1412358.7	554461.0
(b) Infrastructure Construction	12,940	342956.4	256729.2	54,250	3753606.4	2069740.3
III. TRANSPORT OPERATORS	228,186	270298.1	165150.8	304,963	1317180.6	807655.6
IV. PROFESSIONAL AND OTHER SERVICES	181,582	891923.8	543740.3	431,822	8534837.4	2734616.2
1. Professional Services	4,774	47305.4	20082.2	54,796	309905.9	144396.6
2. Tourism, Hotel & Restaurants	5,278	85208.2	62501.8	22,596	585761.1	280777.8
3. Recreation services	1,375	35389.9	23204.6	7,151	181499.9	115063.6
4. IT and Telecommunications	1,086	118614.0	105762.3	11,264	3977480.1	651006.6
5. Others	169,069	605406.4	332189.4	336,015	3480190.5	1543371.6
V. PERSONAL LOANS	20,484,224	1870820.9	928245.0	29,927,903	4825461.2	2951656.3
1. Housing	419,199	580078.5	448438.9	1,769,817	2093333.4	1685264.4
2. Consumer Durables	506,573	13537.6	4759.3	611,968	33090.7	20890.8
3. Vehicles	2,308,018	292053.2	157392.5	2,743,593	424670.5	253806.8
4. Education	60,143	21211.3	14417.4	417,766	154488.2	116272.9
5. Personal Credit Cards	12,328,174	623270.0	102921.3	17,358,063	1020570.5	166092.2
6. Others	4,862,117	340670.3	200315.6	7,026,696	1099307.9	709329.2
VI. TRADE	182,856	522035.1	355261.5	764,591	3571390.5	1710686.1
1. Wholesale Trade	28,308	307350.9	190981.7	207,380	2336587.7	1026740.0
2. Retail Trade	154,548	214684.2	164279.9	557,211	1234802.8	683946.1
VII. FINANCE	10,597	963781.5	588152.5	47,928	6924972.5	3118030.6
VIII. ALL OTHERS	2,047,392	607593.3	383227.2	2,346,523	2776422.4	1100591.0
TOTAL BANK CREDIT	23,772,162	7592212.0	4655489.1	35,038,129	51324594.5	24516941.4

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
ALL- INDIA
(Amount in ` Million)
OCCUPATION	STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	1	2	3	4	5	6
I. AGRICULTURE	11,441,478	1528272.2	1017488.3	20,194,106	4224712.3	2418491.0
1. Direct Finance	11,239,846	1359729.4	899245.2	18,286,114	2295476.2	1829511.8
2. Indirect Finance	201,632	168542.8	118243.1	1,907,992	1929236.1	588979.2
II. INDUSTRY	472,605	6367401.9	4134408.4	974,968	14242364.3	8937959.7
1. Mining & Quarrying	9,984	248546.5	153654.2	10,758	391909.8	277907.1
2. Food Manufacturing & Processing	95,349	466417.7	350407.1	98,062	916720.6	484504.4
(a) Rice Mills, Flour & Dal Mills	26,597	147006.7	118317.2	28,062	217867.3	110007.1
(b) Sugar	819	92221.4	67978.1	1,320	226446.8	161871.6
(c) Edible Oils & Vanaspati	5,000	71724.5	52340.6	6,507	132420.0	55784.0
(d) Tea Processing	463	4366.5	3075.8	1,199	22060.3	8609.5
(e) Processing of Fruits & Vegetables	1,796	12685.5	9591.9	1,663	16385.1	9704.9
(f) Others	60,674	138413.0	99103.4	59,311	301541.1	138527.3
3. Beverage & Tobacco	3,313	51336.6	39752.6	4,146	100651.0	76347.2
4. Textiles	86,276	706836.5	528149.7	184,427	2057598.0	882157.2
(a) Cotton Textiles	17,979	317243.7	234509.4	40,654	712822.2	443527.1
(b) Jute & Other Natural Fibre Textiles	2,600	5847.2	4053.9	6,965	23134.8	12769.6
(c) Handloom Textiles & Khadi	14,458	12655.8	10470.5	17,229	28702.0	15377.4
(d) Other Textiles & Textile Products	51,239	371089.8	279115.9	119,579	1292939.1	410483.0
5. Paper, Paper Products & Printing	16,194	115384.2	81384.9	29,125	240738.7	165653.6
6. Woods and Wood Products	12,963	16646.0	12810.7	24,403	30798.0	23427.2
7. Leather & Leather Products	7,579	26218.7	21138.3	21,271	188338.7	48796.7
8. Gems and Jewellery	6,904	216170.8	112938.4	11,380	425060.9	155015.4
9. Rubber & Plastic Products	11,254	122848.4	79125.3	26,734	206195.6	146838.7
10. Chemicals & Chemical Products	19,918	444388.2	251883.8	43,666	644833.5	375556.0
(a) Heavy Industrial Chemicals	2,337	60722.2	38683.3	4,992	117940.8	72187.4
(b) Fertilisers	723	58931.7	21168.8	1,271	75817.5	33328.8
(c) Drugs & Pharmaceuticals	3,140	133128.4	95827.8	16,460	292229.2	161817.0
(d) Non-Edible Oils	944	11875.8	9876.2	648	11488.6	7726.5
(e) Other Chemicals & Chemical Products	12,774	179730.1	86327.8	20,295	147357.4	100496.3
11. Petroleum, Coal Products & Nuclear Fuels	1,052	373262.7	238595.7	2,654	415142.6	306935.7
12. Manufacture of Cement & Cement Products	9,575	72141.4	50446.1	11,137	238028.5	170757.8
13. Basic Metals & Metal Products	29,712	1075929.1	690537.4	66,891	2029815.8	1273837.6
(a) Iron & Steel	11,216	831328.2	509085.5	18,195	1571837.2	956777.2
(b) Non-Ferrous Metals	4,489	187230.5	140008.5	5,779	197406.6	139930.7
(c) Metal Products	14,007	57370.4	41443.3	42,917	260572.1	177129.7
14. Engineering	45,051	490436.2	341718.5	105,417	863943.2	616680.4
(a) Heavy Engineering	4,645	78232.8	48307.3	11,177	140619.1	95736.4
(b) Light Engineering	29,110	208144.6	152595.5	65,204	308493.4	227017.7
(c) Electrical Machinery & Goods	8,430	143438.6	94431.8	21,439	297366.6	204047.3
(d) Electronic Machinery & Goods	2,866	60620.2	46384.0	7,597	117464.2	89879.0
15. Vehicles, Vehicle Parts & Transport Equipments	6,094	165548.7	112323.4	23,139	352477.5	233936.0
16. Other Industries	76,887	130321.9	91292.6	191,822	363202.3	239950.6
17. Electricity, Gas & Water	1,995	661351.0	311267.6	5,201	2075420.5	1481833.2
(a) Electricity Generation & Transmission	882	606662.3	278071.2	2,793	1911321.3	1355348.7
(b) Non-Conventional Energy	206	24087.0	15196.6	757	84168.1	60735.8
(c) Gas, Steam & Water Supply	907	30601.7	17999.8	1,651	79931.2	65748.7
18. Construction	32,505	983617.4	666982.3	114,735	2701489.0	1977824.8
(a) Other than Infrastructure	3,438	139298.0	94968.8	63,672	526768.8	381843.3
(b) Infrastructure Construction	29,067	844319.5	572013.5	51,063	2174720.2	1595981.6
III. TRANSPORT OPERATORS	108,633	250192.4	161219.0	254,922	770374.6	593269.8
IV. PROFESSIONAL AND OTHER SERVICES	185,619	603774.2	429330.6	1,095,604	2948941.6	2169489.3
1. Professional Services	13,785	16063.1	12444.5	236,252	180191.6	140386.6
2. Tourism, Hotel & Restaurants	20,790	127422.4	84598.3	75,140	274075.2	211574.2
3. Recreation services	6,943	19045.2	13665.1	12,658	102057.2	83644.0
4. IT and Telecommunications	2,345	111473.3	93216.5	6,638	522344.6	389185.7
5. Others	141,756	329770.2	225406.3	764,916	1870273.0	1344698.7
V. PERSONAL LOANS	9,698,536	2896427.2	2125694.6	10,572,802	3221599.6	2491652.5
1. Housing	2,095,651	1499705.8	1134705.9	2,616,145	1534432.5	1313554.5
2. Consumer Durables	133,025	5529.6	2865.3	312,322	38520.6	31399.2
3. Vehicles	943,867	274825.2	198670.6	773,925	189876.0	151459.5
4. Education	748,081	215077.7	152530.6	1,319,596	311098.3	258012.5
5. Personal Credit Cards	0	0.0	0.0	759,200	39963.2	32756.5
6. Others	5,777,912	901289.0	636922.2	4,791,614	1107709.1	704470.2
VI. TRADE	1,229,204	2705267.1	736934.0	3,449,838	2758606.1	1796932.9
1. Wholesale Trade	37,487	1511677.5	390074.7	327,864	1268559.2	867162.7
2. Retail Trade	1,191,717	1193589.6	346859.3	3,121,974	1490046.9	929770.2
VII. FINANCE	6,757	386093.8	297093.1	158,939	3734140.9	2246771.9
VIII. ALL OTHERS	73,185	26756.1	20438.6	1,950,798	2316476.4	943459.8
TOTAL BANK CREDIT	23,216,017	14764184.9	8922606.8	38,651,977	34217215.8	21598026.8

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
ALL- INDIA
(Amount in ` Million)
OCCUPATION	FOREIGN BANKS			REGIONAL RURAL BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	7	8	9	10	11	12
I. AGRICULTURE	730	129678.5	14009.6	11,505,311	614263.3	534529.3
1. Direct Finance	157	11926.6	4360.1	11,364,267	598040.7	521814.2
2. Indirect Finance	573	117751.9	9649.5	141,044	16222.6	12715.1
II. INDUSTRY	39,278	6012991.5	819803.1	516,253	36753.4	29083.2
1. Mining & Quarrying	959	37530.4	15327.9	806	615.6	419.3
2. Food Manufacturing & Processing	3,793	100576.8	29764.1	118,768	5844.4	4532.7
(a) Rice Mills, Flour & Dal Mills	1,291	8079.1	5976.2	57,188	2526.6	1902.4
(b) Sugar	17	5177.8	4709.3	37	18.4	15.6
(c) Edible Oils & Vanaspati	63	38777.3	3803.4	1,575	289.6	215.9
(d) Tea Processing	2	62.3	62.3	888	171.1	157.7
(e) Processing of Fruits & Vegetables	16	925.9	596.9	155	144.8	126.0
(f) Others	2,404	47554.3	14616.0	58,925	2693.9	2115.1
3. Beverage & Tobacco	304	136012.4	27709.3	197	127.0	94.7
4. Textiles	4,232	296071.5	40527.8	41,613	3823.3	2805.8
(a) Cotton Textiles	1,184	170817.0	12863.3	5,264	1264.9	778.1
(b) Jute & Other Natural Fibre Textiles	34	503.2	3.2	2,213	176.5	137.7
(c) Handloom Textiles & Khadi	187	2208.8	704.5	18,286	1211.0	955.7
(d) Other Textiles & Textile Products	2,827	122542.6	26956.8	15,850	1170.9	934.4
5. Paper, Paper Products & Printing	2,784	512016.1	28827.0	3,514	322.4	246.8
6. Woods and Wood Products	25	685.3	509.0	10,314	601.8	475.7
7. Leather & Leather Products	362	18997.3	5178.5	16,286	418.5	264.1
8. Gems and Jewellery	254	14923.7	9419.8	41,877	1419.3	1354.5
9. Rubber & Plastic Products	1,665	63374.8	22936.0	9,186	398.2	339.8
10. Chemicals & Chemical Products	5,684	877405.6	143120.1	4,838	494.3	440.6
(a) Heavy Industrial Chemicals	1,411	45043.5	18521.9	36	139.2	125.7
(b) Fertilisers	72	10715.1	4022.6	1,757	75.1	81.2
(c) Drugs & Pharmaceuticals	1,471	338132.0	77778.9	2,194	104.8	87.1
(d) Non-Edible Oils	3	502.9	351.7	13	7.1	5.7
(e) Other Chemicals & Chemical Products	2,727	483012.0	42444.9	838	168.2	140.8
11. Petroleum, Coal Products & Nuclear Fuels	284	149260.8	55533.3	23	12.5	9.3
12. Manufacture of Cement & Cement Products	120	44503.2	12937.2	2,118	259.0	204.3
13. Basic Metals & Metal Products	4,288	595995.5	102917.1	4,704	722.0	574.1
(a) Iron & Steel	792	224916.9	33809.2	104	157.2	123.4
(b) Non-Ferrous Metals	425	172895.3	39860.4	118	96.5	54.0
(c) Metal Products	3,071	198183.4	29247.5	4,482	468.3	396.7
14. Engineering	6,034	978500.2	113641.2	8,348	787.8	609.3
(a) Heavy Engineering	731	178133.4	23982.2	443	201.8	156.0
(b) Light Engineering	2,530	263521.1	25026.0	3,679	312.7	232.6
(c) Electrical Machinery & Goods	2,315	467225.0	41725.1	2,328	156.6	126.6
(d) Electronic Machinery & Goods	458	69620.6	22908.0	1,898	116.7	94.0
15. Vehicles, Vehicle Parts & Transport Equipments	1,862	218123.7	74291.4	12,329	853.1	639.6
16. Other Industries	3,043	187183.9	24876.9	215,977	9519.2	7177.8
17. Electricity, Gas & Water	65	73558.0	6759.9	388	403.7	347.9
(a) Electricity Generation & Transmission	38	27748.9	4822.1	21	11.7	8.5
(b) Non-Conventional Energy	6	1971.0	797.6	320	341.6	307.5
(c) Gas, Steam & Water Supply	21	43838.0	1140.2	47	50.3	31.9
18. Construction	3,520	1708272.2	105526.6	24,967	10131.4	8546.7
(a) Other than Infrastructure	1,209	686954.8	36026.8	17,550	9078.9	7717.8
(b) Infrastructure Construction	2,311	1021317.4	69499.8	7,417	1052.5	828.9
III. TRANSPORT OPERATORS	1,309	230645.6	20127.5	120,512	18875.1	14538.8
IV. PROFESSIONAL AND OTHER SERVICES	31,193	5084273.1	305114.7	537,491	28772.4	22602.1
1. Professional Services	12,330	186406.2	41135.5	142,812	5959.3	4667.9
2. Tourism, Hotel & Restaurants	709	226080.4	15114.7	17,891	2217.6	1588.8
3. Recreation services	1,470	42718.2	7837.7	6,440	383.9	353.7
4. IT and Telecommunications	7,532	3254550.6	86039.7	111	65.4	55.0
5. Others	9,152	1374517.7	154987.2	370,237	20146.1	15936.7
V. PERSONAL LOANS	5,395,120	802788.6	362830.1	2,658,292	217421.0	166735.4
1. Housing	96,274	275713.7	220947.1	319,083	65064.7	53240.2
2. Consumer Durables	183	51.9	31.5	245,498	23850.9	17457.1
3. Vehicles	1,563	737.4	730.1	119,883	12800.4	10071.8
4. Education	283	476.0	443.1	68,773	9200.9	8259.3
5. Personal Credit Cards	4,882,485	388662.7	56772.1	336,827	14144.1	11319.5
6. Others	414,332	137147.0	83906.1	1,568,228	92360.0	66387.5
VI. TRADE	20,227	841297.1	153293.5	1,748,614	93975.4	74704.8
1. Wholesale Trade	5,077	653292.8	95113.7	94,494	8355.3	6763.1
2. Retail Trade	15,150	188004.2	58179.8	1,654,120	85620.1	67941.7
VII. FINANCE	9,115	2218198.1	250007.8	744,538	60028.1	43748.4
VIII. ALL OTHERS	2,461	393821.2	70350.2	2,225,423	115468.6	95245.7
TOTAL BANK CREDIT	5,499,433	15713693.7	1995536.4	20,056,434	1185557.2	981187.8

TABLE NO. 5.5 - POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION - MARCH 2011
ALL- INDIA
(Amount in ` Million)
OCCUPATION	PRIVATE SECTOR BANKS			ALL SCHEDULED COMMERCIAL BANKS
	No. of Accounts	Credit Limit	Amount Out-standing	No. of Accounts	Credit Limit	Amount Out-standing
	13	14	15	16	17	18
I. AGRICULTURE	3,497,476	789915.0	625700.6	46,639,101	7286841.2	4610218.8
1. Direct Finance	3,450,735	657352.7	524986.4	44,341,119	4922525.6	3779917.7
2. Indirect Finance	46,741	132562.3	100714.1	2,297,982	2364315.6	830301.0
II. INDUSTRY	335,843	3310055.9	2199213.7	2,338,947	29969567.0	16120468.0
1. Mining & Quarrying	2,217	92749.6	60909.0	24,724	771351.9	508217.5
2. Food Manufacturing & Processing	24,069	212389.9	162129.8	340,041	1701949.4	1031338.1
(a) Rice Mills, Flour & Dal Mills	4,100	38325.0	30551.8	117,238	413804.8	266754.7
(b) Sugar	322	31254.8	24599.2	2,515	355119.3	259173.9
(c) Edible Oils & Vanaspati	3,780	30395.6	23614.0	16,925	273607.0	135757.9
(d) Tea Processing	1,345	3049.6	1924.8	3,897	29709.8	13830.2
(e) Processing of Fruits & Vegetables	411	7896.1	6373.5	4,041	38037.4	26393.2
(f) Others	14,111	101468.7	75066.5	195,425	591671.1	329428.3
3. Beverage & Tobacco	732	37358.9	27953.0	8,692	325485.9	171856.8
4. Textiles	60,798	276081.1	202851.5	377,346	3340410.4	1656492.0
(a) Cotton Textiles	21,238	146917.7	110261.3	86,319	1349065.4	801939.3
(b) Jute & Other Natural Fibre Textiles	1,189	4436.8	3266.4	13,001	34098.5	20230.8
(c) Handloom Textiles & Khadi	9,985	4024.4	2265.2	60,145	48801.9	29773.3
(d) Other Textiles & Textile Products	28,386	120702.2	87058.5	217,881	1908444.5	804548.6
5. Paper, Paper Products & Printing	9,530	66275.8	47793.8	61,147	934737.2	323906.2
6. Woods and Wood Products	5,075	14001.0	11281.2	52,780	62732.2	48503.7
7. Leather & Leather Products	4,233	15951.3	11925.6	49,731	249924.4	87303.0
8. Gems and Jewellery	6,465	37990.3	31840.3	66,880	695565.1	310568.4
9. Rubber & Plastic Products	5,484	66444.2	48079.6	54,323	459261.2	297319.4
10. Chemicals & Chemical Products	11,003	254160.6	181839.7	85,109	2221282.2	952840.2
(a) Heavy Industrial Chemicals	976	21871.5	14776.1	9,752	245717.2	144294.4
(b) Fertilisers	288	64053.1	55018.5	4,111	209592.4	113620.0
(c) Drugs & Pharmaceuticals	2,249	99455.4	64058.6	25,514	863049.9	399569.5
(d) Non-Edible Oils	86	1499.4	1409.3	1,694	25373.8	19369.3
(e) Other Chemicals & Chemical Products	7,404	67281.2	46577.1	44,038	877548.8	275986.9
11. Petroleum, Coal Products & Nuclear Fuels	872	113045.4	70326.3	4,885	1050724.0	671400.3
12. Manufacture of Cement & Cement Products	2,482	62729.5	41722.8	25,432	417661.6	276068.2
13. Basic Metals & Metal Products	14,427	383342.1	242116.7	120,022	4085804.5	2309982.8
(a) Iron & Steel	4,374	251464.8	171399.0	34,681	2879704.3	1671194.4
(b) Non-Ferrous Metals	990	46455.1	27124.0	11,801	604084.0	346977.6
(c) Metal Products	9,063	85422.2	43593.7	73,540	602016.2	291810.9
14. Engineering	15,471	234725.3	125007.0	180,321	2568392.7	1197656.5
(a) Heavy Engineering	3,422	43740.0	30053.4	20,418	440927.0	198235.4
(b) Light Engineering	6,736	64574.9	40209.8	107,259	845046.7	445081.6
(c) Electrical Machinery & Goods	3,662	65076.6	39281.9	38,174	973263.4	379612.7
(d) Electronic Machinery & Goods	1,651	61333.8	15461.8	14,470	309155.5	174726.7
15. Vehicles, Vehicle Parts & Transport Equipments	18,061	177605.2	114653.3	61,485	914608.2	535843.8
16. Other Industries	28,292	117139.1	65426.8	516,021	807366.4	428724.6
17. Electricity, Gas & Water	1,048	295963.0	150681.1	8,697	3106696.2	1950889.7
(a) Electricity Generation & Transmission	520	278394.1	136545.1	4,254	2824138.4	1774795.6
(b) Non-Conventional Energy	247	13547.2	11035.9	1,536	124114.9	88073.5
(c) Gas, Steam & Water Supply	281	4021.7	3100.1	2,907	158442.9	88020.7
18. Construction	125,584	852103.6	602676.4	301,311	6255613.7	3361556.8
(a) Other than Infrastructure	96,461	339660.7	235841.6	182,330	1701761.1	756398.3
(b) Infrastructure Construction	29,123	512442.9	366834.8	118,981	4553852.6	2605158.5
III. TRANSPORT OPERATORS	498,647	495770.3	314560.0	984,023	1765858.0	1103715.3
IV. PROFESSIONAL AND OTHER SERVICES	346,909	1194555.7	754334.2	2,196,816	9860316.9	3680871.0
1. Professional Services	16,233	64135.5	34059.0	421,412	452755.7	232693.6
2. Tourism, Hotel & Restaurants	12,823	107910.0	79572.9	127,353	737705.6	392448.9
3. Recreation services	2,321	39113.4	26027.6	29,832	203317.9	131528.0
4. IT and Telecommunications	1,959	142045.8	121524.5	18,585	4030479.7	690021.3
5. Others	313,573	841350.9	493150.1	1,599,634	4436057.9	2234179.1
V. PERSONAL LOANS	24,094,361	2780351.8	1554433.3	52,419,111	9918588.2	6701345.9
1. Housing	856,035	950233.5	736864.2	5,983,188	4325150.2	3459312.0
2. Consumer Durables	612,479	26012.1	13883.9	1,303,507	93965.1	65637.0
3. Vehicles	3,739,168	535472.7	296242.4	5,578,406	1013711.7	657174.5
4. Education	215,915	74054.0	50652.4	2,352,648	609906.8	469897.9
5. Personal Credit Cards	12,389,732	640946.9	105913.1	18,368,244	1083716.9	206761.2
6. Others	6,281,032	553632.6	350877.4	18,833,118	2792137.7	1842563.4
VI. TRADE	518,480	792858.4	570719.5	6,966,363	7192004.0	3332584.7
1. Wholesale Trade	61,635	414949.3	277245.0	526,557	3856834.2	1636359.1
2. Retail Trade	456,845	377909.1	293474.5	6,439,806	3335169.8	1696225.6
VII. FINANCE	32,985	1077265.4	671176.7	952,334	7475726.4	3508797.8
VIII. ALL OTHERS	3,975,533	833888.5	568974.2	8,227,400	3686410.8	1698468.5
TOTAL BANK CREDIT	33,300,234	11274661.1	7259112.2	120,724,095	77155312.6	40756470.0