MARCH 1999

(Amount in Rupees Lakh)

ABOVE Rs.10 LAKH AND

ABOVE Rs.25 LAKH AND

OCCUPATION

UPTO Rs.25 LAKH

UPTO Rs.50 LAKH

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

7,763

1264,61

906,82

3,725

1350,91

999,49

1.

Direct Finance

3,726

601,35

492,61

1,589

572,34

474,25

2.

Indirect Finance

4,037

663,25

414,21

2,136

778,57

525,24

II.

INDUSTRY

62,382

10629,26

8488,66

34,373

12876,45

10356,63

1.

Mining & Quarrying

949

159,74

126,38

529

199,09

157,96

2.

Food Manufacturing & Processing

6,741

1174,38

933,36

3,730

1406,28

1091,50

(a)

Rice Mills, Flour & Dal Mills

3,564

630,56

486,89

1,957

733,19

551,70

(b)

Sugar

130

24,10

19,87

112

42,62

38,25

(c)

Edible Oils & Vanaspati

784

137,32

107,47

478

183,98

139,22

(d)

Tea Processing

222

39,39

33,57

198

75,45

62,19

(e)

Processing of Fruits & Vegetables

171

29,05

25,40

98

37,48

26,60

(f)

Others

1,870

313,96

260,16

887

333,56

273,53

3.

Beverage & Tobacco

462

81,26

64,06

307

118,38

98,46

4.

Textiles

11,803

2040,59

1611,05

6,930

2625,37

2105,09

(a)

Cotton Textiles

3,923

673,22

556,64

2,371

899,38

756,35

(b)

Jute Textiles

119

21,62

15,75

77

28,55

20,65

(c)

Handloom Textiles & Khadi

491

81,57

66,81

201

76,50

59,73

(d)

Other Textiles

7,270

1264,18

971,84

4,281

1620,94

1268,36

5.

Paper, Paper Products & Printing

2,939

491,46

398,73

1,232

458,24

374,83

6.

Leather & Leather Products

1,258

217,05

180,42

829

316,17

268,66

7.

Rubber & Rubber Products

1,118

185,31

150,50

599

227,15

178,27

8.

Chemicals & Chemical Products

8,124

1370,07

1091,39

4,350

1623,28

1287,90

(a)

Heavy Industrial Chemicals

954

161,57

130,28

535

204,04

153,94

(b)

Fertilisers

209

36,49

30,63

159

61,02

52,64

(c)

Drugs & Pharmaceuticals

1,686

286,21

233,30

1,048

393,03

326,98

(d)

Non-Edible Oils

150

26,58

21,20

69

25,07

21,58

(e)

Other Chemicals & Chemical Products

5,125

859,22

675,97

2,539

940,13

732,75

9.

Petroleum, Coal Products & Nuclear Fuels

592

100,84

78,26

279

104,44

79,52

10.

Manufacture of Cement & Cement Products

563

97,63

77,89

386

144,26

129,56

11.

Basic Metals & Metal Products

7,162

1223,13

982,79

4,081

1536,91

1249,82

(a)

Iron & Steel

3,173

550,13

447,84

2,091

793,26

672,44

(b)

Non-Ferrous Metals

675

119,89

90,83

375

139,61

110,38

(c)

Other Metal Products

3,314

553,11

444,12

1,615

604,04

467,00

12.

Engineering

7,261

1227,36

987,12

3,903

1466,70

1230,73

(a)

Heavy Engineering

1,376

234,75

178,32

868

325,20

250,46

(b)

Light Engineering

2,352

391,27

312,48

1,089

408,70

338,26

(c)

Electrical Machinery & Goods

2,116

363,11

293,00

1,134

422,71

368,56

(d)

Electronic Machinery & Goods

1,417

238,24

203,32

812

310,09

273,45

13.

Vehicles, Vehicle Parts & Transport Equipments

1,902

322,03

254,36

1,042

391,30

300,54

14.

Other Industries

8,579

1441,97

1152,72

4,407

1600,80

1325,85

15.

Electricity, Gas & Water

625

104,06

69,66

659

240,75

115,85

(a)

Electricity Generation & Transmission

485

80,23

50,53

596

217,32

97,07

(b)

Non-Conventional Energy

30

5,07

4,03

15

5,72

5,06

(c)

Gas, Steam & Water Supply

110

18,76

15,10

48

17,71

13,72

16.

Construction

2,304

392,36

329,97

1,110

417,33

362,07

III.

TRANSPORT OPERATORS

1,986

315,50

238,80

586

214,68

154,35

IV.

PROFESSIONAL AND OTHER SERVICES

6,123

1009,11

778,44

2,193

806,51

623,67

V.

PERSONAL LOANS

9,429

1507,13

1149,13

2,678

964,38

733,70

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

2.

Loans for Housing

2,162

351,06

277,97

529

190,74

141,44

3.

Rest of the Personal Loans

7,267

1156,06

871,16

2,149

773,64

592,25

VI.

TRADE

21,614

3622,69

2858,17

7,636

2851,49

2223,23

1.

Wholesale Trade

12,717

2158,01

1686,32

4,991

1870,77

1446,28

2.

Retail Trade

8,897

1464,68

1171,84

2,645

980,72

776,95

VII.

FINANCE

1,790

320,40

233,45

1,295

506,18

371,90

VIII.

ALL OTHERS

11,348

1872,89

1485,84

4,725

1748,44

1366,32

TOTAL BANK CREDIT

1,22,435

20541,58

16139,31

57,211

21319,04

16829,29

OF WHICH:

1.

Artisans & Village Industries

809

135,41

104,54

355

130,97

107,81

2.

Other Small Scale Industries

30,516

5170,30

4082,35

14,020

5215,48

4092,24

(Amount in Rupees Lakh)

ABOVE Rs.50 LAKH AND

ABOVE Rs.1 CRORE AND

OCCUPATION

UPTO Rs.1 CRORE

UPTO Rs.4 CRORE

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

1,845

1279,97

985,74

974

1977,83

1677,00

1.

Direct Finance

711

515,68

434,10

451

904,77

747,84

2.

Indirect Finance

1,134

764,29

551,63

523

1073,06

929,16

II.

INDUSTRY

22,006

16611,49

13283,70

23,116

47819,23

37850,74

1.

Mining & Quarrying

273

207,49

173,37

290

601,39

499,99

2.

Food Manufacturing & Processing

2,268

1703,28

1324,24

2,038

4200,55

3300,61

(a)

Rice Mills, Flour & Dal Mills

840

617,32

452,14

282

521,81

382,27

(b)

Sugar

118

92,87

77,69

231

536,21

450,30

(c)

Edible Oils & Vanaspati

362

280,54

224,97

441

918,05

718,83

(d)

Tea Processing

241

175,81

143,17

278

562,08

407,14

(e)

Processing of Fruits & Vegetables

56

39,72

31,41

79

163,52

127,69

(f)

Others

651

497,02

394,86

727

1498,87

1214,38

3.

Beverage & Tobacco

200

153,93

126,37

319

673,97

546,45

4.

Textiles

4,583

3472,29

2695,14

4,869

10072,43

7996,92

(a)

Cotton Textiles

1,677

1270,02

1013,33

2,040

4329,22

3488,18

(b)

Jute Textiles

49

38,36

32,39

88

178,23

128,09

(c)

Handloom Textiles & Khadi

120

89,76

76,25

114

221,34

180,17

(d)

Other Textiles

2,737

2074,14

1573,18

2,627

5343,64

4200,48

5.

Paper, Paper Products & Printing

842

633,94

530,50

731

1475,23

1217,84

6.

Leather & Leather Products

613

449,03

371,04

446

908,16

757,68

7.

Rubber & Rubber Products

383

290,47

247,73

385

804,48

650,18

8.

Chemicals & Chemical Products

3,008

2273,45

1767,11

3,477

7144,43

5438,61

(a)

Heavy Industrial Chemicals

408

311,27

229,79

614

1248,30

897,86

(b)

Fertilisers

131

106,05

79,54

216

470,61

382,11

(c)

Drugs & Pharmaceuticals

869

654,37

536,63

1,067

2199,47

1758,00

(d)

Non-Edible Oils

71

51,32

40,78

57

115,85

95,08

(e)

Other Chemicals & Chemical Products

1,529

1150,44

880,37

1,523

3110,20

2305,56

9.

Petroleum, Coal Products & Nuclear Fuels

205

153,66

115,44

256

524,11

394,24

10.

Manufacture of Cement & Cement Products

263

197,99

163,56

366

769,60

620,81

11.

Basic Metals & Metal Products

2,610

1954,84

1654,32

2,543

5136,04

4270,76

(a)

Iron & Steel

1,472

1109,49

951,34

1,549

3125,35

2695,79

(b)

Non-Ferrous Metals

243

181,12

156,29

237

492,07

396,70

(c)

Other Metal Products

895

664,23

546,69

757

1518,62

1178,27

12.

Engineering

2,803

2119,58

1706,17

3,357

6971,52

5511,85

(a)

Heavy Engineering

673

515,77

395,02

789

1640,80

1216,71

(b)

Light Engineering

691

513,54

425,17

745

1493,53

1154,78

(c)

Electrical Machinery & Goods

780

585,45

466,12

959

2012,45

1622,58

(d)

Electronic Machinery & Goods

659

504,82

419,86

864

1824,75

1517,79

13.

Vehicles, Vehicle Parts & Transport Equipments

735

573,33

425,43

836

1778,76

1285,37

14.

Other Industries

2,407

1824,18

1450,35

2,424

5159,81

3984,84

15.

Electricity, Gas & Water

191

134,95

95,12

238

523,52

433,01

(a)

Electricity Generation & Transmission

136

94,74

62,01

204

441,97

366,92

(b)

Non-Conventional Energy

17

13,00

12,78

14

32,05

29,21

(c)

Gas, Steam & Water Supply

38

27,20

20,33

20

49,50

36,89

16.

Construction

622

469,09

437,80

541

1075,23

941,57

III.

TRANSPORT OPERATORS

253

191,62

152,31

216

463,25

351,27

IV.

PROFESSIONAL AND OTHER SERVICES

1,476

1097,75

878,07

1,072

2112,25

1719,04

V.

PERSONAL LOANS

390

288,91

195,19

164

359,81

299,24

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

2.

Loans for Housing

258

196,98

141,54

163

358,46

296,38

3.

Rest of the Personal Loans

132

91,93

53,65

1

1,35

2,86

VI.

TRADE

4,106

3071,01

2286,27

2,982

6094,44

4538,91

1.

Wholesale Trade

2,593

1955,54

1426,07

2,015

4208,68

3125,15

2.

Retail Trade

1,513

1115,46

860,20

967

1885,76

1413,76

VII.

FINANCE

980

771,91

588,48

1,426

3122,61

2463,95

VIII.

ALL OTHERS

2,489

1867,77

1533,27

1,796

3628,57

2911,89

TOTAL BANK CREDIT

33,545

25180,43

19903,02

31,746

65577,97

51812,03

OF WHICH:

1.

Artisans & Village Industries

-

-

-

-

-

-

2.

Other Small Scale Industries

6,962

5152,94

3973,16

4,091

7915,26

6105,69