Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997 (Part 5 of 5) - ఆర్బిఐ - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
(Part 5 of 5)
ALL-INDIA | (Amount in Rupees Lakh) | |||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | ||||||||||
AND ITS ASSOCIATES | | | | | ||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | standing | | | standing | | | standing | ||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
I. | AGRICULTURE | 60,46,546 | 11950,66 | 9619,16 | 100,83,908 | 18648,11 | 16408,00 | 630 | 98,69 | 79,02 | ||
1. | Direct Finance | 59,82,535 | 9844,63 | 8254,28 | 99,77,091 | 15163,10 | 13732,42 | 551 | 24,17 | 17,34 | ||
2. | Indirect Finance | 64,011 | 2106,03 | 1364,88 | 1,06,817 | 3485,01 | 2675,58 | 79 | 74,53 | 61,67 | ||
II. | INDUSTRY | 12,09,270 | 55416,81 | 44250,99 | 18,84,512 | 85028,14 | 65939,31 | 15,231 | 22769,51 | 17394,64 | ||
1. | Mining & Quarrying | 5,556 | 3292,89 | 2204,15 | 7,454 | 1917,21 | 1369,75 | 39 | 38,52 | 30,52 | ||
2. | Food Manufacturing and Processing | 44,747 | 4802,64 | 3517,55 | 64,547 | 7551,28 | 5808,59 | 713 | 1487,95 | 1122,52 | ||
(a) | Rice Mills, Flour and Dal Mills | 13,577 | 867,45 | 656,64 | 21,097 | 1542,25 | 1211,37 | 26 | 54,82 | 39,26 | ||
(b) | Sugar | 391 | 873,38 | 691,83 | 1,017 | 1719,09 | 1446,43 | 15 | 24,36 | 19,86 | ||
(c) | Edible Oils and Vanaspati | 5,647 | 1200,27 | 818,58 | 9,336 | 1309,45 | 953,37 | 53 | 220,44 | 156,24 | ||
(d) | Tea Processing | 321 | 493,00 | 212,85 | 1,082 | 775,11 | 598,22 | 130 | 447,49 | 323,11 | ||
(e) | Processing of Fruits & Vegetables | 530 | 83,38 | 63,44 | 1,486 | 249,90 | 185,48 | 13 | 8,84 | 6,03 | ||
(f) | Others | 24,281 | 1285,16 | 1074,22 | 30,529 | 1955,48 | 1413,71 | 476 | 731,99 | 578,03 | ||
3. | Beverage and Tobacco | 1,534 | 388,67 | 331,60 | 3,573 | 1122,62 | 798,50 | 208 | 550,65 | 392,04 | ||
4. | Textiles | 35,611 | 8065,34 | 6176,36 | 86,893 | 15017,69 | 11549,54 | 1,110 | 2540,53 | 1937,05 | ||
(a) | Cotton Textiles | 10,003 | 3411,61 | 2805,51 | 18,983 | 5559,16 | 4250,66 | 478 | 1280,25 | 941,86 | ||
(b) | Jute Textiles | 662 | 194,48 | 136,82 | 945 | 291,23 | 233,42 | 28 | 27,47 | 19,04 | ||
(c) | Handloom Textiles & Khadi | 3,090 | 188,83 | 154,24 | 7,723 | 273,31 | 239,60 | 23 | 1,32 | 1,12 | ||
(d) | Other Textiles | 21,856 | 4270,42 | 3079,80 | 59,242 | 8893,98 | 6825,86 | 581 | 1231,48 | 975,03 | ||
5. | Paper, Paper Products and Printing | 11,562 | 1190,43 | 953,67 | 27,310 | 2536,66 | 2087,28 | 298 | 535,05 | 434,53 | ||
6. | Leather and Leather Products | 4,202 | 812,59 | 698,97 | 9,953 | 1583,85 | 1231,70 | 169 | 123,96 | 103,95 | ||
7. | Rubber and Rubber Products | 4,206 | 740,96 | 675,36 | 7,365 | 1478,41 | 1171,63 | 166 | 397,65 | 313,79 | ||
8. | Chemicals and Chemical Products | 22,861 | 7368,90 | 6040,55 | 45,523 | 12461,42 | 9202,57 | 1,927 | 4026,04 | 2952,66 | ||
(a) | Heavy Industrial Chemicals | 2,141 | 1292,14 | 948,14 | 4,911 | 2344,98 | 1617,64 | 486 | 951,86 | 707,30 | ||
(b) | Fertilizers | 894 | 1360,03 | 1076,69 | 1,136 | 1673,91 | 1111,25 | 57 | 180,55 | 153,81 | ||
(c) | Drugs and Pharmaceuticals | 4,733 | 1849,17 | 1638,16 | 8,341 | 3401,40 | 2602,05 | 680 | 1552,39 | 1139,50 | ||
(d) | Non-Edible Oils | 543 | 142,69 | 126,32 | 993 | 170,10 | 145,95 | 17 | 6,84 | 5,50 | ||
(e) | Other Chemicals & Chemical Products | 14,550 | 2724,87 | 2251,24 | 30,142 | 4871,03 | 3725,67 | 687 | 1334,40 | 946,54 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 2,351 | 1419,45 | 1376,75 | 2,946 | 1287,59 | 1069,74 | 147 | 754,14 | 465,67 | ||
10. | Manufacture of Cement & Cement Products | 3,206 | 1073,97 | 865,24 | 5,336 | 1142,71 | 906,73 | 138 | 390,29 | 357,20 | ||
11. | Basic Metals & Metal Products | 27,182 | 6867,39 | 5731,12 | 52,560 | 11363,21 | 9123,64 | 905 | 1730,09 | 1263,53 | ||
(a) | Iron and Steel | 8,422 | 4846,42 | 4023,89 | 17,391 | 8209,35 | 6726,72 | 426 | 1071,07 | 781,81 | ||
(b) | Non-Ferrous Metals | 1,728 | 488,96 | 378,75 | 3,454 | 707,21 | 556,56 | 127 | 272,40 | 221,71 | ||
(c) | Other Metal Products | 17,032 | 1532,01 | 1328,48 | 31,715 | 2446,65 | 1840,36 | 352 | 386,62 | 260,00 | ||
12. | Engineering | 32,069 | 8569,90 | 6895,55 | 60,859 | 12048,63 | 9237,82 | 2,023 | 5244,26 | 4049,71 | ||
(a) | Heavy Engineering | 4,993 | 2273,29 | 1843,01 | 7,810 | 3649,60 | 2680,42 | 475 | 1400,81 | 972,61 | ||
(b) | Light Engineering | 13,868 | 2255,79 | 1762,73 | 25,210 | 2708,84 | 2062,16 | 683 | 1276,32 | 977,66 | ||
(c) | Electrical Machinery & Goods | 7,810 | 2249,24 | 1759,47 | 16,322 | 3202,94 | 2459,90 | 404 | 1086,78 | 824,58 | ||
(d) | Electronic Machinery & Goods | 5,398 | 1791,58 | 1530,34 | 11,517 | 2487,25 | 2035,33 | 461 | 1480,35 | 1274,86 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 9,761 | 2398,97 | 1947,58 | 19,339 | 2697,08 | 1950,13 | 538 | 1509,77 | 1184,23 | ||
14. | Other Industries | 9,94,330 | 5803,63 | 4909,73 | 14,71,724 | 8803,10 | 7222,30 | 6,493 | 2354,49 | 1870,28 | ||
15. | Electricity, Gas & Water | 6,387 | 1684,44 | 1149,09 | 4,530 | 2238,13 | 1670,87 | 155 | 576,08 | 488,68 | ||
(a) | Electricity Generation & Transmission | 6,103 | 1628,77 | 1102,37 | 3,407 | 2086,28 | 1551,84 | 99 | 533,34 | 464,12 | ||
(b) | Non-Conventional Energy | 72 | 20,51 | 19,97 | 367 | 62,38 | 47,69 | 10 | 33,27 | 20,53 | ||
(c) | Gas, Steam & Water Supply | 212 | 35,16 | 26,75 | 756 | 89,47 | 71,34 | 46 | 9,47 | 4,03 | ||
16. | Construction | 3,705 | 936,63 | 777,72 | 14,600 | 1778,55 | 1538,54 | 202 | 510,04 | 428,29 | ||
III. | TRANSPORT OPERATORS | 2,59,276 | 1631,95 | 1310,20 | 4,86,017 | 3046,12 | 2588,92 | 187 | 132,71 | 87,87 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 2,05,257 | 1759,31 | 1501,81 | 13,70,420 | 6196,75 | 5216,99 | 2,221 | 1178,74 | 722,81 | ||
V. | PERSONAL LOANS | 36,16,087 | 9670,95 | 8338,34 | 47,39,698 | 14645,57 | 12905,01 | 10,89,165 | 4924,99 | 3531,12 | ||
1. | Loans for Purchase of Consumer Durables | 3,03,918 | 471,27 | 396,30 | 2,49,026 | 431,76 | 348,55 | 5,471 | 21,26 | 21,15 | ||
2. | Loans for Housing | 3,18,905 | 3096,76 | 2683,54 | 5,85,385 | 4628,96 | 4161,35 | 3,592 | 282,75 | 273,23 | ||
3. | Rest of the Personal Loans | 29,93,264 | 6102,92 | 5258,49 | 39,05,287 | 9584,84 | 8395,10 | 10,80,102 | 4620,98 | 3236,73 | ||
V I. | TRADE | 22,15,512 | 12260,98 | 9869,00 | 39,88,616 | 24460,05 | 20229,48 | 2,956 | 1358,10 | 942,74 | ||
1. | Wholesale Trade | 1,38,406 | 7007,57 | 5600,71 | 2,03,144 | 15211,41 | 12080,76 | 782 | 978,76 | 698,67 | ||
2. | Retail Trade | 20,77,106 | 5253,41 | 4268,29 | 37,85,472 | 9248,64 | 8148,73 | 2,174 | 379,34 | 244,07 | ||
VII. | FINANCE | 3,156 | 2077,31 | 1663,58 | 12,563 | 5790,11 | 4432,85 | 1,051 | 3113,42 | 2600,50 | ||
VIII. | ALL OTHERS | 6,96,636 | 7963,88 | 6479,12 | 29,56,544 | 13393,27 | 11404,92 | 6,290 | 1427,07 | 1146,58 | ||
TOTAL BANK CREDIT | 142,51,740 | 102731,84 | 83032,21 | 255,22,278 | 171208,11 | 139125,48 | 11,17,731 | 35003,24 | 26505,28 | |||
OF WHICH: | 1. | Artisans & Village Industries | 4,18,892 | 621,58 | 549,53 | 6,44,367 | 841,98 | 756,20 | 1,053 | 2,10 | 1,95 | |
| | 2. | Other Small Scale Industries | 5,95,049 | 9393,63 | 8076,75 | 9,05,510 | 20218,09 | 15436,25 | 965 | 741,04 | 621,98 |
ALL-INDIA | (Amount in Rupees Lakh) | |||||||||||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
| COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | standing | | | standing | | | standing | ||||
| | | | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 |
I. | AGRICULTURE | 57,95,732 | 4713,86 | 4110,61 | 5,97,548 | 1569,23 | 1417,37 | 225,24,364 | 36980,55 | 31634,15 | ||
1. | Direct Finance | 56,79,520 | 4585,73 | 3997,28 | 5,85,066 | 1328,59 | 1216,03 | 222,24,763 | 30946,21 | 27217,36 | ||
2. | Indirect Finance | 1,16,212 | 128,13 | 113,33 | 12,482 | 240,64 | 201,34 | 2,99,601 | 6034,34 | 4416,80 | ||
II. | INDUSTRY | 11,81,846 | 794,88 | 691,15 | 1,37,135 | 14257,49 | 12037,51 | 44,27,994 | 178266,83 | 140313,60 | ||
1. | Mining & Quarrying | 3,310 | 19,14 | 16,20 | 1,272 | 215,65 | 166,44 | 17,631 | 5483,42 | 3787,07 | ||
2. | Food Manufacturing and Processing | 9,842 | 44,21 | 36,22 | 7,371 | 1304,03 | 1040,03 | 1,27,220 | 15190,12 | 11524,91 | ||
(a) | Rice Mills, Flour and Dal Mills | 1,312 | 17,94 | 14,05 | 2,272 | 220,19 | 182,31 | 38,284 | 2702,66 | 2103,62 | ||
(b) | Sugar | 43 | 1,62 | 1,15 | 113 | 149,58 | 117,20 | 1,579 | 2768,04 | 2276,47 | ||
(c) | Edible Oils and Vanaspati | 455 | 4,19 | 3,41 | 1,321 | 284,66 | 247,32 | 16,812 | 3019,00 | 2178,91 | ||
(d) | Tea Processing | 2 | 1 | | 70 | 48,72 | 36,28 | 1,605 | 1764,32 | 1170,46 | ||
(e) | Processing of Fruits & Vegetables | 193 | 1,38 | 1,18 | 102 | 19,10 | 14,41 | 2,324 | 362,61 | 270,54 | ||
(f) | Others | 7,837 | 19,08 | 16,42 | 3,493 | 581,78 | 442,52 | 66,616 | 4573,49 | 3524,90 | ||
3. | Beverage and Tobacco | 88 | 80 | 67 | 681 | 199,50 | 187,01 | 6,084 | 2262,24 | 1709,81 | ||
4. | Textiles | 1,303 | 8,88 | 7,97 | 17,870 | 3435,92 | 2667,83 | 1,42,787 | 29068,36 | 22338,75 | ||
(a) | Cotton Textiles | 241 | 2,84 | 2,68 | 7,255 | 1577,88 | 1234,15 | 36,960 | 11831,74 | 9234,85 | ||
(b) | Jute Textiles | 31 | 17 | 14 | 93 | 46,60 | 37,32 | 1,759 | 559,95 | 426,74 | ||
(c) | Handloom Textiles & Khadi | 164 | 1,00 | 90 | 502 | 47,62 | 30,01 | 11,502 | 512,09 | 425,86 | ||
(d) | Other Textiles | 867 | 4,87 | 4,25 | 10,020 | 1763,82 | 1366,35 | 92,566 | 16164,58 | 12251,29 | ||
5. | Paper, Paper Products and Printing | 308 | 3,41 | 3,09 | 4,170 | 385,36 | 315,28 | 43,648 | 4650,91 | 3793,85 | ||
6. | Leather and Leather Products | 162 | 1,17 | 1,07 | 1,396 | 216,98 | 167,01 | 15,882 | 2738,56 | 2202,70 | ||
7. | Rubber and Rubber Products | 71 | 70 | 61 | 1,255 | 193,33 | 163,79 | 13,063 | 2811,05 | 2325,19 | ||
8. | Chemicals and Chemical Products | 389 | 3,74 | 3,14 | 5,899 | 1531,23 | 1322,67 | 76,599 | 25391,33 | 19521,58 | ||
(a) | Heavy Industrial Chemicals | 5 | 5 | 5 | 549 | 175,43 | 140,80 | 8,092 | 4764,46 | 3413,94 | ||
(b) | Fertilizers | 20 | 28 | 24 | 90 | 124,10 | 110,26 | 2,197 | 3338,86 | 2452,25 | ||
(c) | Drugs and Pharmaceuticals | 66 | 75 | 48 | 1,208 | 513,54 | 456,42 | 15,028 | 7317,25 | 5836,61 | ||
(d) | Non-Edible Oils | 70 | 44 | 41 | 126 | 19,18 | 16,79 | 1,749 | 339,25 | 294,99 | ||
(e) | Other Chemicals & Chemical Products | 228 | 2,22 | 1,95 | 3,926 | 698,98 | 598,40 | 49,533 | 9631,51 | 7523,79 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 36 | 26 | 21 | 305 | 167,91 | 130,09 | 5,785 | 3629,34 | 3042,47 | ||
10. | Manufacture of Cement & Cement Products | 134 | 1,39 | 1,20 | 727 | 228,46 | 200,71 | 9,541 | 2836,83 | 2331,07 | ||
11. | Basic Metals & Metal Products | 933 | 6,59 | 6,12 | 5,395 | 1327,62 | 1179,12 | 86,975 | 21294,90 | 17303,52 | ||
(a) | Iron and Steel | 120 | 1,21 | 1,14 | 2,317 | 947,76 | 855,27 | 28,676 | 15075,81 | 12388,83 | ||
(b) | Non-Ferrous Metals | 390 | 1,96 | 1,79 | 460 | 99,63 | 92,01 | 6,159 | 1570,15 | 1250,82 | ||
(c) | Other Metal Products | 423 | 3,42 | 3,19 | 2,618 | 280,24 | 231,85 | 52,140 | 4648,94 | 3663,87 | ||
12. | Engineering | 879 | 8,60 | 7,73 | 6,815 | 1575,55 | 1368,34 | 1,02,645 | 27446,94 | 21559,15 | ||
(a) | Heavy Engineering | 282 | 4,39 | 3,92 | 1,099 | 290,28 | 257,94 | 14,659 | 7618,37 | 5757,90 | ||
(b) | Light Engineering | 241 | 1,73 | 1,50 | 2,198 | 365,04 | 304,88 | 42,200 | 6607,72 | 5108,94 | ||
(c) | Electrical Machinery & Goods | 189 | 1,14 | 1,17 | 1,867 | 458,56 | 395,15 | 26,592 | 6998,66 | 5440,28 | ||
(d) | Electronic Machinery & Goods | 167 | 1,34 | 1,14 | 1,651 | 461,67 | 410,37 | 19,194 | 6222,19 | 5252,03 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 1,053 | 14,73 | 12,27 | 2,318 | 325,07 | 278,41 | 33,009 | 6945,62 | 5372,62 | ||
14. | Other Industries | 11,62,897 | 673,63 | 587,26 | 76,092 | 1793,45 | 1597,76 | 37,11,536 | 19428,30 | 16187,34 | ||
15. | Electricity, Gas & Water | 51 | 55 | 42 | 270 | 152,85 | 143,80 | 11,393 | 4652,05 | 3452,86 | ||
(a) | Electricity Generation & Transmission | 33 | 34 | 26 | 167 | 89,52 | 85,45 | 9,809 | 4338,25 | 3204,04 | ||
(b) | Non-Conventional Energy | 8 | 8 | 7 | 46 | 39,44 | 37,01 | 503 | 155,69 | 125,27 | ||
(c) | Gas, Steam & Water Supply | 10 | 12 | 8 | 57 | 23,89 | 21,35 | 1,081 | 158,10 | 123,55 | ||
16. | Construction | 390 | 7,07 | 6,97 | 5,299 | 1204,56 | 1109,21 | 24,196 | 4436,86 | 3860,73 | ||
III. | TRANSPORT OPERATORS | 3,05,059 | 557,16 | 466,18 | 71,592 | 934,70 | 748,89 | 11,22,131 | 6302,64 | 5202,06 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 4,97,129 | 339,88 | 300,35 | 1,02,302 | 1379,83 | 1199,87 | 21,77,329 | 10854,51 | 8941,84 | ||
V. | PERSONAL LOANS | 10,89,958 | 1293,77 | 1128,38 | 8,97,498 | 2586,36 | 2298,48 | 114,32,406 | 33121,63 | 28201,32 | ||
1. | Loans for Purchase of Consumer Durables | 1,02,199 | 114,61 | 98,07 | 1,07,845 | 150,58 | 109,53 | 7,68,459 | 1189,49 | 973,61 | ||
2. | Loans for Housing | 53,283 | 272,94 | 258,20 | 72,637 | 649,67 | 569,65 | 10,33,802 | 8931,08 | 7945,99 | ||
3. | Rest of the Personal Loans | 9,34,476 | 906,22 | 772,11 | 7,17,016 | 1786,10 | 1619,30 | 96,30,145 | 23001,06 | 19281,73 | ||
V I. | TRADE | 24,63,238 | 1636,91 | 1461,33 | 2,76,772 | 5988,00 | 4937,87 | 89,47,094 | 45704,05 | 37440,43 | ||
1. | Wholesale Trade | 34,306 | 57,40 | 48,26 | 36,931 | 3500,80 | 2854,71 | 4,13,569 | 26755,94 | 21283,11 | ||
2. | Retail Trade | 24,28,932 | 1579,52 | 1413,07 | 2,39,841 | 2487,20 | 2083,16 | 85,33,525 | 18948,11 | 16157,32 | ||
VII. | FINANCE | 207 | 4,27 | 3,84 | 4,993 | 3058,01 | 2592,56 | 21,970 | 14043,12 | 11293,34 | ||
VIII. | ALL OTHERS | 7,68,550 | 532,46 | 493,46 | 5,36,609 | 2026,66 | 1822,47 | 49,64,629 | 25343,34 | 21346,56 | ||
TOTAL BANK CREDIT | 121,01,719 | 9873,21 | 8655,30 | 26,24,449 | 31800,27 | 27055,02 | 556,17,917 | 350616,67 | 284373,30 | |||
OF WHICH: | 1. | Artisans & Village Industries | 9,76,440 | 547,47 | 474,45 | 25,512 | 49,58 | 42,52 | 20,66,264 | 2062,70 | 1824,65 | |
| | 2. | Other Small Scale Industries | 1,74,076 | 150,12 | 134,35 | 62,092 | 3136,03 | 2523,98 | 17,37,692 | 33638,90 | 26793,32 |