Table No.5.1 -Type of account-Wise classification of outstanding credit of scheduled commercial banks according to occupation (Part 1 of 2) - ఆర్బిఐ - Reserve Bank of India
Table No.5.1 -Type of account-Wise classification of outstanding credit of scheduled commercial banks according to occupation (Part 1 of 2)
(Amount in Rupees Lakh) |
||||||||||||
OCCUPATION |
CASH CREDIT |
OVERDRAFT |
DEMAND LOANS |
|||||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||||
I. |
AGRICULTURE |
39,838 |
6583,77 |
4366,97 |
11,017 |
1807,99 |
944,88 |
1,88,056 |
17138,56 |
14289,40 |
||
1. Direct Finance |
26,548 |
3406,72 |
2297,70 |
7,157 |
1187,82 |
471,09 |
1,81,152 |
6819,89 |
5669,94 |
|||
2. Indirect Finance |
13,290 |
3177,05 |
2069,27 |
3,860 |
620,17 |
473,78 |
6,904 |
10318,67 |
8619,46 |
|||
II. |
INDUSTRY |
2,03,296 |
112599,98 |
68099,41 |
39,380 |
19809,93 |
13474,90 |
20,606 |
50186,73 |
44874,28 |
||
1. Mining & Quarrying |
4,407 |
8057,27 |
2737,10 |
868 |
855,84 |
697,65 |
491 |
755,72 |
497,12 |
|||
2. Food Manufacturing & Processing |
26,645 |
16063,10 |
10397,93 |
2,685 |
1209,48 |
851,60 |
1,785 |
3509,53 |
3094,29 |
|||
(a) Rice Mills, Flour & Dal Mills |
12,576 |
4374,28 |
2870,67 |
754 |
175,92 |
134,51 |
493 |
340,11 |
282,54 |
|||
(b) Sugar |
590 |
4944,12 |
2925,53 |
36 |
104,45 |
73,33 |
182 |
955,88 |
921,70 |
|||
(c) Edible Oils & Vanaspati |
2,841 |
1646,23 |
1226,83 |
372 |
221,35 |
167,08 |
190 |
290,67 |
280,71 |
|||
(d) Tea Processing |
1,005 |
1347,47 |
917,68 |
116 |
82,07 |
49,52 |
173 |
496,88 |
462,33 |
|||
(e) Processing of Fruits & Vegetables |
629 |
199,74 |
142,94 |
118 |
64,85 |
56,46 |
61 |
69,57 |
54,71 |
|||
(f) Others |
9,004 |
3551,27 |
2314,27 |
1,289 |
560,85 |
370,71 |
686 |
1356,41 |
1092,30 |
|||
3. Beverage & Tobacco |
1,869 |
1201,37 |
868,42 |
340 |
240,34 |
124,28 |
284 |
1181,90 |
1126,70 |
|||
4. Textiles |
33,182 |
14176,97 |
9720,86 |
5,057 |
1665,98 |
1241,44 |
2,735 |
4100,03 |
3652,29 |
|||
(a) Cotton Textiles |
11,275 |
6354,43 |
4642,69 |
1,787 |
639,71 |
525,98 |
962 |
1743,90 |
1580,10 |
|||
(b) Jute & Other Natural Fibre Textiles |
700 |
518,68 |
261,47 |
101 |
19,83 |
14,92 |
69 |
63,09 |
62,52 |
|||
(c) Handloom Textiles & Khadi |
2,294 |
447,16 |
269,91 |
203 |
60,02 |
44,42 |
154 |
146,84 |
72,33 |
|||
(d) Other Textiles & Textile Products |
18,913 |
6856,70 |
4546,78 |
2,966 |
946,42 |
656,11 |
1,550 |
2146,20 |
1937,34 |
|||
5. Paper, Paper Products & Printing |
9,934 |
3390,12 |
2186,05 |
1,576 |
588,73 |
448,27 |
818 |
1562,41 |
1419,68 |
|||
6. Leather & Leather Products |
2,443 |
880,57 |
694,61 |
587 |
146,87 |
111,26 |
392 |
331,62 |
315,17 |
|||
7. Rubber & Plastic Products |
11,487 |
3660,72 |
2498,97 |
1,251 |
368,49 |
228,28 |
757 |
1358,93 |
1206,33 |
|||
8. Chemicals & Chemical Products |
15,856 |
12672,00 |
7367,02 |
2,226 |
1854,57 |
976,41 |
1,596 |
6608,74 |
5597,00 |
|||
(a) Heavy Industrial Chemicals |
2,701 |
2285,20 |
1304,52 |
424 |
347,00 |
135,86 |
290 |
1498,85 |
1216,57 |
|||
(b) Fertilisers |
613 |
3225,72 |
1961,69 |
67 |
110,97 |
63,57 |
101 |
1592,09 |
1403,83 |
|||
(c) Drugs & Pharmaceuticals |
3,524 |
2678,80 |
1726,37 |
466 |
669,80 |
283,43 |
464 |
1749,09 |
1493,40 |
|||
(d) Non-Edible Oils |
372 |
170,00 |
111,24 |
43 |
62,66 |
40,14 |
34 |
44,00 |
36,14 |
|||
(e) Other Chemicals & Chemical Products |
8,646 |
4312,28 |
2263,20 |
1,226 |
664,15 |
453,42 |
707 |
1724,72 |
1447,06 |
|||
9. Petroleum, Coal Products & Nuclear Fuels |
1,206 |
2327,12 |
935,83 |
142 |
505,87 |
118,84 |
119 |
2642,72 |
2369,80 |
|||
10. Manufacture of Cement & Cement Products |
2,704 |
1832,16 |
1041,67 |
243 |
238,05 |
192,22 |
198 |
808,41 |
683,32 |
|||
11. Basic Metals & Metal Products |
21,388 |
12970,73 |
8058,34 |
2,857 |
1241,54 |
813,84 |
1,861 |
4653,68 |
4178,80 |
|||
(a) Iron & Steel |
7,802 |
7799,35 |
4662,71 |
983 |
605,27 |
402,44 |
719 |
2928,95 |
2673,15 |
|||
(b) Non-Ferrous Metals |
1,862 |
1052,88 |
706,99 |
247 |
222,14 |
126,01 |
233 |
672,96 |
540,89 |
|||
(c) Metal Products |
11,724 |
4118,50 |
2688,64 |
1,627 |
414,13 |
285,40 |
909 |
1051,77 |
964,76 |
|||
12. Engineering |
24,477 |
14280,01 |
8421,85 |
4,010 |
2314,61 |
1616,17 |
2,345 |
6583,12 |
5910,90 |
|||
(a) Heavy Engineering |
5,443 |
2339,73 |
1500,20 |
890 |
600,68 |
400,59 |
538 |
1252,22 |
1111,42 |
|||
(b) Light Engineering |
9,232 |
3720,55 |
2312,36 |
1,528 |
659,67 |
400,62 |
694 |
1797,18 |
1559,73 |
|||
(c) Electrical Machinery & Goods |
6,892 |
5674,42 |
2849,26 |
1,098 |
744,66 |
588,39 |
711 |
1684,57 |
1574,26 |
|||
(d) Electronic Machinery & Goods |
2,910 |
2545,31 |
1760,03 |
494 |
309,60 |
226,56 |
402 |
1849,15 |
1665,49 |
|||
13. Vehicles, Vehicle Parts & Transport Equipments |
5,716 |
4059,61 |
1936,91 |
907 |
1313,83 |
885,65 |
648 |
2928,61 |
2597,70 |
|||
14. Other Industries |
31,256 |
8617,27 |
5625,72 |
7,813 |
2043,40 |
1315,74 |
3,241 |
3872,33 |
3503,23 |
|||
15. Electricity, Gas & Water |
1,231 |
3675,60 |
2294,49 |
598 |
1923,96 |
1616,49 |
262 |
4298,60 |
4012,86 |
|||
(a) Electricity Generation & Transmission |
n 550 |
3305,03 |
2089,30 |
391 |
1715,53 |
1465,06 |
173 |
4066,06 |
3826,49 |
|||
(b) Non-Conventional Energy |
158 |
89,90 |
61,39 |
33 |
13,23 |
10,87 |
25 |
47,23 |
37,26 |
|||
(c) Gas, Steam & Water Supply |
523 |
280,67 |
143,80 |
174 |
195,19 |
140,56 |
64 |
185,31 |
149,11 |
|||
16. Construction |
9,495 |
4735,36 |
3313,63 |
8,220 |
3298,36 |
2236,73 |
3,074 |
4990,39 |
4709,08 |
|||
III. |
TRANSPORT OPERATORS |
3,039 |
1469,40 |
838,22 |
2,356 |
566,20 |
432,33 |
5,905 |
1597,35 |
1308,38 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
18,571 |
6247,00 |
3794,79 |
20,938 |
5318,87 |
4452,23 |
7,298 |
7859,36 |
6770,17 |
||
V. |
PERSONAL LOANS |
- |
- |
- |
1,50,550 |
8942,90 |
5461,57 |
1,98,231 |
8610,95 |
6126,45 |
||
1. Loans for Purchase of Consumer Durables |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
2. Loans for Housing |
- |
- |
- |
- |
- |
- |
- |
- |
- |
|||
3. Rest of the Personal Loans |
- |
- |
- |
1,50,550 |
8942,90 |
5461,57 |
1,98,231 |
8610,95 |
6126,45 |
|||
VI. |
TRADE |
2,36,943 |
78666,65 |
60423,16 |
60,610 |
10130,90 |
7097,42 |
9,179 |
3866,23 |
3413,25 |
||
1. Wholesale Trade |
72,281 |
61328,03 |
47070,54 |
18,464 |
3317,08 |
2391,29 |
3,212 |
2346,36 |
2021,03 |
|||
2. Retail Trade |
1,64,662 |
17338,62 |
13352,63 |
42,146 |
6813,82 |
4706,12 |
5,967 |
1519,87 |
1392,21 |
|||
VII. |
FINANCE |
2,848 |
7764,95 |
5137,06 |
3,787 |
4516,69 |
3081,13 |
1,191 |
11768,93 |
10693,49 |
||
VIII. |
ALL OTHERS |
70,837 |
12697,11 |
8321,05 |
31,944 |
4766,43 |
3209,59 |
18,566 |
4846,30 |
4349,55 |
||
TOTAL BANK CREDIT |
5,75,372 |
226028,85 |
150980,66 |
3,20,582 |
55859,92 |
38154,04 |
4,49,032 |
105874,41 |
91824,97 |
|||
OF WHICH : 1. Artisans and Village & Tiny Industries |
16,894 |
2063,00 |
1654,46 |
3,824 |
276,95 |
221,95 |
812 |
65,10 |
58,37 |
|||
2. Other Small Scale Industries |
1,03,921 |
21700,16 |
16341,58 |
9,971 |
1981,29 |
1532,39 |
4,557 |
1298,24 |
1172,20 |
|||
See Notes on Tables. |
MARCH 2004 |
|||||||||||||
(Amount in Rupees Lakh) |
|||||||||||||
OCCUPATION |
CASH CREDIT |
LONG TERM LOANS |
PACKING CREDIT |
||||||||||
No. of |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
||||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|||||
I. |
AGRICULTURE |
91,662 |
11149,46 |
9350,73 |
3,12,860 |
21033,18 |
18348,97 |
449 |
1575,22 |
721,32 |
|||
1. Direct Finance |
76,093 |
4825,05 |
4209,99 |
2,93,835 |
12264,70 |
10830,69 |
279 |
554,78 |
431,28 |
||||
2. Indirect Finance |
15,569 |
6324,41 |
5140,73 |
19,025 |
8768,48 |
7518,28 |
170 |
1020,44 |
290,04 |
||||
II. |
INDUSTRY |
2,03,296 |
30,213 |
39480,35 |
32187,86 |
1,58,138 |
133344,34 |
106084,49 |
16,655 |
33324,11 |
23865,43 |
||
1. Mining & Quarrying |
875 |
4028,21 |
3579,02 |
4,037 |
2512,29 |
1861,06 |
499 |
962,27 |
660,01 |
||||
2. Food Manufacturing & Processing |
3,064 |
1277,82 |
975,79 |
12,701 |
7600,08 |
5980,70 |
1,133 |
3866,39 |
2535,69 |
||||
(a) Rice Mills, Flour & Dal Mills |
1,245 |
220,44 |
137,70 |
5,048 |
1169,50 |
799,00 |
142 |
1084,24 |
884,89 |
||||
(b) Sugar |
33 |
111,02 |
100,67 |
333 |
2075,96 |
1524,06 |
17 |
183,59 |
52,76 |
||||
(c) Edible Oils & Vanaspati |
214 |
243,22 |
182,33 |
962 |
640,73 |
538,22 |
115 |
438,33 |
288,12 |
||||
(d) Tea Processing |
139 |
115,55 |
100,00 |
589 |
1160,84 |
1001,84 |
46 |
205,65 |
171,47 |
||||
(e) Processing of Fruits & Vegetables |
115 |
56,60 |
31,35 |
419 |
270,61 |
246,33 |
75 |
83,13 |
67,04 |
||||
(f) Others |
1,318 |
530,98 |
423,74 |
5,350 |
2282,45 |
1871,25 |
738 |
1871,46 |
1071,41 |
||||
3. Beverage & Tobacco |
290 |
452,04 |
391,34 |
1,099 |
1754,53 |
1479,62 |
43 |
304,53 |
205,20 |
||||
4. Textiles |
3,253 |
3466,58 |
2838,51 |
12,671 |
13230,36 |
10445,10 |
6,631 |
8694,67 |
6099,22 |
||||
(a) Cotton Textiles |
1,443 |
1540,47 |
1216,74 |
4,961 |
7452,35 |
5783,70 |
1,319 |
3003,38 |
2049,23 |
||||
(b) Jute & Other Natural Fibre Textiles |
49 |
17,83 |
9,14 |
207 |
253,39 |
232,12 |
128 |
129,66 |
96,70 |
||||
(c) Handloom Textiles & Khadi |
132 |
331,51 |
328,28 |
732 |
154,06 |
128,55 |
188 |
143,63 |
126,01 |
||||
(d) Other Textiles & Textile Products |
1,629 |
1576,76 |
1284,34 |
6,771 |
5370,57 |
4300,74 |
4,996 |
5418,00 |
3827,27 |
||||
5. Paper, Paper Products & Printing |
1,451 |
884,94 |
718,29 |
5,224 |
3459,89 |
2685,21 |
153 |
274,36 |
200,88 |
||||
6. Leather & Leather Products |
288 |
125,00 |
106,88 |
931 |
396,05 |
291,31 |
1,398 |
1193,42 |
974,91 |
||||
7. Rubber & Plastic Products |
1,194 |
645,40 |
480,47 |
4,818 |
2178,99 |
1884,00 |
375 |
678,43 |
544,96 |
||||
8. Chemicals & Chemical Products |
2,062 |
4706,86 |
3796,17 |
5,367 |
11519,03 |
9156,16 |
1,277 |
4429,50 |
3182,01 |
||||
(a) Heavy Industrial Chemicals |
272 |
1651,81 |
1326,06 |
961 |
3799,22 |
2900,02 |
271 |
723,06 |
448,78 |
||||
(b) Fertilisers |
105 |
948,54 |
732,71 |
208 |
2281,22 |
1902,31 |
18 |
330,98 |
165,24 |
||||
(c) Drugs & Pharmaceuticals |
473 |
1198,11 |
991,36 |
1,163 |
2068,69 |
1690,77 |
391 |
1483,52 |
1104,89 |
||||
(d) Non-Edible Oils |
31 |
15,11 |
13,17 |
107 |
34,83 |
21,25 |
27 |
133,93 |
119,62 |
||||
(e) Other Chemicals & Chemical Products |
1,181 |
893,29 |
732,86 |
2,928 |
3335,06 |
2641,81 |
570 |
1758,00 |
1343,47 |
||||
9. Petroleum, Coal Products & Nuclear Fuels |
106 |
641,42 |
429,35 |
455 |
5380,42 |
4382,38 |
46 |
864,45 |
823,91 |
||||
10. Manufacture of Cement & Cement Products |
372 |
645,34 |
550,61 |
1,326 |
3831,60 |
3348,20 |
26 |
270,52 |
87,52 |
||||
11. Basic Metals & Metal Products |
1,864 |
2654,45 |
2286,93 |
7,485 |
17555,34 |
13466,15 |
1,678 |
2761,14 |
1980,57 |
||||
(a) Iron & Steel |
675 |
1691,81 |
1513,81 |
2,741 |
13399,20 |
10379,60 |
466 |
1503,26 |
1103,73 |
||||
(b) Non-Ferrous Metals |
177 |
274,83 |
225,26 |
522 |
1288,71 |
947,12 |
517 |
721,96 |
427,94 |
||||
(c) Metal Products |
1,012 |
687,81 |
547,86 |
4,222 |
2867,43 |
2139,44 |
695 |
535,91 |
448,91 |
||||
12. Engineering |
3,286 |
3035,65 |
2498,84 |
8,574 |
9849,47 |
7577,17 |
937 |
1691,80 |
1273,87 |
||||
(a) Heavy Engineering |
1,080 |
633,32 |
462,25 |
2,139 |
1897,16 |
1351,44 |
275 |
392,36 |
333,78 |
||||
(b) Light Engineering |
923 |
869,19 |
741,09 |
3,231 |
1877,32 |
1554,30 |
343 |
757,84 |
518,97 |
||||
(c) Electrical Machinery & Goods |
958 |
713,25 |
572,01 |
1,982 |
3114,55 |
2400,87 |
201 |
353,45 |
266,92 |
||||
(d) Electronic Machinery & Goods |
325 |
819,89 |
723,49 |
1,222 |
2960,44 |
2270,57 |
118 |
188,14 |
154,21 |
||||
13. Vehicles, Vehicle Parts & Transport Equipments |
841 |
1458,79 |
1218,72 |
2,349 |
5444,45 |
4253,45 |
294 |
540,87 |
404,33 |
||||
14. Other Industries |
4,783 |
4588,37 |
3550,19 |
42,054 |
10748,85 |
8337,32 |
1,972 |
5546,73 |
3945,73 |
||||
15. Electricity, Gas & Water |
440 |
4537,86 |
3837,42 |
1,257 |
16587,97 |
13842,63 |
19 |
91,95 |
60,96 |
||||
(a) Electricity Generation & Transmission |
n 550 |
286 |
4397,56 |
3707,53 |
624 |
15442,81 |
12891,23 |
9 |
56,14 |
39,61 |
|||
(b) Non-Conventional Energy |
40 |
65,06 |
61,80 |
193 |
268,33 |
239,09 |
4 |
8,92 |
8,92 |
||||
(c) Gas, Steam & Water Supply |
114 |
75,25 |
68,09 |
440 |
876,83 |
712,31 |
6 |
26,89 |
12,43 |
||||
16. Construction |
6,044 |
6331,63 |
4929,33 |
47,790 |
21295,01 |
17094,02 |
174 |
1153,07 |
885,66 |
||||
III. |
TRANSPORT OPERATORS |
17,835 |
2031,38 |
1455,50 |
44,887 |
6099,77 |
4967,44 |
94 |
392,13 |
384,91 |
|||
IV. |
PROFESSIONAL AND OTHER SERVICES |
32,762 |
6653,54 |
5407,62 |
68,457 |
22079,20 |
18146,79 |
373 |
1108,30 |
904,35 |
|||
V. |
PERSONAL LOANS |
- |
3,26,674 |
14365,48 |
11293,61 |
18,11,994 |
98991,26 |
85824,83 |
- |
- |
- |
||
1. Loans for Purchase of Consumer Durables |
- |
5,414 |
208,49 |
159,50 |
7,923 |
322,46 |
268,85 |
- |
- |
- |
|||
2. Loans for Housing |
- |
30 |
23,12 |
24,94 |
12,61,696 |
78013,69 |
68944,19 |
- |
- |
- |
|||
3. Rest of the Personal Loans |
- |
3,21,230 |
14133,87 |
11109,17 |
5,42,375 |
20655,12 |
16611,78 |
- |
- |
- |
|||
VI. |
TRADE |
2,36,943 |
12,981 |
2288,75 |
1908,65 |
34,575 |
4999,50 |
4259,36 |
2,904 |
4308,29 |
3062,16 |
||
1. Wholesale Trade |
2,710 |
949,50 |
841,96 |
6,869 |
1760,30 |
1453,54 |
2,205 |
3351,62 |
2351,30 |
||||
2. Retail Trade |
1,64,662 |
10,271 |
1339,24 |
1066,69 |
27,706 |
3239,20 |
2805,82 |
699 |
956,67 |
710,86 |
|||
VII. |
FINANCE |
1,658 |
14426,84 |
13420,07 |
6,879 |
24025,84 |
20166,11 |
63 |
1058,56 |
954,80 |
|||
VIII. |
ALL OTHERS |
31,175 |
4360,71 |
3392,06 |
65,973 |
11964,49 |
9718,24 |
2,657 |
1443,49 |
1053,31 |
|||
TOTAL BANK CREDIT |
5,75,372 |
5,44,960 |
94756,51 |
78416,09 |
25,03,763 |
322537,57 |
267516,22 |
23,195 |
43210,09 |
30946,28 |
|||
OF WHICH : 1. Artisans and Village & Tiny Industries |
3,862 |
302,98 |
195,00 |
9,187 |
635,35 |
503,27 |
342 |
92,75 |
76,12 |
||||
2. Other Small Scale Industries |
1,03,921 |
8,745 |
2018,03 |
1489,49 |
39,348 |
7086,43 |
5769,50 |
6,661 |
6037,00 |
4474,65 |
|||
See Notes on Tables. |