Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation - ఆర్బిఐ - Reserve Bank of India
Table No.5.3 - Interest Rate Range-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks According to Occupation
(Amount in Rupees Lakh) |
|||||||||
OCCUPATION |
LESS THAN 6% |
6% AND ABOVE BUT |
|||||||
No. of |
Credit |
Amount |
No.of Accounts |
Credit |
Amount |
||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
I. |
AGRICULTURE |
778 |
156,80 |
103,65 |
3,79,327 |
34221,43 |
26637,27 |
||
|
1. | Direct Finance |
520 |
70,25 |
42,21 |
3,60,560 |
20726,11 |
16538,97 |
|
|
2. | Indirect Finance |
258 |
86,55 |
61,44 |
18,767 |
13495,32 |
10098,30 |
|
II. |
INDUSTRY |
233 |
692,85 |
370,12 |
76,848 |
57745,93 |
41986,17 |
||
|
1. | Mining & Quarrying |
- |
- |
- |
1,384 |
2602,26 |
1589,51 |
|
|
2. | Food Manufacturing & Processing |
16 |
7,50 |
1,48 |
3,500 |
5036,20 |
3853,11 |
|
|
(a) | Rice Mills, Flour & Dal Mills |
6 |
86 |
86 |
1,017 |
1212,50 |
1025,96 |
|
|
(b) | Sugar |
- |
- |
- |
67 |
325,25 |
244,61 |
|
|
(c) | Edible Oils & Vanaspati |
- |
- |
- |
229 |
737,08 |
510,39 |
|
|
(d) | Tea Processing |
- |
- |
- |
60 |
160,24 |
99,86 |
|
|
(e) | Processing of Fruits & Vegetables |
1 |
5 |
5 |
227 |
115,35 |
86,54 |
|
|
(f) | Others |
9 |
6,59 |
57 |
1,900 |
2485,78 |
1885,74 |
|
|
3. | Beverage & Tobacco |
- |
- |
- |
282 |
582,41 |
329,10 |
|
|
4. | Textiles |
11 |
1,29 |
77 |
6,394 |
9923,18 |
7499,09 |
|
|
(a) | Cotton Textiles |
5 |
1,10 |
55 |
1,679 |
3570,77 |
2256,12 |
|
|
(b) | Jute & Other Natural Fibre Textiles |
- |
- |
- |
128 |
139,39 |
111,70 |
|
|
(c) | Handloom Textiles & Khadi |
- |
- |
- |
505 |
247,98 |
214,31 |
|
|
(d) | Other Textiles & Textile Products |
6 |
19 |
22 |
4,082 |
5965,04 |
4916,96 |
|
|
5. | Paper, Paper Products & Printing |
- |
- |
- |
613 |
532,52 |
388,91 |
|
|
6. | Leather & Leather Products |
- |
- |
- |
887 |
1385,69 |
1211,69 |
|
|
7. | Rubber & Plastic Products |
5 |
1,55 |
1,17 |
781 |
1029,04 |
751,90 |
|
|
8. | Chemicals & Chemical Products |
1 |
2 |
2 |
1,565 |
5191,67 |
3556,08 |
|
|
(a) | Heavy Industrial Chemicals |
- |
- |
- |
353 |
1126,63 |
773,43 |
|
|
(b) | Fertilisers |
- |
- |
- |
57 |
1083,59 |
776,85 |
|
|
(c) | Drugs & Pharmaceuticals |
- |
- |
- |
382 |
1560,86 |
1002,81 |
|
|
(d) | Non-Edible Oils |
- |
- |
- |
36 |
104,02 |
63,31 |
|
|
(e) | Other Chemicals & Chemical Products |
1 |
2 |
2 |
737 |
1316,57 |
939,68 |
|
|
9. | Petroleum, Coal Products & Nuclear Fuels |
1 |
1,10 |
61 |
70 |
1740,75 |
786,37 |
|
|
10. | Manufacture of Cement & Cement Products |
1 |
5 |
6 |
769 |
158,66 |
144,40 |
|
|
11. | Basic Metals & Metal Products |
43 |
583,27 |
278,07 |
2,056 |
5332,96 |
3694,16 |
|
|
(a) | Iron & Steel |
1 |
4 |
3 |
747 |
3928,70 |
2591,72 |
|
|
(b) | Non-Ferrous Metals |
41 |
583,19 |
278,02 |
250 |
289,85 |
229,68 |
|
|
(c) | Metal Products |
1 |
4 |
2 |
1,059 |
1114,41 |
872,77 |
|
|
12. | Engineering |
2 |
64 |
65 |
2,894 |
2901,74 |
1931,44 |
|
|
(a) | Heavy Engineering |
- |
- |
- |
1,154 |
666,44 |
277,35 |
|
|
(b) | Light Engineering |
2 |
64 |
65 |
1,071 |
897,84 |
751,33 |
|
|
(c) | Electrical Machinery & Goods |
- |
- |
- |
484 |
510,69 |
393,09 |
|
|
(d) | Electronic Machinery & Goods |
- |
- |
- |
185 |
826,76 |
509,67 |
|
|
13. | Vehicles, Vehicle Parts & Transport Equipments |
1 |
5 |
5 |
551 |
2529,69 |
1397,41 |
|
|
14. | Other Industries |
114 |
15,50 |
8,72 |
11,060 |
7381,93 |
4941,37 |
|
|
15. | Electricity, Gas & Water |
3 |
13 |
12 |
189 |
3226,59 |
3233,51 |
|
|
(a) | Electricity Generation & Transmission |
1 |
8 |
9 |
70 |
3049,86 |
3102,50 |
|
|
(b) | Non-Conventional Energy |
1 |
2 |
- |
50 |
147,66 |
113,25 |
|
|
(c) | Gas, Steam & Water Supply |
1 |
3 |
3 |
69 |
29,07 |
17,76 |
|
|
16. | Construction |
35 |
81,74 |
78,41 |
43,853 |
8190,65 |
6678,13 |
|
III. |
TRANSPORT OPERATORS |
10 |
2,51 |
2,50 |
1,05,779 |
7727,49 |
5853,64 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
131 |
76,64 |
36,36 |
56,428 |
9576,70 |
7118,17 |
||
V. |
PERSONAL LOANS |
26,202 |
1315,47 |
1105,47 |
14,14,353 |
98215,29 |
79099,92 |
||
|
1. | Loans for Purchase of Consumer Durables |
- |
- |
- |
1 |
1,72 |
35 |
|
|
2. | Loans for Housing |
23,032 |
1199,89 |
1029,24 |
10,79,028 |
81198,06 |
69315,27 |
|
|
3. | Rest of the Personal Loans |
3,170 |
115,59 |
76,23 |
3,35,324 |
17015,51 |
9784,30 |
|
VI. |
TRADE |
87 |
26,69 |
7,99 |
37,130 |
18605,96 |
14119,52 |
||
|
1. | Wholesale Trade |
11 |
23,65 |
5,25 |
4,982 |
11950,86 |
9896,56 |
|
|
2. | Retail Trade |
76 |
3,05 |
2,74 |
32,148 |
6655,10 |
4222,95 |
|
VII. |
FINANCE |
30 |
7,63 |
5,00 |
4,394 |
6813,55 |
5684,34 |
||
VIII. |
ALL OTHERS |
192 |
17,29 |
13,49 |
64,685 |
8399,44 |
6255,55 |
||
TOTAL LOANS AND ADVANCES |
27,663 |
2295,88 |
1644,58 |
21,38,944 |
241305,80 |
186754,58 |
TABLE NO. 5.3 – INTEREST RATE RANGE–WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008 |
|||||||||
(Amount in Rupees Lakh) |
|||||||||
OCCUPATION |
10% AND ABOVE BUT LESS |
12% AND ABOVE BUT LESS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
I. |
AGRICULTURE |
4,94,573 |
46278,90 |
38408,76 |
5,00,015 |
30241,08 |
25563,31 |
||
|
1. | Direct Finance |
4,54,802 |
28073,34 |
23645,21 |
4,70,159 |
23180,33 |
20094,83 |
|
|
2. | Indirect Finance |
39,771 |
18205,57 |
14763,55 |
29,856 |
7060,75 |
5468,48 |
|
II. |
INDUSTRY |
1,78,449 |
376795,61 |
270635,99 |
1,78,367 |
157452,47 |
115365,89 |
||
|
1. | Mining & Quarrying |
4,831 |
11910,37 |
6098,23 |
5,823 |
4117,38 |
4108,29 |
|
|
2. | Food Manufacturing & Processing |
20,907 |
27852,51 |
20118,88 |
21,255 |
14471,21 |
11036,09 |
|
|
(a) | Rice Mills, Flour & Dal Mills |
9,933 |
7288,11 |
5479,66 |
8,830 |
3596,66 |
2620,28 |
|
|
(b) | Sugar |
653 |
9238,34 |
6795,42 |
546 |
4420,70 |
3492,20 |
|
|
(c) | Edible Oils & Vanaspati |
1,278 |
3114,27 |
2395,46 |
1,793 |
2088,35 |
1594,85 |
|
|
(d) | Tea Processing |
416 |
1209,40 |
693,58 |
329 |
528,75 |
411,17 |
|
|
(e) | Processing of Fruits & Vegetables |
779 |
470,23 |
309,16 |
928 |
209,24 |
169,40 |
|
|
(f) | Others |
7,848 |
6532,17 |
4445,59 |
8,829 |
3627,52 |
2748,19 |
|
|
3. | Beverage & Tobacco |
1,480 |
4211,50 |
3077,29 |
1,776 |
1326,17 |
983,40 |
|
|
4. | Textiles |
21,804 |
47547,26 |
35135,74 |
25,964 |
21312,38 |
15990,57 |
|
|
(a) | Cotton Textiles |
7,561 |
24184,56 |
17803,40 |
8,815 |
10806,60 |
8095,57 |
|
|
(b) | Jute & Other Natural Fibre Textiles |
455 |
450,60 |
304,25 |
490 |
216,06 |
173,39 |
|
|
(c) | Handloom Textiles & Khadi |
1,477 |
759,29 |
598,40 |
2,123 |
793,31 |
527,49 |
|
|
(d) | Other Textiles & Textile Products |
12,311 |
22152,81 |
16429,69 |
14,536 |
9496,41 |
7194,13 |
|
|
5. | Paper, Paper Products & Printing |
4,105 |
7345,84 |
5651,86 |
7,134 |
5006,84 |
3217,70 |
|
|
6. | Leather & Leather Products |
2,114 |
2994,33 |
2602,32 |
1,843 |
851,49 |
633,07 |
|
|
7. | Rubber & Plastic Products |
4,417 |
6398,75 |
4711,98 |
7,437 |
4061,87 |
3114,51 |
|
|
8. | Chemicals & Chemical Products |
7,172 |
27198,04 |
18727,66 |
10,090 |
11209,73 |
7407,49 |
|
|
(a) | Heavy Industrial Chemicals |
1,399 |
5277,81 |
3718,46 |
1,895 |
1907,36 |
1353,27 |
|
|
(b) | Fertilisers |
238 |
3345,94 |
2227,73 |
272 |
817,23 |
576,15 |
|
|
(c) | Drugs & Pharmaceuticals |
1,731 |
10006,50 |
6955,12 |
2,174 |
4281,10 |
2656,64 |
|
|
(d) | Non-Edible Oils |
211 |
541,72 |
314,79 |
328 |
271,47 |
168,76 |
|
|
(e) | Other Chemicals & Chemical Products |
3,593 |
8026,06 |
5511,55 |
5,421 |
3932,57 |
2652,67 |
|
|
9. | Petroleum, Coal Products & Nuclear Fuels |
577 |
13936,25 |
7430,80 |
734 |
4639,11 |
2623,99 |
|
|
10. | Manufacture of Cement & Cement Products |
2,761 |
8028,90 |
5420,42 |
3,368 |
2326,42 |
1476,17 |
|
|
11. | Basic Metals & Metal Products |
9,322 |
41528,81 |
30901,43 |
14,433 |
23714,83 |
15335,31 |
|
|
(a) | Iron & Steel |
4,102 |
31151,30 |
23749,57 |
5,554 |
16714,18 |
10563,21 |
|
|
(b) | Non-Ferrous Metals |
987 |
4005,46 |
2658,02 |
1,859 |
2416,87 |
1474,23 |
|
|
(c) | Metal Products |
4,233 |
6372,05 |
4493,85 |
7,020 |
4583,77 |
3297,87 |
|
|
12. | Engineering |
12,870 |
29836,31 |
21205,41 |
18,880 |
14154,96 |
10545,49 |
|
|
(a) | Heavy Engineering |
3,608 |
5240,87 |
3269,95 |
4,751 |
2256,00 |
1588,18 |
|
|
(b) | Light Engineering |
5,600 |
10576,26 |
7934,26 |
8,565 |
5461,93 |
3995,31 |
|
|
(c) | Electrical Machinery & Goods |
2,635 |
7574,66 |
5180,28 |
4,096 |
4338,75 |
3228,47 |
|
|
(d) | Electronic Machinery & Goods |
1,027 |
6444,52 |
4820,93 |
1,468 |
2098,29 |
1733,53 |
|
|
13. | Vehicles, Vehicle Parts & Transport Equipments |
3,773 |
17601,59 |
11084,17 |
4,447 |
7401,74 |
4380,65 |
|
|
14. | Other Industries |
28,063 |
23758,81 |
17645,70 |
28,295 |
9536,89 |
7139,54 |
|
|
15. | Electricity, Gas & Water |
1,495 |
37696,40 |
27158,86 |
1,102 |
4425,12 |
3367,68 |
|
|
(a) | Electricity Generation & Transmission |
905 |
35107,22 |
25417,88 |
421 |
3808,27 |
2926,94 |
|
|
(b) | Non-Conventional Energy |
249 |
1990,63 |
1300,96 |
239 |
422,94 |
314,93 |
|
|
(c) | Gas, Steam & Water Supply |
341 |
598,55 |
440,01 |
442 |
193,91 |
125,82 |
|
|
16. | Construction |
52,758 |
68949,94 |
53665,24 |
25,786 |
28896,34 |
24005,93 |
|
III. |
TRANSPORT OPERATORS |
74,463 |
11640,30 |
9405,36 |
45,132 |
6309,48 |
5593,82 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,62,306 |
69256,53 |
52137,17 |
1,00,450 |
36200,31 |
27946,36 |
||
V. |
PERSONAL LOANS |
18,42,556 |
148249,46 |
124711,49 |
9,41,799 |
60015,04 |
47369,85 |
||
|
1. | Loans for Purchase of Consumer Durables |
6 |
16,10 |
14,78 |
4,408 |
154,49 |
117,60 |
|
|
2. | Loans for Housing |
14,27,774 |
130222,40 |
112219,69 |
3,79,043 |
33788,04 |
27881,15 |
|
|
3. | Rest of the Personal Loans |
4,14,776 |
18010,96 |
12477,02 |
5,58,348 |
26072,51 |
19371,09 |
|
VI. |
TRADE |
1,37,915 |
60235,86 |
48766,92 |
2,47,442 |
42305,90 |
33227,38 |
||
|
1. | Wholesale Trade |
18,607 |
35088,29 |
30580,93 |
28,215 |
14830,25 |
11543,48 |
|
|
2. | Retail Trade |
1,19,308 |
25147,57 |
18185,99 |
2,19,227 |
27475,66 |
21683,90 |
|
VII. |
FINANCE |
5,601 |
53219,64 |
41382,88 |
5,152 |
7974,11 |
5701,68 |
||
VIII. |
ALL OTHERS |
94,836 |
25642,98 |
18953,03 |
69,230 |
15852,43 |
12410,88 |
||
|
TOTAL LOANS AND ADVANCES |
29,90,699 |
791319,28 |
604401,60 |
20,87,587 |
356350,82 |
273179,15 |
TABLE NO. 5.3 – INTEREST RATE RANGE–WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2008 |
|||||||||
(Amount in Rupees Lakh) |
|||||||||
OCCUPATION |
13% AND ABOVE BUT LESS |
14% AND ABOVE BUT LESS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
|
13 |
14 |
15 |
16 |
17 |
18 |
|||
I. |
AGRICULTURE |
4,19,591 |
42268,03 |
35590,71 |
1,17,847 |
14589,15 |
11978,74 |
||
|
1. | Direct Finance |
3,92,393 |
20876,91 |
17128,24 |
1,05,456 |
7454,57 |
6497,37 |
|
|
2. | Indirect Finance |
27,198 |
21391,12 |
18462,47 |
12,391 |
7134,59 |
5481,37 |
|
II. |
INDUSTRY |
1,67,839 |
212731,51 |
159735,39 |
1,24,610 |
271154,17 |
211621,59 |
||
|
1. | Mining & Quarrying |
5,824 |
7003,10 |
4882,25 |
2,729 |
10127,84 |
8466,97 |
|
|
2. | Food Manufacturing & Processing |
18,738 |
10678,43 |
7966,03 |
8,390 |
10929,12 |
9008,19 |
|
|
(a) | Rice Mills, Flour & Dal Mills |
7,534 |
2262,41 |
1745,60 |
2,615 |
1930,70 |
1682,42 |
|
|
(b) | Sugar |
339 |
2317,80 |
1759,02 |
247 |
2472,04 |
2004,85 |
|
|
(c) | Edible Oils & Vanaspati |
1,727 |
1199,00 |
895,63 |
745 |
1153,41 |
928,35 |
|
|
(d) | Tea Processing |
339 |
566,79 |
416,79 |
362 |
1142,47 |
1030,76 |
|
|
(e) | Processing of Fruits & Vegetables |
770 |
335,15 |
216,38 |
391 |
251,72 |
194,97 |
|
|
(f) | Others |
8,029 |
3997,29 |
2932,61 |
4,030 |
3978,77 |
3166,83 |
|
|
3. | Beverage & Tobacco |
1,616 |
1245,05 |
966,14 |
908 |
4341,30 |
2818,44 |
|
|
4. | Textiles |
22,046 |
16772,44 |
11835,86 |
15,175 |
25961,02 |
19737,01 |
|
|
(a) | Cotton Textiles |
6,739 |
7211,21 |
4821,63 |
4,716 |
13561,85 |
10321,71 |
|
|
(b) | Jute & Other Natural Fibre Textiles |
429 |
223,51 |
161,26 |
221 |
346,79 |
239,15 |
|
|
(c) | Handloom Textiles & Khadi |
1,836 |
377,29 |
310,76 |
618 |
213,64 |
174,28 |
|
|
(d) | Other Textiles & Textile Products |
13,042 |
8960,43 |
6542,21 |
9,620 |
11838,74 |
9001,86 |
|
|
5. | Paper, Paper Products & Printing |
7,035 |
4230,50 |
3277,06 |
3,791 |
3946,42 |
3171,79 |
|
|
6. | Leather & Leather Products |
1,890 |
706,21 |
550,22 |
1,218 |
893,82 |
732,29 |
|
|
7. | Rubber & Plastic Products |
7,452 |
4345,32 |
3215,06 |
4,394 |
3673,60 |
2724,09 |
|
|
8. | Chemicals & Chemical Products |
9,693 |
16367,01 |
12309,34 |
5,740 |
18483,64 |
13134,61 |
|
|
(a) | Heavy Industrial Chemicals |
1,800 |
6159,40 |
4654,73 |
1,177 |
3818,80 |
2986,82 |
|
|
(b) | Fertilisers |
261 |
1663,27 |
1276,69 |
236 |
2428,75 |
1915,59 |
|
|
(c) | Drugs & Pharmaceuticals |
1,907 |
3581,95 |
2472,03 |
1,359 |
5925,04 |
4142,71 |
|
|
(d) | Non-Edible Oils |
392 |
230,16 |
178,13 |
144 |
184,67 |
88,32 |
|
|
(e) | Other Chemicals & Chemical Products |
5,333 |
4732,23 |
3727,76 |
2,824 |
6126,38 |
4001,16 |
|
|
9. | Petroleum, Coal Products & Nuclear Fuels |
1,011 |
21666,47 |
18832,98 |
515 |
11183,79 |
10245,80 |
|
|
10. | Manufacture of Cement & Cement Products |
3,420 |
3254,09 |
2440,62 |
1,975 |
4818,86 |
3875,55 |
|
|
11. | Basic Metals & Metal Products |
14,132 |
21736,88 |
15028,15 |
8,095 |
37833,88 |
30578,25 |
|
|
(a) | Iron & Steel |
6,011 |
16335,77 |
11205,11 |
3,555 |
26151,42 |
21380,33 |
|
|
(b) | Non-Ferrous Metals |
1,870 |
1771,15 |
1218,28 |
914 |
7381,28 |
6234,40 |
|
|
(c) | Metal Products |
6,251 |
3629,96 |
2604,76 |
3,626 |
4301,17 |
2963,52 |
|
|
12. | Engineering |
18,472 |
13624,69 |
10254,40 |
10,259 |
16158,94 |
11850,52 |
|
|
(a) | Heavy Engineering |
3,795 |
1939,19 |
1527,77 |
2,241 |
2746,95 |
1773,19 |
|
|
(b) | Light Engineering |
9,174 |
5880,38 |
4633,41 |
4,689 |
6751,15 |
5307,34 |
|
|
(c) | Electrical Machinery & Goods |
4,062 |
4293,70 |
2904,02 |
2,417 |
3095,83 |
2455,83 |
|
|
(d) | Electronic Machinery & Goods |
1,441 |
1511,42 |
1189,20 |
912 |
3565,02 |
2314,17 |
|
|
13. | Vehicles, Vehicle Parts & Transport Equipments |
4,096 |
5469,33 |
3724,09 |
2,382 |
13164,83 |
9283,06 |
|
|
14. | Other Industries |
24,808 |
10276,23 |
8041,36 |
16,750 |
25097,10 |
19362,74 |
|
|
15. | Electricity, Gas & Water |
1,580 |
31401,07 |
24517,17 |
939 |
25980,81 |
19533,21 |
|
|
(a) | Electricity Generation & Transmission |
845 |
28589,62 |
22270,24 |
554 |
21650,85 |
16760,22 |
|
|
(b) | Non-Conventional Energy |
204 |
1129,92 |
914,50 |
101 |
1239,16 |
914,78 |
|
|
(c) | Gas, Steam & Water Supply |
531 |
1681,53 |
1332,44 |
284 |
3090,80 |
1858,20 |
|
|
16. | Construction |
26,026 |
43954,70 |
31894,64 |
41,350 |
58559,21 |
47099,07 |
|
III. |
TRANSPORT OPERATORS |
38,382 |
14055,07 |
10463,16 |
42,609 |
11189,11 |
8423,88 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
72,255 |
38786,90 |
29940,54 |
58,283 |
40280,50 |
31112,98 |
||
V. |
PERSONAL LOANS |
5,50,804 |
38787,70 |
30036,95 |
3,63,062 |
22937,44 |
14680,41 |
||
|
1. | Loans for Purchase of Consumer Durables |
3,107 |
140,11 |
99,82 |
5,087 |
189,44 |
171,07 |
|
|
2. | Loans for Housing |
1,20,013 |
14983,46 |
12700,43 |
42,377 |
4436,15 |
3747,15 |
|
|
3. | Rest of the Personal Loans |
4,27,684 |
23664,13 |
17236,70 |
3,15,598 |
18311,85 |
10762,19 |
|
VI. |
TRADE |
2,01,241 |
45721,47 |
36956,79 |
1,04,642 |
25775,56 |
19843,51 |
||
|
1. | Wholesale Trade |
29,147 |
21292,76 |
17541,74 |
16,465 |
10593,90 |
8288,84 |
|
|
2. | Retail Trade |
1,72,094 |
24428,70 |
19415,05 |
88,177 |
15181,66 |
11554,67 |
|
VII. |
FINANCE |
4,361 |
56666,24 |
50830,31 |
2,587 |
68567,64 |
57164,80 |
||
VIII. |
ALL OTHERS |
64,208 |
19945,86 |
15441,68 |
53,811 |
18943,17 |
14692,43 |
||
|
TOTAL LOANS AND ADVANCES |
15,18,681 |
468962,77 |
368995,52 |
8,67,451 |
473436,73 |
369518,34 |
TABLE NO. 5.3 – INTEREST RATE RANGE–WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008 |
|||||||||
(Amount in Rupees Lakh)
|
|||||||||
OCCUPATION |
15% AND ABOVE BUT LESS |
16% AND ABOVE BUT LESS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
|
19 |
20 |
21 |
22 |
23 |
24 |
|||
I. |
AGRICULTURE |
38,525 |
6034,51 |
4498,18 |
15,214 |
4259,62 |
3577,45 |
||
|
1. | Direct Finance |
34,036 |
4529,94 |
3345,98 |
13,722 |
3783,54 |
3204,98 |
|
|
2. | Indirect Finance |
4,489 |
1504,57 |
1152,20 |
1,492 |
476,08 |
372,47 |
|
II. |
INDUSTRY |
44,208 |
33573,96 |
23990,19 |
20,301 |
23316,98 |
16261,56 |
||
|
1. | Mining & Quarrying |
979 |
1758,98 |
1642,50 |
427 |
164,06 |
133,68 |
|
|
2. | Food Manufacturing & Processing |
2,802 |
2030,02 |
1272,31 |
1,122 |
703,04 |
486,45 |
|
|
(a) | Rice Mills, Flour & Dal Mills |
884 |
330,82 |
247,47 |
220 |
58,72 |
45,04 |
|
|
(b) | Sugar |
63 |
307,67 |
129,29 |
63 |
240,56 |
169,27 |
|
|
(c) | Edible Oils & Vanaspati |
302 |
345,28 |
157,14 |
108 |
46,20 |
30,42 |
|
|
(d) | Tea Processing |
93 |
188,25 |
171,17 |
28 |
29,92 |
21,57 |
|
|
(e) | Processing of Fruits & Vegetables |
94 |
70,70 |
52,46 |
62 |
48,76 |
31,55 |
|
|
(f) | Others |
1,366 |
787,28 |
514,78 |
641 |
278,87 |
188,61 |
|
|
3. | Beverage & Tobacco |
296 |
536,79 |
424,78 |
113 |
110,43 |
90,65 |
|
|
4. | Textiles |
6,116 |
3948,88 |
3065,90 |
2,357 |
2270,14 |
1636,46 |
|
|
(a) | Cotton Textiles |
1,816 |
1494,73 |
1020,43 |
702 |
986,66 |
709,62 |
|
|
(b) | Jute & Other Natural Fibre Textiles |
83 |
75,67 |
53,95 |
48 |
57,19 |
45,35 |
|
|
(c) | Handloom Textiles & Khadi |
401 |
138,18 |
112,22 |
143 |
22,83 |
17,11 |
|
|
(d) | Other Textiles & Textile Products |
3,816 |
2240,31 |
1879,30 |
1,464 |
1203,46 |
864,38 |
|
|
5. | Paper, Paper Products & Printing |
1,531 |
913,90 |
818,88 |
662 |
455,58 |
363,55 |
|
|
6. | Leather & Leather Products |
586 |
368,98 |
239,25 |
358 |
178,78 |
110,91 |
|
|
7. | Rubber & Plastic Products |
1,578 |
860,43 |
660,19 |
1,500 |
373,82 |
295,24 |
|
|
8. | Chemicals & Chemical Products |
1,988 |
2822,64 |
2092,56 |
1,128 |
1167,11 |
779,33 |
|
|
(a) | Heavy Industrial Chemicals |
351 |
472,54 |
377,07 |
179 |
592,64 |
353,97 |
|
|
(b) | Fertilisers |
60 |
221,63 |
160,14 |
30 |
50,89 |
46,59 |
|
|
(c) | Drugs & Pharmaceuticals |
437 |
970,86 |
733,02 |
249 |
272,23 |
175,16 |
|
|
(d) | Non-Edible Oils |
42 |
66,30 |
48,88 |
30 |
10,34 |
4,96 |
|
|
(e) | Other Chemicals & Chemical Products |
1,098 |
1091,29 |
773,44 |
640 |
241,02 |
198,65 |
|
|
9. | Petroleum, Coal Products & Nuclear Fuels |
243 |
526,95 |
292,49 |
79 |
37,56 |
38,95 |
|
|
10. | Manufacture of Cement & Cement Products |
653 |
674,05 |
515,96 |
212 |
114,60 |
101,40 |
|
|
11. | Basic Metals & Metal Products |
2,633 |
4979,49 |
3179,26 |
1,345 |
2017,39 |
1608,89 |
|
|
(a) | Iron & Steel |
1,008 |
3389,97 |
2285,94 |
596 |
1029,63 |
807,03 |
|
|
(b) | Non-Ferrous Metals |
291 |
757,22 |
308,10 |
167 |
401,67 |
296,79 |
|
|
(c) | Metal Products |
1,334 |
832,30 |
585,22 |
582 |
586,09 |
505,07 |
|
|
12. | Engineering |
3,558 |
3282,68 |
1957,06 |
1,718 |
2606,84 |
2094,33 |
|
|
(a) | Heavy Engineering |
730 |
397,04 |
271,65 |
308 |
259,59 |
216,97 |
|
|
(b) | Light Engineering |
1,682 |
1397,10 |
794,60 |
842 |
1722,97 |
1547,23 |
|
|
(c) | Electrical Machinery & Goods |
766 |
603,42 |
383,92 |
349 |
308,39 |
134,06 |
|
|
(d) | Electronic Machinery & Goods |
380 |
885,12 |
506,89 |
219 |
315,89 |
196,07 |
|
|
13. | Vehicles, Vehicle Parts & Transport Equipments |
1,007 |
921,82 |
558,11 |
226 |
131,60 |
118,19 |
|
|
14. | Other Industries |
8,736 |
3174,92 |
2287,12 |
3,826 |
1282,78 |
1050,04 |
|
|
15. | Electricity, Gas & Water |
368 |
870,85 |
463,76 |
118 |
869,85 |
633,37 |
|
|
(a) | Electricity Generation & Transmission |
207 |
654,49 |
344,09 |
38 |
429,06 |
361,03 |
|
|
(b) | Non-Conventional Energy |
35 |
70,22 |
44,22 |
23 |
226,63 |
142,30 |
|
|
(c) | Gas, Steam & Water Supply |
126 |
146,14 |
75,45 |
57 |
214,16 |
130,04 |
|
|
16. | Construction |
11,134 |
5902,58 |
4520,06 |
5,110 |
10833,40 |
6720,12 |
|
III. |
TRANSPORT OPERATORS |
18,497 |
1366,36 |
1243,23 |
8,556 |
531,32 |
430,53 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
29,312 |
9043,21 |
6688,05 |
15,733 |
5879,81 |
4687,12 |
||
V. |
PERSONAL LOANS |
13,42,328 |
62132,05 |
46217,71 |
1,09,055 |
5113,24 |
3901,12 |
||
|
1. | Loans for Purchase of Consumer Durables |
16,462 |
672,38 |
558,40 |
2,270 |
127,89 |
121,17 |
|
|
2. | Loans for Housing |
14,863 |
2051,20 |
1801,73 |
3,387 |
586,51 |
473,44 |
|
|
3. | Rest of the Personal Loans |
13,11,003 |
59408,46 |
43857,58 |
1,03,398 |
4398,84 |
3306,51 |
|
VI. |
TRADE |
40,679 |
16109,58 |
12332,20 |
19,735 |
7075,22 |
5259,83 |
||
|
1. | Wholesale Trade |
7,832 |
11227,91 |
8433,41 |
5,124 |
3269,30 |
2166,88 |
|
|
2. | Retail Trade |
32,847 |
4881,67 |
3898,80 |
14,611 |
3805,92 |
3092,95 |
|
VII. |
FINANCE |
1,076 |
3867,15 |
2074,67 |
407 |
4159,00 |
3408,97 |
||
VIII. |
ALL OTHERS |
21,772 |
7333,03 |
4679,13 |
11,781 |
3404,88 |
2248,08 |
||
|
TOTAL LOANS AND ADVANCES |
15,36,397 |
139459,84 |
101723,37 |
2,00,782 |
53740,07 |
39774,65 |
TABLE NO. 5.3 – INTEREST RATE RANGE–WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008 |
|||||||||
(Amount in Rupees Lakh) |
|||||||||
OCCUPATION |
17% AND ABOVE BUT LESS |
18% AND ABOVE BUT LESS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
|
25 |
26 |
27 |
28 |
29 |
30 |
|||
I. |
AGRICULTURE |
10,639 |
1057,31 |
851,04 |
8,727 |
270,49 |
212,26 |
||
|
1. | Direct Finance |
9,533 |
709,76 |
577,36 |
7,778 |
238,33 |
191,94 |
|
|
2. | Indirect Finance |
1,106 |
347,55 |
273,68 |
949 |
32,17 |
20,32 |
|
II. |
INDUSTRY |
17,679 |
7109,25 |
5886,67 |
6,482 |
615,20 |
434,14 |
||
|
1. | Mining & Quarrying |
275 |
243,28 |
206,09 |
34 |
2,71 |
83 |
|
|
2. | Food Manufacturing & Processing |
722 |
337,44 |
313,02 |
169 |
14,14 |
8,97 |
|
|
(a) | Rice Mills, Flour & Dal Mills |
250 |
59,34 |
51,32 |
22 |
95 |
55 |
|
|
(b) | Sugar |
33 |
35,75 |
21,47 |
12 |
42 |
34 |
|
|
(c) | Edible Oils & Vanaspati |
62 |
57,47 |
51,08 |
11 |
1,88 |
19 |
|
|
(d) | Tea Processing |
29 |
51,29 |
48,22 |
1 |
14 |
- |
|
|
(e) | Processing of Fruits & Vegetables |
14 |
2,77 |
14,05 |
2 |
11 |
4 |
|
|
(f) | Others |
334 |
130,84 |
126,88 |
121 |
10,64 |
7,85 |
|
|
3. | Beverage & Tobacco |
63 |
108,74 |
106,65 |
12 |
67 |
37 |
|
|
4. | Textiles |
1,441 |
683,95 |
515,81 |
835 |
61,09 |
36,33 |
|
|
(a) | Cotton Textiles |
405 |
366,23 |
289,46 |
152 |
18,03 |
2,65 |
|
|
(b) | Jute & Other Natural Fibre Textiles |
19 |
72,41 |
3,14 |
8 |
27 |
19 |
|
|
(c) | Handloom Textiles & Khadi |
54 |
3,90 |
3,04 |
88 |
3,11 |
1,64 |
|
|
(d) | Other Textiles & Textile Products |
963 |
241,41 |
220,17 |
587 |
39,67 |
31,84 |
|
|
5. | Paper, Paper Products & Printing |
373 |
225,90 |
170,84 |
65 |
4,93 |
2,00 |
|
|
6. | Leather & Leather Products |
201 |
146,38 |
130,60 |
46 |
2,64 |
1,48 |
|
|
7. | Rubber & Plastic Products |
1,391 |
317,91 |
232,87 |
563 |
24,75 |
17,86 |
|
|
8. | Chemicals & Chemical Products |
927 |
441,96 |
375,72 |
479 |
33,55 |
16,55 |
|
|
(a) | Heavy Industrial Chemicals |
113 |
164,77 |
99,10 |
29 |
12,45 |
65 |
|
|
(b) | Fertilisers |
13 |
20,01 |
16,93 |
2 |
50 |
4 |
|
|
(c) | Drugs & Pharmaceuticals |
154 |
115,75 |
95,67 |
53 |
5,70 |
4,02 |
|
|
(d) | Non-Edible Oils |
17 |
1,92 |
1,78 |
1 |
4 |
4 |
|
|
(e) | Other Chemicals & Chemical Products |
630 |
139,51 |
162,24 |
394 |
14,86 |
11,81 |
|
|
9. | Petroleum, Coal Products & Nuclear Fuels |
172 |
94,75 |
87,09 |
28 |
1,62 |
69 |
|
|
10. | Manufacture of Cement & Cement Products |
101 |
106,20 |
70,76 |
19 |
18,01 |
46 |
|
|
11. | Basic Metals & Metal Products |
1,513 |
871,20 |
|
284 |
52,99 |
2,651 |
|
|
(a) | Iron & Steel |
982 |
409,93 |
408,72 |
123 |
13,12 |
8,89 |
|
|
(b) | Non-Ferrous Metals |
177 |
72,99 |
73,65 |
17 |
61 |
52 |
|
|
(c) | Metal Products |
354 |
388,28 |
113,45 |
144 |
39,26 |
17,09 |
|
|
12. | Engineering |
1,652 |
872,80 |
767,04 |
1,483 |
263,19 |
229,90 |
|
|
(a) | Heavy Engineering |
254 |
180,55 |
147,47 |
27 |
1,95 |
74 |
|
|
(b) | Light Engineering |
846 |
434,69 |
416,72 |
1,276 |
236,97 |
214,98 |
|
|
(c) | Electrical Machinery & Goods |
320 |
133,51 |
95,50 |
99 |
14,29 |
8,61 |
|
|
(d) | Electronic Machinery & Goods |
232 |
124,05 |
107,35 |
81 |
9,98 |
5,56 |
|
|
13. | Vehicles, Vehicle Parts & Transport Equipments |
332 |
223,07 |
196,59 |
223 |
11,76 |
5,59 |
|
|
14. | Other Industries |
3,025 |
475,53 |
407,35 |
1,248 |
50,82 |
35,36 |
|
|
15. | Electricity, Gas & Water |
957 |
511,09 |
410,18 |
39 |
6,69 |
89 |
|
|
(a) | Electricity Generation & Transmission |
859 |
483,61 |
389,55 |
24 |
5,97 |
49 |
|
|
(b) | Non-Conventional Energy |
22 |
98 |
50 |
3 |
24 |
2 |
|
|
(c) | Gas, Steam & Water Supply |
76 |
26,51 |
20,12 |
12 |
48 |
38 |
|
|
16. | Construction |
4,534 |
1449,05 |
1300,26 |
955 |
65,63 |
50,36 |
|
III. |
TRANSPORT OPERATORS |
8,212 |
812,40 |
712,46 |
4,355 |
165,64 |
122,92 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
29,484 |
3627,17 |
3018,95 |
18,308 |
961,59 |
646,12 |
||
V. |
PERSONAL LOANS |
1,72,869 |
9263,58 |
7637,88 |
2,00,278 |
6900,77 |
5525,47 |
||
|
1. | Loans for Purchase of Consumer Durables |
4,560 |
224,84 |
215,07 |
20,927 |
902,20 |
853,74 |
|
|
2. | Loans for Housing |
2,866 |
411,14 |
338,44 |
1,489 |
59,34 |
39,15 |
|
|
3. | Rest of the Personal Loans |
1,65,443 |
8627,60 |
7084,37 |
1,77,862 |
5939,22 |
4632,58 |
|
VI. |
TRADE |
18,448 |
2825,83 |
2393,23 |
16,372 |
1270,68 |
1060,27 |
||
|
1. | Wholesale Trade |
5,575 |
1134,67 |
1017,79 |
649 |
55,76 |
31,12 |
|
|
2. | Retail Trade |
12,873 |
1691,16 |
1375,44 |
15,723 |
1214,91 |
1029,15 |
|
VII. |
FINANCE |
604 |
3559,11 |
517,12 |
505 |
28,44 |
14,96 |
||
VIII. |
ALL OTHERS |
16,278 |
1877,72 |
1534,21 |
9,815 |
457,99 |
245,70 |
||
|
TOTAL LOANS AND ADVANCES |
2,74,213 |
30132,38 |
22551,56 |
2,64,842 |
10670,79 |
8261,85 |
TABLE NO. 5.3 – INTEREST RATE RANGE–WISE CLASSIFICATION OF OUTSTANDING LOANS AND ADVANCES
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008 |
|||||||||
(Amount in Rupees Lakh) |
|||||||||
OCCUPATION |
20% AND ABOVE |
TOTAL |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
|
31 |
32 |
33 |
34 |
35 |
36 |
|||
I. |
AGRICULTURE |
5,240 |
183,47 |
147,05 |
19,90,476 |
179560,81 |
147568,42 |
||
|
1. | Direct Finance |
5,009 |
170,32 |
141,70 |
18,53,968 |
109813,40 |
91408,78 |
|
|
2. | Indirect Finance |
231 |
13,14 |
5,36 |
1,36,508 |
69747,40 |
56159,64 |
|
II. |
INDUSTRY |
2,852 |
562,27 |
117,01 |
8,17,868 |
1141750,19 |
846404,73 |
||
|
1. | Mining & Quarrying |
17 |
13,91 |
45 |
22,323 |
37943,90 |
27128,80 |
|
|
2. | Food Manufacturing & Processing |
77 |
6,66 |
1,94 |
77,698 |
72066,27 |
54066,44 |
|
|
(a) | Rice Mills, Flour & Dal Mills |
2 |
67 |
1 |
31,313 |
16741,73 |
12899,17 |
|
|
(b) | Sugar |
22 |
88 |
42 |
2,045 |
19359,40 |
14616,90 |
|
|
(c) | Edible Oils & Vanaspati |
5 |
30 |
12 |
6,260 |
8743,24 |
6563,63 |
|
|
(d) | Tea Processing |
- |
- |
- |
1,657 |
3877,24 |
2893,11 |
|
|
(e) | Processing of Fruits & Vegetables |
3 |
14 |
10 |
3,271 |
1504,22 |
1074,68 |
|
|
(f) | Others |
45 |
4,69 |
1,29 |
33,152 |
21840,45 |
16018,94 |
|
|
3. | Beverage & Tobacco |
9 |
30,62 |
9 |
6,555 |
12493,68 |
8796,92 |
|
|
4. | Textiles |
504 |
40,17 |
17,44 |
1,02,647 |
128521,81 |
95470,96 |
|
|
(a) | Cotton Textiles |
61 |
14,92 |
1,00 |
32,651 |
62216,66 |
45322,15 |
|
|
(b) | Jute & Other Natural Fibre Textiles |
4 |
9 |
6 |
1,885 |
1581,99 |
1092,44 |
|
|
(c) | Handloom Textiles & Khadi |
79 |
2,25 |
1,29 |
7,324 |
2561,77 |
1960,53 |
|
|
(d) | Other Textiles & Textile Products |
360 |
22,90 |
15,09 |
60,787 |
62161,39 |
47095,84 |
|
|
5. | Paper, Paper Products & Printing |
20 |
30,41 |
31 |
25,329 |
22692,82 |
17062,92 |
|
|
6. | Leather & Leather Products |
24 |
3,78 |
39 |
9,167 |
7532,09 |
6212,22 |
|
|
7. | Rubber & Plastic Products |
260 |
8,87 |
6,85 |
29,778 |
21095,91 |
15731,72 |
|
|
8. | Chemicals & Chemical Products |
258 |
31,80 |
6,81 |
39,041 |
82947,16 |
58406,15 |
|
|
(a) | Heavy Industrial Chemicals |
15 |
92 |
27 |
7,311 |
19533,32 |
14317,76 |
|
|
(b) | Fertilisers |
1 |
5 |
3 |
1,170 |
9631,87 |
6996,75 |
|
|
(c) | Drugs & Pharmaceuticals |
9 |
3,80 |
68 |
8,455 |
26723,79 |
18237,85 |
|
|
(d) | Non-Edible Oils |
- |
- |
- |
1,201 |
1410,65 |
868,98 |
|
|
(e) | Other Chemicals & Chemical Products |
233 |
27,03 |
5,82 |
20,904 |
25647,54 |
17984,81 |
|
|
9. | Petroleum, Coal Products & Nuclear Fuels |
5 |
1,77 |
9 |
3,435 |
53830,11 |
40339,87 |
|
|
10. | Manufacture of Cement & Cement Products |
5 |
19 |
13 |
13,284 |
19500,03 |
14045,94 |
|
|
11. | Basic Metals & Metal Products |
73 |
63,41 |
3,63 |
53,929 |
138715,10 |
101229,49 |
|
|
(a) | Iron & Steel |
31 |
46,87 |
92 |
22,710 |
99170,93 |
73001,46 |
|
|
(b) | Non-Ferrous Metals |
6 |
45 |
18 |
6,579 |
17680,74 |
12771,88 |
|
|
(c) | Metal Products |
36 |
16,09 |
2,53 |
24,640 |
21863,43 |
15456,15 |
|
|
12. | Engineering |
351 |
50,65 |
42,72 |
72,139 |
83753,44 |
60878,96 |
|
|
(a) | Heavy Engineering |
24 |
99 |
53 |
16,892 |
13689,58 |
9073,81 |
|
|
(b) | Light Engineering |
286 |
45,35 |
39,56 |
34,033 |
33405,27 |
25635,37 |
|
|
(c) | Electrical Machinery & Goods |
28 |
2,74 |
1,34 |
15,256 |
20875,97 |
14785,11 |
|
|
(d) | Electronic Machinery & Goods |
13 |
1,56 |
1,30 |
5,958 |
15782,62 |
11384,66 |
|
|
13. | Vehicles, Vehicle Parts & Transport Equipments |
565 |
22,93 |
16,93 |
17,603 |
47478,42 |
30764,83 |
|
|
14. | Other Industries |
447 |
19,45 |
10,43 |
1,26,372 |
81069,96 |
60929,72 |
|
|
15. | Electricity, Gas & Water |
10 |
3,58 |
17 |
6,800 |
104992,20 |
79318,92 |
|
|
(a) | Electricity Generation & Transmission |
7 |
2,62 |
12 |
3,931 |
93781,66 |
71573,15 |
|
|
(b) | Non-Conventional Energy |
2 |
61 |
5 |
929 |
5229,01 |
3745,51 |
|
|
(c) | Gas, Steam & Water Supply |
1 |
35 |
- |
1,940 |
5981,53 |
4000,26 |
|
|
16. | Construction |
227 |
234,06 |
8,65 |
2,11,768 |
227117,30 |
176020,87 |
|
III. |
TRANSPORT OPERATORS |
3,645 |
150,28 |
89,25 |
3,49,640 |
53949,96 |
42340,74 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
8,295 |
322,08 |
177,31 |
5,50,985 |
214011,43 |
163509,13 |
||
V. |
PERSONAL LOANS |
4,12,183 |
13023,39 |
5086,10 |
73,75,489 |
465953,43 |
365372,36 |
||
|
1. | Loans for Purchase of Consumer Durables |
5,884 |
191,04 |
181,97 |
62,712 |
2620,21 |
2333,97 |
|
|
2. | Loans for Housing |
1,900 |
67,27 |
53,56 |
30,95,772 |
269003,47 |
229599,25 |
|
|
3. | Rest of the Personal Loans |
4,04,399 |
12765,08 |
4850,57 |
42,17,005 |
194329,75 |
133439,14 |
|
VI. |
TRADE |
9,426 |
405,22 |
329,18 |
8,33,117 |
220357,98 |
174296,82 |
||
|
1. | Wholesale Trade |
192 |
12,51 |
5,52 |
1,16,799 |
109479,87 |
89511,55 |
|
|
2. | Retail Trade |
9,234 |
392,71 |
323,65 |
7,16,318 |
110878,10 |
84785,27 |
|
VII. |
FINANCE |
194 |
153,99 |
4,97 |
24,911 |
205016,48 |
166789,69 |
||
VIII |
ALL OTHERS |
2,337 |
89,05 |
47,07 |
4,08,945 |
101963,83 |
76521,24 |
||
TOTAL LOANS AND ADVANCES | 4,44,172 |
14889,74 |
5997,94 |
123,51,431 |
2582564,10 |
1982803,13 |
|||
See Notes on Tables. |