URBAN

 (Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

7,21,434

13066,09

10626,18

14,51,931

32454,82

26352,02

1. Direct Finance

7,00,045

8727,45

7204,91

14,10,295

19429,97

16592,47

2. Indirect Finance

21,389

4338,64

3421,27

41,636

13024,85

9759,55

II.

INDUSTRY

1,20,693

73421,25

49654,49

3,81,297

140244,79

97444,37

1. Mining & Quarrying

2,492

4129,95

2128,06

2,672

2672,28

1561,99

2. Food Manufacturing & Processing

16,781

12799,76

8223,61

27,016

12128,15

8895,97

  (a) Rice Mills, Flour & Dal Mills

5,354

4315,73

3311,45

6,938

3142,70

2566,13

  (b) Sugar

196

1628,74

1373,97

353

4124,79

2925,78

  (c) Edible Oils & Vanaspati

1,001

1660,30

1146,08

2,102

1008,63

759,23

  (d) Tea Processing

210

101,97

73,18

412

406,25

284,86

  (e) Processing of Fruits & Vegetables

393

270,93

194,21

315

175,65

106,24

  (f) Others

9,627

4822,09

2124,72

16,896

3270,13

2253,73

3. Beverage & Tobacco

931

713,27

528,18

858

2037,49

1174,91

4. Textiles

29,826

16434,40

11351,78

1,02,616

30796,71

16919,07

  (a) Cotton Textiles

5,418

9132,81

6264,03

42,245

15350,62

9818,73

  (b) Jute & Other Natural Fibre Textiles

484

159,81

111,03

12,373

426,84

357,97

  (c) Handloom Textiles & Khadi

2,653

411,50

321,86

4,481

607,35

426,96

  (d) Other Textiles & Textile Products

21,271

6730,27

4654,86

43,517

14411,90

6315,42

5. Paper, Paper Products & Printing

4,405

1982,54

1452,83

9,992

2890,16

2195,85

6. Woods and Wood Products

2,977

353,00

267,25

9,626

557,15

441,96

7. Leather & Leather Products

1,461

231,13

194,41

4,043

617,05

389,41

8. Gems and Jewellary

1,073

665,30

557,27

1,702

311,66

210,00

9. Rubber & Plastic Products

3,949

1813,52

1242,17

8,132

2121,44

1669,23

10. Chemicals & Chemical Products

5,820

4202,14

3099,76

13,125

5773,72

4285,46

  (a) Heavy Industrial Chemicals

470

572,19

384,47

953

1281,06

954,73

  (b) Fertilisers

129

820,15

606,54

372

428,02

296,10

  (c) Drugs & Pharmaceuticals

822

1292,24

1028,20

4,473

2712,74

2026,47

  (d) Non-Edible Oils

247

195,38

147,74

163

134,75

78,07

  (e) Other Chemicals & Chemical Products

4,152

1322,20

932,81

7,164

1217,16

930,08

11. Petroleum, Coal Products & Nuclear Fuels

300

415,51

226,29

489

796,42

302,33

12. Manufacture of Cement & Cement Products

1,736

1250,85

717,91

3,735

1472,31

1190,55

13. Basic Metals & Metal Products

9,824

11370,01

7878,66

31,246

24946,69

19265,71

  (a) Iron & Steel

3,232

8583,71

5946,63

4,536

14954,28

11650,44

  (b) Non-Ferrous Metals

1,365

1805,06

1165,28

1,224

1059,62

739,41

  (c) Metal Products

5,227

981,24

766,75

25,486

8932,79

6875,86

14. Engineering

10,883

5042,37

3449,34

36,158

9640,10

7251,73

  (a) Heavy Engineering

994

849,57

587,66

5,242

2525,96

1657,79

  (b) Light Engineering

7,117

2091,99

1426,91

20,255

4316,66

3335,79

  (c) Electrical Machinery & Goods

2,085

1419,74

946,64

8,554

2040,19

1723,47

  (d) Electronic Machinery & Goods

687

681,08

488,14

2,107

757,29

534,68

15. Vehicles, Vehicle Parts & Transport Equipments

1,740

2865,21

1987,22

7,954

3391,72

2307,66

16. Other Industries

15,952

1933,96

1458,28

86,182

8529,24

6401,39

17. Electricity, Gas & Water

378

2986,45

2052,38

985

14315,97

10083,09

  (a) Electricity Generation & Transmission

160

2499,23

1804,43

377

12359,69

9545,74

  (b) Non-Conventional Energy

42

250,98

59,65

214

362,83

307,73

  (c) Gas, Steam & Water Supply

176

236,24

188,30

394

1593,45

229,62

18. Construction

10,165

4231,86

2839,08

34,766

17246,52

12898,07

(a) Other than Infrastructure

2,603

1418,51

1043,53

24,568

5005,48

4058,94

(b) Infrastructure Construction

7,562

2813,35

1795,55

10,198

12241,03

8839,13

III.

TRANSPORT OPERATORS

24,684

1247,21

990,14

50,417

1710,88

1300,67

IV.

PROFESSIONAL AND OTHER SERVICES

45,100

8016,43

5626,22

3,12,562

30095,43

20417,01

1. Professional Services

4,870

580,40

459,92

69,196

3758,55

2920,04

2. Tourism, Hotel & Restaurants

5,123

1564,57

1078,11

13,580

2744,54

2018,29

3. Recreation services

1,879

269,82

174,14

2,976

427,32

361,70

4. IT and Telecommunications

658

125,32

96,83

1,233

426,71

325,69

5. Others

32,570

5476,32

3817,21

2,25,577

22738,31

14791,29

V.

PERSONAL LOANS

25,40,645

57492,92

44040,40

30,12,314

63422,81

52944,80

1. Housing

6,02,125

28760,77

23085,71

7,99,231

34549,03

30255,19

2. Consumer Durables

43,711

281,94

209,57

1,86,808

1714,59

1226,54

3. Vehicles

2,22,240

5030,31

3776,38

2,05,092

3588,67

3165,34

4. Education

1,55,185

4405,42

2920,25

2,59,860

5247,82

4187,96

5. Personal Credit Cards

-

-

-

90,796

482,42

326,56

6. Others

15,17,384

19014,49

14048,49

14,70,527

17840,27

13783,20

VI.

TRADE

2,58,114

61775,33

17616,16

7,80,233

39116,11

27082,37

1. Wholesale Trade

15,734

51946,55

9731,86

58,629

9666,43

7208,53

2. Retail Trade

2,42,380

9828,78

7884,30

7,21,604

29449,68

19873,85

VII.

FINANCE

1,982

2792,00

1480,93

23,910

11230,86

7919,40

VIII.

ALL OTHERS

30,109

796,58

638,46

6,03,469

15963,66

10470,84

TOTAL BANK CREDIT

37,42,761

218607,80

130672,98

66,16,133

334239,36

243931,48

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

URBAN

(Amount in Rupees Lakh)

OCCUPATION

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

10

79

79

2,10,668

1212,62

1083,91

1. Direct Finance

7

35

34

2,05,761

1060,53

951,17

2. Indirect Finance

3

45

45

4,907

152,09

132,74

II.

INDUSTRY

8,593

10591,18

5720,78

22,971

455,63

355,14

1. Mining & Quarrying

9

31,75

9,48

87

9,76

7,91

2. Food Manufacturing & Processing

70

277,52

148,09

2,588

52,80

34,00

  (a) Rice Mills, Flour & Dal Mills

8

84,34

56,49

431

34,93

20,31

  (b) Sugar

-

-

-

-

-

-

  (c) Edible Oils & Vanaspati

9

107,67

39,54

53

3,75

3,21

  (d) Tea Processing

-

-

-

1

1

-

  (e) Processing of Fruits & Vegetables

-

-

-

34

1,73

1,27

  (f) Others

53

85,51

52,07

2,069

12,38

9,21

3. Beverage & Tobacco

20

1514,37

886,65

12

4,09

3,62

4. Textiles

341

898,34

524,73

2,190

20,26

15,58

  (a) Cotton Textiles

213

525,65

299,71

213

4,07

3,56

  (b) Jute & Other Natural Fibre Textiles

-

-

-

481

3,74

2,36

  (c) Handloom Textiles & Khadi

-

-

-

799

5,26

3,68

  (d) Other Textiles & Textile Products

128

372,69

225,02

697

7,20

5,98

5. Paper, Paper Products & Printing

31

193,04

147,20

296

15,39

12,28

6. Woods and Wood Products

10

3,98

3,98

517

5,97

4,90

7. Leather & Leather Products

10

97,75

68,53

110

1,05

83

8. Gems and Jewellary

4

86,69

69,79

3,455

11,52

9,01

9. Rubber & Plastic Products

26

105,67

45,97

115

2,86

2,08

10. Chemicals & Chemical Products

93

671,42

418,06

1,139

9,01

7,54

  (a) Heavy Industrial Chemicals

17

61,59

48,54

3

23

23

  (b) Fertilisers

-

-

-

1

1,00

97

  (c) Drugs & Pharmaceuticals

20

333,60

204,53

202

1,68

1,18

  (d) Non-Edible Oils

-

-

-

-

-

-

  (e) Other Chemicals & Chemical Products

56

276,23

164,99

933

6,10

5,15

11. Petroleum, Coal Products & Nuclear Fuels

27

66,88

27,94

5

43

57

12. Manufacture of Cement & Cement Products

8

151,59

66,87

89

4,61

4,05

13. Basic Metals & Metal Products

318

858,97

396,62

444

23,00

19,72

  (a) Iron & Steel

218

263,09

126,79

38

16,01

14,04

  (b) Non-Ferrous Metals

23

84,56

26,96

5

18

15

  (c) Metal Products

77

511,32

242,86

401

6,80

5,53

14. Engineering

293

2306,47

1022,53

615

9,07

7,32

  (a) Heavy Engineering

38

477,94

233,79

38

2,76

2,17

  (b) Light Engineering

129

620,66

180,94

183

2,54

2,06

  (c) Electrical Machinery & Goods

89

336,80

171,06

176

2,67

2,12

  (d) Electronic Machinery & Goods

37

871,07

436,74

218

1,10

98

15. Vehicles, Vehicle Parts & Transport Equipments

133

1187,37

560,06

937

5,70

4,18

16. Other Industries

4,005

1183,97

775,92

6,224

78,74

61,80

17. Electricity, Gas & Water

9

104,64

73,20

11

1,25

1,09

  (a) Electricity Generation & Transmission

4

22,20

15,76

6

93

78

  (b) Non-Conventional Energy

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

5

82,44

57,44

5

33

32

18. Construction

3,186

850,76

475,15

4,137

200,13

158,66

(a) Other than Infrastructure

32

59,71

27,48

2,845

181,14

143,52

(b) Infrastructure Construction

3,154

791,05

447,68

1,292

18,98

15,13

III.

TRANSPORT OPERATORS

46

174,98

21,95

8,794

105,37

75,96

IV.

PROFESSIONAL AND OTHER SERVICES

12,089

1168,14

795,70

51,166

344,11

274,97

1. Professional Services

598

64,50

61,99

11,149

73,36

57,84

2. Tourism, Hotel & Restaurants

35

4,84

4,69

5,722

35,98

30,03

3. Recreation services

35

4,02

4,02

147

1,71

1,50

4. IT and Telecommunications

30

27,08

24,60

22

1,34

1,03

5. Others

11,391

1067,71

700,40

34,126

231,72

184,57

V.

PERSONAL LOANS

95,351

3001,18

1809,70

2,43,221

2369,07

1844,68

1. Housing

6,477

1140,49

903,32

48,948

933,44

769,18

2. Consumer Durables

22

28

28

35,174

250,87

175,87

3. Vehicles

816

20,98

4,78

16,044

116,24

89,10

4. Education

1

3

2

5,728

73,07

58,99

5. Personal Credit Cards

28,005

754,24

130,92

-

-

-

6. Others

60,030

1085,16

770,37

1,37,327

995,46

751,54

VI.

TRADE

2,890

2439,85

1095,12

1,14,333

854,97

684,53

1. Wholesale Trade

715

1372,00

512,44

12,716

165,24

130,23

2. Retail Trade

2,175

1067,85

582,68

1,01,617

689,73

554,30

VII.

FINANCE

105

1268,94

173,75

34,315

228,36

175,85

VIII.

ALL OTHERS

1,260

286,49

191,50

97,585

696,76

583,02

TOTAL BANK CREDIT

1,20,344

18931,56

9809,29

7,83,053

6266,88

5078,05

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

URBAN

 (Amount in Rupees Lakh)

 OCCUPATION

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

4,49,872

11911,81

9958,41

28,33,915

58646,14

48021,31

1. Direct Finance

4,39,954

8430,96

7412,85

27,56,062

37649,26

32161,75

2. Indirect Finance

9,918

3480,85

2545,57

77,853

20996,88

15859,57

II.

INDUSTRY

98,833

43252,01

29222,05

6,32,387

267964,85

182396,84

1. Mining & Quarrying

726

716,62

596,19

5,986

7560,35

4303,64

2. Food Manufacturing & Processing

5,995

2922,64

2049,41

52,450

28180,86

19351,08

  (a) Rice Mills, Flour & Dal Mills

1,134

487,38

377,62

13,865

8065,08

6332,00

  (b) Sugar

71

384,53

194,93

620

6138,07

4494,68

  (c) Edible Oils & Vanaspati

341

500,96

424,73

3,506

3281,31

2372,79

  (d) Tea Processing

213

65,43

45,07

836

573,65

403,11

  (e) Processing of Fruits & Vegetables

88

68,59

54,42

830

516,90

356,15

  (f) Others

4,148

1415,74

952,64

32,793

9605,85

5392,36

3. Beverage & Tobacco

165

204,16

156,90

1,986

4473,37

2750,26

4. Textiles

18,331

7547,18

5201,19

1,53,304

55696,89

34012,36

  (a) Cotton Textiles

6,763

5193,46

3476,34

54,852

30206,60

19862,37

  (b) Jute & Other Natural Fibre Textiles

257

93,33

77,90

13,595

683,72

549,25

  (c) Handloom Textiles & Khadi

1,812

150,38

49,57

9,745

1174,49

802,08

  (d) Other Textiles & Textile Products

9,499

2110,02

1597,38

75,112

23632,08

12798,66

5. Paper, Paper Products & Printing

1,331

660,65

449,31

16,055

5741,79

4257,46

6. Woods and Wood Products

1,098

139,81

104,20

14,228

1059,92

822,29

7. Leather & Leather Products

1,407

252,29

241,10

7,031

1199,26

894,29

8. Gems and Jewellary

578

135,44

113,88

6,812

1210,61

959,96

9. Rubber & Plastic Products

1,411

904,77

510,95

13,633

4948,27

3470,40

10. Chemicals & Chemical Products

1,915

1957,03

1327,13

22,092

12613,33

9137,94

  (a) Heavy Industrial Chemicals

564

222,69

154,08

2,007

2137,76

1542,06

  (b) Fertilisers

123

777,64

600,45

625

2026,81

1504,06

  (c) Drugs & Pharmaceuticals

273

390,66

296,12

5,790

4730,92

3556,50

  (d) Non-Edible Oils

31

22,47

17,30

441

352,59

243,12

  (e) Other Chemicals & Chemical Products

924

543,57

259,17

13,229

3365,25

2292,20

11. Petroleum, Coal Products & Nuclear Fuels

234

3853,32

2656,16

1,055

5132,56

3213,29

12. Manufacture of Cement & Cement Products

452

497,74

373,81

6,020

3377,09

2353,19

13. Basic Metals & Metal Products

2,874

3311,48

1828,70

44,706

40510,15

29389,40

  (a) Iron & Steel

1,146

1693,52

1258,32

9,170

25510,61

18996,22

  (b) Non-Ferrous Metals

190

1155,68

209,52

2,807

4105,09

2141,32

  (c) Metal Products

1,538

462,28

360,86

32,729

10894,45

8251,86

14. Engineering

13,265

3018,42

1727,47

61,214

20016,43

13458,40

  (a) Heavy Engineering

407

616,41

389,43

6,719

4472,64

2870,84

  (b) Light Engineering

11,868

1850,81

958,82

39,552

8882,66

5904,52

  (c) Electrical Machinery & Goods

733

326,65

238,75

11,637

4126,05

3082,04

  (d) Electronic Machinery & Goods

257

224,54

140,46

3,306

2535,08

1601,00

15. Vehicles, Vehicle Parts & Transport Equipments

1,581

1495,36

828,01

12,345

8945,36

5687,12

16. Other Industries

30,989

4101,42

2907,94

1,43,352

15827,33

11605,32

17. Electricity, Gas & Water

268

1010,74

871,76

1,651

18419,05

13081,52

  (a) Electricity Generation & Transmission

101

752,41

689,61

648

15634,45

12056,31

  (b) Non-Conventional Energy

77

228,99

163,18

333

842,80

530,56

  (c) Gas, Steam & Water Supply

90

29,34

18,97

670

1941,80

494,66

18. Construction

16,213

10522,96

7277,95

68,467

33052,22

23648,91

(a) Other than Infrastructure

12,064

4172,19

3352,05

42,112

10837,03

8625,51

(b) Infrastructure Construction

4,149

6350,77

3925,91

26,355

22215,19

15023,40

III.

TRANSPORT OPERATORS

89,148

6305,28

4991,95

1,73,089

9543,72

7380,67

IV.

PROFESSIONAL AND OTHER SERVICES

95,034

13449,15

9715,01

5,15,951

53073,26

36828,91

1. Professional Services

8,150

1292,06

970,17

93,963

5768,87

4469,97

2. Tourism, Hotel & Restaurants

4,125

781,79

532,00

28,585

5131,72

3663,12

3. Recreation services

349

152,24

124,21

5,386

855,10

665,58

4. IT and Telecommunications

605

197,33

164,27

2,548

777,78

612,43

5. Others

81,805

11025,73

7924,36

3,85,469

40539,79

27417,82

V.

PERSONAL LOANS

23,13,416

54176,33

38766,05

82,04,947

180462,30

139405,63

1. Housing

2,74,309

25261,82

21035,08

17,31,090

90645,55

76048,48

2. Consumer Durables

48,542

739,64

601,14

3,14,257

2987,32

2213,41

3. Vehicles

12,40,541

16453,94

9494,03

16,84,733

25210,15

16529,62

4. Education

11,535

265,20

191,98

4,32,309

9991,54

7359,20

5. Personal Credit Cards

54,646

1700,35

716,23

1,73,447

2937,01

1173,71

6. Others

6,83,843

9755,37

6727,59

38,69,111

48690,74

36081,20

VI.

TRADE

1,33,328

12355,47

9323,58

12,88,898

116541,73

55801,76

1. Wholesale Trade

13,253

5017,51

3477,14

1,01,047

68167,73

21060,19

2. Retail Trade

1,20,075

7337,96

5846,44

11,87,851

48374,00

34741,57

VII.

FINANCE

5,791

4440,78

3275,08

66,103

19960,93

13025,01

VIII.

ALL OTHERS

3,02,772

5242,18

3822,07

10,35,195

22985,66

15705,88

TOTAL BANK CREDIT

34,88,194

151133,00

109074,21

147,50,485

729178,61

498566,01