SOUTHERN REGION (Contd.)

STATE : TAMIL NADU

 (Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

10,10,327

7812,40

6867,56

33,85,017

22759,92

19714,99

1. Direct Finance

10,01,210

7195,36

6334,70

32,95,721

17411,11

15482,74

2. Indirect Finance

9,117

617,03

532,86

89,296

5348,80

4232,25

II.

INDUSTRY

55,781

42057,77

28730,94

2,07,143

75324,38

51355,97

1. Mining & Quarrying

852

2132,39

1303,54

1,183

2730,52

1872,87

2. Food Manufacturing & Processing

4,306

2463,94

1695,19

12,270

3512,95

2703,63

  (a) Rice Mills, Flour & Dal Mills

1,443

347,01

289,51

1,374

280,36

231,46

  (b) Sugar

82

784,05

643,32

139

1868,16

1409,05

  (c) Edible Oils & Vanaspati

278

310,37

199,40

1,652

100,68

86,07

  (d) Tea Processing

108

12,15

9,92

1,683

183,21

123,79

  (e) Processing of Fruits & Vegetables

147

142,45

93,12

79

26,10

23,85

  (f) Others

2,248

867,90

459,93

7,343

1054,44

829,41

3. Beverage & Tobacco

265

546,83

473,25

164

276,58

164,80

4. Textiles

21,188

12215,60

8583,24

60,583

19712,17

11748,97

  (a) Cotton Textiles

3,771

7104,95

4940,02

28,062

13504,59

8181,27

  (b) Jute & Other Natural Fibre Textiles

134

57,33

41,51

404

79,89

69,20

  (c) Handloom Textiles & Khadi

710

136,10

99,45

2,981

343,34

295,52

  (d) Other Textiles & Textile Products

16,573

4917,21

3502,27

29,136

5784,34

3202,99

5. Paper, Paper Products & Printing

1,816

998,10

729,18

5,797

1503,54

1065,79

6. Woods and Wood Products

445

169,08

156,35

1,988

187,49

153,71

7. Leather & Leather Products

1,177

1332,24

898,85

11,944

1910,61

676,52

8. Gems and Jewellery

197

712,60

604,62

3,181

310,68

224,98

9. Rubber & Plastic Products

1,119

1373,28

848,95

3,847

703,20

419,08

10. Chemicals & Chemical Products

2,575

2737,94

1846,63

10,855

3468,86

2742,88

  (a) Heavy Industrial Chemicals

153

430,63

310,29

387

679,74

483,82

  (b) Fertilisers

28

370,00

337,85

3,357

211,67

183,24

  (c) Drugs & Pharmaceuticals

256

625,51

345,67

2,446

1626,25

1282,15

  (d) Non-Edible Oils

66

89,82

84,74

25

14,85

13,31

  (e) Other Chemicals & Chemical Products

2,072

1221,98

768,08

4,640

936,35

780,36

11. Petroleum, Coal Products & Nuclear Fuels

76

1371,15

583,88

99

1279,82

538,38

12. Manufacture of Cement & Cement Products

407

223,23

129,08

1,079

2870,69

2189,23

13. Basic Metals & Metal Products

2,463

2195,24

1542,74

11,777

9713,32

7246,39

  (a) Iron & Steel

959

1230,07

867,19

909

2563,64

1943,90

  (b) Non-Ferrous Metals

294

331,45

196,33

430

711,85

556,44

  (c) Metal Products

1,210

633,72

479,22

10,438

6437,84

4746,05

14. Engineering

7,028

3846,92

2527,41

16,175

3583,50

2722,49

  (a) Heavy Engineering

591

570,22

388,93

1,746

1172,92

875,82

  (b) Light Engineering

5,476

2084,17

1320,17

7,452

1076,50

776,94

  (c) Electrical Machinery & Goods

571

602,60

355,43

5,139

1070,80

850,74

  (d) Electronic Machinery & Goods

390

589,92

462,88

1,838

263,29

219,00

15. Vehicles, Vehicle Parts & Transport Equipments

841

2882,98

2010,59

2,984

3070,30

1986,44

16. Other Industries

4,002

1009,40

742,56

45,302

4485,93

3223,66

17. Electricity, Gas & Water

177

1733,27

1116,37

542

7159,64

4635,58

  (a) Electricity Generation & Transmission

84

1575,27

1019,82

183

5464,27

3706,03

  (b) Non-Conventional Energy

19

86,56

35,77

166

1383,67

657,27

  (c) Gas, Steam & Water Supply

74

71,45

60,78

193

311,70

272,28

18. Construction

6,847

4113,59

2938,50

17,373

8844,56

7040,56

  (a) Other than Infrastructure

858

1780,20

1257,40

14,416

3051,58

2529,37

  (b) Infrastructure Construction

5,989

2333,39

1681,11

2,957

5792,98

4511,19

III.

TRANSPORT OPERATORS

4,182

714,54

571,16

8,277

2572,36

2165,55

IV.

PROFESSIONAL AND OTHER SERVICES

12,614

4055,80

2930,81

1,31,426

21999,48

16668,20

1. Professional Services

2,256

328,01

293,85

28,745

5744,09

3683,52

2. Tourism, Hotel & Restaurants

1,724

576,04

358,09

4,216

1190,77

689,48

3. Recreation services

614

57,20

44,86

4,136

481,53

397,11

4. IT and Telecommunications

98

794,73

454,36

333

2763,22

2537,70

5. Others

7,922

2299,82

1779,65

93,996

11819,88

9360,38

V.

PERSONAL LOANS

7,46,071

16359,17

12647,45

15,26,154

29307,27

23613,46

1. Housing

1,34,578

8774,97

7073,57

2,59,295

15713,18

13024,69

2. Consumer Durables

13,869

68,23

44,31

43,055

372,11

297,04

3. Vehicles

35,220

886,11

694,01

49,158

922,57

730,87

4. Education

97,280

1927,04

1296,00

2,72,006

3847,54

2913,84

5. Personal Credit Cards

-

-

-

50,756

210,85

124,72

6. Others

4,65,124

4702,82

3539,56

8,51,884

8241,02

6522,31

VI.

TRADE

63,316

5141,02

3680,35

1,89,622

14370,94

11003,45

1. Wholesale Trade

3,881

2773,86

1826,27

14,913

5976,51

4622,59

2. Retail Trade

59,435

2367,16

1854,08

1,74,709

8394,43

6380,86

VII.

FINANCE

268

2532,61

1965,45

62,876

7641,93

5721,68

VIII.

ALL OTHERS

7,654

236,95

196,25

5,18,934

10345,11

7083,67

TOTAL BANK CREDIT

19,00,213

78910,26

57589,97

60,29,449

184321,39

137326,96

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : TAMIL NADU

 (Amount in Rupees Lakh)

OCCUPATION

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

14

38,26

33,36

3,41,931

1007,50

883,98

1. Direct Finance

7

37,67

32,77

3,29,905

964,46

849,16

2. Indirect Finance

7

59

59

12,026

43,05

34,82

II.

INDUSTRY

6,893

12112,47

6725,82

22,583

69,79

55,76

1. Mining & Quarrying

16

69,51

57,94

3

1,15

1,13

2. Food Manufacturing & Processing

81

270,71

146,26

172

1,86

1,30

  (a) Rice Mills, Flour & Dal Mills

7

33,07

13,07

50

44

38

  (b) Sugar

1

12,50

12,50

-

-

-

  (c) Edible Oils & Vanaspati

2

1,08

1,08

2

6

6

  (d) Tea Processing

1

5,50

-

-

-

-

  (e) Processing of Fruits & Vegetables

1

20,00

16,00

-

-

-

  (f) Others

69

198,56

103,62

120

1,36

86

3. Beverage & Tobacco

16

61,98

61,85

3

8

4

4. Textiles

333

956,21

586,36

1,695

9,80

7,54

  (a) Cotton Textiles

213

573,37

350,71

570

5,95

4,08

  (b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

  (c) Handloom Textiles & Khadi

-

-

-

220

84

71

  (d) Other Textiles & Textile Products

120

382,84

235,66

905

3,01

2,75

5. Paper, Paper Products & Printing

40

49,68

41,74

149

1,92

1,30

6. Woods and Wood Products

21

11,28

11,28

67

13

11

7. Leather & Leather Products

72

156,08

76,93

28

7

5

8. Gems and Jewellery

9

2,75

2,73

9,037

20,06

16,67

9. Rubber & Plastic Products

47

247,15

162,53

20

8

7

10. Chemicals & Chemical Products

110

1426,52

775,72

65

1,19

92

  (a) Heavy Industrial Chemicals

22

55,06

42,37

1

4

-

  (b) Fertilisers

5

50,80

80

10

10

8

  (c) Drugs & Pharmaceuticals

31

143,82

97,54

-

-

-

  (d) Non-Edible Oils

1

15,00

12,00

-

-

-

  (e) Other Chemicals & Chemical Products

51

1161,83

623,00

54

1,05

84

11. Petroleum, Coal Products & Nuclear Fuels

31

350,21

88,92

3

8

5

12. Manufacture of Cement & Cement Products

12

216,05

135,72

17

3

3

13. Basic Metals & Metal Products

585

1862,62

827,93

4

92

82

  (a) Iron & Steel

377

304,74

275,44

-

-

-

  (b) Non-Ferrous Metals

71

767,45

275,21

-

-

-

  (c) Metal Products

137

790,42

277,29

4

92

82

14. Engineering

303

1497,94

1033,24

4

1

1

  (a) Heavy Engineering

73

524,62

421,76

-

-

-

  (b) Light Engineering

88

307,14

189,12

1

-

-

  (c) Electrical Machinery & Goods

104

508,74

344,21

2

-

-

  (d) Electronic Machinery & Goods

38

157,43

78,14

1

1

1

15. Vehicles, Vehicle Parts & Transport Equipments

200

3366,56

1815,35

1,812

5,30

3,72

16. Other Industries

4,451

1017,28

632,95

9,366

22,62

18,79

17. Electricity, Gas & Water

34

155,48

57,17

2

28

25

  (a) Electricity Generation & Transmission

4

40,04

22,84

-

-

-

  (b) Non-Conventional Energy

-

-

-

-

-

-

  (c) Gas, Steam & Water Supply

30

115,45

34,33

2

28

25

18. Construction

532

394,46

211,19

136

4,21

2,94

  (a) Other than Infrastructure

123

116,03

79,11

52

3,86

2,70

  (b) Infrastructure Construction

409

278,43

132,09

84

35

23

III.

TRANSPORT OPERATORS

139

576,65

330,74

3,544

18,12

12,25

IV.

PROFESSIONAL AND OTHER SERVICES

8,791

2111,17

1743,32

1,11,080

254,90

211,25

1. Professional Services

2,288

210,20

208,05

15,966

40,53

30,77

2. Tourism, Hotel & Restaurants

131

72,16

61,10

3,409

10,54

7,98

3. Recreation services

122

143,50

66,02

276

75

71

4. IT and Telecommunications

86

24,41

19,66

2

5

3

5. Others

6,164

1660,90

1388,47

91,427

203,02

171,77

V.

PERSONAL LOANS

18,20,626

32340,70

14212,93

85,472

246,89

212,98

1. Housing

27,669

4560,38

3520,48

3,268

27,45

20,13

2. Consumer Durables

801

5,62

5,61

8,501

24,27

20,93

3. Vehicles

546

10,77

3,83

766

3,72

3,01

4. Education

3

10

5

2,371

17,82

13,65

5. Personal Credit Cards

15,17,958

22909,91

7541,49

-

-

-

6. Others

2,73,649

4853,92

3141,46

70,566

173,64

155,26

VI.

TRADE

4,915

1849,04

1339,71

1,02,929

257,56

214,24

1. Wholesale Trade

851

699,17

431,16

13,611

41,49

32,74

2. Retail Trade

4,064

1149,87

908,56

89,318

216,08

181,50

VII.

FINANCE

286

2847,19

2081,73

37,797

316,29

225,43

VIII.

ALL OTHERS

971

1067,20

319,11

1,26,085

339,17

296,69

TOTAL BANK CREDIT

18,42,635

52942,67

26786,72

8,31,421

2510,23

2112,57

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2009

STATE : TAMIL NADU

(Amount in Rupees Lakh)

OCCUPATION

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of  Accounts

Credit  Limit

Amount  Outstanding

No. of  Accounts

Credit  Limit

Amount  Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

8,00,593

7437,60

6388,11

55,37,882

39055,67

33887,98

1. Direct Finance

7,94,154

5424,25

4745,04

54,20,997

31032,85

27444,41

2. Indirect Finance

6,439

2013,34

1643,06

1,16,885

8022,82

6443,58

II.

INDUSTRY

76,768

26212,54

18563,56

3,69,168

155776,94

105432,05

1. Mining & Quarrying

544

354,50

248,03

2,598

5288,07

3483,51

2. Food Manufacturing & Processing

5,094

1939,81

1295,96

21,923

8189,27

5842,35

  (a) Rice Mills, Flour & Dal Mills

1,250

281,89

213,51

4,124

942,76

747,92

  (b) Sugar

41

305,17

137,80

263

2969,88

2202,67

  (c) Edible Oils & Vanaspati

270

145,83

122,46

2,204

558,02

409,06

  (d) Tea Processing

1,424

123,37

63,79

3,216

324,23

197,50

  (e) Processing of Fruits & Vegetables

192

91,94

62,88

419

280,49

195,85

  (f) Others

1,917

991,61

695,52

11,697

3113,89

2089,34

3. Beverage & Tobacco

125

114,25

106,39

573

999,72

806,32

4. Textiles

19,110

7927,20

5596,63

1,02,909

40820,97

26522,75

  (a) Cotton Textiles

8,766

5717,97

4052,71

41,382

26906,84

17528,78

  (b) Jute & Other Natural Fibre Textiles

98

24,90

19,69

636

162,12

130,40

  (c) Handloom Textiles & Khadi

724

43,10

35,09

4,635

523,39

430,78

  (d) Other Textiles & Textile Products

9,522

2141,23

1489,14

56,256

13228,63

8432,80

5. Paper, Paper Products & Printing

7,458

1017,02

726,88

15,260

3570,27

2564,90

6. Woods and Wood Products

770

185,61

150,61

3,291

553,60

472,06

7. Leather & Leather Products

908

254,76

193,53

14,129

3653,75

1845,88

8. Gems and Jewellery

211

96,48

71,43

12,635

1142,57

920,43

9. Rubber & Plastic Products

722

460,43

303,93

5,755

2784,14

1734,56

10. Chemicals & Chemical Products

3,238

1120,41

830,72

16,843

8754,92

6196,88

  (a) Heavy Industrial Chemicals

297

360,64

266,86

860

1526,12

1103,35

  (b) Fertilisers

47

37,06

26,60

3,447

669,63

548,57

  (c) Drugs & Pharmaceuticals

1,917

324,33

267,81

4,650

2719,90

1993,17

  (d) Non-Edible Oils

25

5,15

4,88

117

124,82

114,93

  (e) Other Chemicals & Chemical Products

952

393,23

264,57

7,769

3714,45

2436,85

11. Petroleum, Coal Products & Nuclear Fuels

121

230,52

178,95

330

3231,78

1390,18

12. Manufacture of Cement & Cement Products

237

402,98

374,12

1,752

3712,98

2828,19

13. Basic Metals & Metal Products

2,005

1619,97

1271,41

16,834

15392,06

10889,29

  (a) Iron & Steel

1,053

1049,18

835,01

3,298

5147,62

3921,53

  (b) Non-Ferrous Metals

111

137,90

83,28

906

1948,65

1111,26

  (c) Metal Products

841

432,89

353,12

12,630

8295,79

5856,50

14. Engineering

6,292

1777,45

1181,03

29,802

10705,81

7464,18

  (a) Heavy Engineering

609

625,33

468,11

3,019

2893,10

2154,63

  (b) Light Engineering

5,128

754,34

390,34

18,145

4222,16

2676,57

  (c) Electrical Machinery & Goods

392

174,37

152,62

6,208

2356,51

1703,00

  (d) Electronic Machinery & Goods

163

223,40

169,96

2,430

1234,04

929,99

15. Vehicles, Vehicle Parts & Transport Equipments

1,567

2033,35

1041,82

7,404

11358,49

6857,91

16. Other Industries

19,007

2262,44

1728,57

82,128

8797,67

6346,53

17. Electricity, Gas & Water

269

1549,08

974,24

1,024

10597,76

6783,62

  (a) Electricity Generation & Transmission

88

1098,47

672,15

359

8178,05

5420,85

  (b) Non-Conventional Energy

107

402,84

260,16

292

1873,06

953,20

  (c) Gas, Steam & Water Supply

74

47,77

41,93

373

546,65

409,57

18. Construction

9,090

2866,30

2289,33

33,978

16223,12

12482,52

  (a) Other than Infrastructure

6,257

1568,72

1157,62

21,706

6520,39

5026,20

  (b) Infrastructure Construction

2,833

1297,58

1131,71

12,272

9702,73

7456,32

III.

TRANSPORT OPERATORS

28,967

2366,71

1684,80

45,109

6248,38

4764,50

IV.

PROFESSIONAL AND OTHER SERVICES

53,385

9236,39

6393,71

3,17,296

37657,74

27947,29

1. Professional Services

4,072

814,94

681,39

53,327

7137,77

4897,58

2. Tourism, Hotel & Restaurants

1,659

1093,05

610,96

11,139

2942,54

1727,63

3. Recreation services

283

274,33

245,11

5,431

957,31

753,81

4. IT and Telecommunications

433

648,67

374,22

952

4231,09

3385,97

5. Others

46,938

6405,41

4482,02

2,46,447

22389,03

17182,30

V.

PERSONAL LOANS

9,48,613

19267,36

13886,44

51,26,936

97521,39

64573,26

1. Housing

73,442

7323,36

6046,29

4,98,252

36399,34

29685,15

2. Consumer Durables

9,878

83,76

63,70

76,104

553,99

431,60

3. Vehicles

3,18,790

5634,60

3287,61

4,04,480

7457,77

4719,34

4. Education

13,176

211,99

150,66

3,84,836

6004,49

4374,20

5. Personal Credit Cards

22,412

710,46

340,68

15,91,126

23831,21

8006,89

6. Others

5,10,915

5303,20

3997,50

21,72,138

23274,60

17356,09

VI.

TRADE

1,66,340

7753,93

6248,71

5,27,122

29372,49

22486,46

1. Wholesale Trade

8,134

2352,71

1760,52

41,390

11843,74

8673,27

2. Retail Trade

1,58,206

5401,22

4488,18

4,85,732

17528,75

13813,19

VII.

FINANCE

7,103

3815,24

2697,77

1,08,330

17153,27

12692,06

VIII.

ALL OTHERS

3,43,598

4284,97

3165,48

9,97,242

16273,41

11061,20

TOTAL BANK CREDIT

24,25,367

80374,74

59028,57

130,29,085

399059,30

282844,80