SOUTHERN REGION

STATE : TAMIL NADU

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

26,26,766

11281,10

10210,96

22,70,306

12417,08

10951,06

1. Direct Finance

25,69,828

10874,99

9876,57

22,26,418

11679,46

10537,72

2. Indirect Finance

56,938

406,11

334,40

43,888

737,62

413,34

II.

INDUSTRY

49,879

8110,83

4648,59

94,879

14605,56

10880,48

1. Mining & Quarrying

262

151,82

52,83

1,014

340,80

263,83

2. Food Manufacturing & Processing

3,149

516,40

435,90

8,556

1256,41

918,03

(a) Rice Mills, Flour & Dal Mills

983

125,24

104,51

2,074

424,08

343,78

(b) Sugar

16

139,05

116,19

37

205,83

59,93

(c) Edible Oils & Vanaspati

171

22,61

21,07

554

111,01

83,01

(d) Tea Processing

54

61,29

60,83

2,876

60,98

42,17

(e) Processing of Fruits & Vegetables

65

19,37

13,42

215

70,27

52,34

(f) Others

1,860

148,84

119,88

2,800

384,24

336,81

3. Beverage & Tobacco

91

43,68

39,56

179

63,34

54,98

4. Textiles

9,928

2015,22

1355,12

24,814

6338,26

4604,41

(a) Cotton Textiles

2,768

1457,30

948,26

15,809

4537,86

3292,73

(b) Jute & Other Natural Fibre Textiles

154

3,00

2,52

282

30,45

24,93

(c) Handloom Textiles & Khadi

1,625

25,53

20,85

1,569

195,55

163,11

(d) Other Textiles & Textile Products

5,381

529,38

383,49

7,154

1574,40

1123,64

5. Paper, Paper Products & Printing

1,668

266,02

147,74

9,129

698,25

544,58

6. Woods and Wood Products

409

14,46

11,43

1,048

183,35

168,16

7. Leather & Leather Products

187

51,04

46,56

1,617

153,66

118,52

8. Gems and Jewellery

8,672

23,31

18,42

3,324

18,23

16,91

9. Rubber & Plastic Products

260

33,82

20,43

1,012

199,28

139,67

10. Chemicals & Chemical Products

769

345,90

257,08

3,321

860,73

654,87

(a) Heavy Industrial Chemicals

32

239,52

195,19

202

55,83

36,96

(b) Fertilisers

82

15,59

8,06

78

5,75

4,63

(c) Drugs & Pharmaceuticals

53

1,58

1,34

227

36,28

27,82

(d) Non-Edible Oils

15

1,05

1,00

64

22,75

20,52

(e) Other Chemicals & Chemical Products

587

88,16

51,49

2,750

740,12

564,94

11. Petroleum, Coal Products & Nuclear Fuels

23

599,72

115,71

73

19,18

16,82

12. Manufacture of Cement & Cement Products

314

226,65

71,14

736

224,66

120,95

13. Basic Metals & Metal Products

643

559,88

299,35

3,683

893,18

693,86

(a) Iron & Steel

92

180,49

101,32

499

350,86

266,97

(b) Non-Ferrous Metals

47

311,05

149,56

214

307,88

260,50

(c) Metal Products

504

68,34

48,47

2,970

234,44

166,40

14. Engineering

1,688

286,78

209,62

4,729

588,39

417,39

(a) Heavy Engineering

232

77,12

53,24

316

149,51

110,50

(b) Light Engineering

1,121

144,13

102,56

3,395

261,99

174,81

(c) Electrical Machinery & Goods

254

63,88

53,08

820

128,33

88,18

(d) Electronic Machinery & Goods

81

1,65

75

198

48,57

43,90

15. Vehicles, Vehicle Parts & Transport Equipments

2,194

219,99

128,07

1,138

466,75

372,65

16. Other Industries

14,503

250,36

171,25

18,489

805,89

558,20

17. Electricity, Gas & Water

90

1101,40

405,35

192

207,41

150,65

(a) Electricity Generation & Transmission

42

907,41

239,42

36

43,85

29,47

(b) Non-Conventional Energy

19

108,99

85,59

66

149,73

86,52

(c) Gas, Steam & Water Supply

29

85,00

80,33

90

13,82

34,66

18. Construction

5,029

1404,39

863,02

11,825

1287,78

1065,99

(a) Other than Infrastructure

3,700

282,99

238,28

9,500

858,87

713,23

(b) Infrastructure Construction

1,329

1121,40

624,74

2,325

428,91

352,76

III.

TRANSPORT OPERATORS

4,934

164,79

123,85

14,212

742,55

566,32

IV.

PROFESSIONAL AND OTHER SERVICES

95,357

979,85

682,70

99,857

2719,71

1991,06

1. Professional Services

17,090

159,25

125,22

16,254

342,38

257,56

2. Tourism, Hotel & Restaurants

2,035

30,13

23,62

3,492

178,08

147,86

3. Recreation services

994

9,70

7,98

2,290

47,53

37,77

4. IT and Telecommunications

46

3,73

3,06

162

11,94

10,24

5. Others

75,192

777,05

522,82

77,659

2139,78

1537,63

V.

PERSONAL LOANS

5,26,252

5365,74

4302,19

10,08,123

14271,25

10926,00

1. Housing

61,449

1797,31

1503,68

1,23,107

5611,25

4546,63

2. Consumer Durables

14,718

74,63

55,61

27,786

155,55

121,74

3. Vehicles

17,133

358,83

251,50

68,478

1317,13

826,33

4. Education

96,969

1082,83

797,44

1,44,849

2100,94

1495,99

5. Personal Credit Cards

7,254

30,16

22,16

11,830

66,89

44,80

6. Others

3,28,729

2021,99

1671,80

6,32,073

5019,49

3890,51

VI.

TRADE

1,27,846

1721,10

1512,19

1,91,148

3631,40

2899,12

1. Wholesale Trade

7,267

787,61

736,29

12,526

1044,10

819,14

2. Retail Trade

1,20,579

933,49

775,89

1,78,622

2587,30

2079,98

VII.

FINANCE

47,790

740,04

567,08

33,338

364,06

281,12

VIII.

ALL OTHERS

3,17,237

1725,28

1485,01

3,13,805

2232,26

1880,51

TOTAL BANK CREDIT

37,96,061

30088,73

23532,57

40,25,668

50983,88

40375,67

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

6,00,516

5915,83

5123,42

40,294

9441,66

7602,55

1. Direct Finance

5,90,649

5305,20

4676,28

34,102

3173,20

2353,84

2. Indirect Finance

9,867

610,63

447,13

6,192

6268,46

5248,71

II.

INDUSTRY

1,19,126

43379,90

28874,98

1,05,284

89680,66

61028,01

1. Mining & Quarrying

680

451,24

357,75

642

4344,21

2809,11

2. Food Manufacturing & Processing

6,738

2333,58

1743,63

3,480

4082,88

2744,79

(a) Rice Mills, Flour & Dal Mills

854

263,93

206,19

213

129,51

93,45

(b) Sugar

78

942,92

687,97

132

1682,08

1338,58

(c) Edible Oils & Vanaspati

664

134,91

112,02

815

289,49

192,96

(d) Tea Processing

73

74,42

32,07

213

127,54

62,43

(e) Processing of Fruits & Vegetables

63

23,17

16,75

76

167,68

113,34

(f) Others

5,006

894,23

688,63

2,031

1686,58

944,02

3. Beverage & Tobacco

163

163,93

112,90

140

728,77

598,88

4. Textiles

60,112

26697,25

16673,01

8,055

5770,25

3890,22

(a) Cotton Textiles

19,628

18262,21

11342,49

3,177

2649,47

1945,29

(b) Jute & Other Natural Fibre Textiles

165

70,45

59,56

35

58,21

43,39

(c) Handloom Textiles & Khadi

986

262,38

218,95

455

39,93

27,87

(d) Other Textiles & Textile Products

39,333

8102,21

5052,00

4,388

3022,64

1873,67

5. Paper, Paper Products & Printing

2,264

878,79

669,05

2,199

1727,21

1203,53

6. Woods and Wood Products

1,416

144,16

112,73

418

211,63

179,75

7. Leather & Leather Products

1,141

228,51

186,78

11,184

3220,54

1494,01

8. Gems and Jewellery

426

400,87

296,09

213

700,16

589,01

9. Rubber & Plastic Products

1,421

607,10

431,72

3,062

1943,94

1142,75

10. Chemicals & Chemical Products

1,983

526,21

390,06

10,770

7022,08

4894,85

(a) Heavy Industrial Chemicals

268

146,18

108,92

358

1084,59

762,29

(b) Fertilisers

43

19,15

14,04

3,244

629,14

521,84

(c) Drugs & Pharmaceuticals

273

57,14

49,71

4,097

2624,90

1914,30

(d) Non-Edible Oils

20

19,19

17,66

18

81,83

75,74

(e) Other Chemicals & Chemical Products

1,379

284,55

199,73

3,053

2601,62

1620,68

11. Petroleum, Coal Products & Nuclear Fuels

74

18,01

15,51

160

2594,87

1242,14

12. Manufacture of Cement & Cement Products

346

260,13

205,53

356

3001,53

2430,57

13. Basic Metals & Metal Products

6,493

2614,80

1979,06

6,015

11324,21

7917,01

(a) Iron & Steel

1,188

1638,01

1286,12

1,519

2978,27

2267,13

(b) Non-Ferrous Metals

340

346,93

187,89

305

982,79

513,30

(c) Metal Products

4,965

629,86

505,05

4,191

7363,15

5136,58

14. Engineering

9,345

2602,52

1735,85

14,040

7228,12

5101,32

(a) Heavy Engineering

818

873,21

616,39

1,653

1793,27

1374,50

(b) Light Engineering

6,071

1037,88

643,00

7,558

2778,16

1756,21

(c) Electrical Machinery & Goods

2,057

435,57

280,72

3,077

1728,73

1281,01

(d) Electronic Machinery & Goods

399

255,86

195,74

1,752

927,96

689,60

15. Vehicles, Vehicle Parts & Transport Equipments

1,550

791,52

594,01

2,522

9880,22

5763,19

16. Other Industries

18,247

2038,06

1369,21

30,889

5703,36

4247,87

17. Electricity, Gas & Water

293

863,83

611,30

449

8425,12

5616,32

(a) Electricity Generation & Transmission

79

443,86

340,31

202

6782,93

4811,65

(b) Non-Conventional Energy

120

314,47

214,51

87

1299,88

566,58

(c) Gas, Steam & Water Supply

94

105,51

56,48

160

342,32

238,10

18. Construction

6,434

1759,36

1390,79

10,690

11771,58

9162,71

(a) Other than Infrastructure

4,191

929,77

761,12

4,315

4448,76

3313,56

(b) Infrastructure Construction

2,243

829,60

629,68

6,375

7322,82

5849,14

III.

TRANSPORT OPERATORS

13,527

958,03

708,64

12,436

4383,01

3365,68

IV.

PROFESSIONAL AND OTHER SERVICES

69,056

4866,07

3564,42

53,026

29092,12

21709,11

1. Professional Services

10,635

777,76

594,51

9,348

5858,38

3920,30

2. Tourism, Hotel & Restaurants

4,136

285,50

209,60

1,476

2448,83

1346,55

3. Recreation services

664

44,85

42,32

1,483

855,23

665,74

4. IT and Telecommunications

224

177,91

174,61

520

4037,51

3198,06

5. Others

53,397

3580,04

2543,39

40,199

15892,15

12578,46

V.

PERSONAL LOANS

9,96,235

18485,51

14589,62

25,96,326

59398,88

34755,46

1. Housing

1,45,796

8637,08

7361,74

1,67,900

20353,69

16273,10

2. Consumer Durables

19,676

160,20

130,84

13,924

163,61

123,41

3. Vehicles

1,65,832

2312,25

1482,75

1,53,037

3469,56

2158,75

4. Education

88,966

1478,36

1097,85

54,052

1342,36

982,92

5. Personal Credit Cards

12,875

187,30

99,61

15,59,167

23546,87

7840,32

6. Others

5,63,090

5710,32

4416,82

6,48,246

10522,80

7376,96

VI.

TRADE

1,25,981

7309,07

5802,93

82,147

16710,92

12272,22

1. Wholesale Trade

14,028

2443,97

1847,30

7,569

7568,06

5270,53

2. Retail Trade

1,11,953

4865,10

3955,62

74,578

9142,86

7001,69

VII.

FINANCE

14,132

371,46

284,44

13,070

15677,71

11559,42

VIII.

ALL OTHERS

2,13,437

4026,78

2306,36

1,52,763

8289,09

5389,31

TOTAL BANK CREDIT

21,52,010

85312,66

61254,81

30,55,346

232674,04

157681,76