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83640415

Uttar Pradesh

CENTRAL REGION

STATE : UTTAR PRADESH

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

43,25,664

27088,37

21644,28

14,93,173

12789,24

10552,12

1. Direct Finance

42,35,790

25466,52

20327,83

14,62,287

11407,99

9362,99

2. Indirect Finance

89,874

1621,85

1316,45

30,886

1381,25

1189,13

II.

INDUSTRY

65,034

7310,86

4434,19

39,033

5330,20

4053,19

1. Mining & Quarrying

321

49,95

37,14

420

103,16

95,37

2. Food Manufacturing & Processing

16,123

1604,61

1171,89

9,532

2049,29

1685,99

(a) Rice Mills, Flour & Dal Mills

4,563

258,74

202,84

3,182

423,28

327,72

(b) Sugar

112

1059,62

735,86

160

1256,08

1056,75

(c) Edible Oils & Vanaspati

877

29,14

23,01

532

25,48

21,31

(d) Tea Processing

44

50

36

71

1,11

1,04

(e) Processing of Fruits & Vegetables

51

17,73

14,84

101

21,65

16,50

(f) Others

10,476

238,89

194,98

5,486

321,69

262,67

3. Beverage & Tobacco

69

87,85

43,82

186

33,00

28,88

4. Textiles

12,957

362,62

256,70

7,530

606,73

451,93

(a) Cotton Textiles

1,452

124,93

93,24

686

43,38

30,59

(b) Jute & Other Natural Fibre Textiles

776

11,03

8,10

177

15,04

12,67

(c) Handloom Textiles & Khadi

6,041

32,72

24,44

2,881

38,19

31,95

(d) Other Textiles & Textile Products

4,688

193,95

130,93

3,786

510,12

376,72

5. Paper, Paper Products & Printing

853

174,68

140,84

851

246,20

220,10

6. Woods and Wood Products

1,588

15,03

11,69

1,264

28,32

23,96

7. Leather & Leather Products

718

83,78

54,74

595

7,45

6,11

8. Gems and Jewellery

169

4,05

3,25

208

6,08

5,24

9. Rubber & Plastic Products

289

85,68

58,84

430

31,33

29,04

10. Chemicals & Chemical Products

777

216,28

159,32

944

194,57

65,67

(a) Heavy Industrial Chemicals

27

56,92

47,00

30

20,27

16,58

(b) Fertilisers

59

2,97

2,16

58

114,10

1,29

(c) Drugs & Pharmaceuticals

81

2,47

1,97

136

13,50

9,81

(d) Non-Edible Oils

29

1,82

1,49

35

3,85

2,39

(e) Other Chemicals & Chemical Products

581

152,10

106,69

685

42,86

35,59

11. Petroleum, Coal Products & Nuclear Fuels

63

7,27

5,50

123

35,99

29,53

12. Manufacture of Cement & Cement Products

661

76,77

47,67

813

37,44

30,00

13. Basic Metals & Metal Products

1,565

1106,78

756,95

1,108

577,23

410,75

(a) Iron & Steel

149

252,69

113,04

167

454,28

334,25

(b) Non-Ferrous Metals

48

611,47

460,14

46

36,58

8,04

(c) Metal Products

1,368

242,62

183,76

895

86,37

68,45

14. Engineering

8,775

364,36

252,21

5,631

348,51

268,83

(a) Heavy Engineering

556

38,51

31,15

174

54,73

32,73

(b) Light Engineering

7,537

224,85

146,74

4,822

228,63

184,03

(c) Electrical Machinery & Goods

473

88,50

67,04

418

51,26

41,07

(d) Electronic Machinery & Goods

209

12,50

7,28

217

13,89

11,00

15. Vehicles, Vehicle Parts & Transport Equipments

938

390,68

255,79

473

49,62

42,68

16. Other Industries

17,097

447,46

272,73

7,339

618,70

381,42

17. Electricity, Gas & Water

34

1655,56

588,75

41

6,80

6,21

(a) Electricity Generation & Transmission

11

1652,85

586,99

13

4,67

4,47

(b) Non-Conventional Energy

10

38

24

11

42

22

(c) Gas, Steam & Water Supply

13

2,33

1,53

17

1,71

1,51

18. Construction

2,037

577,45

316,35

1,545

349,78

271,48

(a) Other than Infrastructure

1,207

172,30

126,25

966

74,50

61,64

(b) Infrastructure Construction

830

405,15

190,10

579

275,27

209,84

III.

TRANSPORT OPERATORS

20,372

709,28

502,48

5,823

171,66

133,07

IV.

PROFESSIONAL AND OTHER SERVICES

67,696

1662,90

1437,32

37,992

1485,03

1119,86

1. Professional Services

26,363

211,03

165,91

8,667

192,07

162,53

2. Tourism, Hotel & Restaurants

1,757

31,16

23,47

1,207

32,07

25,39

3. Recreation services

402

396,28

372,19

373

9,07

7,84

4. IT and Telecommunications

61

4,03

3,93

167

12,89

9,96

5. Others

39,113

1020,39

871,81

27,578

1238,93

914,14

V.

PERSONAL LOANS

3,34,974

4938,36

3647,14

2,77,174

4696,21

3639,89

1. Housing

51,427

1471,82

1193,83

47,591

1713,98

1405,26

2. Consumer Durables

23,152

212,02

150,19

14,453

124,61

88,99

3. Vehicles

32,391

633,26

436,32

28,983

565,30

435,56

4. Education

18,153

418,35

347,29

18,659

445,95

364,41

5. Personal Credit Cards

6,427

102,62

28,71

3,089

19,48

13,88

6. Others

2,03,424

2100,30

1490,80

1,64,399

1826,90

1331,79

VI.

TRADE

2,99,124

2665,33

2040,13

1,72,199

3161,27

2499,68

1. Wholesale Trade

10,469

343,79

191,84

5,434

489,19

305,29

2. Retail Trade

2,88,655

2321,53

1848,29

1,66,765

2672,08

2194,39

VII.

FINANCE

21,245

227,78

178,55

5,227

306,14

183,44

VIII.

ALL OTHERS

4,56,649

1967,38

1437,32

1,05,053

664,38

562,51

TOTAL BANK CREDIT

55,90,758

46570,27

35321,40

21,35,674

28604,15

22743,75


TABLE No.5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

CENTRAL REGION

STATE : UTTAR PRADESH

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,32,627

5246,37

4412,50

35,502

5698,23

4275,59

1. Direct Finance

2,21,994

3376,44

2741,85

31,604

900,82

788,30

2. Indirect Finance

10,633

1869,93

1670,65

3,898

4797,40

3487,29

II.

INDUSTRY

62,710

23122,19

18943,29

48,330

20736,11

15926,63

1. Mining & Quarrying

284

171,98

141,81

193

224,21

104,90

2. Food Manufacturing & Processing

6,861

3832,97

2671,39

4,931

3215,15

2707,12

(a) Rice Mills, Flour & Dal Mills

1,712

469,78

307,08

982

276,16

207,86

(b) Sugar

169

2432,52

1692,75

69

1647,05

1451,96

(c) Edible Oils & Vanaspati

359

120,97

92,88

170

561,57

423,23

(d) Tea Processing

65

2,73

2,61

15

12,37

12,17

(e) Processing of Fruits & Vegetables

61

20,36

13,81

95

39,08

31,06

(f) Others

4,495

786,61

562,26

3,600

678,93

580,84

3. Beverage & Tobacco

140

337,52

256,60

107

114,73

86,62

4. Textiles

8,702

967,67

793,64

5,477

824,24

623,19

(a) Cotton Textiles

1,736

318,27

278,67

834

261,76

179,83

(b) Jute & Other Natural Fibre Textiles

139

19,41

17,28

91

8,50

6,77

(c) Handloom Textiles & Khadi

1,261

24,92

20,12

1,544

49,20

41,29

(d) Other Textiles & Textile Products

5,566

605,06

477,58

3,008

504,77

395,30

5. Paper, Paper Products & Printing

2,115

1229,43

1049,72

1,775

918,28

802,11

6. Woods and Wood Products

1,372

52,05

40,32

592

72,07

65,92

7. Leather & Leather Products

856

155,67

125,56

8,468

1731,10

1192,53

8. Gems and Jewellery

225

11,80

10,30

1,830

121,26

90,01

9. Rubber & Plastic Products

1,577

609,47

479,07

1,463

437,67

365,16

10. Chemicals & Chemical Products

2,416

782,69

652,46

1,408

592,04

465,25

(a) Heavy Industrial Chemicals

109

143,23

97,03

164

107,32

84,41

(b) Fertilisers

92

284,78

277,65

28

18,38

14,91

(c) Drugs & Pharmaceuticals

315

89,57

71,04

404

77,29

61,48

(d) Non-Edible Oils

29

15,11

12,13

27

23,87

21,42

(e) Other Chemicals & Chemical Products

1,871

250,00

194,62

785

365,19

283,02

11. Petroleum, Coal Products & Nuclear Fuels

66

123,21

79,81

88

55,57

51,05

12. Manufacture of Cement & Cement Products

587

86,38

61,10

538

326,26

260,44

13. Basic Metals & Metal Products

11,875

3977,54

2989,09

2,196

1515,46

1269,30

(a) Iron & Steel

685

2447,16

1716,49

456

1017,43

866,29

(b) Non-Ferrous Metals

766

457,44

362,38

135

131,10

108,45

(c) Metal Products

10,424

1072,94

910,22

1,605

366,93

294,57

14. Engineering

8,900

1741,71

1346,87

7,086

1721,09

1154,86

(a) Heavy Engineering

784

244,48

216,29

509

272,00

226,74

(b) Light Engineering

5,570

676,94

515,16

5,030

310,59

239,83

(c) Electrical Machinery & Goods

2,069

505,84

358,87

1,339

1099,94

663,35

(d) Electronic Machinery & Goods

477

314,44

256,56

208

38,56

24,94

15. Vehicles, Vehicle Parts & Transport Equipments

1,290

281,85

231,75

1,384

478,33

225,08

16. Other Industries

11,303

1415,74

1002,00

6,870

1789,17

635,61

17. Electricity, Gas & Water

78

595,52

547,95

84

4370,38

3949,18

(a) Electricity Generation & Transmission

23

482,32

465,95

43

4358,46

3939,02

(b) Non-Conventional Energy

14

1,47

97

4

51

35

(c) Gas, Steam & Water Supply

41

111,73

81,04

37

11,41

9,80

18. Construction

4,063

6748,99

6463,85

3,840

2229,09

1878,28

(a) Other than Infrastructure

2,346

1397,16

1209,51

2,851

556,89

427,82

(b) Infrastructure Construction

1,717

5351,83

5254,34

989

1672,19

1450,45

III.

TRANSPORT OPERATORS

9,043

575,99

390,52

15,704

1038,30

633,86

IV.

PROFESSIONAL AND OTHER SERVICES

46,390

5166,45

4239,93

43,412

5388,34

4218,06

1. Professional Services

8,535

483,70

379,21

5,811

603,16

519,94

2. Tourism, Hotel & Restaurants

1,918

209,19

167,86

3,578

450,55

250,22

3. Recreation services

299

121,65

99,40

451

237,24

180,44

4. IT and Telecommunications

253

90,01

56,77

211

32,02

22,78

5. Others

35,385

4261,92

3536,69

33,361

4065,36

3244,69

V.

PERSONAL LOANS

4,70,483

13104,33

10302,66

5,26,395

13364,27

10436,30

1. Housing

1,30,791

8064,86

6653,21

1,34,191

7349,83

6199,78

2. Consumer Durables

18,301

158,87

124,79

13,433

125,64

94,93

3. Vehicles

67,140

1322,26

943,35

1,20,051

1696,18

1111,76

4. Education

32,163

766,41

634,66

45,150

1186,48

964,29

5. Personal Credit Cards

9,481

137,54

46,30

8,105

119,44

39,84

6. Others

2,12,607

2654,40

1900,37

2,05,465

2886,70

2025,70

VI.

TRADE

1,66,258

5321,40

4144,24

87,146

6196,06

4666,77

1. Wholesale Trade

14,695

1247,28

962,25

5,677

1648,33

1319,79

2. Retail Trade

1,51,563

4074,12

3182,00

81,469

4547,73

3346,98

VII.

FINANCE

3,689

1170,04

703,55

1,580

1136,93

744,83

VIII.

ALL OTHERS

1,83,461

2098,55

1647,17

1,41,359

4385,72

4105,63

TOTAL BANK CREDIT

11,74,661

55805,32

44783,86

8,99,428

57943,94

45007,67

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