(Rs. crore)

Outstanding

Variation over

Item

as on 2002

Fortnight

Financial year so far

Year-on-year

July 12#

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,391

208

–3,327

5,962

8,753

–10,032

Borrowings from Banks⁽¹⁾

17,583

–1,754

–1,430

–2,667

7,987

–5,034

Other demand and time liabilities ⁽²⁾

1,955

–270

–867

–268

287

531

Liabilities to Others

Aggregate deposits@

11,99,104

–4,862

53,402

95,744

1,65,712

1,83,085

(–0.4)

(5.5)

(8.7)

(19.5)

(18.0)

[5.8]

[9.0]

[16.8]

[18.8]

Demand

1,52,913

–3,812

–2,430

–135

17,359

12,792

Time@

10,46,191

–1,049

55,832

95,879

1,48,353

1,70,293

Borrowings⁽³⁾

9,978

7,372

–490

6,950

–897

7,902

Other demand and time liabilities

1,09,310

–902

500

–2,573

16,462

17,603

Borrowings from Reserve Bank

64

–272

572

–3,552

–3,764

–4,404

Cash in hand and Balances with Reserve Bank

80,609

18,365

8,146

11,962

5,049

7,261

Cash in hand

6,873

–303

581

628

974

634

Balances with Reserve Bank

73,736

18,668

7,565

11,334

4,075

6,628

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,170

–403

–552

177

4,161

–1,134

Money at call and short notice

25,336

–1,845

–3,216

–1,289

15,291

–7,077

Advances to Banks

5,715

128

115

143

2,823

668

Other assets

2,727

491

82

53

–249

708

Investments⁽⁵⁾

4,75,804

–8,546

33,188

37,535

74,066

72,457

(–1.8)

(9.0)

(8.6)

(22.5)

(18.0)

Government securities

4,48,275

–8,548

33,968

37,099

75,330

74,273

Other approved securities

27,529

3

–780

436

–1,264

–1,816

Bank Credit

6,50,613

2,563

12,473

60,891

67,713

1,26,706

(0.4)

(2.4)

(10.3)

(14.8)

(24.2)

Food Credit

59,463

–1,545

10,787

5,485

17,905

8,685

Non-food credit

5,91,150

4,107

1,686

55,406

49,808

1,18,022

Loans, cash-credit and overdrafts

6,08,353

2,634

14,087

60,747

65,439

1,24,050

Inland bills- purchased

4,875

52

–141

–156

316

108

discounted⁽⁶⁾

18,418

–264

–872

135

2,655

716

Foreign bills-purchased

9,045

391

–460

–44

58

154

discounted

9,923

–250

–141

209

–755

1,678

Cash-Deposit Ratio

6.72

Investment-Deposit Ratio

39.68

Credit-Deposit Ratio

54.26

@

: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period. Since May 3, 2002 this Table includes the impact of the merger of the ICICI with the ICICI Bank.