(Rs. crore)

Outstanding

Variation over

as on 2003

Fortnight

Financial year so far

Year-on-year

Item

Mar.7#

2001-2002

2002-2003

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

39,250

1,564

–20,215

7,821

–18,955

8,715

Borrowings from Banks⁽¹⁾

21,715

3,432

–5,359

1,466

–4,882

3,027

Other demand and time liabilities⁽²⁾

2,344

424

–223

120

278

275

Liabilities to Others

Aggregate deposits @

12,78,020

5,738

1,29,040

1,74,660

1,38,925

1,86,362

(0.5)

(13.4)

(15.8)

(14.6)

(17.1)

[14.0]

[16.5]

[15.3]

[17.8]

Demand

1,65,685

2,304

2,398

12,637

8,067

20,735

Time @

11,12,335

3,434

1,26,642

1,62,023

1,30,858

1,65,627

Borrowings⁽³⁾

11,836

700

–47

8,807

271

9,317

Other demand and time liabilities

1,25,726

2,679

17,602

13,842

18,900

16,916

Borrowings from Reserve Bank

1,260

1,254

–1,242

–2,357

–3,327

–1,395

Cash in hand and Balances with Reserve Bank

74,799

6,115

4,022

6,151

–7,987

5,575

Cash in hand

6,608

162

241

362

431

709

Balances with Reserve Bank

68,191

5,953

3,781

5,789

–8,418

4,867

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,212

–173

–2,447

–780

–1,247

–196

Money at call and short notice

30,247

1,960

–12,041

3,622

–7,705

6,660

Advances to Banks

7,460

604

867

1,888

1,621

1,660

Other assets

2,595

140

664

–79

730

–6

Investments⁽⁵⁾

5,41,862

–536

65,606

1,03,593

70,143

1,06,097

(–0.1)

(17.7)

(23.6)

(19.2)

(24.3)

Government securities

5,15,273

–678

68,291

1,04,097

72,846

1,06,948

Other approved securities

26,589

143

–2,685

–504

–2,703

–851

Bank Credit

7,14,622

6,359

64,699

1,24,899

70,412

1,38,489

(0.9)

(12.7)

(21.2)

(13.9)

(24.0)

Food Credit

49,716

–511

13,913

–4,262

13,976

–4,189

Non-food credit

6,64,906

6,870

50,786

1,29,162

56,436

1,42,678

Loans, cash-credit and overdrafts

6,68,393

5,448

65,479

1,20,787

70,990

1,32,699

Inland bills- purchased

5,560

214

162

529

–40

490

discounted⁽⁶⁾

20,199

281

–555

1,916

–220

2,180

Foreign bills-purchased

9,598

91

–854

510

–836

1,102

discounted

10,871

324

467

1,158

517

2,019

Cash-Deposit Ratio

5.85

Investment-Deposit Ratio

42.40

Credit-Deposit Ratio

55.92

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.