(Rs. crore)

Outstanding

Variation over

as on 2003

Financial year so far

Year-on-year

Item

Apr. 4#

Fortnight

2002-2003

2003-2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

42,552

2,102

1,148

2,102

–22,031

9,976

Borrowings from Banks⁽¹⁾

18,724

–72 9

3,753

–729

–3,171

–5,279

Other demand and time liabilities⁽²⁾

5,821

3,529

–7 9

3,529

315

3,676

Liabilities to Others

Aggregate deposits@

13,23,662

43,086

33,689

43,086

1,43,623

1,86,613

(3.4)

(3.1)

(3.4)

(14.5)

(16.4)

[3.2]

[3.5]

[15.1]

[17.1]

Demand

1,88,060

19,220

10,617

19,220

9,967

24,395

Time@

11,35,602

23,866

23,072

23,866

1,33,655

1,62,218

Borrowings⁽³⁾

13,010

387

1,261

387

1,783

8,720

Other demand and time liabilities

1,29,216

268

–2,41 5

268

7,298

19,748

Borrowings from Reserve Bank

440

361

–3,163

361

–1,756

–14

Cash in hand and Balances with Reserve Bank

69,767

4,427

–2,760

4,427

–2,485

3,879

Cash in hand

7,240

234

–16 6

234

646

1,161

Balances with Reserve Bank

62,527

4,192

–2,59 3

4,192

–3,130

2,718

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,226

576

1,132

576

–3,600

–900

Money at call and short notice

31,955

–73 4

6,335

–734

–7,400

–1,004

Advances to Banks

2,202

–4,904

–23 7

–4,904

1,548

–3,133

Other assets

2,905

407

–1 5

407

45

246

Investments⁽⁵⁾

5,61,635

13,318

16,264

13,318

70,402

1,07,102

(2.4)

(3.7)

(2.4)

(18.3)

(23.6)

Government securities

5,34,969

13,153

16,286

13,153

73,425

1,07,507

Other approved securities

26,666

165

–2 2

165

–3,023

–405

Bank Credit

7,49,878

24,510

13,947

24,510

75,307

1,46,208

(3.4)

(2.4)

(3.4)

(14.3)

(24.2)

Food Credit

44,591

–4,888

–2,27 2

–4,888

13,874

–7,115

Non-food credit

7,05,287

29,398

16,219

29,398

61,433

1,53,323

Loans, cash-credit and overdrafts

7,00,823

22,957

10,229

22,957

74,279

1,42,988

Inland bills- purchased

6,309

496

1,078

496

94

199

discounted⁽⁶⁾

21,275

660

1,948

660

273

1,044

Foreign bills-purchased

10,060

538

607

538

–31 6

364

discounted

11,412

–14 1

85

–141

977

1,613

Cash-Deposit Ratio

5.27

Investment-Deposit Ratio

42.43

Credit-Deposit Ratio

56.65

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.