3. Scheduled Commercial Banks - Business in India - ఆర్బిఐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
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Fortnight |
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Feb. 18# |
2003-2004 |
2004-2005 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
35,346 |
–303 |
–3,363 |
–1,487 |
–456 |
–1,745 |
|
Borrowings from Banks (1) |
27,108 |
397 |
–6,548 |
12,081 |
–5,461 |
14,018 |
|
Other demand and time liabilities(2) |
3,742 |
654 |
138 |
1,115 |
462 |
1,350 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
16,83,014 |
9,672 |
1,89,983 |
1,78,598 |
1,97,895 |
2,12,177 |
|
(0.6) |
(14.8) |
(11.9) |
(15.5) |
(14.4) |
|||
Demand |
2,38,519 |
–214 |
31,997 |
13,496 |
37,725 |
36,232 |
|
Time@ |
14,44,495 |
9,886 |
1,57,986 |
1,65,101 |
1,60,171 |
1,75,945 |
|
[14,40,926] |
[1,61,532] |
[1,72,376] |
|||||
Borrowings(3) |
65,681 |
985 |
10,597 |
41,011 |
12,070 |
42,446 |
|
Other demand and time liabilities |
1,66,462 |
–1,165 |
9,400 |
18,378 |
15,237 |
27,256 |
|
Borrowings from Reserve Bank |
— |
— |
–79 |
— |
–5 |
— |
|
Cash in hand and Balances with Reserve Bank |
97,874 |
–3,690 |
13,017 |
20,979 |
9,900 |
18,955 |
|
Cash in hand |
8,614 |
–115 |
250 |
716 |
1,037 |
796 |
|
Balances with Reserve Bank |
89,260 |
–3,575 |
12,767 |
20,263 |
8,863 |
18,159 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
17,851 |
686 |
–767 |
890 |
–242 |
1,430 |
|
Money at call and short notice |
21,922 |
1,037 |
–16,395 |
3,864 |
–12,175 |
6,182 |
|
Advances to Banks |
9,208 |
–132 |
3,083 |
–1,315 |
3,400 |
–1,021 |
|
Other assets |
2,447 |
220 |
–130 |
–190 |
72 |
28 |
|
Investments (5) |
7,23,027 |
11,001 |
1,27,481 |
45,440 |
1,30,880 |
48,001 |
|
(1.5) |
(23.3) |
(6.7) |
(24.1) |
(7.1) |
|||
Government securities |
6,97,582 |
11,130 |
1,28,381 |
42,824 |
1,31,988 |
45,784 |
|
[6,85,389] |
[30,632] |
[33,592] |
|||||
Other approved securities |
25,445 |
–129 |
–900 |
2,615 |
–1,108 |
2,216 |
|
Bank Credit |
10,56,210 |
5,461 |
83,247 |
2,15,425 |
1,02,980 |
2,43,747 |
|
(0.5) |
(11.4) |
(25.6) |
(14.5) |
(30.0) |
|||
Food Credit |
41,482 |
–1,466 |
–14,211 |
5,521 |
–14,959 |
6,214 |
|
Non-food credit |
10,14,728 |
6,927 |
97,458 |
2,09,904 |
1,17,939 |
2,37,533 |
|
[9,82,045] |
[1,77,221] |
[2,04,851] |
|||||
Loans, cash-credit and overdrafts |
9,97,717 |
5,153 |
80,763 |
2,08,476 |
98,769 |
2,34,881 |
|
Inland bills- purchased |
7,112 |
–34 |
1,294 |
143 |
1,831 |
234 |
|
discounted(6) |
25,518 |
406 |
123 |
3,789 |
221 |
5,212 |
|
Foreign bills-purchased |
10,643 |
–45 |
–183 |
530 |
25 |
1,077 |
|
discounted |
15,219 |
–20 |
1,251 |
2,486 |
2,133 |
2,344 |
|
Cash-Deposit Ratio |
5.82 |
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Investment-Deposit Ratio |
42.96 |
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Credit-DepositRatio |
62.76 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |