3. Scheduled Commercial Banks - Business in India - ఆర్బిఐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Fortnight |
|||||||
Mar. 18# |
2003-2004 |
2004-2005 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
36,772 |
417 |
–3,621 |
–62 |
–3,621 |
–62 |
|
Borrowings from Banks (1) |
27,911 |
3,896 |
–4,612 |
12,885 |
–4,612 |
12,885 |
|
Other demand and time liabilities(2) |
3,134 |
66 |
373 |
507 |
373 |
507 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
17,19,947 |
20,505 |
2,23,563 |
2,15,531 |
2,23,563 |
2,15,531 |
|
(1.2) |
(17.5) |
(14.3) |
(17.5) |
(14.3) |
|||
Demand |
2,63,817 |
13,251 |
54,733 |
38,795 |
54,733 |
38,795 |
|
Time@ |
14,56,130 |
7,254 |
1,68,830 |
1,76,737 |
1,68,830 |
1,76,737 |
|
[14,52,562] |
[1,73,168] |
[1,73,168] |
|||||
Borrowings(3) |
69,304 |
4,123 |
12,032 |
44,634 |
12,032 |
44,634 |
|
Other demand and time liabilities |
1,74,325 |
1,323 |
18,278 |
26,241 |
18,278 |
26,241 |
|
Borrowings from Reserve Bank |
50 |
50 |
–79 |
50 |
–79 |
50 |
|
Cash in hand and Balances with Reserve Bank |
96,528 |
–1,807 |
10,993 |
19,633 |
10,993 |
19,633 |
|
Cash in hand |
8,422 |
–199 |
331 |
524 |
331 |
524 |
|
Balances with Reserve Bank |
88,105 |
–1,608 |
10,662 |
19,108 |
10,662 |
19,108 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
16,766 |
–1,693 |
–227 |
–195 |
–227 |
–195 |
|
Money at call and short notice |
20,355 |
4,558 |
–14,077 |
2,298 |
–14,077 |
2,298 |
|
Advances to Banks |
9,718 |
639 |
3,376 |
–805 |
3,376 |
–805 |
|
Other assets |
2,451 |
91 |
88 |
–186 |
88 |
–186 |
|
Investments (5) |
7,43,063 |
3,928 |
1,30,042 |
65,475 |
1,30,042 |
65,475 |
|
(0.5) |
(23.8) |
(9.7) |
(23.8) |
(9.7) |
|||
Government securities |
7,17,791 |
4,014 |
1,31,341 |
63,034 |
1,31,341 |
63,034 |
|
[7,05,599] |
[50,841] |
[50,841] |
|||||
Other approved securities |
25,272 |
–86 |
–1,299 |
2,442 |
–1,299 |
2,442 |
|
Bank Credit |
10,92,091 |
22,417 |
1,11,570 |
2,51,306 |
1,11,570 |
2,51,306 |
|
(2.1) |
(15.3) |
(29.9) |
(15.3) |
(29.9) |
|||
Food Credit |
41,121 |
–320 |
–13,518 |
5,159 |
–13,518 |
5,159 |
|
Non-food credit |
10,50,970 |
22,737 |
1,25,088 |
2,46,146 |
1,25,088 |
2,46,146 |
|
[10,18,288] |
[2,13,464] |
[2,13,464] |
|||||
Loans, cash-credit and overdrafts |
10,32,000 |
21,388 |
1,07,168 |
2,42,760 |
1,07,168 |
2,42,760 |
|
Inland bills- purchased |
7,385 |
150 |
1,385 |
416 |
1,385 |
416 |
|
discounted(6) |
25,419 |
33 |
1,546 |
3,689 |
1,546 |
3,689 |
|
Foreign bills-purchased |
10,851 |
40 |
363 |
737 |
363 |
737 |
|
discounted |
16,435 |
806 |
1,108 |
3,703 |
1,108 |
3,703 |
|
Cash-Deposit Ratio |
5.61 |
||||||
Investment-Deposit Ratio |
43.20 |
||||||
Credit-DepositRatio |
63.50 |
||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |