3. Scheduled Commercial Banks - Business in India - ఆర్బిఐ - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Month |
|||||||
Mar. 25# |
2003-2004 |
2004-2005 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
35,999 |
448 |
–2,293 |
–2,185 |
–2,293 |
–2,185 |
|
Borrowings from Banks (1) |
30,315 |
5,257 |
–4,293 |
15,718 |
–4,293 |
15,718 |
|
Other demand and time liabilities(2) |
6,015 |
2,971 |
167 |
3,483 |
167 |
3,483 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
17,08,610 |
14,748 |
2,30,524 |
1,66,325 |
2,30,524 |
1,66,325 |
|
(0.9) |
(17.6) |
(10.8) |
(17.6) |
(10.8) |
|||
Demand |
2,54,876 |
6,634 |
58,106 |
8,933 |
58,106 |
8,933 |
|
Time@ |
14,53,734 |
8,114 |
1,72,417 |
1,57,392 |
1,72,417 |
1,57,392 |
|
[14,50,165] |
[1,53,823] |
[1,53,823] |
|||||
Borrowings(3) |
67,668 |
–713 |
11,226 |
41,701 |
11,226 |
41,701 |
|
Other demand and time liabilities |
1,88,391 |
18,260 |
20,018 |
38,147 |
20,018 |
38,147 |
|
Borrowings from Reserve Bank |
45 |
45 |
–1,258 |
45 |
–1,258 |
45 |
|
Cash in hand and Balances with Reserve Bank |
1,18,840 |
14,734 |
2,555 |
33,093 |
2,555 |
33,093 |
|
Cash in hand |
8,737 |
–193 |
343 |
845 |
343 |
845 |
|
Balances with Reserve Bank |
1,10,103 |
14,927 |
2,213 |
32,247 |
2,213 |
32,247 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
17,684 |
–495 |
953 |
–542 |
953 |
–542 |
|
Money at call and short notice |
25,837 |
7,893 |
–12,488 |
7,845 |
–12,488 |
7,845 |
|
Advances to Banks |
9,384 |
140 |
3,561 |
–1,258 |
3,561 |
–1,258 |
|
Other assets |
2,503 |
70 |
–286 |
–67 |
–286 |
–67 |
|
Investments (5) |
7,22,115 |
–10,273 |
1,34,118 |
46,248 |
1,34,118 |
46,248 |
|
(–1.4) |
(24.8) |
(6.8) |
(24.8) |
(6.8) |
|||
Government securities |
6,97,045 |
–9,977 |
1,35,221 |
44,125 |
1,35,221 |
44,125 |
|
[6,84,852] |
[31,932] |
[31,932] |
|||||
Other approved securities |
25,070 |
–295 |
–1,103 |
2,123 |
–1,103 |
2,123 |
|
Bank Credit |
10,92,008 |
28,409 |
1,19,162 |
2,26,414 |
1,19,162 |
2,26,414 |
|
(2.7) |
(16.0) |
(26.2) |
(16.0) |
(26.2) |
|||
Food Credit |
41,553 |
418 |
–12,884 |
5,039 |
–12,884 |
5,039 |
|
Non-food credit |
10,50,455 |
27,991 |
1,32,046 |
2,21,375 |
1,32,046 |
2,21,375 |
|
[10,17,773] |
[1,88,692] |
[1,88,692] |
|||||
Loans, cash-credit and overdrafts |
10,33,018 |
28,355 |
1,15,331 |
2,20,283 |
1,15,331 |
2,20,283 |
|
Inland bills- purchased |
7,624 |
650 |
1,294 |
474 |
1,294 |
474 |
|
discounted(6) |
24,722 |
–703 |
1,160 |
2,347 |
1,160 |
2,347 |
|
Foreign bills-purchased |
10,588 |
–170 |
234 |
170 |
234 |
170 |
|
discounted |
16,056 |
278 |
1,143 |
3,140 |
1,143 |
3,140 |
|
Cash-Deposit Ratio |
6.96 |
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Investment-Deposit Ratio |
42.26 |
||||||
Credit-DepositRatio |
63.91 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |