(` Billion)

Item

Outstanding as on Apr. 6, 2012 #

Variation over

Fortnight

Financial year so far

Year-on-Year

2011-2012

2012-2013

2011

2012

1

2

3

4

5

6

Liabilities to the Banking System

Demand and Time Deposits from Banks

890.9

52.2

–7.0

52.2

80.7

160.4

Borrowings from Banks ⁽¹⁾

363.0

15.5

–25.4

15.5

49.6

91.2

Other Demand and Time Liabilities ⁽²⁾

70.2

9.8

32.6

9.8

26.7

–33.7

Liabilities to Others

Aggregate Deposits

60,950.4

1,913.8

1,242.6

1,913.8

7,889.7

7,628.0

(3.2)

(2.4)

(3.2)

(17.4)

(14.3)

Demand

6,542.0

314.0

–564.3

314.0

–184.0

689.3

Time

54,408.4

1,599.8

1,807.0

1,599.8

8,073.7

6,938.7

Borrowings ⁽³⁾

2,043.7

–20.9

86.2

–20.9

263.8

644.1

Other Demand and Time Liabilities

3,738.9

53.8

147.1

53.8

312.3

173.8

Borrowings from Reserve Bank

47.4

–40.1

–39.7

–40.1

10.7

36.8

Cash in Hand and Balances with Reserve Bank

3,238.0

–354.9

–440.1

–354.9

457.4

182.9

Cash in hand

353.6

–6.6

–18.8

–6.6

41.2

69.0

Balances with Reserve Bank

2,884.3

–348.4

–421.2

–348.4

416.2

113.9

Assets with the Banking System

Balances with Other Banks ⁽⁴⁾

788.2

87.0

–21.8

87.0

–49.0

248.6

Money at Call and Short Notice

278.5

67.7

–7.3

67.7

52.6

119.7

Advances to Banks

165.2

30.4

4.4

30.4

48.7

35.1

Other Assets

759.0

62.4

–19.1

62.4

241.1

87.4

Investments ⁽⁵⁾

18,118.9

752.5

701.8

752.5

1,068.1

2,400.9

(4.3)

(4.7)

(4.3)

(7.3)

(15.3)

Government Securities

18,086.7

749.7

701.9

749.7

1,085.6

2,413.3

Other Approved Securities

32.1

2.7

–0.2

2.7

–17.5

–12.4

Bank Credit

46,935.7

819.4

112.1

819.4

7,095.0

7,402.7

(1.8)

(0.3)

(1.8)

(21.9)

(18.7)

Food Credit

797.9

–15.2

–143.6

–15.2

17.8

298.6

Non-food credit

46,137.8

834.6

255.6

834.6

7,077.2

7,104.2

Loans, Cash credit and Overdrafts

45,094.9

733.3

73.1

733.3

6,784.5

7,081.7

Inland Bills – Purchased

182.8

19.6

3.8

19.6

16.2

44.6

Discounted ⁽⁶⁾

1,022.0

42.8

29.1

42.8

217.8

194.2

Foreign Bills – Purchased

230.2

18.7

–1.0

18.7

24.1

45.4

Discounted

405.8

4.9

7.0

4.9

52.4

36.9

Cash-Deposit Ratio

5.31

Investment-Deposit Ratio

29.73

Credit-Deposit Ratio

77.01

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes : Includes the impact of mergers since May 3,2002.