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Official Website of Reserve Bank of India
Scheduled Commercial Banks - Business in India
135562885
Scheduled Commercial Banks - Business in India
తేదీ: నవంబర్ 07, 2025
| (₹ Crore) | ||||||
| Item | Outstanding | Variation over | ||||
| as on Oct. 17, 2025 | Fortnight | Financial Year so far | Year-on-Year | |||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 317202 | -1961 | -468 | 7788 | 53712 | 23199 |
| 1.2 Borrowings from Banks | 84169 | 256 | -51652 | -27807 | -70172 | -46608 |
| 1.3 Other Demand and Time Liabilities | 27974 | -461 | -49195 | -1942 | -48380 | 4717 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 23883278 | -215363 | 1333105 | 1302677 | 2292522 | 2074946 |
| 2.1a Growth (Per cent) | -0.9 | 6.5 | 5.8 | 11.7 | 9.5 | |
| 2.1.1 Demand | 2973155 | -98441 | 100754 | 275106 | 295870 | 428547 |
| 2.1.2 Time | 20910123 | -116922 | 1232351 | 1027571 | 1996652 | 1646399 |
| 2.2 Borrowings | 860993 | 5063 | 87455 | -54256 | 41515 | -4404 |
| 2.3 Other Demand and Time Liabilities | 1097738 | 50897 | 13188 | 36106 | 50493 | 147121 |
| 3 Borrowings from Reserve Bank | 8733 | 7221 | -214960 | -302733 | -136050 | 977 |
| 4 Cash in Hand and Balances with Reserve Bank | 915100 | -58576 | 54894 | -49189 | 67151 | -160710 |
| 4.1 Cash in hand | 87638 | -2441 | 1835 | 5764 | 466 | -3630 |
| 4.2 Balances with Reserve Bank | 827461 | -56134 | 53058 | -54953 | 66685 | -157080 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 243092 | 8822 | 11710 | 27291 | 20196 | 33055 |
| 5.2 Money at Call and Short Notice | 16905 | -7280 | 5592 | -8933 | -5346 | -1043 |
| 5.3 Advances to Banks | 31761 | 1296 | -1475 | -7743 | -3183 | -15133 |
| 5.4 Other Assets | 57267 | -940 | -50402 | -10086 | -28228 | -7755 |
| 6 Investments | 6885114 | 8836 | 384450 | 187186 | 437579 | 394106 |
| 6.1a Growth (Per cent) | 0.1 | 6.3 | 2.8 | 7.2 | 6.1 | |
| 6.1 Government Securities | 6884499 | 8798 | 384658 | 187201 | 437534 | 394232 |
| 6.2 Other Approved Securities | 615 | 38 | -208 | -15 | 45 | -125 |
| 7 Bank Credit | 19211865 | -49468 | 805510 | 967892 | 1779787 | 1974190 |
| 7.1a Growth (Per cent) | -0.3 | 4.9 | 5.3 | 11.5 | 11.5 | |
| 7a.1 Food Credit | 52490 | 9830 | -4427 | 15959 | -1187 | 33836 |
| 7a.2 Non-food credit | 19159375 | -59298 | 809937 | 951934 | 1780974 | 1940355 |
| 7b.1 Loans, Cash credit and Overdrafts | 18845770 | -49560 | 787020 | 935918 | 1731960 | 1924447 |
| 7b.2 Inland Bills - Purchased | 86695 | 1011 | 7616 | 11732 | 21357 | 18611 |
| 7b.3 Discounted | 244216 | 468 | 12881 | 23156 | 27622 | 33977 |
| 7b.4 Foreign Bills - Purchased | 12918 | -1031 | -586 | -2204 | -367 | -2908 |
| 7b.5 Discounted | 22267 | -355 | -1421 | -710 | -784 | 63 |
| Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. | ||||||