RBI/2025-26/09 DOR.CAP.REC.03/09.18.201/2025-26 April 01, 2025 All Primary (Urban) Co-operative Banks Dear Sir / Madam, Master Circular - Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs) Please refer to our Master Circular DOR.CAP.REC.5/09.18.201/2024-25 dated April 01, 2024 on the captioned subject. 2. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subject issued up to March 31, 2025 as listed in the Appendix. Yours faithfully (Usha Janakiraman) Chief General Manager-in-Charge Encl: As above