Master Circulars - Regulating Commercial Banking - ఆర్బిఐ - Reserve Bank of India
మాస్టర్ సర్క్యులర్లు
జులై 01, 2015
Master Circular- Rupee / Foreign Currency Export Credit and Customer Service To Exporters
RBI/2015-16/47 DBR No.DIR.BC.14/04.02.002/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular- Rupee / Foreign Currency Export Credit and Customer Service To Exporters Please refer to the Master Circular DBOD No.Dir.(Exp).BC19/04.02.002/2014-15 dated July 1,2014 consolidating the instructions / guidelines issued to banks till June 30, 2014, relating to Rupee / Foreign Currency Export Credit &
RBI/2015-16/47 DBR No.DIR.BC.14/04.02.002/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular- Rupee / Foreign Currency Export Credit and Customer Service To Exporters Please refer to the Master Circular DBOD No.Dir.(Exp).BC19/04.02.002/2014-15 dated July 1,2014 consolidating the instructions / guidelines issued to banks till June 30, 2014, relating to Rupee / Foreign Currency Export Credit &
జులై 01, 2015
Master Circular - Housing Finance
RBI/2015-16/46 DBR.No.DIR.BC.13/08.12.001/2015-16 July 1, 2015 Ashadha 10, 1937, (Saka) All Scheduled Commercial Banks(excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DBOD No. Dir. BC. 18/08.12.001/2014-15 dated July 1, 2014 consolidating the instructions / guidelines issued to banks till June 30, 2014 relating to Housing Finance. This Master Circular consolidates instructions on the above matter issued up to June
RBI/2015-16/46 DBR.No.DIR.BC.13/08.12.001/2015-16 July 1, 2015 Ashadha 10, 1937, (Saka) All Scheduled Commercial Banks(excluding RRBs) Dear Sir/Madam, Master Circular – Housing Finance Please refer to the Master Circular DBOD No. Dir. BC. 18/08.12.001/2014-15 dated July 1, 2014 consolidating the instructions / guidelines issued to banks till June 30, 2014 relating to Housing Finance. This Master Circular consolidates instructions on the above matter issued up to June
జులై 01, 2015
Master Circular - Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating Financing of Terrorism (CFT)/Obligation of banks and financial institutions under PMLA, 2002
RBI/2015-16/42 DBR.AML.BC.No.15/14.01.001/2015-16 July 1, 2015 Ashadha 10, 1937(saka) The Chairpersons/Chief Executive Officers All Scheduled Commercial Banks/ Regional Rural Banks / All India Financial Institutions/ Local Area Banks/ All Primary (Urban) Co-operative Banks /State and Central Co-operative Banks Dear Sir/Madam Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating Financing of Terrorism (CFT)/Obligation of ban
RBI/2015-16/42 DBR.AML.BC.No.15/14.01.001/2015-16 July 1, 2015 Ashadha 10, 1937(saka) The Chairpersons/Chief Executive Officers All Scheduled Commercial Banks/ Regional Rural Banks / All India Financial Institutions/ Local Area Banks/ All Primary (Urban) Co-operative Banks /State and Central Co-operative Banks Dear Sir/Madam Master Circular – Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards/Combating Financing of Terrorism (CFT)/Obligation of ban
జులై 01, 2015
Master Circular on Interest Rates on Deposits held in FCNR (B) Accounts
RBI/2015-16/40 DBR.No.Dir.BC.8/13.03.00/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular on Interest Rates on Deposits held in FCNR (B) Accounts Please refer to the Master Circular DBOD No.Dir.BC.14/13.03.00/2014-15 dated July 1, 2014 consolidating the instructions/guidelines issued to banks till June 30, 2014 relating to deposits held in FCNR (B) Accounts. This Master Circular consolidates in
RBI/2015-16/40 DBR.No.Dir.BC.8/13.03.00/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular on Interest Rates on Deposits held in FCNR (B) Accounts Please refer to the Master Circular DBOD No.Dir.BC.14/13.03.00/2014-15 dated July 1, 2014 consolidating the instructions/guidelines issued to banks till June 30, 2014 relating to deposits held in FCNR (B) Accounts. This Master Circular consolidates in
జులై 01, 2015
Master Circular - Interest Rates on Advances
RBI/2015-16/37 DBR.No.Dir.BC.9/13.03.00/2015-16 July 1, 2015 Ashadha 10, 1937 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular - Interest Rates on Advances Please refer to the Master Circular DBOD.No.Dir.BC.13/13.03.00/2014-15 dated July 1, 2014 consolidating instructions / guidelines issued to banks till June 30, 2014 on matters relating to Interest Rates on Advances. This Master Circular consolidates instructions on the above m
RBI/2015-16/37 DBR.No.Dir.BC.9/13.03.00/2015-16 July 1, 2015 Ashadha 10, 1937 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular - Interest Rates on Advances Please refer to the Master Circular DBOD.No.Dir.BC.13/13.03.00/2014-15 dated July 1, 2014 consolidating instructions / guidelines issued to banks till June 30, 2014 on matters relating to Interest Rates on Advances. This Master Circular consolidates instructions on the above m
జులై 01, 2015
Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)
RBI/2015-16/36 DBR.BP.BC.No.5/21.04.172/2015-16 July 1, 2015 Chairman and Managing Directors / Chief Executives ofAll Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular - Bank Finance to Non-Banking Financial Companies(NBFCs) Please refer to our Master Circular DBOD.BP.BC.No.10/21.04.172/2014-15 dated July 1, 2014 on the captioned subject. This Master Circular consolidates instructions on the above matters issued up to June 30, 2015. Yours fai
RBI/2015-16/36 DBR.BP.BC.No.5/21.04.172/2015-16 July 1, 2015 Chairman and Managing Directors / Chief Executives ofAll Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Master Circular - Bank Finance to Non-Banking Financial Companies(NBFCs) Please refer to our Master Circular DBOD.BP.BC.No.10/21.04.172/2014-15 dated July 1, 2014 on the captioned subject. This Master Circular consolidates instructions on the above matters issued up to June 30, 2015. Yours fai
జులై 01, 2015
Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010
RBI/2015-16/35 DBR.AML.BC.No.16/14.08.001/ 2015-16 July 1, 2015 Ashadha 10,1937 (saka) The Chairperson/Chief Executive Officers of All Scheduled Commercial Banks Madam/Dear Sir, Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010 Please refer to our Master Circular DBOD.AML.BC No. 23/ 14.08.001 / 2014– 15 dated July 01, 2014 consolidating instructions/guidelines
RBI/2015-16/35 DBR.AML.BC.No.16/14.08.001/ 2015-16 July 1, 2015 Ashadha 10,1937 (saka) The Chairperson/Chief Executive Officers of All Scheduled Commercial Banks Madam/Dear Sir, Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010 Please refer to our Master Circular DBOD.AML.BC No. 23/ 14.08.001 / 2014– 15 dated July 01, 2014 consolidating instructions/guidelines
జులై 01, 2015
Master Circular - Para-banking Activities
RBI/2015-16/30 DBR.No.FSD.BC.19/24.01.001/2015-16 July 1, 2015 Asadha 10,1937 (Saka) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Master Circular – Para-banking Activities Please refer to the Master Circular No.DBOD.FSD.BC.01/24.01.001/2014-15 dated July 1, 2014 consolidating the instructions/guidelines issued to banks till June 30, 2014 on para-banking activities. This Master Circular consolidates instructions on the above matters issued up to June
RBI/2015-16/30 DBR.No.FSD.BC.19/24.01.001/2015-16 July 1, 2015 Asadha 10,1937 (Saka) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Master Circular – Para-banking Activities Please refer to the Master Circular No.DBOD.FSD.BC.01/24.01.001/2014-15 dated July 1, 2014 consolidating the instructions/guidelines issued to banks till June 30, 2014 on para-banking activities. This Master Circular consolidates instructions on the above matters issued up to June
జులై 01, 2015
Master Circular on Credit Card, Debit Card and Rupee Denominated Co-branded Pre-paid Card Operations of Banks and Credit Card issuing NBFCs
RBI/2015-16/31 DBR.No.FSD.BC.18/24.01.009/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (Excluding RRBs) and Credit Card Issuing NBFCs Dear Sir/Madam Master Circular on Credit Card, Debit Card and Rupee Denominated Co-branded Pre-paid Card Operations of Banks and Credit Card issuing NBFCs Please refer to Master Circular No. DBOD.No.FSD.BC.02/24.01.009/2014-15 dated July, 2014 consolidating the instructions/guidelines issued on credit card
RBI/2015-16/31 DBR.No.FSD.BC.18/24.01.009/2015-16 July 1, 2015 Ashadha 10, 1937(Saka) All Scheduled Commercial Banks (Excluding RRBs) and Credit Card Issuing NBFCs Dear Sir/Madam Master Circular on Credit Card, Debit Card and Rupee Denominated Co-branded Pre-paid Card Operations of Banks and Credit Card issuing NBFCs Please refer to Master Circular No. DBOD.No.FSD.BC.02/24.01.009/2014-15 dated July, 2014 consolidating the instructions/guidelines issued on credit card
జన 07, 2015
Master Circular on Wilful Defaulters
RBI/2014-15/73 DBR.No.CID.BC.57/20.16.003/2014-15 July 1, 2014 (Updated up to January 07, 2015) i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) All India Notified Financial Institutions Dear Sir / Madam Master Circular on Wilful Defaulters RBI has been receiving references from banks and other agencies seeking clarification as well as posing certain issues concerning the various guidelines contained in the current Master Circular on Wilful Defaulte
RBI/2014-15/73 DBR.No.CID.BC.57/20.16.003/2014-15 July 1, 2014 (Updated up to January 07, 2015) i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) All India Notified Financial Institutions Dear Sir / Madam Master Circular on Wilful Defaulters RBI has been receiving references from banks and other agencies seeking clarification as well as posing certain issues concerning the various guidelines contained in the current Master Circular on Wilful Defaulte
జులై 01, 2014
Master Circular on SHG-Bank Linkage Programme
RBI/2014-15/61 RPCD.FID.BC.No.06/12.01.033/2014-15 July 01, 2014 The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Master Circular on SHG-Bank Linkage Programme The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on SHG-Bank Linkage Programme. In order to enable the banks to have instructions at one place, a Master Circular incorporating the existing guidelines/instruct
RBI/2014-15/61 RPCD.FID.BC.No.06/12.01.033/2014-15 July 01, 2014 The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks Dear Sir, Master Circular on SHG-Bank Linkage Programme The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to banks on SHG-Bank Linkage Programme. In order to enable the banks to have instructions at one place, a Master Circular incorporating the existing guidelines/instruct
జులై 01, 2014
Master Circular - Guidelines for Relief Measures by Banks in Areas Affected by Natural Calamities
RBI/2014-15/84 RPCD.No.FSD.BC 07/05.04.02/2014-15 July 1, 2014 The Chairman/Managing Director/Chief Executive Officer All scheduled commercial banks (excluding Regional Rural Banks) Madam / Dear Sir, MASTER CIRCULAR - GUIDELINES FOR RELIEF MEASURES BY BANKS IN AREAS AFFECTED BY NATURAL CALAMITIES Please refer to our Master Circular RPCD.No.PLFS.BC.6/05.04.02/2013-14 dated July 1, 2013, incorporating guidelines issued to banks in regard to matters relating to relief me
RBI/2014-15/84 RPCD.No.FSD.BC 07/05.04.02/2014-15 July 1, 2014 The Chairman/Managing Director/Chief Executive Officer All scheduled commercial banks (excluding Regional Rural Banks) Madam / Dear Sir, MASTER CIRCULAR - GUIDELINES FOR RELIEF MEASURES BY BANKS IN AREAS AFFECTED BY NATURAL CALAMITIES Please refer to our Master Circular RPCD.No.PLFS.BC.6/05.04.02/2013-14 dated July 1, 2013, incorporating guidelines issued to banks in regard to matters relating to relief me
జులై 01, 2014
Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
RBI/2014-15/83 RPCD.GSSD.BC.No.01/09.09.01/2014-15 July 01, 2014 The Chairman / Managing Director All Scheduled Commercial Banks Dear Sir, Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs) Please refer to the Master Circular RPCD GSSD BC No.03/09.10.01/2013-14 dated July 01, 2013 consolidating guidelines / Instructions / directions issued to banks with regard to providing credit facilities to Scheduled Castes (SCs) and Schedule
RBI/2014-15/83 RPCD.GSSD.BC.No.01/09.09.01/2014-15 July 01, 2014 The Chairman / Managing Director All Scheduled Commercial Banks Dear Sir, Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs) Please refer to the Master Circular RPCD GSSD BC No.03/09.10.01/2013-14 dated July 01, 2013 consolidating guidelines / Instructions / directions issued to banks with regard to providing credit facilities to Scheduled Castes (SCs) and Schedule
జులై 01, 2014
Master Circular - Resource Raising Norms for Financial Institutions
RBI/2014-15/102 DBOD.No.FID.FIC.1/01.02.00/2014-15 July 1, 2014 The CEOs of the All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Master Circular - Resource Raising Norms for Financial Institutions Please refer to Master Circular DBOD.No.FID.FIC.1/01.02.00/2013-14 dated July 01, 2013 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subject up to June
RBI/2014-15/102 DBOD.No.FID.FIC.1/01.02.00/2014-15 July 1, 2014 The CEOs of the All-India Term Lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Master Circular - Resource Raising Norms for Financial Institutions Please refer to Master Circular DBOD.No.FID.FIC.1/01.02.00/2013-14 dated July 01, 2013 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subject up to June
జులై 01, 2014
Master Circular - Exposure Norms for Financial Institutions
RBI/2014-15/78 DBOD.FID.FIC.No.4/01.02.00/2014-15 July 1, 2014 The CEOs of theAll-India Term-lending and Refinancing Institutions(Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Master Circular - Exposure Norms for Financial Institutions Please refer to the Master Circular DBOD.No.FID.FIC.4/01.02.00/2013-14 dated July 01, 2013 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subject up to June 30, 201
RBI/2014-15/78 DBOD.FID.FIC.No.4/01.02.00/2014-15 July 1, 2014 The CEOs of theAll-India Term-lending and Refinancing Institutions(Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Master Circular - Exposure Norms for Financial Institutions Please refer to the Master Circular DBOD.No.FID.FIC.4/01.02.00/2013-14 dated July 01, 2013 on the captioned subject. The enclosed Master Circular consolidates and updates all the instructions / guidelines on the subject up to June 30, 201
జులై 01, 2014
Master Circular - Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF)
RBI/2014-15/90 DBOD.No.BP.BC.5/21.06.001/2014-15 July 1, 2014 All Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Master Circular - Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF) Please refer to the Master Circular DBOD.BP.BC.9/21.06.001/2013-14 dated July 1, 2013, consolidating therein the guidelines issued to banks till that date on NCAF. 2. The aforesaid Master Circular has be
RBI/2014-15/90 DBOD.No.BP.BC.5/21.06.001/2014-15 July 1, 2014 All Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Master Circular - Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF) Please refer to the Master Circular DBOD.BP.BC.9/21.06.001/2013-14 dated July 1, 2013, consolidating therein the guidelines issued to banks till that date on NCAF. 2. The aforesaid Master Circular has be
జులై 01, 2014
Master Circular - Lending to Micro, Small & Medium Enterprises (MSME) Sector
RBI/2014-15/93 RPCD.MSME & NFS.BC.No. 3/06.02.31/2014-15 July 1, 2014 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir / Madam Master Circular - Lending to Micro, Small & Medium Enterprises (MSME) Sector As you are aware, the Reserve Bank of India has, from time to time, issued a number of guidelines/instructions/directives to banks in the matters relating to lending to Micro, Small
RBI/2014-15/93 RPCD.MSME & NFS.BC.No. 3/06.02.31/2014-15 July 1, 2014 The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir / Madam Master Circular - Lending to Micro, Small & Medium Enterprises (MSME) Sector As you are aware, the Reserve Bank of India has, from time to time, issued a number of guidelines/instructions/directives to banks in the matters relating to lending to Micro, Small
జులై 01, 2014
Master Circular of Instructions Relating to Deposits held in FCNR(B) Accounts
RBI/2014-15/62 DBOD.No.Dir.BC.14/13.03.00/2014-15 July 1, 2014 Ashadha 10, 1936 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular of Instructions Relating to Deposits held in FCNR(B) Accounts Please refer to the Master Circular DBOD No.Dir.BC.11/13.03.00/2013-14 dated July 1, 2013 consolidating the instructions/guidelines issued to banks till June 30, 2013 relating to deposits held in FCNR(B) Accounts. The Master Circular has been
RBI/2014-15/62 DBOD.No.Dir.BC.14/13.03.00/2014-15 July 1, 2014 Ashadha 10, 1936 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular of Instructions Relating to Deposits held in FCNR(B) Accounts Please refer to the Master Circular DBOD No.Dir.BC.11/13.03.00/2013-14 dated July 1, 2013 consolidating the instructions/guidelines issued to banks till June 30, 2013 relating to deposits held in FCNR(B) Accounts. The Master Circular has been
జులై 01, 2014
Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010
RBI/2014-15/71 DBOD.AML.BC.No.- 23/14.08.001/2014-15 July 1, 2014 Ashadha 10,1936 (saka) The Chairperson/Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs) Madam/Dear Sir, Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010 Please refer to our Master Circular DBOD.AML.BC No. 23/14.08.001 / 2013– 14 dated July 01, 2013 consolidating instru
RBI/2014-15/71 DBOD.AML.BC.No.- 23/14.08.001/2014-15 July 1, 2014 Ashadha 10,1936 (saka) The Chairperson/Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs) Madam/Dear Sir, Guidelines issued under Section 36(1)(a) of the Banking Regulation Act, 1949 - Implementation of the provisions of Foreign Contribution (Regulation) Act, 2010 Please refer to our Master Circular DBOD.AML.BC No. 23/14.08.001 / 2013– 14 dated July 01, 2013 consolidating instru
జులై 01, 2014
Master Circular - Para-banking Activities
RBI/2014-15/57 DBOD. No.FSD.BC.01/24.01.001/2014-15 July 1, 2014 Ashadha 10, 1936 (Saka) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam, Master Circular – Para-banking Activities Please refer to the Master Circular No. DBOD.FSD.BC.05/24.01.001/2013-14 dated July 1, 2013 consolidating the instructions/guidelines issued to banks till June 30, 2013 on para-banking activities. The Master Circular has been suitably updated by incorporating instructions issu
RBI/2014-15/57 DBOD. No.FSD.BC.01/24.01.001/2014-15 July 1, 2014 Ashadha 10, 1936 (Saka) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam, Master Circular – Para-banking Activities Please refer to the Master Circular No. DBOD.FSD.BC.05/24.01.001/2013-14 dated July 1, 2013 consolidating the instructions/guidelines issued to banks till June 30, 2013 on para-banking activities. The Master Circular has been suitably updated by incorporating instructions issu
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