Notifications - Regulating Commercial Banking - ఆర్బిఐ - Reserve Bank of India
notifications
మే 07, 2015
Framework for dealing with loan frauds
RBI/2014-15/590 DBS.CO.CFMC.BC.No.007/23.04.001/2014-15 May 7, 2015 The Chairmen & Chief Executive Officers of all Scheduled Commercial Banks (excluding RRBs) and All India Select Financial Institutions Dear Sir/Madam, Framework for dealing with loan frauds The rising trend in loan related frauds in the financial sector is a matter of serious concern. Equally disquieting is the delay in detection and reporting of such frauds by banks. The issues relating to preven
RBI/2014-15/590 DBS.CO.CFMC.BC.No.007/23.04.001/2014-15 May 7, 2015 The Chairmen & Chief Executive Officers of all Scheduled Commercial Banks (excluding RRBs) and All India Select Financial Institutions Dear Sir/Madam, Framework for dealing with loan frauds The rising trend in loan related frauds in the financial sector is a matter of serious concern. Equally disquieting is the delay in detection and reporting of such frauds by banks. The issues relating to preven
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ఏప్రి 30, 2015
Acquisition of Accommodation on Lease/Rental basis by Commercial Banks for their use (i.e. for Office and Residence of Staff) - Liberalization of guidelines
RBI/2014-15/582 DBR.No.BAPD.BC.92/22.01.003/2014-15 April 30, 2015 All Commercial Banks (including RRBs) Dear Sir/Madam, Acquisition of Accommodation on Lease/Rental basis by Commercial Banks for their use (i.e. for Office and Residence of Staff) – Liberalization of guidelines Please refer to Circulars DBOD.No.BL.BC.105/22.01.03/98 dated November 11, 1998, DBOD.No.BL.BC.32/22.01.003/2008-09 dated August 21, 2008 and DBOD. No.BAPD.BC.59/22.01.003/2012-13 dated November
RBI/2014-15/582 DBR.No.BAPD.BC.92/22.01.003/2014-15 April 30, 2015 All Commercial Banks (including RRBs) Dear Sir/Madam, Acquisition of Accommodation on Lease/Rental basis by Commercial Banks for their use (i.e. for Office and Residence of Staff) – Liberalization of guidelines Please refer to Circulars DBOD.No.BL.BC.105/22.01.03/98 dated November 11, 1998, DBOD.No.BL.BC.32/22.01.003/2008-09 dated August 21, 2008 and DBOD. No.BAPD.BC.59/22.01.003/2012-13 dated November
ఏప్రి 23, 2015
Rights of transgender persons - Changes in bank forms/applications etc
RBI/2014-15/572 DBR.No.Leg.BC.91/09.07.005/2014-15 April 23, 2015 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Rights of transgender persons – Changes in bank forms/applications etc. It has been brought to our notice that transgender persons face difficulties in opening accounts as there is no provision for them in the account opening and other forms. 2. in this connection, banks are advised to refer to the judgement dated April 15, 2014 of the Supre
RBI/2014-15/572 DBR.No.Leg.BC.91/09.07.005/2014-15 April 23, 2015 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Rights of transgender persons – Changes in bank forms/applications etc. It has been brought to our notice that transgender persons face difficulties in opening accounts as there is no provision for them in the account opening and other forms. 2. in this connection, banks are advised to refer to the judgement dated April 15, 2014 of the Supre
ఏప్రి 23, 2015
Collection and Dissemination of Information on Defaulters
RBI/2014-15/565 DBR.No.CID.BC.89/20.16.001/2014-15 April 23, 2015 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) All India Notified Financial Institutions Dear Sir / Madam Collection and Dissemination of Information on Defaulters Please refer to our Circular DBOD.No.DL.BC.54/20.16.001/2001-02 dated December 22, 2001 on the above subject. 2. As you are aware, Section 2(60) of the Companies Act, 2013 defines an officer who is in default to mean only
RBI/2014-15/565 DBR.No.CID.BC.89/20.16.001/2014-15 April 23, 2015 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) All India Notified Financial Institutions Dear Sir / Madam Collection and Dissemination of Information on Defaulters Please refer to our Circular DBOD.No.DL.BC.54/20.16.001/2001-02 dated December 22, 2001 on the above subject. 2. As you are aware, Section 2(60) of the Companies Act, 2013 defines an officer who is in default to mean only
ఏప్రి 23, 2015
Collection and Dissemination of Information on Wilful Defaulters
RBI/2014-15/566 DBR.No.CID.BC.90/20.16.003/2014-15 April 23, 2015 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) All India Notified Financial Institutions Dear Sir / Madam Collection and Dissemination of Information on Wilful Defaulters Please refer to the Master Circular on Wilful Defaulters DBR.No.CID.BC.57/20.16.003/2014-15 dated January 7, 2015. 2. Paragraph 3 of the Circular has been amended as follows (amended portion in bold italics): “3. M
RBI/2014-15/566 DBR.No.CID.BC.90/20.16.003/2014-15 April 23, 2015 i) All Scheduled Commercial Banks (excluding RRBs and LABs) and ii) All India Notified Financial Institutions Dear Sir / Madam Collection and Dissemination of Information on Wilful Defaulters Please refer to the Master Circular on Wilful Defaulters DBR.No.CID.BC.57/20.16.003/2014-15 dated January 7, 2015. 2. Paragraph 3 of the Circular has been amended as follows (amended portion in bold italics): “3. M
ఏప్రి 23, 2015
Mandatory Leave for Employees Posted in Sensitive Positions or Areas of Operation
RBI/2014-15/563 DBR.No.BP.BC.88/21.04.048/2014-15 April 23, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Mandatory Leave for Employees Posted in Sensitive Positions or Areas of Operation Please refer to our circular DBS.CO.FrMC.BC.No.10/23.04.001/2010-11 dated May 31, 2011 on ‘Findings of Forensic Scrutiny- Guidelines for prevention of frauds’, in terms of which banks were advised to immediately put in place ‘staff rotation’ policy an
RBI/2014-15/563 DBR.No.BP.BC.88/21.04.048/2014-15 April 23, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Mandatory Leave for Employees Posted in Sensitive Positions or Areas of Operation Please refer to our circular DBS.CO.FrMC.BC.No.10/23.04.001/2010-11 dated May 31, 2011 on ‘Findings of Forensic Scrutiny- Guidelines for prevention of frauds’, in terms of which banks were advised to immediately put in place ‘staff rotation’ policy an
ఏప్రి 16, 2015
Interest Rates on Deposits
RBI/2014-15/554 DBR.No.Dir.BC.87/13.03.00/2014-15 April 16, 2015 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/ Madam Interest Rates on Deposits Please refer to our circulars DBOD. No. Dir.BC.36/13.03.00/98 dated April 29, 1998, DBOD. No. Dir.BC.07/13.03.00/2001-02 dated August 11, 2001 and DBOD. No. Dir. BC.74/13.03.00/2012-13 dated January 24, 2013 in terms of which banks are allowed to offer differential rates of interest on term deposits on the basis of
RBI/2014-15/554 DBR.No.Dir.BC.87/13.03.00/2014-15 April 16, 2015 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/ Madam Interest Rates on Deposits Please refer to our circulars DBOD. No. Dir.BC.36/13.03.00/98 dated April 29, 1998, DBOD. No. Dir.BC.07/13.03.00/2001-02 dated August 11, 2001 and DBOD. No. Dir. BC.74/13.03.00/2012-13 dated January 24, 2013 in terms of which banks are allowed to offer differential rates of interest on term deposits on the basis of
ఏప్రి 16, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/555DBR.AML.No.15428/14.06.001/2014-15 April 16, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks/ All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML.No.15135/14.06.001/2014-15 dated April 9, 2015 on the captioned subject releasing the 11th upda
RBI/2014-15/555DBR.AML.No.15428/14.06.001/2014-15 April 16, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks/ All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML.No.15135/14.06.001/2014-15 dated April 9, 2015 on the captioned subject releasing the 11th upda
ఏప్రి 09, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/548 DBR.AML.No.15135/14.06.001/2014-15 April 9, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks/ All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML. No. 14894/ 14.06.001/ 2014-15 dated April 7, 2015 on the captioned subject releasing the 8th
RBI/2014-15/548 DBR.AML.No.15135/14.06.001/2014-15 April 9, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks/ All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML. No. 14894/ 14.06.001/ 2014-15 dated April 7, 2015 on the captioned subject releasing the 8th
ఏప్రి 09, 2015
Change in the name of “Deccan Grameena Bank” to “Telangana Grameena Bank” in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2014-15/547 DBR.RRB.BC.No.86 /31.04.002/2014 -15 April 9, 2015 All Regional Rural Banks Dear Sir/Madam, Change in the name of “Deccan Grameena Bank” to “Telangana Grameena Bank” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of ‘’Deccan Grameena Bank’’ has been changed to ‘’Telangana Grameena Bank’’ in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.RRB.No.65/03.05.33/2014-15 dated January 30,
RBI/2014-15/547 DBR.RRB.BC.No.86 /31.04.002/2014 -15 April 9, 2015 All Regional Rural Banks Dear Sir/Madam, Change in the name of “Deccan Grameena Bank” to “Telangana Grameena Bank” in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of ‘’Deccan Grameena Bank’’ has been changed to ‘’Telangana Grameena Bank’’ in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBR.RRB.No.65/03.05.33/2014-15 dated January 30,
ఏప్రి 07, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-2015/543 DBR.AML.No.14894/14.06.001/2014-15 April 7, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML.No.14529/14.06.001/2014-15 dated March 31, 2015 on the captioned subject releasing 6th upda
RBI/2014-2015/543 DBR.AML.No.14894/14.06.001/2014-15 April 7, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML.No.14529/14.06.001/2014-15 dated March 31, 2015 on the captioned subject releasing 6th upda
ఏప్రి 07, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban Sanctions List
RBI/2014-15/542 DBR. AML. No. 14900/ 14.06.001/ 2014-15 April 7, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circulars DBR. AML. No. 9476/14.06.001/2014-15 dated December 26, 2014 on the captioned subject, releasing 9th update of 2013 and 3
RBI/2014-15/542 DBR. AML. No. 14900/ 14.06.001/ 2014-15 April 7, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988(2011) Taliban Sanctions List Please refer to our circulars DBR. AML. No. 9476/14.06.001/2014-15 dated December 26, 2014 on the captioned subject, releasing 9th update of 2013 and 3
ఏప్రి 06, 2015
Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances - Projects Under Implementation - Change in Ownership
RBI/2014-15/538 DBR.No.BP.BC.84/21.04.048/2014-15 April 6, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances – Projects Under Implementation – Change in Ownership We have been receiving representations from banks that, in the case of projects which have been stalled primarily due to inadequacies of the current promoters, a change in ownersh
RBI/2014-15/538 DBR.No.BP.BC.84/21.04.048/2014-15 April 6, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances – Projects Under Implementation – Change in Ownership We have been receiving representations from banks that, in the case of projects which have been stalled primarily due to inadequacies of the current promoters, a change in ownersh
ఏప్రి 06, 2015
Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances - Refinancing of Exposures to Borrowers
RBI/2014-15/539 DBR.No.BP.BC.85/21.04.048/2014-15 April 6, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances – Refinancing of Exposures to Borrowers In terms of circular DBOD.No.BP.BC.107/21.04.048/2013-14 dated April 22, 2014 and A.P. (DIR Series) Circular No.129 dated May 9, 2014, Indian companies are not permitted to raise external comme
RBI/2014-15/539 DBR.No.BP.BC.85/21.04.048/2014-15 April 6, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances – Refinancing of Exposures to Borrowers In terms of circular DBOD.No.BP.BC.107/21.04.048/2013-14 dated April 22, 2014 and A.P. (DIR Series) Circular No.129 dated May 9, 2014, Indian companies are not permitted to raise external comme
ఏప్రి 06, 2015
Anti-Money Laundering (AML)/ Combating of Financing of Terrorism (CFT) - Standards
RBI/2014-2015/537 DBR.AML.No.14746/14.01.001/2014-15 April 6, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Anti-Money Laundering (AML)/ Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter DBR.AML.No.6704/14.01.001/2014-15 dated November 5, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Fin
RBI/2014-2015/537 DBR.AML.No.14746/14.01.001/2014-15 April 6, 2015 The Chairpersons/ CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir/ Madam, Anti-Money Laundering (AML)/ Combating of Financing of Terrorism (CFT) - Standards Please refer to our letter DBR.AML.No.6704/14.01.001/2014-15 dated November 5, 2014 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Fin
ఏప్రి 01, 2015
Provisioning pertaining to Fraud Accounts
RBI/2014-15/535 DBR.No.BP.BC.83/21.04.048/2014-15 April 1, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Provisioning pertaining to Fraud Accounts Please refer to the guidelines compiled in paragraph 4.2.9 of Master Circular on Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances dated July 1, 2014, in terms of which, in accounts where there are potential threats for recovery on account o
RBI/2014-15/535 DBR.No.BP.BC.83/21.04.048/2014-15 April 1, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Provisioning pertaining to Fraud Accounts Please refer to the guidelines compiled in paragraph 4.2.9 of Master Circular on Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances dated July 1, 2014, in terms of which, in accounts where there are potential threats for recovery on account o
ఏప్రి 01, 2015
Setting up of IFSC Banking Units (IBUs) (Updated as on January 21, 2020)
RBI/2014-15/533 DOR.IBD.BC.14570/23.13.004/2014-15 April 1, 2015 (Updated as on January 21, 2020) (Updated as on December 23, 2019) (Updated as on May 17, 2018) (Updated as on April 10, 2017) (Updated as on November 10, 2016) (Updated as on January 07, 2016) All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam Setting up of IFSC Banking Units (IBUs) Please refer to the Reserve Bank of India Notification No. FEMA.339/2015-RB dated March 02, 20
RBI/2014-15/533 DOR.IBD.BC.14570/23.13.004/2014-15 April 1, 2015 (Updated as on January 21, 2020) (Updated as on December 23, 2019) (Updated as on May 17, 2018) (Updated as on April 10, 2017) (Updated as on November 10, 2016) (Updated as on January 07, 2016) All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam Setting up of IFSC Banking Units (IBUs) Please refer to the Reserve Bank of India Notification No. FEMA.339/2015-RB dated March 02, 20
ఏప్రి 01, 2015
Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs)
RBI/2014-15/531 DBR.RRB.BC.No.82/31.04.002/2014 -15 April 1, 2015 All Regional Rural Banks Dear Sir/Madam, Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs) We advise that the names of two Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notifications RPCD.CO.RRB.BC.No.18/03.05.100/ 2014-15 dated July 28, 2014 and DBR.RRB.No.7946/03.05.100/2014-15
RBI/2014-15/531 DBR.RRB.BC.No.82/31.04.002/2014 -15 April 1, 2015 All Regional Rural Banks Dear Sir/Madam, Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs) We advise that the names of two Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notifications RPCD.CO.RRB.BC.No.18/03.05.100/ 2014-15 dated July 28, 2014 and DBR.RRB.No.7946/03.05.100/2014-15
మార్చి 31, 2015
Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments
RBI/2014-15/529 DBR.No.BP.BC.80/21.06.201/2014-15 March 31, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments As you are aware, the Reserve Bank has issued and implemented prudential guidelines on capital adequacy framework and liquidity standards for banks operating in India. These guidelines have been framed based on the internationally accepted reform package
RBI/2014-15/529 DBR.No.BP.BC.80/21.06.201/2014-15 March 31, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments As you are aware, the Reserve Bank has issued and implemented prudential guidelines on capital adequacy framework and liquidity standards for banks operating in India. These guidelines have been framed based on the internationally accepted reform package
మార్చి 31, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-2015/528 DBR.AML.No.14529/14.06.001/2014-15 March 31, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 13793/14.06.001/2014-15 dated March 19, 2015 on the captioned subject releasing 5th
RBI/2014-2015/528 DBR.AML.No.14529/14.06.001/2014-15 March 31, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 13793/14.06.001/2014-15 dated March 19, 2015 on the captioned subject releasing 5th
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పేజీ చివరిగా అప్డేట్ చేయబడిన తేదీ: అక్టోబర్ 19, 2024
