Notifications - Regulating Commercial Banking - ربی - Reserve Bank of India
notifications
مئی 28, 2014
Formation of new State of Telangana - Assignment of SLBC Convenorship
RBI/2013-14/617 RPCD.CO.LBS.No.13027/02.01.001/2013-14 May 28, 2014 The Chairman & Managing Director All SLBC Convenor banks Dear Sir/Madam, Formation of new State of Telangana – Assignment of SLBC Convenorship As per The Gazette of India Notification No. 6 of 2014 dated March 1, 2014, the 29th State of the country viz. Telangana has been formed and the appointed day has been fixed as June 2, 2014. 2. It has been decided to assign the SLBC convenorship of Telangan
RBI/2013-14/617 RPCD.CO.LBS.No.13027/02.01.001/2013-14 May 28, 2014 The Chairman & Managing Director All SLBC Convenor banks Dear Sir/Madam, Formation of new State of Telangana – Assignment of SLBC Convenorship As per The Gazette of India Notification No. 6 of 2014 dated March 1, 2014, the 29th State of the country viz. Telangana has been formed and the appointed day has been fixed as June 2, 2014. 2. It has been decided to assign the SLBC convenorship of Telangan
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مئی 27, 2014
RRBs - Need for Bank Branches/ATMs to be made accessible to persons with disabilities
RBI/2013-14/608 RPCD.CO.RRB.BC.No.103/03.05.33/2013-14 May 27, 2014 The Chairmen Regional Rural Banks Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular RPCD.CO.RRB.BC.No.97/03.05.90-A/2008-09 dated April 21, 2009 on the captioned subject, wherein Regional Rural Banks (RRBs) were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs insta
RBI/2013-14/608 RPCD.CO.RRB.BC.No.103/03.05.33/2013-14 May 27, 2014 The Chairmen Regional Rural Banks Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular RPCD.CO.RRB.BC.No.97/03.05.90-A/2008-09 dated April 21, 2009 on the captioned subject, wherein Regional Rural Banks (RRBs) were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs insta
مئی 27, 2014
RRBs - Levy of penal charges on non-maintenance of minimum balances in inoperative accounts
RBI/2013-14/611 RPCD.RRB.BC.No.105/03.05.33/2013-14 May 27, 2014 The Chairmen All Regional Rural Banks Dear Madam/Sir, Levy of penal charges on non-maintenance of minimum balances in inoperative accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative accounts. 2.
RBI/2013-14/611 RPCD.RRB.BC.No.105/03.05.33/2013-14 May 27, 2014 The Chairmen All Regional Rural Banks Dear Madam/Sir, Levy of penal charges on non-maintenance of minimum balances in inoperative accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative accounts. 2.
مئی 27, 2014
Issue of Pre-paid Payment Instruments-UCBs
RBI/2013-14/607 UBD.CO.BPD.PCB.Cir. No. 65/09.69.000/2013-14 May 27, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Pre-paid Payment Instruments-UCBs Please refer to circular UBD (PCB) BPD Cir No.50/09.69.000/2005-06 dated April 28, 2006 permitting Urban Cooperative Banks (UCBs) to install ATMs and issue ATM-cum-Debit Cards. 2. We have been receiving requests from a few UCBs to allow them to undertake Credit / Pr
RBI/2013-14/607 UBD.CO.BPD.PCB.Cir. No. 65/09.69.000/2013-14 May 27, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Issue of Pre-paid Payment Instruments-UCBs Please refer to circular UBD (PCB) BPD Cir No.50/09.69.000/2005-06 dated April 28, 2006 permitting Urban Cooperative Banks (UCBs) to install ATMs and issue ATM-cum-Debit Cards. 2. We have been receiving requests from a few UCBs to allow them to undertake Credit / Pr
مئی 27, 2014
The Depositor Education and Awareness Fund Scheme, 2014 -Section 26A of Banking Regulation Act, 1949- Operational Guidelines
RBI/2013-14/614 DBOD.No.DEAF Cell.BC.114/30.01.002/2013-14 May 27, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Operational Guidelines Please refer to circular DBOD.No.DEAF Cell.BC.101
RBI/2013-14/614 DBOD.No.DEAF Cell.BC.114/30.01.002/2013-14 May 27, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks. Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 –Section 26A of Banking Regulation Act, 1949- Operational Guidelines Please refer to circular DBOD.No.DEAF Cell.BC.101
مئی 27, 2014
RRBs - Opening of Bank Accounts in the Names of Minors
RBI/2013-14/610 RPCD.CO.RRB.BC.No.104/03.05.33/2013-14 May 27, 2014 The Chairmen, All Regional Rural Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to para 4.10 of our circular RPCD.CO.RRB.BC.No.100/03.05.33/2013-14 dated May 12, 2014 wherein Regional Rural Banks were advised to allow minors’ accounts (fixed, savings and recurring deposit accounts only) with mothers as guardians to be opened subject to safeguards in allowing operati
RBI/2013-14/610 RPCD.CO.RRB.BC.No.104/03.05.33/2013-14 May 27, 2014 The Chairmen, All Regional Rural Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to para 4.10 of our circular RPCD.CO.RRB.BC.No.100/03.05.33/2013-14 dated May 12, 2014 wherein Regional Rural Banks were advised to allow minors’ accounts (fixed, savings and recurring deposit accounts only) with mothers as guardians to be opened subject to safeguards in allowing operati
مئی 27, 2014
Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans
RBI/2013-14/612 RPCD.CO.RCBD.RRB.BC.No.102/07.51.013/2013-14 May 27, 2014 The Chairman All State and Central Co-operative Banks (StCBs and CCBs) All Regional Rural Banks (RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circulars RPCD.CO.RCBD.BC.No.84/03.03.01/2011-12 dated June 15, 2012 addressed to StCBs and CCBs and RPCD.CO.RRB.BC.No.85/03.05.033/2011-12 dated June 18, 2012 addressed to RRBs on ‘Ho
RBI/2013-14/612 RPCD.CO.RCBD.RRB.BC.No.102/07.51.013/2013-14 May 27, 2014 The Chairman All State and Central Co-operative Banks (StCBs and CCBs) All Regional Rural Banks (RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circulars RPCD.CO.RCBD.BC.No.84/03.03.01/2011-12 dated June 15, 2012 addressed to StCBs and CCBs and RPCD.CO.RRB.BC.No.85/03.05.033/2011-12 dated June 18, 2012 addressed to RRBs on ‘Ho
مئی 26, 2014
Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans
RBI/2013-14/603 UBD. CO. BPD. PCB. Cir. No. 64/12.05.001/2013-14 May 26, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular UBD.BPD (PCB).Cir.No.41/12.05.001/2011-12 dated June 26, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty by UCBs’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Stat
RBI/2013-14/603 UBD. CO. BPD. PCB. Cir. No. 64/12.05.001/2013-14 May 26, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular UBD.BPD (PCB).Cir.No.41/12.05.001/2011-12 dated June 26, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty by UCBs’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Stat
مئی 26, 2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) - Primary (Urban) Cooperative Banks (UCBs)
RBI/2013-14/604 UBD.BPD (PCB) Cir. No. 9/14.01.062/2013-14 May 26, 2014 The Chief Executive Officer, All AD Category I Primary (Urban) Co-operative Banks. Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) – Primary (Urban) Cooperative Banks (UCBs)
RBI/2013-14/604 UBD.BPD (PCB) Cir. No. 9/14.01.062/2013-14 May 26, 2014 The Chief Executive Officer, All AD Category I Primary (Urban) Co-operative Banks. Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) – Primary (Urban) Cooperative Banks (UCBs)
مئی 22, 2014
Reporting to Central Repository of Information on Large Credits (CRILC)
RBI/2013-14/601 DBS.OSMOS.No.14703/33.01.001/2013-14 May 22, 2014 The Chairman / Chairman & Managing Director All India Term-lending and Refinancing Institutions Dear Sir/Madam Reporting to Central Repository of Information on Large Credits (CRILC) We draw your attention to RBI Guidelines on “Early Recognition of Financial Distress, Prompt Steps for Resolution and Fair Recovery for Lenders: Framework for Revitalising Distressed Assets in the Economy” issued on Jan
RBI/2013-14/601 DBS.OSMOS.No.14703/33.01.001/2013-14 May 22, 2014 The Chairman / Chairman & Managing Director All India Term-lending and Refinancing Institutions Dear Sir/Madam Reporting to Central Repository of Information on Large Credits (CRILC) We draw your attention to RBI Guidelines on “Early Recognition of Financial Distress, Prompt Steps for Resolution and Fair Recovery for Lenders: Framework for Revitalising Distressed Assets in the Economy” issued on Jan
مئی 21, 2014
Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 - Bharatiya Mahila Bank Limited
RBI/2013-14/599 Ref: DBOD. No.Ret. BC.112/12.07.138/2013-14 May 21, 2014 All Scheduled Commercial Banks Dear Sir, Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – Bharatiya Mahila Bank Limited We advise that the name of “Bharatiya Mahila Bank Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBOD.BP. No.15936/21.07.002/2013-14 dated March 25, 2014, published in the Gazette of India (Part I
RBI/2013-14/599 Ref: DBOD. No.Ret. BC.112/12.07.138/2013-14 May 21, 2014 All Scheduled Commercial Banks Dear Sir, Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – Bharatiya Mahila Bank Limited We advise that the name of “Bharatiya Mahila Bank Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification DBOD.BP. No.15936/21.07.002/2013-14 dated March 25, 2014, published in the Gazette of India (Part I
مئی 21, 2014
Need for Bank Branches / ATMs to be made accessible to persons with disabilities
RBI/2013-14/598 DBOD.No.Leg.BC.113/09.07.005/2013-14 May 21, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular DBOD.No.Leg.BC.123 /09.07.005/2008-09 dated April 13, 2009 on the captioned subject, wherein banks were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs installed as talk
RBI/2013-14/598 DBOD.No.Leg.BC.113/09.07.005/2013-14 May 21, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Need for Bank Branches / ATMs to be made accessible to persons with disabilities Please refer to our circular DBOD.No.Leg.BC.123 /09.07.005/2008-09 dated April 13, 2009 on the captioned subject, wherein banks were advised to provide, inter alia, ramps in all existing and future ATMs, and make at least one third of new ATMs installed as talk
مئی 16, 2014
Undertaking of activity by the Urban Cooperative Banks (UCBs) as PAN Service Agent (PSA) for providing PAN issuance services to its customers by entering into tie-up with authorized Agencies
RBI/2013-14/593 UBD.CO.BPD.(PCB) Cir No. 63/13.05.000/2013-14 May 16, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Undertaking of activity by the Urban Cooperative Banks (UCBs) as PAN Service Agent (PSA) for providing PAN issuance services to its customers by entering into tie-up with authorized Agencies Please refer to circular UBD.CO.BPD.(PCB).Cir.No.38/13.05.000/2013-14 dated November 14, 2013 wherein Financially Sound
RBI/2013-14/593 UBD.CO.BPD.(PCB) Cir No. 63/13.05.000/2013-14 May 16, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Undertaking of activity by the Urban Cooperative Banks (UCBs) as PAN Service Agent (PSA) for providing PAN issuance services to its customers by entering into tie-up with authorized Agencies Please refer to circular UBD.CO.BPD.(PCB).Cir.No.38/13.05.000/2013-14 dated November 14, 2013 wherein Financially Sound
مئی 15, 2014
Levy of Penal Charges on Non-Maintenance of Minimum Balances in Inoperative Accounts
RBI/2013-14/592 UBD.BPD.Cir.No.62/13.03.000/2013-14 May 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Levy of Penal Charges on Non-Maintenance of Minimum Balances in Inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance i
RBI/2013-14/592 UBD.BPD.Cir.No.62/13.03.000/2013-14 May 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam Levy of Penal Charges on Non-Maintenance of Minimum Balances in Inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance i
مئی 15, 2014
Treatment of RIDF and certain other funds under priority sector
RBI/2013-14/591 RPCD.CO.Plan. BC 101/04.09.01/ 2013-14 May 15, 2014 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Madam/Dear Sir, Treatment of RIDF and certain other funds under priority sector It has been decided to include the outstanding deposits placed by scheduled commercial banks under Rural Infrastructure Development Fund (RIDF) and certain other funds established with NABARD, on accou
RBI/2013-14/591 RPCD.CO.Plan. BC 101/04.09.01/ 2013-14 May 15, 2014 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Madam/Dear Sir, Treatment of RIDF and certain other funds under priority sector It has been decided to include the outstanding deposits placed by scheduled commercial banks under Rural Infrastructure Development Fund (RIDF) and certain other funds established with NABARD, on accou
مئی 12, 2014
Operations of foreign branches and subsidiaries of the Indian banks - Compliance with statutory/regulatory/administrative prohibitions/restrictions
RBI/2013-14/588 DBOD.No.BP.BC.111/21.04.157/2013-14 May 12, 2014 All Scheduled Commercial Banks (Excluding RRBs and LABs) & All India Term-Lending & Refinancing Institutions Madam / Sir, Operations of foreign branches and subsidiaries of the Indian banks – Compliance with statutory/regulatory/administrative prohibitions/restrictions Please refer to the Circular DBOD.No.BP.BC.89 /21.04.141/2008-09 dated December 1, 2008 on the captioned subject. In terms of par
RBI/2013-14/588 DBOD.No.BP.BC.111/21.04.157/2013-14 May 12, 2014 All Scheduled Commercial Banks (Excluding RRBs and LABs) & All India Term-Lending & Refinancing Institutions Madam / Sir, Operations of foreign branches and subsidiaries of the Indian banks – Compliance with statutory/regulatory/administrative prohibitions/restrictions Please refer to the Circular DBOD.No.BP.BC.89 /21.04.141/2008-09 dated December 1, 2008 on the captioned subject. In terms of par
مئی 12, 2014
Customer Service in Regional Rural Banks
RBI/2013-14/589 RPCD.CO.RRB.BC.No. 100/03.05.33/2013-14 May 12, 2014 The Chairmen All Regional Rural Banks Dear Sir, Customer Service in Regional Rural Banks Customer service has great significance in the banking industry. The banking system in India today has perhaps the largest outreach for delivery of financial services and is also serving as an important conduit for delivery of financial services. While the coverage has been expanding day by day, the quality and c
RBI/2013-14/589 RPCD.CO.RRB.BC.No. 100/03.05.33/2013-14 May 12, 2014 The Chairmen All Regional Rural Banks Dear Sir, Customer Service in Regional Rural Banks Customer service has great significance in the banking industry. The banking system in India today has perhaps the largest outreach for delivery of financial services and is also serving as an important conduit for delivery of financial services. While the coverage has been expanding day by day, the quality and c
مئی 12, 2014
Opening of Bank Accounts in the Names of Minors
RBI/2013-14/587 UBD.BPD.(PCB).Cir.No 61/13.01.000/2013-14 May 12, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular UBD.(DC) 1148/V.1-84/85 dated February 22, 1985, in terms of which banks were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened, subject to safeguards in allowing operations in such
RBI/2013-14/587 UBD.BPD.(PCB).Cir.No 61/13.01.000/2013-14 May 12, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular UBD.(DC) 1148/V.1-84/85 dated February 22, 1985, in terms of which banks were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened, subject to safeguards in allowing operations in such
مئی 09, 2014
Advance against Pledge of Gold/ Silver Ornaments
RBI/2013-14/586 UBD.CO.BPD.PCB.Cir.No.60/13.05.001/2013-14 May 9, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Advance against Pledge of Gold/ Silver Ornaments Please refer to circular UBD.PCB.Cir.No.24/13.05.001/ 08-09 dated November 10, 2008, wherein Urban Cooperative Banks (UCBs) were advised to observe safeguards in order to mitigate the inherent risks attached to sanction of loans and advances against Gold / Silver
RBI/2013-14/586 UBD.CO.BPD.PCB.Cir.No.60/13.05.001/2013-14 May 9, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Advance against Pledge of Gold/ Silver Ornaments Please refer to circular UBD.PCB.Cir.No.24/13.05.001/ 08-09 dated November 10, 2008, wherein Urban Cooperative Banks (UCBs) were advised to observe safeguards in order to mitigate the inherent risks attached to sanction of loans and advances against Gold / Silver
مئی 07, 2014
Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans
RBI/2013-14/582 DBOD. Dir.BC.No.110/13.03.00/2013-14 May 7, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular DBOD. No. Dir.BC.107/13.03.00/2011-12 dated June 5, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1
RBI/2013-14/582 DBOD. Dir.BC.No.110/13.03.00/2013-14 May 7, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of foreclosure charges/pre-payment penalty on Floating Rate Term Loans Please refer to our circular DBOD. No. Dir.BC.107/13.03.00/2011-12 dated June 5, 2012 on ‘Home Loans- Levy of Fore-closure Charges/ Pre-payment Penalty’. 2. A reference is invited to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1
مئی 06, 2014
Levy of penal charges on non-maintenance of minimum balances in inoperative Accounts
RBI/2013-14/580 DBOD. Dir.BC.No. 109 /13.03.00/2013-14 May 6, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of penal charges on non-maintenance of minimum balances in inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative a
RBI/2013-14/580 DBOD. Dir.BC.No. 109 /13.03.00/2013-14 May 6, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/Madam Levy of penal charges on non-maintenance of minimum balances in inoperative Accounts Please refer to Part B of the First Bi-monthly Monetary Policy Statement 2014-15 announced on April 1, 2014, proposing certain measures towards consumer protection such as non-levy of penal charges for non-maintenance of minimum balance in any inoperative a
مئی 06, 2014
Opening of Bank Accounts in the Names of Minors
RBI/2013-14/581DBOD.No.Leg.BC.108/09.07.005/2013-14 May 6, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular DBOD.No.Leg.BC.158/C.90(H)-76 dated December 29, 1976 wherein banks were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened subject to safeguards in allowing operations in such accounts by ensuring that the m
RBI/2013-14/581DBOD.No.Leg.BC.108/09.07.005/2013-14 May 6, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Opening of Bank Accounts in the Names of Minors Please refer to our circular DBOD.No.Leg.BC.158/C.90(H)-76 dated December 29, 1976 wherein banks were advised to allow minors’ accounts (fixed and savings deposit accounts) with mothers as guardians to be opened subject to safeguards in allowing operations in such accounts by ensuring that the m
مئی 05, 2014
Interest Tax Act 1974 - Collection from borrowers
RBI/2013-14/579UBD.BPD (PCB) Cir No.56/13.04.00/2013-14 May 5, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Interest Tax Act 1974 – Collection from borrowers Please refer to our circular UBD.BPD (PCB) Cir No.18/13.04.00/2008-09 dated September 22, 2008 on the captioned subject. 2. It is observed from the Supreme Court Order dated February 21, 2014 in Writ Petition (Civil) No.301 of 2005 that credit institutions which were in ex
RBI/2013-14/579UBD.BPD (PCB) Cir No.56/13.04.00/2013-14 May 5, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Interest Tax Act 1974 – Collection from borrowers Please refer to our circular UBD.BPD (PCB) Cir No.18/13.04.00/2008-09 dated September 22, 2008 on the captioned subject. 2. It is observed from the Supreme Court Order dated February 21, 2014 in Writ Petition (Civil) No.301 of 2005 that credit institutions which were in ex
اپریل 25, 2014
RRBs/StCBs/CCBs - Reporting of Cross Border Wire Transfer Report on FINnet Gateway
RBI/2013-14/572 RPCD.RRB.RCB.AML.BC.No.97/07.51.018/2013-14 April 25, 2014 The Chairmen/CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Madam/Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway Please refer to our circular RPCD.CO.RRB.RCB.AML.BC.No.36/03.05.33(E)/2012-13 dated October 15, 2012 on ‘Uploading of Reports on FINnet Gateway’ wherein Regional Rural Banks (RRBs) and State/Central Cooperative Banks
RBI/2013-14/572 RPCD.RRB.RCB.AML.BC.No.97/07.51.018/2013-14 April 25, 2014 The Chairmen/CEOs All Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) Madam/Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway Please refer to our circular RPCD.CO.RRB.RCB.AML.BC.No.36/03.05.33(E)/2012-13 dated October 15, 2012 on ‘Uploading of Reports on FINnet Gateway’ wherein Regional Rural Banks (RRBs) and State/Central Cooperative Banks
اپریل 22, 2014
Reporting of information / data relating to Cash and Suspicious Transactions to the Director, Financial Intelligence Unit-India (FIU-IND)
RBI/2013-14/569 DNBS(PD).CC. No.375 /03.10.42 /2013-14 April 22 , 2014 All Non Banking Financial Companies Dear Sir, Reporting of information / data relating to Cash and Suspicious Transactions to the Director, Financial Intelligence Unit-India (FIU-IND) Please refer to the circular DNBS.(PD).CC.No.339/03.10.42/2013-14 dated July 1, 2013 [ para III (17)] on the above subject. 2. In terms of the extant instructions, NBFCs are required to report information / data relat
RBI/2013-14/569 DNBS(PD).CC. No.375 /03.10.42 /2013-14 April 22 , 2014 All Non Banking Financial Companies Dear Sir, Reporting of information / data relating to Cash and Suspicious Transactions to the Director, Financial Intelligence Unit-India (FIU-IND) Please refer to the circular DNBS.(PD).CC.No.339/03.10.42/2013-14 dated July 1, 2013 [ para III (17)] on the above subject. 2. In terms of the extant instructions, NBFCs are required to report information / data relat
اپریل 22, 2014
Fund/Non-Fund based Credit Facilities to Overseas Joint Ventures / Wholly Owned Subsidiaries / Wholly owned Step-down Subsidiaries of Indian Companies
RBI/2013-14/568 DBOD.No.BP.BC.107/21.04.048/2013-14 April 22, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Fund/Non-Fund based Credit Facilities to Overseas Joint Ventures / Wholly Owned Subsidiaries / Wholly owned Step-down Subsidiaries of Indian Companies Please refer to our circular DBOD.IBD.BC.No.96/23.37.001/2006-07 dated May 10, 2007, in terms of whi
RBI/2013-14/568 DBOD.No.BP.BC.107/21.04.048/2013-14 April 22, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Fund/Non-Fund based Credit Facilities to Overseas Joint Ventures / Wholly Owned Subsidiaries / Wholly owned Step-down Subsidiaries of Indian Companies Please refer to our circular DBOD.IBD.BC.No.96/23.37.001/2006-07 dated May 10, 2007, in terms of whi
اپریل 22, 2014
Scaling up of the Business Correspondent (BC) Model - Issues in Cash Management
RBI/2013-14/570 RPCD.FID.BC.No. 96/12.01.011/ 20013-14 April 22, 2014 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir/Madam, Scaling up of the Business Correspondent (BC) Model – Issues in Cash Management Please refer to Para 26 (Part B) of Governor's bi-monthly policy statement dated April 1, 2014 on the above subject. 2. In this connection, we advise that, after opening of large number of banking outlets in the last t
RBI/2013-14/570 RPCD.FID.BC.No. 96/12.01.011/ 20013-14 April 22, 2014 The Chairman/ Managing Director/ Chief Executive Officer All Scheduled Commercial Banks Dear Sir/Madam, Scaling up of the Business Correspondent (BC) Model – Issues in Cash Management Please refer to Para 26 (Part B) of Governor's bi-monthly policy statement dated April 1, 2014 on the above subject. 2. In this connection, we advise that, after opening of large number of banking outlets in the last t
اپریل 15, 2014
Differential Rate of Interest for Micro and Small Enterprises (MSEs)
RBI/2013-14/564 DBOD.Dir.BC.No.106/13.03.00/2013-14 April 15, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Differential Rate of Interest for Micro and Small Enterprises (MSEs) A reference is invited to part ‘B’ of the First Bi-monthly Monetary Policy Statement, 2014-15 announced on April 1, 2014 wherein certain measures have been proposed to be adopted by banks in order to give a fillip to the flow of credit to micro and small enterprises (MSE
RBI/2013-14/564 DBOD.Dir.BC.No.106/13.03.00/2013-14 April 15, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Differential Rate of Interest for Micro and Small Enterprises (MSEs) A reference is invited to part ‘B’ of the First Bi-monthly Monetary Policy Statement, 2014-15 announced on April 1, 2014 wherein certain measures have been proposed to be adopted by banks in order to give a fillip to the flow of credit to micro and small enterprises (MSE
اپریل 09, 2014
Policy for sale and purchase of property and acquiring/letting out property on lease/rental basis by banks at their overseas centres
RBI/2013-14/559 DBOD.IBD.No.105/23.01.001/2013-14 April 09, 2014 All Scheduled Commercial Indian banks having offices abroad Dear Sir, Policy for sale and purchase of property and acquiring/letting out property on lease/rental basis by banks at their overseas centres It has come to our notice that some Indian banks have committed certain lapses in purchase/sale of real estate as well as in acquiring/letting out property on lease/rental basis at some places in foreign
RBI/2013-14/559 DBOD.IBD.No.105/23.01.001/2013-14 April 09, 2014 All Scheduled Commercial Indian banks having offices abroad Dear Sir, Policy for sale and purchase of property and acquiring/letting out property on lease/rental basis by banks at their overseas centres It has come to our notice that some Indian banks have committed certain lapses in purchase/sale of real estate as well as in acquiring/letting out property on lease/rental basis at some places in foreign
اپریل 07, 2014
Reporting of Cross Border Wire Transfer Report on FINnet Gateway - Primary (Urban) Co-operative Banks (UCBs)
RBI/2013-14/555 UBD.BPD (PCB) Cir.No. 54/14.01.062/2013-14 April 7, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks. Madam / Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway - Primary (Urban) Co-operative Banks (UCBs) Please refer to our circular UBD.BPD (PCB) Cir.No.19/14.01.062/2012-13 dated October 15, 2012 on ‘Uploading of Reports in ‘Test Mode’ on FINnet Gateway’ wherein UCBs were advised to upload reports as requ
RBI/2013-14/555 UBD.BPD (PCB) Cir.No. 54/14.01.062/2013-14 April 7, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks. Madam / Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway - Primary (Urban) Co-operative Banks (UCBs) Please refer to our circular UBD.BPD (PCB) Cir.No.19/14.01.062/2012-13 dated October 15, 2012 on ‘Uploading of Reports in ‘Test Mode’ on FINnet Gateway’ wherein UCBs were advised to upload reports as requ
اپریل 03, 2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Harmonization of KYC norms for Foreign Portfolio Investors (FPIs)
RBI/2013-14/552 DBOD.AML.BC.No.103/14.01.001/2013-14 April 3, 2014 The Chairpersons/ CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) Pleas
RBI/2013-14/552 DBOD.AML.BC.No.103/14.01.001/2013-14 April 3, 2014 The Chairpersons/ CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/ Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Harmonization of KYC norms for Foreign Portfolio Investors (FPIs) Pleas
اپریل 02, 2014
Gold (Metal) Loans (GMLs)
RBI/2013-14/551 DBOD.No.IBD.BC.104/23.67.001/2013-14 April 2, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Gold (Metal) Loans (GMLs) Please refer to our circular@@NBSP@@DBOD.No.IBD.BC.33/23.67.001/2005-06 dated September 5, 2005 and circular DBOD.No.IBD.BC. 71/23.67.001/2006-07 dated April 3, 2007 wherein banks had been advised to ensure the end use of gold loans and also to lay down appropriate risk management and lending policy to obviate th
RBI/2013-14/551 DBOD.No.IBD.BC.104/23.67.001/2013-14 April 2, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Gold (Metal) Loans (GMLs) Please refer to our circular@@NBSP@@DBOD.No.IBD.BC.33/23.67.001/2005-06 dated September 5, 2005 and circular DBOD.No.IBD.BC. 71/23.67.001/2006-07 dated April 3, 2007 wherein banks had been advised to ensure the end use of gold loans and also to lay down appropriate risk management and lending policy to obviate th
مارچ 28, 2014
Reporting of Cross Border Wire Transfer Report on FINnet Gateway
RBI/2013-14/544 DBOD. AML. No. 16415/14.01.001/2013-14 March 28, 2014 The Chairpersons/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway Please refer to our circular DBOD.AML.BC. No. 49/14.01.001/2012-13 dated October 11, 2012 on ‘Uploading of Reports on FINnet Gateway’ wherein banks and financial institutions were advised to uplo
RBI/2013-14/544 DBOD. AML. No. 16415/14.01.001/2013-14 March 28, 2014 The Chairpersons/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Reporting of Cross Border Wire Transfer Report on FINnet Gateway Please refer to our circular DBOD.AML.BC. No. 49/14.01.001/2012-13 dated October 11, 2012 on ‘Uploading of Reports on FINnet Gateway’ wherein banks and financial institutions were advised to uplo
مارچ 28, 2014
Guidelines on Sale of Financial Assets to Securitisation Company/Reconstruction Company (SC/RC) by Multi State Urban Cooperative Banks
RBI/2013-14/543 UBD.BPD.(PCB).Cir.No.53/13.05.000/2013-14 March 28, 2014 The Chief Executive Officers of All Multi-State Co-operative Banks Dear Sir/Madam, Guidelines on Sale of Financial Assets to Securitisation Company/ Reconstruction Company (SC/RC) by Multi State Urban Cooperative Banks Please refer to para 13.2 of Master Circular UBD.BPD(PCB).MC.No.12/ 16.20.000/2013-14 dated July 1, 2013 on Investments by UCBs. 2. It has been decided to permit Urban Cooperative
RBI/2013-14/543 UBD.BPD.(PCB).Cir.No.53/13.05.000/2013-14 March 28, 2014 The Chief Executive Officers of All Multi-State Co-operative Banks Dear Sir/Madam, Guidelines on Sale of Financial Assets to Securitisation Company/ Reconstruction Company (SC/RC) by Multi State Urban Cooperative Banks Please refer to para 13.2 of Master Circular UBD.BPD(PCB).MC.No.12/ 16.20.000/2013-14 dated July 1, 2013 on Investments by UCBs. 2. It has been decided to permit Urban Cooperative
مارچ 27, 2014
Capital requirements for standalone Primary Dealers’ exposure to interest rate derivative contracts, repo/reverse repo transactions and central counterparties
RBI/2013-14/542 IDMD.PCD.11/14.03.05/ 2013-14 March 27, 2014 All Standalone Primary Dealers Dear Sir / Madam Capital requirements for standalone Primary Dealers’ exposure to interest rate derivative contracts, repo/reverse repo transactions and central counterparties Please refer to the Master Circular on Capital Adequacy Standards and Risk Management Guidelines for Standalone Primary Dealers issued vide IDMD.PDRD.02/03.64.00/2013-14 dated July 1, 2013. 2. The existin
RBI/2013-14/542 IDMD.PCD.11/14.03.05/ 2013-14 March 27, 2014 All Standalone Primary Dealers Dear Sir / Madam Capital requirements for standalone Primary Dealers’ exposure to interest rate derivative contracts, repo/reverse repo transactions and central counterparties Please refer to the Master Circular on Capital Adequacy Standards and Risk Management Guidelines for Standalone Primary Dealers issued vide IDMD.PDRD.02/03.64.00/2013-14 dated July 1, 2013. 2. The existin
مارچ 27, 2014
Exposure norms for standalone PDs
RBI/2013-14/541 IDMD.PCD.12/14.03.05/2013-14 March 27, 2014 All Standalone Primary Dealers (PDs) Dear Sir / Madam Exposure norms for standalone PDs Please refer to the circular IDMD.PDRD.N0 19/03.64.00/2010-11 dated July 27, 2010 updated vide circulars IDMD.PCD.No.1652/14.03.05/2010-11 dated November 11, 2010 and IDMD.PCD.No.718/14.03.05/2012-13 dated September 3, 2012. 2. With a view to promote central clearing of standardised OTC derivative products through a Centra
RBI/2013-14/541 IDMD.PCD.12/14.03.05/2013-14 March 27, 2014 All Standalone Primary Dealers (PDs) Dear Sir / Madam Exposure norms for standalone PDs Please refer to the circular IDMD.PDRD.N0 19/03.64.00/2010-11 dated July 27, 2010 updated vide circulars IDMD.PCD.No.1652/14.03.05/2010-11 dated November 11, 2010 and IDMD.PCD.No.718/14.03.05/2012-13 dated September 3, 2012. 2. With a view to promote central clearing of standardised OTC derivative products through a Centra
مارچ 27, 2014
Implementation of Basel III Capital Regulations in India - Capital Planning
RBI/2013-14/538 DBOD.No.BP.BC.102/21.06.201/2013-14 March 27, 2014 The Chairman and Managing Directors/ Chief Executives Officers of All Scheduled Commercial Banks (Excluding Regional Rural Banks and Local Area Banks) Madam / Sir, Implementation of Basel III Capital Regulations in India – Capital Planning Please refer to the Master Circular DBOD.No.BP.BC.2 /21.06.201/2013-14 dated July 1, 2013 on Basel III Capital Regulations. 2. In view of the implementation of Basel
RBI/2013-14/538 DBOD.No.BP.BC.102/21.06.201/2013-14 March 27, 2014 The Chairman and Managing Directors/ Chief Executives Officers of All Scheduled Commercial Banks (Excluding Regional Rural Banks and Local Area Banks) Madam / Sir, Implementation of Basel III Capital Regulations in India – Capital Planning Please refer to the Master Circular DBOD.No.BP.BC.2 /21.06.201/2013-14 dated July 1, 2013 on Basel III Capital Regulations. 2. In view of the implementation of Basel
مارچ 27, 2014
Scheme for Collection of Dues of (i) Central Board of Direct Taxes (ii) Central Board of Excise and Customs (iii) Departmentalised Ministries Account - Reporting and Accounting of March Transactions - Special Arrangements - Financial Year 2013-14
RBI/2013-14/539 DGBA.GAD.No.H - 5495/42.01.029/2013-14 March 27, 2014 The Chairman & Managing Director / The Chief Executive Officer All Agency Banks Dear Sir / Madam, Scheme for Collection of Dues of (i) Central Board of Direct Taxes (ii) Central Board of Excise and Customs (iii) Departmentalised Ministries Account - Reporting and Accounting of March Transactions - Special Arrangements - Financial Year 2013-14 Please refer to Circular DGBA.GAD.No.H - 5353/42.01.0
RBI/2013-14/539 DGBA.GAD.No.H - 5495/42.01.029/2013-14 March 27, 2014 The Chairman & Managing Director / The Chief Executive Officer All Agency Banks Dear Sir / Madam, Scheme for Collection of Dues of (i) Central Board of Direct Taxes (ii) Central Board of Excise and Customs (iii) Departmentalised Ministries Account - Reporting and Accounting of March Transactions - Special Arrangements - Financial Year 2013-14 Please refer to Circular DGBA.GAD.No.H - 5353/42.01.0
مارچ 26, 2014
Inflation Indexed National Savings Securities- [IINSS-C]
RBI/2013-14/534 DGBA.CDD.No. 5449/13.01.999/2013-2014 March 26, 2014 The Chairman & Managing Director Head Office (Government Accounts Department) State Bank of India & Associate Banks All Nationalised Banks ICICI Bank Ltd., HDFC Bank Ltd, Axis Bank Ltd., and Stock Holding Corporation of India Ltd. (SHCIL) Dear Sir/Madam, Inflation Indexed National Savings Securities- [IINSS-C] Please refer to our circulars DGBA.CDD.No.3688/13.01.999/2013-2014 dated December 1
RBI/2013-14/534 DGBA.CDD.No. 5449/13.01.999/2013-2014 March 26, 2014 The Chairman & Managing Director Head Office (Government Accounts Department) State Bank of India & Associate Banks All Nationalised Banks ICICI Bank Ltd., HDFC Bank Ltd, Axis Bank Ltd., and Stock Holding Corporation of India Ltd. (SHCIL) Dear Sir/Madam, Inflation Indexed National Savings Securities- [IINSS-C] Please refer to our circulars DGBA.CDD.No.3688/13.01.999/2013-2014 dated December 1
مارچ 25, 2014
Balance Sheet of Banks - Disclosure of Information
RBI/2013-14/531 UBD CO BPD (PCB) Cir. No.52/12.05.001/2013-14 March 25, 2014 Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam / Dear Sir, Balance Sheet of Banks - Disclosure of Information Please refer to our Circular UBD.CO.BPD. (PCB) No. 20/16.45.00/2002-03 dated October 30, 2002 on the captioned subject. 2. In terms of the above circular, urban co-operative banks (UCBs) having deposits of Rs.100 crore, were advised to disclose certain informa
RBI/2013-14/531 UBD CO BPD (PCB) Cir. No.52/12.05.001/2013-14 March 25, 2014 Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam / Dear Sir, Balance Sheet of Banks - Disclosure of Information Please refer to our Circular UBD.CO.BPD. (PCB) No. 20/16.45.00/2002-03 dated October 30, 2002 on the captioned subject. 2. In terms of the above circular, urban co-operative banks (UCBs) having deposits of Rs.100 crore, were advised to disclose certain informa
مارچ 25, 2014
Instruments for Augmenting Capital Funds-UCBs - Modification
RBI/2013-14/530 UBD CO BPD PCB Cir No.51/09.18.201/2013-14 March 25, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Instruments for Augmenting Capital Funds-UCBs - Modification Please refer to our circular UBD PCB Cir.No.4/09.18.201/2008-09 dated July 15, 2008 on the captioned subject. 2. It has been decided to modify para 1 of the Annex II to the said circular as under: “UCBs may issue Long Term Deposits subject to compl
RBI/2013-14/530 UBD CO BPD PCB Cir No.51/09.18.201/2013-14 March 25, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Instruments for Augmenting Capital Funds-UCBs - Modification Please refer to our circular UBD PCB Cir.No.4/09.18.201/2008-09 dated July 15, 2008 on the captioned subject. 2. It has been decided to modify para 1 of the Annex II to the said circular as under: “UCBs may issue Long Term Deposits subject to compl
مارچ 24, 2014
Revision to the Guidelines on Securitisation Transactions - Reset of Credit Enhancement
RBI//2013-14/529 DNBS.PD.CC.No.372/3.10.01/2013-14 March 24, 2014 All NBFCs excluding Primary Dealers (PDs) Dear Sirs, Revision to the Guidelines on Securitisation Transactions - Reset of Credit Enhancement Reference is drawn to the Company circular DNBS.PD.No.301/3.10.01/2012-13, dated August 21, 2012, wherein it was indicated that a separate circular would be issued in due course on reset of credit enhancements in case of securitisation transactions. 2. Guidelines o
RBI//2013-14/529 DNBS.PD.CC.No.372/3.10.01/2013-14 March 24, 2014 All NBFCs excluding Primary Dealers (PDs) Dear Sirs, Revision to the Guidelines on Securitisation Transactions - Reset of Credit Enhancement Reference is drawn to the Company circular DNBS.PD.No.301/3.10.01/2012-13, dated August 21, 2012, wherein it was indicated that a separate circular would be issued in due course on reset of credit enhancements in case of securitisation transactions. 2. Guidelines o
مارچ 21, 2014
Early Recognition of Financial Distress, Prompt Steps for Resolution and Fair Recovery for Lenders: Framework for Revitalising Distressed Assets in the Economy
RBI/2013-14/528 DNBS (PD) CC.No.371/03.05.02/2013-14 March 21, 2014 All NBFCs Dear Sirs, Early Recognition of Financial Distress, Prompt Steps for Resolution and Fair Recovery for Lenders: Framework for Revitalising Distressed Assets in the Economy Please refer to the Framework for Revitalising Distressed Assets in the Economy (Framework) issued by the Reserve Bank on January 30, 2014. The framework covered in the guidelines, which would be fully effective from April
RBI/2013-14/528 DNBS (PD) CC.No.371/03.05.02/2013-14 March 21, 2014 All NBFCs Dear Sirs, Early Recognition of Financial Distress, Prompt Steps for Resolution and Fair Recovery for Lenders: Framework for Revitalising Distressed Assets in the Economy Please refer to the Framework for Revitalising Distressed Assets in the Economy (Framework) issued by the Reserve Bank on January 30, 2014. The framework covered in the guidelines, which would be fully effective from April
مارچ 21, 2014
The Depositor Education and Awareness Fund Scheme, 2014 - Section 26A of Banking Regulation Act, 1949
RBI/2013-14/527 DBOD.No.DEAF Cell.BC.101/30.01.002/2013-14 March 21, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 - Section 26A of Banking Regulation Act, 1949 Please refer to paragraph 93 of the Monetary Policy Statement 2013-14 a
RBI/2013-14/527 DBOD.No.DEAF Cell.BC.101/30.01.002/2013-14 March 21, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs and LABs / Urban Co-operative Banks / State Co-operative Banks / District Central Co-operative Banks Dear Sir/Madam, The Depositor Education and Awareness Fund Scheme, 2014 - Section 26A of Banking Regulation Act, 1949 Please refer to paragraph 93 of the Monetary Policy Statement 2013-14 a
مارچ 21, 2014
Public Provident Fund Scheme, 1968 (PPF Scheme, 1968) and Senior Citizens Savings Scheme, 2004 (SCSS, 2004) - Revision of interest rates
RBI/2013-14/526 DGBA.CDD. No. 5342 /15.02.001/2013-14 March 21, 2014 The Chairman and Managing Director/Managing DirectorHead Office, Government Accounts DepartmentState Bank of India/State Bank of Bikaner & Jaipur/State Bank of Hyderabad/State Bank of Mysore/State Bank of Patiala/ State Bank of Travancore/Andhra Bank/Allahabad Bank/Bank of Baroda/Bank of India/Bank of Maharashtra/Canara Bank/Central Bank of India/Corporation Bank/Dena Bank/Indian Bank/ Indian Ove
RBI/2013-14/526 DGBA.CDD. No. 5342 /15.02.001/2013-14 March 21, 2014 The Chairman and Managing Director/Managing DirectorHead Office, Government Accounts DepartmentState Bank of India/State Bank of Bikaner & Jaipur/State Bank of Hyderabad/State Bank of Mysore/State Bank of Patiala/ State Bank of Travancore/Andhra Bank/Allahabad Bank/Bank of Baroda/Bank of India/Bank of Maharashtra/Canara Bank/Central Bank of India/Corporation Bank/Dena Bank/Indian Bank/ Indian Ove
مارچ 19, 2014
End of Support for Windows XP
RBI/2013-14/525 DIT CO No.1971/07.71.099/2013-14 March 19, 2014 The Chairmen/Chief Executive Officers, All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, End of Support for Windows XP It is learnt that Microsoft will stop issuing updates and patches for bugs in its Windows XP operating system (released in 2001) from April 8, 2014. The probability of attacks on such a system may increase and it may be difficult to defend such attacks in the absence of Micr
RBI/2013-14/525 DIT CO No.1971/07.71.099/2013-14 March 19, 2014 The Chairmen/Chief Executive Officers, All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, End of Support for Windows XP It is learnt that Microsoft will stop issuing updates and patches for bugs in its Windows XP operating system (released in 2001) from April 8, 2014. The probability of attacks on such a system may increase and it may be difficult to defend such attacks in the absence of Micr
مارچ 14, 2014
Annual Credit Plans - Potential Linked Plan (PLPs) prepared by NABARD
RBI/2013-14/520 RPCD.CO.LBS.BC.No.93/02.01.001/2013-14 March 14, 2014 The Chairmen and Managing Directors All Lead Banks Dear Sir, Annual Credit Plans – Potential Linked Plan (PLPs) prepared by NABARD Please refer to the circular RPCD.CO.LBS. (SAA) BC.No.93/08.01.00/2004-05 dated April 11, 2005 advising all scheduled commercial banks including Regional Rural Banks that a pre-PLP meeting may be convened by Lead District Manager during August /September to be attended b
RBI/2013-14/520 RPCD.CO.LBS.BC.No.93/02.01.001/2013-14 March 14, 2014 The Chairmen and Managing Directors All Lead Banks Dear Sir, Annual Credit Plans – Potential Linked Plan (PLPs) prepared by NABARD Please refer to the circular RPCD.CO.LBS. (SAA) BC.No.93/08.01.00/2004-05 dated April 11, 2005 advising all scheduled commercial banks including Regional Rural Banks that a pre-PLP meeting may be convened by Lead District Manager during August /September to be attended b
مارچ 13, 2014
Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) - Standards - Primary (Urban) Co-operative Banks
RBI/2013-14/517 UBD.BPD (AD).Cir.No.8/14.01.062/2013-14 March 13, 2014 The Chief Executive Officer All AD Category I Primary (Urban) Co-operative Banks Madam/Dear Sir, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) – Standards – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (AD).Cir.No.6/14.01.062/2013-14 dated December 6, 2013 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Financi
RBI/2013-14/517 UBD.BPD (AD).Cir.No.8/14.01.062/2013-14 March 13, 2014 The Chief Executive Officer All AD Category I Primary (Urban) Co-operative Banks Madam/Dear Sir, Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) – Standards – Primary (Urban) Co-operative Banks Please refer to our circular UBD.BPD (AD).Cir.No.6/14.01.062/2013-14 dated December 6, 2013 on risks arising from the deficiencies in AML/CFT regime of certain jurisdictions. 2. Financi
مارچ 13, 2014
RRBs/StCBs/CCBs - Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Recognising e-Aadhaar as an ‘Officially Valid Document’ under PML Rules
RBI/2013-14/518 RPCD.RRB.RCB.AML.BC.No. 92/07.51.018/2013-14 March 13, 2014 The Chairmen / CEOs of all Regional Rural Banks / State and Central Co-operative Banks Dear Sir, RRBs/StCBs/CCBs - Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Recognising e-Aadhaar as an ‘Officially Valid Document’ under PML Rules Please refer to our
RBI/2013-14/518 RPCD.RRB.RCB.AML.BC.No. 92/07.51.018/2013-14 March 13, 2014 The Chairmen / CEOs of all Regional Rural Banks / State and Central Co-operative Banks Dear Sir, RRBs/StCBs/CCBs - Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Recognising e-Aadhaar as an ‘Officially Valid Document’ under PML Rules Please refer to our
مارچ 12, 2014
Priority Sector Lending-Targets and Classification-Bank loans to MFIs for on-lending-pricing criteria
RBI/2013-14/515 RPCD.CO.Plan.BC 91/04.09.01/2013-14 March 12, 2014 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending-Targets and Classification-Bank loans to MFIs for on-lending-pricing criteria Please refer to paragraphs VIII (c) (i) and (ii) of our master circular No. RPCD.CO.Plan.BC.9/04.09.01/2013-14 dated July 1, 2013 on Priority Sector Lending-Targets and C
RBI/2013-14/515 RPCD.CO.Plan.BC 91/04.09.01/2013-14 March 12, 2014 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending-Targets and Classification-Bank loans to MFIs for on-lending-pricing criteria Please refer to paragraphs VIII (c) (i) and (ii) of our master circular No. RPCD.CO.Plan.BC.9/04.09.01/2013-14 dated July 1, 2013 on Priority Sector Lending-Targets and C
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صفحے پر آخری اپ ڈیٹ: جولائی 13, 2024
