Regulating Commercial Banking

RBI/2008-09/431 DBOD.No.Leg.BC.123 /09.07.005/2008-09 April 13, 2009 @@NBSP@@ All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir, @@NBSP@@ Need for Bank Branches / ATMs to be made accessible to persons with disabilities @@NBSP@@ We have been receiving several suggestions including from Government of India to make bank branches and ATMs easily accessible to persons with disability by providing ramps so that wheel chair users can access them and the heigh

RBI/2008-09/429 DBOD.No.BP.BC. 122 /21.04.048/2008-09 April 9, 2009 @@NBSP@@ The Chairman & Managing Directors/ Chief Executive@@NBSP@@ Officers@@NBSP@@ All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential treatment in respect of Floating@@NBSP@@ Provisions Please refer to our circular DBOD.No.BP.BC.118 /21.04.048/2008-09 dated March 25, 2009 regarding prudential treatment of different types of provisions in respect of loan portfol

RBI/2008-09/425 DBOD.No.BP.BC. 120 /21.01.002/2008-2009 April 2, 2009 The Chairman and Managing Director/ Chief Executive Officers of Commercial Banks (Excluding Foreign Banks, RRBs and LABs) @@NBSP@@ Dear Sir @@NBSP@@ Guidelines for issuing preference shares as part of regulatory capital @@NBSP@@ Please refer to our circular DBOD.No.BP.BC.42/21.01.002/2007-08 dated October 29, 2007 on the Guidelines for issuing preference shares as part of regulatory capital. 2.It ha

RBI/2008-09/422 DBOD.No.Dir.BC. 119 /13.03.00/2008-2009 @@NBSP@@ March 30, 2009 @@NBSP@@ All Scheduled Commercial Banks (excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) @@NBSP@@ Please refer to our circular No.DBOD.Dir.BC.98/13.03.00/2008-2009 dated December 12, 2008, in terms of which the transition period allowed to banks to comply with the requ

SPEED POST RBI/2008-09/420 @@NBSP@@ RPCD.RRB.BC.No.94/03.05.34/2008-09 March 26, 2009 @@NBSP@@ The Chairman All Regional Rural Banks/Sponsor Banks @@NBSP@@ Dear Sir, @@NBSP@@ Valuation of investment in SLR/Approved Securities by Regional Rural Banks (RRBs) @@NBSP@@ Please refer to our circular RPCD.RRB.BC.No.87/03.05.34/2006-07 dated May 8, 2007 on the above subject. 2. On a review of the issue it has been decided that the exemption granted to RRBs up to the financial

RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir, @@NBSP@@ Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts @@NBSP@@ It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /o

RBI/2008-09/ 404 RPCD.CO.RF.BC.No.91 /07.37.02/2008-09 March 6, 2009 @@NBSP@@ All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) @@NBSP@@ Dear Sir, @@NBSP@@ Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy @@NBSP@@ Please refer to our circular RPCD.CO.RF.BC.No.17/07.38.03/2008-09 dated July 30, 2008 and RPCD.CO.RF.BC.No.69/07.37.02/2

RBI 2008-09/401 DBOD.No.BP.BC. 112 /21.04.048/2008-09 March 5, 2009 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Union Budget 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circular DBOD.No.BP.BC.26/21.04.048/2008-09 dated July 30 2008, and DBOD.No.BP.BC.78/21.04.04

RBI/2008-09/392 DBOD.No.FID.FIC@@NBSP@@ 5@@NBSP@@ /01.02.00/2008-09 February 26, 2009 @@NBSP@@ The CEOs of select all-India Terms Lending and Refinancing Institutions (Exim Bank, NABARD, NHB & SIDBI) @@NBSP@@ Dear Sir, @@NBSP@@ Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions @@NBSP@@ Please find enclosed Circular DBOD.No.BP.BC.37/21.04.132/2008-09 dated August 27, 2008 on the above subject alongwith subsequent circular