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ستمبر 28, 2021

Responsible Digital Innovation - Speech by Shri T Rabi Sankar, Deputy Governor, Reserve Bank of India – Tuesday, September 28, 2021 - Address to the Global Fintech Festival

Shri T. Rabi Sankar, Deputy Governor, Reserve Bank of India

Good morning. 1. Fintech, or technology that provides digital financial services is transforming the provision and delivery of financial services. At its most basic level digital technology enables speed – speed in processing information and speed in communication. Processing speed has reduced cost and time for transactions while communication speed has enhanced connectivity of systems expanding the reach of transactions. Taken together, digital technology is changing

جولائی 22, 2021

Central Bank Digital Currency – Is This the Future of Money

Shri T. Rabi Sankar, Deputy Governor, Reserve Bank of India

Introduction The idea of “Central Bank Digital Currencies” (CBDC) is not a recent development. Some attribute the origins of CBDCs to Nobel laureate James Tobin2, an American economist, who in 1980s suggested that that Federal Reserve Banks in the United States could make available to the public a widely accessible ‘medium with the convenience of deposits and the safety of currency.’ It is only in the last decade, however, that the concept of digital currency has been

نومبر 28, 2019

Microfinance as the next wave of Financial Inclusion

Shri M. K. Jain, Deputy Governor, Reserve Bank of India

Shri Mohammad Mustafa, Chairman & MD, SIDBI, Dr. Charan Singh, CEO and Director, Foundation for Economic Growth and Welfare, Mr. Gavin McGillivray Head, DFID India, other dignitaries, participants, Ladies and Gentlemen. Good Morning to all! I am very happy that senior bankers, sector specialists, academicians and practitioners are coming together on a single platform to deliberate on the Vision of Microfinance in India at this National Microfinance Congress and th

مارچ 25, 2019

Opportunities and Challenges of FinTech - Shri Shaktikanta Das, Governor, Reserve Bank of India - March 25, 2019 - Keynote Address Delivered at the NITI Aayog’s FinTech Conclave

Shri Shaktikanta Das, Governor, Reserve Bank of India

I am extremely happy to participate in NITI Aayog’s FinTech Conclave 2019 and share my thoughts on the technological revolution that is shaping the future of finance. I am particularly thankful to Shri Amitabh Kant, CEO of NITI Aayog for having invited me to such an august gathering. As I understand, this Conclave is woven around the theme of Indian FinTech ecosystem as well as steps required to help achieve the potential that the sector offers towards growth, employm