1. Reserve Bank of India - Liabilities and Assets*

(₹ Crore)

Item

2024

2025

Variation

Jul. 12

Jul. 4

Jul. 11

Week

Year

1

2

3

4

5

4 Loans and Advances

4.1 Central Government

-

0

0

0

0

4.2 State Governments

16359

30956

20431

-10525

4071

* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*

Item

As on July 11, 2025

Variation over

Week

End-March 2025

Year

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

1

2

3

4

5

6

7

8

1 Total Reserves

5978149

696672

2883

-3064

266008

28346

407528

29818

1.1 Foreign Currency Assets #

5052566

588810

3381

-2477

201732

21252

161793

3340

1.2 Gold

723791

84348

-737

-498

55629

6172

233746

25685

1.3 SDRs

161343

18802

223

-66

6054

633

10048

691

1.4 Reserve Position in the IMF

40448

4711

16

-24

2593

288

1942

102

* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments.

4. Scheduled Commercial Banks - Business in India

(₹ Crore)

Item

Outstanding
as on Jun. 27,
2025

Variation over

Fortnight

Financial year so far

Year-on-Year

2024-25

2025-26

2024

2025

1

2

3

4

5

6

2 Liabilities to Others

2.1 Aggregate Deposits

23425644

355861

810171

845043

2129379

2140247

(23373017)

(2039982)

(2177017)

2.1a Growth (Per cent)

1.5

4.0

3.7

11.1

10.1

(10.6)

(10.3)

2.1.1 Demand

3072874

213640

157824

374825

152756

471197

2.1.2 Time

20352770

142221

652347

470217

1976623

1669050

2.2 Borrowings

850218

11756

-13481

-65030

289457

85757

2.3 Other Demand and Time Liabilities

1059099

-46931

-7849

-2532

104706

129520

7 Bank Credit

18483098

169135

453865

239125

2502310

1597069

(18088612)

(2002080)

(1702814)

7.1a Growth (Per cent)

0.9

2.8

1.3

17.4

9.5

(13.9)

(10.4)

7a.1 Food Credit

64389

-3217

10823

27858

5997

30485

7a.2 Non-food credit

18418709

172352

443042

211268

2496313

1566584

1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources

(₹ Crore)

Item

Outstanding as on

Variation over

2025

Fortnight

Financial Year so far

Year-on-Year

2024-25

2025-26

2024

2025

Mar. 31

Jun. 27

Amount

%

Amount

%

Amount

%

Amount

%

Amount

%

1

2

3

4

5

6

7

8

9

10

11

12

M3

27227143

28177467

334673

1.2

870090

3.5

950324

3.5

2276960

9.7

2475759

9.6

(27286589)

(28230094)

(333520)

(1.2)

(943504)

(3.5)

(2438989)

(9.5)

1 Components (1.1.+1.2+1.3+1.4)

1.1 Currency with the Public

3630751

3722292

-22699

-0.6

35779

1.0

91540

2.5

211446

6.5

276237

8.0

1.2 Demand Deposits with Banks

2840023

3215375

213499

7.1

159349

6.2

375353

13.2

155991

6.0

469139

17.1

1.3 Time Deposits with Banks

20643062

21131103

144020

0.7

673732

3.6

488041

2.4

1892437

10.8

1717453

8.8

(20702508)

(21183730)

(142867)

(0.7)

(481221)

(2.3)

(1680683)

(8.6)

1.4 ‘Other’ Deposits with Reserve Bank

113307

108697

-147

-0.1

1230

1.3

-4610

-4.1

17086

21.7

12931

13.5

2 Sources (2.1+2.2+2.3+2.4-2.5)

2.1 Net Bank Credit to Government

8463065

8473446

-112823

-1.3

-87875

-1.2

10381

0.1

233800

3.3

1049305

14.1

(8510825)

(8520033)

(-112824)

(-1.3)

(9207)

(0.1)

(1030547)

(13.8)

2.1.1 Reserve Bank

1508105

1513361

-89202

-167071

5255

-194110

487219

2.1.2 Other Banks

6954959

6960086

-23622

-0.3

79196

1.3

5126

0.1

427910

7.2

562086

8.8

(7002720)

(7006672)

(-23623)

(-0.3)

(3952)

(0.1)

(543328)

(8.4)

2.2 Bank Credit to Commercial Sector

18646762

18885784

170479

0.9

476617

2.9

239022

1.3

2025359

13.4

1737021

10.1

(19068129)

(19280269)

(166510)

(0.9)

(212141)

(1.1)

(1631276)

(9.2)

2.2.1 Reserve Bank

38246

9029

-1234

-3484

-29216

5539

-1892

2.2.2 Other Banks

18608516

18876754

171713

0.9

480101

2.9

268238

1.4

2019820

13.4

1738914

10.1

(19029883)

(19271240)

(167744)

(0.9)

(241357)

(1.3)

(1633169)

(9.3)

Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI

(₹ Crore)

Date

Liquidity Adjustment Facility

Standing Liquidity Facilities

OMO (Outright)

Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)

Repo

Reverse Repo

Variable Rate Repo

Variable Rate Reverse Repo

MSF

SDF

Sale

 Purchase

1

2

3

4

5

6

7

8

9

10

Jul. 7, 2025

-

-

-

-

1051

250865

-230

-

-

-250044

Jul. 8, 2025

-

-

-

-

1072

214021

-240

-

-

-213189

Jul. 9, 2025

-

-

-

97315

1081

136036

-186

-

-

-232456

Jul. 10, 2025

-

-

-

-

1078

124621

-45

-

-

-123588

Jul. 11, 2025

-

-

-

151633

1223

187091

365

-

-

-337136

Jul. 12, 2025

-

-

-

-

85

127893

-

-

-

-127808

Jul. 13, 2025

-

-

-

-

81

132452

-

-

-

-132371

SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.