(Amount in Rs. crore) |
Sr. No. |
Sector |
Outstanding as on |
Variation |
|
|
March 19, |
March 18, |
March 31, |
2004-05 |
2005-06 |
|
|
2004 |
2005 |
2006 |
(47 Banks) |
(52 Banks) |
|
|
(47 Banks) |
(52 Banks) |
(52 Banks) |
|
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
I. |
Gross Bank Credit (II + III) |
7,64,383 |
10,40,909 |
14,45,837 |
1,93,229 |
4,04,928 |
II. |
Food Credit |
35,961 |
41,121 |
40,691 |
5,160 |
-430 |
III. |
|
Non-Food Gross Bank Credit (1 to 6) |
7,28,422 |
9,99,788 |
14,05,146 |
1,88,069 |
4,05,358 |
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
|
1. |
Agriculture and Allied Activities |
90,541 |
1,25,250 |
1,72,292 |
31,774 |
47,042 |
|
|
|
(12.4) |
(12.5) |
(12.3) |
(16.9) |
(11.6) |
|
2. |
Industry (Small, Medium and Large) |
3,13,065 |
4,26,892 |
5,49,057 |
62,014 |
1,22,165 |
|
|
|
(43.0) |
(42.7) |
(39.1) |
(33.0) |
(30.1) |
|
3. |
Services |
|
30,584 |
48,137 |
N.A. |
17,553 |
|
|
|
– |
(3.1) |
(3.4) |
– |
(4.3) |
|
|
3.1 |
Transport Operators |
N.A. |
9,599 |
16,101 |
N.A. |
6,502 |
|
|
|
– |
(1.0) |
(1.1) |
– |
(1.6) |
|
|
3.2 |
Computer Software |
N.A. |
2,436 |
3,694 |
N.A. |
1,258 |
|
|
|
– |
(0.2) |
(0.3) |
– |
(0.3) |
|
|
3.3 |
Tourism, and Hotels and Restaurants |
N.A. |
4,158 |
7,800 |
N.A. |
3,642 |
|
|
|
|
|
– |
(0.4) |
(0.6) |
– |
(0.9) |
|
|
3.4 |
Shipping |
|
N.A. |
1,130 |
4,472 |
N.A. |
3,342 |
|
|
|
|
|
– |
(0.1) |
(0.3) |
– |
(0.8) |
|
|
3.5 |
Professional and Other Services |
N.A. |
13,261 |
16,070 |
N.A. |
2,809 |
|
|
|
|
|
– |
(1.3) |
(1.1) |
– |
(0.7) |
|
4. |
Personal Loans |
|
2,45,080 |
3,53,777 |
N.A. |
1,08,697 |
|
|
|
|
|
– |
(24.5) |
(25.2) |
– |
(26.8) |
|
|
4.1 |
Consumer Durables |
8,274 |
9,083 |
8,783 |
108 |
300 |
|
|
|
|
|
(1.1) |
(0.9) |
(0.6) |
(0.1) |
-(0.1) |
|
|
4.2 |
Housing |
|
N.A. |
1,28,728 |
1,86,429 |
N.A. |
57,701 |
|
|
|
|
|
– |
(12.9) |
(13.3) |
– |
(14.2) |
|
|
4.3 |
Advances against Fixed Deposits |
26,346 |
29,850 |
34,897 |
3,259 |
5,047 |
|
|
|
(including FCNR (B), NRNR Deposits etc.) |
(3.6) |
(3.0) |
(2.5) |
(1.7) |
(1.2) |
|
|
4.4 |
Advances to individuals against share, bonds, etc. |
2,020 |
4,117 |
5,089 |
366 |
972 |
|
|
|
|
|
(0.3) |
(0.4) |
(0.4) |
(0.2) |
(0.2) |
|
|
4.5 |
Credit Card Outstandings |
N.A. |
5,760 |
9,177 |
N.A. |
3,417 |
|
|
|
|
|
– |
(0.6) |
(0.7) |
– |
(0.8) |
|
|
4.6 |
Education |
N.A. |
5,119 |
10,057 |
N.A. |
4,938 |
|
|
|
|
|
– |
(0.5) |
(0.7) |
– |
(1.2) |
|
|
4.7 |
Other Personal Loans |
35,165 |
62,423 |
99,345 |
24,876 |
36,922 |
|
|
|
|
|
(4.8) |
(6.2) |
(7.1) |
(13.2) |
(9.1) |
|
5. |
Trade |
|
|
24,867 |
57,948 |
81,402 |
31,262 |
23,454 |
|
|
|
|
|
(3.4) |
(5.8) |
(5.8) |
(16.6) |
(5.8) |
|
|
5.1 |
Wholesale Trade (other than food procurement) |
24,867 |
32,549 |
39,706 |
6,561 |
7,157 |
|
|
|
|
|
(3.4) |
(3.3) |
(2.8) |
(3.5) |
(1.8) |
|
|
5.2 |
Retail Trade |
N.A. |
25,399 |
41,696 |
N.A. |
16,297 |
|
|
|
|
|
– |
(2.5) |
(3.0) |
– |
(4.0) |
|
6. |
Others |
|
2,99,949 |
1,14,034 |
2,00,481 |
N.A. |
86,447 |
|
|
|
|
|
(41.2) |
(11.4) |
(14.3) |
– |
(21.3) |
|
|
6.1 |
Real Estate Loans |
5,577 |
13,302 |
26,682 |
7,622 |
13,380 |
|
|
|
|
|
(0.8) |
(1.3) |
(1.9) |
(4.1) |
(3.3) |
|
|
6.2 |
Non-Banking Financial Companies |
16,802 |
22,484 |
30,942 |
2,501 |
8,458 |
|
|
|
|
|
(2.3) |
(2.2) |
(2.2) |
(1.3) |
(2.1) |
|
|
6.3 |
All Others |
2,77,570 |
78,248 |
1,42,857 |
N.A. |
64,609 |
|
|
|
|
|
(38.1) |
(7.8) |
(10.2) |
– |
(15.9) |
|
|
Memo: |
|
|
|
|
|
|
|
7. |
Priority Sector |
|
2,63,834 |
3,81,476 |
5,09,910 |
1,06,235 |
1,28,434 |
|
|
|
|
|
(36.2) |
(38.2) |
(36.3) |
(56.5) |
(31.7) |
|
|
7.1 |
Agriculture and Allied Activities |
90,541 |
1,25,250 |
1,72,292 |
31,774 |
47,042 |
|
|
|
|
|
(12.4) |
(12.5) |
(12.3) |
(16.9) |
(11.6) |
|
|
7.2 |
SSI |
|
65,855 |
74,588 |
90,239 |
8,051 |
15,651 |
|
|
|
|
|
(9.0) |
(7.5) |
(6.4) |
(4.3) |
(3.9) |
|
|
7.3 |
Housing |
|
N.A. |
90,848 |
1,33,360 |
N.A. |
42,512 |
|
|
|
|
|
– |
(9.1) |
(9.5) |
– |
(10.5) |
– : Nil/Negligible.
N.A. : Not available as these categories were not shown separately under the old classification.
Note :
1. Due to reclassification of sectors and increase in coverage of banks,
data for 2004-05 for 47 banks is not strictly comparable to that of the
year 2005-06.
2. Figures in brackets represent the share in total non-food gross bank credit. |
|
