15. Deployment of Gross Bank Credit by Major Sectors - RBI - Reserve Bank of India
15. Deployment of Gross Bank Credit by Major Sectors
(` Billion) |
||||||
Item |
Outstanding as on |
Growth (%) |
||||
Mar. 23, 2012 |
2012 |
2013 |
Financial year so far |
Y-o-Y |
||
Feb. 24 |
Jan. 25 |
Feb. 22 |
2012-13 |
2013 |
||
1 |
2 |
3 |
4 |
5 |
6 |
|
1 Gross Bank Credit |
43,714 |
41,797 |
47,368 |
47,911 |
9.6 |
14.6 |
1.1 Food Credit |
816 |
847 |
1,070 |
1,053 |
29.0 |
24.3 |
1.2 Non-food Credit |
42,897 |
40,950 |
46,297 |
46,858 |
9.2 |
14.4 |
1.2.1 Agriculture & Allied Activities |
5,225 |
4,733 |
5,580 |
5,603 |
7.2 |
18.4 |
1.2.2 Industry |
19,675 |
18,819 |
21,309 |
21,592 |
9.7 |
14.7 |
1.2.2.1 Micro & Small |
2,592 |
2,492 |
2,732 |
2,811 |
8.4 |
12.8 |
1.2.2.2 Medium |
2,056 |
2,044 |
1,960 |
1,832 |
–10.9 |
–10.4 |
1.2.2.3 Large |
15,026 |
14,283 |
16,617 |
16,949 |
12.8 |
18.7 |
1.2.3 Services |
10,168 |
9,727 |
10,739 |
10,957 |
7.8 |
12.7 |
1.2.3.1 Transport Operators |
713 |
682 |
724 |
723 |
1.3 |
6.0 |
1.2.3.2 Computer Software |
154 |
150 |
161 |
167 |
8.7 |
11.7 |
1.2.3.3 Tourism, Hotels & Restaurants |
313 |
313 |
360 |
351 |
12.2 |
12.3 |
1.2.3.4 Shipping |
89 |
108 |
77 |
76 |
–14.1 |
–29.6 |
1.2.3.5 Professional Services |
639 |
546 |
543 |
537 |
–15.9 |
–1.6 |
1.2.3.6 Trade |
2,209 |
2,171 |
2,575 |
2,680 |
21.3 |
23.5 |
1.2.3.6.1 Wholesale Trade |
1,280 |
1,246 |
1,397 |
1,481 |
15.7 |
18.9 |
1.2.3.6.2 Retail Trade |
929 |
925 |
1,178 |
1,199 |
29.1 |
29.7 |
1.2.3.7 Commercial Real Estate |
1,205 |
1,180 |
1,311 |
1,304 |
8.2 |
10.5 |
1.2.3.8 Non-Banking Financial Companies (NBFCs) |
2,218 |
2,078 |
2,444 |
2,423 |
9.3 |
16.6 |
1.2.3.9 Other Services |
2,628 |
2,500 |
2,544 |
2,695 |
2.6 |
7.8 |
1.2.4 Personal Loans |
7,830 |
7,671 |
8,669 |
8,706 |
11.2 |
13.5 |
1.2.4.1 Consumer Durables |
88 |
87 |
80 |
81 |
–7.8 |
–6.7 |
1.2.4.2 Housing |
4,027 |
3,945 |
4,446 |
4,480 |
11.2 |
13.5 |
1.2.4.3 Advances against Fixed Deposits |
685 |
563 |
605 |
610 |
–11.0 |
8.3 |
1.2.4.4 Advances to Individuals against share & bonds |
38 |
37 |
34 |
34 |
–11.1 |
–7.7 |
1.2.4.5 Credit Card Outstanding |
204 |
206 |
252 |
255 |
24.7 |
23.7 |
1.2.4.6 Education |
502 |
501 |
547 |
549 |
9.3 |
9.5 |
1.2.4.7 Vehicle Loans |
949 |
932 |
1,113 |
1,127 |
18.7 |
20.9 |
1.2.4.8 Other Personal Loans |
1,336 |
1,401 |
1,592 |
1,571 |
17.6 |
12.2 |
1.2A Priority Sector |
14,122 |
13,151 |
14,917 |
15,071 |
6.7 |
14.6 |
1.2A.1 Agriculture & Allied Activities |
5,225 |
4,733 |
5,580 |
5,603 |
7.2 |
18.4 |
1.2A.2 Micro & Small Enterprises |
5,191 |
4,888 |
5,429 |
5,517 |
6.3 |
12.9 |
1.2A.2.1 Manufacturing |
2,592 |
2,492 |
2,732 |
2,811 |
8.4 |
12.8 |
1.2A.2.2 Services |
2,599 |
2,396 |
2,697 |
2,706 |
4.2 |
13.0 |
1.2A.3 Housing |
2,654 |
2,557 |
2,710 |
2,724 |
2.6 |
6.5 |
1.2A.4 Micro-Credit |
231 |
210 |
238 |
242 |
4.8 |
15.5 |
1.2A.5 Education Loans |
483 |
484 |
523 |
524 |
8.7 |
8.3 |
1.2A.6 State-Sponsored Orgs. for SC/ST |
26 |
27 |
29 |
29 |
11.5 |
7.4 |
1.2A.7 Weaker Sections |
2,563 |
2,417 |
2,856 |
2,917 |
13.8 |
20.7 |
1.2A.8 Export Credit |
377 |
316 |
409 |
443 |
17.5 |
40.2 |