(` Billion)

1 Gross Bank Credit

49,642

44,523

50,883

51,991

4.7

16.8

1.1 Food Credit

946

930

988

979

3.4

5.2

1.2 Non-food Credit

48,696

43,593

49,894

51,012

4.8

17.0

1.2.1 Agriculture & Allied Activities

5,899

5,439

6,027

6,097

3.4

12.1

1.2.2 Industry

22,302

19,856

22,774

23,301

4.5

17.3

1.2.2.1 Micro & Small

2,843

2,438

2,910

2,924

2.8

20.0

1.2.2.2 Medium

1,247

1,317

1,318

1,347

8.0

2.3

1.2.2.3 Large

18,211

16,102

18,546

19,030

4.5

18.2

1.2.3 Services

11,486

10,179

11,671

12,050

4.9

18.4

1.2.3.1 Transport Operators

796

788

816

823

3.3

4.5

1.2.3.2 Computer Software

169

148

175

177

4.7

20.0

1.2.3.3 Tourism, Hotels & Restaurants

354

342

368

374

5.7

9.5

1.2.3.4 Shipping

82

76

88

90

9.2

17.8

1.2.3.5 Professional Services

564

497

612

633

12.2

27.3

1.2.3.6 Trade

2,760

2,305

2,803

2,846

3.1

23.5

1.2.3.6.1 Wholesale Trade

1,501

1,284

1,478

1,493

–0.5

16.2

1.2.3.6.2 Retail Trade

1,259

1,021

1,325

1,353

7.5

32.6

1.2.3.7 Commercial Real Estate

1,261

1,158

1,338

1,360

7.9

17.4

1.2.3.8 Non-Banking Financial Companies (NBFCs)

2,570

2,402

2,565

2,834

10.3

18.0

1.2.3.9 Other Services

2,930

2,463

2,906

2,912

–0.6

18.2

1.2.4 Personal Loans

9,009

8,119

9,423

9,564

6.2

17.8

1.2.4.1 Consumer Durables

84

70

92

94

12.3

34.6

1.2.4.2 Housing

4,600

4,183

4,910

4,979

8.2

19.0

1.2.4.3 Advances against Fixed Deposits

611

500

581

600

–1.9

19.8

1.2.4.4 Advances to Individuals against share & bonds

31

27

31

29

–6.6

8.8

1.2.4.5 Credit Card Outstanding

249

229

231

236

–5.2

3.2

1.2.4.6 Education

550

528

566

573

4.3

8.5

1.2.4.7 Vehicle Loans

1,111

955

1,168

1,174

5.7

23.0

1.2.4.8 Other Personal Loans

1,774

1,628

1,844

1,879

6.0

15.4

1.2A Priority Sector

15,398

13,997

16,283

16,326

6.0

16.6

1.2A.1 Agriculture & Allied Activities

5,899

5,439

6,027

6,097

3.4

12.1

1.2A.2 Micro & Small Enterprises

5,623

4,900

6,078

6,105

8.6

24.6

1.2A.2.1 Manufacturing

2,843

2,438

2,910

2,924

2.8

20.0

1.2A.2.2 Services

2,779

2,462

3,168

3,181

14.4

29.2

1.2A.3 Housing

2,672

2,533

2,874

2,888

8.1

14.0

1.2A.4 Micro-Credit

165

154

168

176

6.5

14.5

1.2A.5 Education Loans

526

507

545

551

4.7

8.7

1.2A.6 State-Sponsored Orgs. for SC/ST

1

1

1

1

–6.5

–6.5

1.2A.7 Weaker Sections

2,734

2,423

3,037

3,009

10.1

24.2

1.2A.8 Export Credit

422

390

440

473

12.0

21.2