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16. Industry-wise Deployment of Gross Bank Credit

(₹ Crore)
Industry Outstanding as on Growth (%)
Mar. 27, 2020 2019 2020 Financial year so far Y-o-Y
Jul. 19 Jun. 19 Jul. 31 2020-21 2020
1 2 3 4 5 6
1 Industry 2905151 2798360 2875210 2821316 –2.9 0.8
1.1 Mining & Quarrying (incl. Coal) 43927 40563 42890 43632 –0.7 7.6
1.2 Food Processing 154146 150077 157937 159112 3.2 6.0
1.2.1 Sugar 27382 28582 25491 23023 –15.9 –19.4
1.2.2 Edible Oils & Vanaspati 19240 19475 17589 18149 –5.7 –6.8
1.2.3 Tea 5375 5200 5108 5252 –2.3 1.0
1.2.4 Others 102149 96820 109749 112688 10.3 16.4
1.3 Beverage & Tobacco 16522 14440 15025 14382 –13.0 –0.4
1.4 Textiles 192424 191284 189236 188874 –1.8 –1.3
1.4.1 Cotton Textiles 89283 90087 86401 86201 –3.5 –4.3
1.4.2 Jute Textiles 2116 2110 2046 2059 –2.7 –2.4
1.4.3 Man-Made Textiles 26074 25452 26835 27004 3.6 6.1
1.4.4 Other Textiles 74951 73635 73954 73610 –1.8 –0.0
1.5 Leather & Leather Products 11098 11211 10936 11704 5.5 4.4
1.6 Wood & Wood Products 12233 11701 12591 12794 4.6 9.3
1.7 Paper & Paper Products 30965 29760 31675 32338 4.4 8.7
1.8 Petroleum, Coal Products & Nuclear Fuels 75834 53085 73323 57756 –23.8 8.8
1.9 Chemicals & Chemical Products 202949 173212 180006 175432 –13.6 1.3
1.9.1 Fertiliser 49066 34419 34486 35651 –27.3 3.6
1.9.2 Drugs & Pharmaceuticals 53427 48195 52040 49751 –6.9 3.2
1.9.3 Petro Chemicals 42233 37900 39455 35707 –15.5 –5.8
1.9.4 Others 58223 52698 54025 54323 –6.7 3.1
1.10 Rubber, Plastic & their Products 50415 45843 48402 48827 –3.1 6.5
1.11 Glass & Glassware 8777 9652 8132 8477 –3.4 –12.2
1.12 Cement & Cement Products 58689 57539 57163 58597 –0.2 1.8
1.13 Basic Metal & Metal Product 350325 347995 350359 338908 –3.3 –2.6
1.13.1 Iron & Steel 262396 265912 266465 256893 –2.1 –3.4
1.13.2 Other Metal & Metal Product 87929 82083 83894 82015 –6.7 –0.1
1.14 All Engineering 157259 165038 147283 141558 –10.0 –14.2
1.14.1 Electronics 30159 37367 29742 28591 –5.2 –23.5
1.14.2 Others 127100 127671 117541 112967 –11.1 –11.5
1.15 Vehicles, Vehicle Parts & Transport Equipment 82606 82728 85374 87668 6.1 6.0
1.16 Gems & Jewellery 59515 66066 55686 54576 –8.3 –17.4
1.17 Construction 104288 95384 102608 102507 –1.7 7.5
1.18 Infrastructure 1053913 1034716 1069160 1054581 0.1 1.9
1.18.1 Power 559774 568247 568950 566977 1.3 –0.2
1.18.2 Telecommunications 143760 112215 146173 132283 –8.0 17.9
1.18.3 Roads 190676 188386 194921 196306 3.0 4.2
1.18.4 Other Infrastructure 159703 165868 159116 159015 –0.4 –4.1
1.19 Other Industries 239266 218066 237424 229593 –4.0 5.3
Note: Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

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