43. Payment System Indicators

RbiAnnouncementWeb

Asset Publisher

Back

Published on February 10, 2018

LISTEN

PDF ( 132433 )

EXCEL ( 13836 )

43. Payment System Indicators

System	Volume (Million)				Value (₹ Billion)
	2016-17	2017			2016-17	2017
	2016-17	Oct.	Nov.	Dec.	2016-17	Oct.	Nov.	Dec.
	1	2	3	4	5	6	7	8
1 RTGS	107.86	10.00	10.83	10.90	1,253,652.08	115,808.00	123,579.36	128,098.85
1.1 Customer Transactions	103.66	9.71	10.51	10.58	849,950.51	82,084.42	87,550.13	90,557.83
1.2 Interbank Transactions	4.17	0.29	0.32	0.31	131,953.25	9,971.68	10,860.36	10,349.96
1.3 Interbank Clearing	0.018	0.002	0.002	0.002	271,748.31	23,751.90	25,168.88	27,191.06
2 CCIL Operated Systems	3.65	0.27	0.33	0.28	1,056,173.36	86,873.56	101,377.16	88,062.67
2.1 CBLO	0.22	0.02	0.02	0.02	229,528.33	22,981.83	27,794.59	23,657.46
2.2 Govt. Securities Clearing	1.51	0.08	0.11	0.09	404,389.08	27,863.13	35,379.85	30,067.97
2.2.1 Outright	1.34	0.06	0.09	0.07	168,741.46	7,604.53	10,840.19	8,453.70
2.2.2 Repo	0.168	0.016	0.020	0.016	235,647.62	20,258.60	24,539.65	21,614.27
2.3 Forex Clearing	1.93	0.18	0.20	0.18	422,255.95	36,028.59	38,202.72	34,337.24
3 Paper Clearing	1,206.69	96.41	98.60	96.44	80,958.15	6,478.86	6,774.71	6,752.50
3.1 Cheque Truncation System (CTS)	1,111.86	94.44	96.30	94.57	74,035.22	6,340.16	6,633.94	6,563.97
3.2 MICR Clearing	–	-	-	-	–	–	–	–
3.2.1 RBI Centres	–	-	-	-	–	–	–	–
3.2.2 Other Centres	–	-	-	-	–	–	–	–
3.3 Non-MICR Clearing	94.83	1.97	2.30	1.86	6,922.93	138.70	140.77	188.53
4 Retail Electronic Clearing	4,204.96	444.62	460.10	469.96	132,250.12	15,598.70	15,620.80	17,464.68
4.1 ECS DR	8.76	0.12	0.13	0.13	39.14	0.83	0.83	0.84
4.2 ECS CR (includes NECS)	10.10	0.50	0.54	0.51	144.08	10.72	10.38	7.24
4.3 EFT/NEFT	1,622.10	158.78	161.97	169.05	120,039.68	13,851.28	13,884.00	15,779.20
4.4 Immediate Payment Service (IMPS)	506.73	88.12	89.49	98.01	4,111.06	750.42	782.58	871.06
4.5 National Automated Clearing House (NACH)	2,057.27	197.09	207.97	202.26	7,916.17	985.45	943.02	806.34
5 Cards	12,055.87	1,144.31	1,118.88	1,175.09	30,214.00	3,364.50	3,254.08	3,459.55
5.1 Credit Cards	1,093.51	124.04	116.59	124.42	3,312.21	422.60	396.17	421.84
5.1.1 Usage at ATMs	6.37	0.68	0.69	0.71	28.39	3.21	3.20	3.34
5.1.2 Usage at POS	1,087.13	123.36	115.90	123.71	3,283.82	419.39	392.96	418.50
5.2 Debit Cards	10,962.36	1,020.27	1,002.30	1,050.67	26,901.79	2,941.90	2,857.91	3,037.71
5.2.1 Usage at ATMs	8,563.06	741.87	731.33	760.32	23,602.73	2,533.21	2,492.72	2,633.10
5.2.2 Usage at POS	2,399.30	278.40	270.96	290.35	3,299.07	408.69	365.19	404.61
6 Prepaid Payment Instruments (PPIs)	1,963.66	245.18	236.16	319.85	838.01	116.98	133.21	143.34
6.1 m-Wallet	1,629.98	201.23	186.67	288.37	532.42	86.60	93.88	125.68
6.2 PPI Cards	333.11	43.91	49.45	31.44	277.52	28.80	37.71	16.34
6.3 Paper Vouchers	0.51	0.04	0.04	0.03	25.36	1.58	1.63	1.33
7 Mobile Banking	976.85	150.68	184.98	250.61	13,104.76	917.02	1,054.24	1,108.40
8 Cards Outstanding	801.49	860.13	867.66	877.97	–	–	–	–
8.1 Credit Card	29.84	33.87	34.78	35.50	–	–	–	–
8.2 Debit Card	771.65	826.25	832.89	842.47	–	–	–	–
9 Number of ATMs (in actuals)	222475	221314	221350	221832	–	–	–	–
10 Number of POS (in actuals)	2529141	2958301	2998733	3027382	–	–	–	–
11 Grand Total (1.1+1.2+2+3+4+5+6)	19,542.66	1,940.78	1,924.90	2,072.51	2,282,337.40	204,488.69	225,570.44	216,790.53
Note : Data for latest 12 month period is provisional. 1.3: Pertain to multiateral net settlement batches. 3.1: Pertain to three centres – Mumbai, New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. 9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. Mobile Banking - The data from July 2017 includes only individual payments and corporate payments initiated, processed, and authorised using mobile device. Other corporate payments which are not initiated, processed, and authorised using mobile device are excluded.