Composition and Ownership Pattern of Scheduled Commercial Bank Deposits: March 2001 (Part 2 of 2)

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Published on May 15, 2002

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Composition and Ownership Pattern of Scheduled Commercial Bank Deposits: March 2001 (Part 2 of 2)

Statement 3 : State-Wise Ownership Pattern of Deposits of Scheduled Commercial Banks, March 2001
							(Rupees crore)

REGION / STATE /	Govern-	Foreign	Private	Financial Sector			House-	Total
UNION TERRITORY	ment	Sector	Corporate	Banks	Other	Other	Hold
	Sector		Sector		Financial	Financial	Sector
			(Non-		Institutions	Companies
			Financial)

1	2	3	4	5	6	7	8	9

NORTHERN REGION	32,512	21,611	10,447	4,018	2,665	1,338	1,56,318	2,28,909
	(14.2)	(9.4)	(4.6)	(1.8)	(1.2)	(0.6)	(68.3)	(100.0)
HARYANA	782	332	355	315	39	99	17,632	19,555
	(4.0)	(1.7)	(1.8)	(1.6)	(0.2)	(0.5)	(90.2)	(100.0)
HIMACHAL PRADESH	1,281	518	19	183	32	133	5,667	7,833
	(16.4)	(6.6)	(0.2)	(2.3)	(0.4)	(1.7)	(72.3)	(100.0)
JAMMU & KASHMIR	1,514	585	19	940	309	346	9,225	12,937
	(11.7)	(4.5)	(0.1)	(7.3)	(2.4)	(2.7)	(71.3)	(100.0)
PUNJAB	1,923	9,038	200	947	149	102	38,839	51,198
	(3.8)	(17.7)	(0.4)	(1.9)	(0.3)	(0.2)	(75.9)	(100.0)
RAJASTHAN	1,214	2,089	430	788	249	43	23,977	28,791
	(4.2)	(7.3)	(1.5)	(2.7)	(0.9)	(0.1)	(83.3)	(100.0)
CHANDIGARH	2,294	923	254	342	170	49	4,348	8,380
	(27.4)	(11.0)	(3.0)	(4.1)	(2.0)	(0.6)	(51.9)	(100.0)
DELHI	23,503	8,126	9,170	502	1,716	567	56,630	1,00,215
	(23.5)	(8.1)	(9.2)	(0.5)	(1.7)	(0.6)	(56.5)	(100.0)

NORTH EASTERN REGION	1,637	108	161	404	97	111	11,839	14,357
	(11.4)	(0.8)	(1.1)	(2.8)	(0.7)	(0.8)	(82.5)	(100.0)
ARUNACHAL PRADESH	153	-	-	49	-	13	389	604
	(25.4)			(8.1)		(2.2)	(64.4)	(100.0)
ASSAM	556	93	149	166	81	96	7,387	8,528
	(6.5)	(1.1)	(1.7)	(1.9)	(1.0)	(1.1)	(86.6)	(100.0)
MANIPUR	33	1	-	3	1	1	185	224
	(14.6)	(0.3)		(1.5)	(0.6)	(0.5)	(82.5)	(100.0)
MEGHALAYA	327	7	-	58	10	-	854	1,257
	(26.0)	(0.6)		(4.6)	(0.8)		(67.9)	(100.0)
MIZORAM	59	-	-	8	1	-	327	396
	(14.9)			(2.1)	(0.1)		(82.8)	(100.0)
NAGALAND	205	-	12	59	1	-	759	1,036
	(19.8)		(1.2)	(5.6)	(0.1)		(73.2)	(100.0)
TRIPURA	304	7	-	60	2	1	1,938	2,312
	(13.1)	(0.3)		(2.6)	(0.1)	-	(83.8)	(100.0)

EASTERN REGION	13,985	3,990	4,619	4,559	1,906	1,149	99,322	1,29,530
	(10.8)	(3.1)	(3.6)	(3.5)	(1.5)	(0.9)	(76.7)	(100.0)
BIHAR	2,826	394	90	889	78	267	20,405	24,949
	(11.3)	(1.6)	(0.4)	(3.6)	(0.3)	(1.1)	(81.8)	(100.0)
JHARKHAND	1,502	402	170	485	143	107	12,298	15,108
	(9.9)	(2.7)	(1.1)	(3.2)	(0.9)	(0.7)	(81.4)	(100.0)
ORISSA	2,809	388	137	751	123	47	12,930	17,187
	(16.3)	(2.3)	(0.8)	(4.4)	(0.7)	(0.3)	(75.2)	(100.0)
SIKKIM	168	1	1	53	1	23	486	733
	(22.9)	(0.2)	(0.2)	(7.2)	(0.1)	(3.1)	(66.3)	(100.0)
WEST BENGAL	6,446	2,804	4,220	2,292	1,560	704	52,954	70,980
	(9.1)	(4.0)	(5.9)	(3.2)	(2.2)	(1.0)	(74.6)	(100.0)
ANDAMAN & NICOBAR	233	-	-	89	1	-	249	573
ISLANDS	(40.6)			(15.6)	(0.1)		(43.5)	(100.0)

CENTRAL REGION	11,999	3,516	1,182	7,437	927	1,217	1,13,434	1,39,712
	(8.6)	(2.5)	(0.8)	(5.3)	(0.7)	(0.9)	(81.2)	(100.0)
CHHATTISGARH	538	27	43	321	48	134	4,806	5,917
	(9.1)	(0.5)	(0.7)	(5.4)	(0.8)	(2.3)	(81.2)	(100.0)
MADHYA PRADESH	3,203	1,082	153	2,454	231	293	25,649	33,065
	(9.7)	(3.3)	(0.5)	(7.4)	(0.7)	(0.9)	(77.6)	(100.0)
UTTAR PRADESH	6,851	2,147	920	4,031	577	779	74,833	90,139
	(7.6)	(2.4)	(1.0)	(4.5)	(0.6)	(0.9)	(83.0)	(100.0)
UTTARANCHAL	1,407	258	67	632	71	11	8,147	10,591
	(13.3)	(2.4)	(0.6)	(6.0)	(0.7)	(0.1)	(76.9)	(100.0)

WESTERN REGION	20,911	40,178	19,110	18,345	9,539	6,985	1,38,805	2,53,872
	(8.2)	(15.8)	(7.5)	(7.2)	(3.8)	(2.8)	(54.7)	(100.0)
GOA	604	2,639	236	59	48	34	4,532	8,152
	(7.4)	(32.4)	(2.9)	(0.7)	(0.6)	(0.4)	(55.6)	(100.0)
GUJARAT	3,814	9,821	1,667	2,815	445	662	36,866	56,092
	(6.8)	(17.5)	(3.0)	(5.0)	(0.8)	(1.2)	(65.7)	(100.0)
MAHARASHTRA	16,290	27,558	17,069	15,463	9,046	6,288	96,604	1,88,318
	(8.7)	(14.6)	(9.1)	(8.2)	(4.8)	(3.3)	(51.3)	(100.0)
DADRA & NAGAR HAVELI	170	-	135	-	-	-	231	537
	(31.6)		(25.2)				(43.1)	(100.0)
DAMAN & DIU	33	159	2	9	-	-	570	773
	(4.3)	(20.5)	(0.3)	(1.1)			(73.8)	(100.0)

SOUTHERN REGION	16,149	37,627	9,736	6,379	2,028	2,006	1,36,155	2,10,081
	(7.7)	(17.9)	(4.6)	(3.0)	(1.0)	(1.0)	(64.8)	(100.0)
ANDHRA PRADESH	5,609	3,671	1,548	3,456	853	669	34,058	49,864
	(11.2)	(7.4)	(3.1)	(6.9)	(1.7)	(1.3)	(68.3)	(100.0)
KARNATAKA	5,374	5,660	4,031	962	221	555	35,500	52,303
	(10.3)	(10.8)	(7.7)	(1.8)	(0.4)	(1.1)	(67.9)	(100.0)
KERALA	1,615	21,238	382	826	344	73	21,511	45,989
	(3.5)	(46.2)	(0.8)	(1.8)	(0.7)	(0.2)	(46.8)	(100.0)
TAMIL NADU	3,407	6,904	3,745	1,134	609	705	44,181	60,686
	(5.6)	(11.4)	(6.2)	(1.9)	(1.0)	(1.2)	(72.8)	(100.0)
LAKSHADWEEP	17	7	1	-	-	-	35	61
	(27.8)	(12.1)	(1.8)				(57.7)	(100.0)
PONDICHERRY	128	148	29	-	1	3	869	1,178
	(10.9)	(12.6)	(2.4)		(0.1)	(0.3)	(73.8)	(100.0)

TOTAL	97,192	1,07,030	45,255	41,142	17,162	12,805	6,55,873	9,76,460
	(10.0)	(11.0)	(4.6)	(4.2)	(1.8)	(1.3)	(67.2)	(100.0)

Note : Figures in brackets indicate percentages to total.
" - " = Nil or Negligible.

Statement 4 : Pattern of Ownership of Deposits in Selected Metropolitan Areas, March 2001
							(Rupees crore)

CENTRE	Govern-	Foreign	Private	Financial Sector			Household	Total
	ment	Sector	Corporate	Banks	Other	Other	Sector
	Sector		Sector		Financial	Financial
			(Non-		Institutions	Companies
			Financial)

1	2	3	4	5	6	7	8	9

CHENNAI	1,905	3,474	3,038	706	399	455	15,013	24,990
	(7.6)	(13.9)	(12.2)	(2.8)	(1.6)	(1.8)	(60.1)	(100.0)

MUMBAI	12,167	24,478	15,494	13,661	8,507	6,005	59,054	1,39,366
	(8.7)	(17.6)	(11.1)	(9.8)	(6.1)	(4.3)	(42.4)	(100.0)

DELHI	23,369	8,122	9,162	502	1,712	567	54,547	97,982
	(23.9)	(8.3)	(9.4)	(0.5)	(1.7)	(0.6)	(55.7)	(100.0)

KOLKATA	4,315	2,337	3,868	1,080	1,243	543	22,320	35,707
	(12.1)	(6.5)	(10.8)	(3.0)	(3.5)	(1.5)	(62.5)	(100.0)

TOTAL	41,757	38,412	31,562	15,950	11,860	7,569	1,50,934	2,98,045
	(14.0)	(12.9)	(10.6)	(5.4)	(4.0)	(2.5)	(50.6)	(100.0)

Note : Figures in brackets indicate percentages to total.

Statement 5 : Bank Group-Wise Composition of Type of Bank Deposits, March 2001
							(Rupees crore)

BANK GROUP	Current		Savings		Term		Total
	Amount	Per Cent	Amount	Per Cent	Amount	Per Cent	Amount	Per Cent

1	2	3	4	5	6	7	8	9

State Bank of India and	35,182	16.2	57,822	26.6	1,24,412	57.2	2,17,415	100.0
its Associates							(22.3)

Nationalised Banks	58,445	10.9	1,36,718	25.6	3,38,688	63.4	5,33,852	100.0
							(54.7)

Regional Rural Banks	1,626	4.0	15,731	38.5	23,477	57.5	40,834	100.0
							(4.2)

Other Scheduled	14,489	11.8	15,544	12.7	92,498	75.5	1,22,531	100.0
Commercial Banks							(12.5)

Foreign Banks	14,496	23.4	6,445	10.4	40,888	66.1	100.0
							(6.3)

All Scheduled	1,24,238	12.7	2,32,260	23.8	6,19,962	63.5	9,76,460	100.0
Commercial Banks							(100.0)

Statement 6 : Bank Group-Wise Pattern Of Ownership Of Deposits With Scheduled Commercial Banks, March 2001
(Rupees crore)

Sector of Economy				State Bank of		Nationalised		Regional		Other Scheduled		Foreign		All Scheduled
				India And		Banks		Rural		Commercial		Banks		Commercial
				Its Associates				Banks		Banks				Banks

				Amount	Per	Amount	Per	Amount	Per	Amount	Per	Amount	Per	Amount	Per
					Cent		Cent		Cent		Cent		Cent		Cent

			1	2	3	4	5	6	7	8	9	10	11	12	13

I.	Government Sector			29,009	13.3	55,236	10.3	3,591	8.8	9,286	7.6	71	0.1	97,192	10.0
	1.	Central & State Governments		11,412	5.2	18,730	3.5	2,070	5.1	2,049	1.7	2	-	34,263	3.5
		i)	Central Government	5,292	2.4	8,792	1.6	22	0.1	870	0.7	-	-	14,976	1.5
		ii)	State Governments	6,120	2.8	9,938	1.9	2,047	5.0	1,179	1.0	1	-	19,287	2.0
	2.	Local Authorities		3,638	1.7	9,488	1.8	904	2.2	580	0.5	2	-	14,611	1.5
	3.	Quasi Government Bodies		6,355	2.9	12,029	2.3	233	0.6	2,692	2.2	22	-	21,331	2.2
		of which: State Electricity Boards		1,360	0.6	1,750	0.3	1	-	484	0.4	-	-	3,595	0.4
	4.	Public Sector Corporations		7,603	3.5	14,989	2.8	384	0.9	3,965	3.2	46	0.1	26,987	2.8
		and Companies
		i)	Non-Departmental Commercial	3,783	1.7	8,411	1.6	15	-	2,740	2.2	39	0.1	14,988	1.5
			Undertakings
		ii)	Others	3,820	1.8	6,577	1.2	370	0.9	1,225	1.0	7	-	11,999	1.2
II.	Private Corporate Sector			6,347	2.9	11,313	2.1	82	0.2	10,724	8.8	16,789	27.2	45,255	4.6
	(Non - Financial)
	1.	Non- Financial Companies		3,919	1.8	8,041	1.5	20	-	8,464	6.9	14,756	23.9	35,200	3.6
	2.	Non-Credit Co -operative Institutions		142	0.1	1,076	0.2	51	0.1	163	0.1	42	0.1	1,473	0.2
	3.	Others		2,287	1.1	2,196	0.4	12	-	2,096	1.7	1,991	3.2	8,582	0.9
III.	Financial Sector			17,335	8.0	25,784	4.8	359	0.9	19,324	15.8	8,307	13.4	71,109	7.3
	1.	Banks		12,141	5.6	10,814	2.0	275	0.7	12,646	10.3	5,265	8.5	41,142	4.2
		i)	Indian Commercial Banks	7,647	3.5	7,473	1.4	188	0.5	8,248	6.7	5,004	8.1	28,560	2.9
		ii)	Foreign Resident Banks	1,012	0.5	433	0.1	-	-	196	0.2	180	0.3	1,821	0.2
			(Offices of Foreign Banks
			in India)
		iii)	Co-operative Banks &
			Credit socities	3,482	1.6	2,908	0.5	87	0.2	4,203	3.4	82	0.1	10,761	1.1
			a. Co-operative Banks	3,170	1.5	2,291	0.4	32	0.1	4,087	3.3	49	0.1	9,630	1.0
			b. Credit Societies	312	0.1	617	0.1	55	0.1	116	0.1	32	0.1	1,131	0.1
	2.	Other Financial Institutions		2,992	1.4	9,234	1.7	8	-	3,877	3.2	1,051	1.7	17,162	1.8
		i)	Financial Companies	161	0.1	853	0.2	3	-	486	0.4	23	-	1,526	0.2
			a. Housing Finance Companies	147	0.1	644	0.1	3	-	463	0.4	13	-	1,270	0.1
			b. Auto Finance Companies	14	-	209	-	-	-	23	-	10	-	257	-
		ii)	Total of Mutual Funds	177	0.1	285	0.1	-	-	222	0.2	758	1.2	1,443	0.1
			(including Private Sector
			Mutual Funds)
			a. Mutual Funds in
			Private Sector	8	-	54	-	-	-	98	0.1	647	1.0	806	0.1
			b. Other Mutual Funds	170	0.1	232	-	-	-	124	0.1	112	0.2	637	0.1
		iii)	Unit Trust of India	516	0.2	157	-	1	-	211	0.2	1	-	886	0.1
		iv)	Insurance Corporations and	449	0.2	4,999	0.9	-	-	1,721	1.4	105	0.2	7,274	0.7
			Companies (Life and General)
		v)	Term Lending Institutions	289	0.1	1,232	0.2	-	-	844	0.7	121	0.2	2,486	0.3
		vi)	Provident Fund Institutions	1,401	0.6	1,708	0.3	4	-	392	0.3	43	0.1	3,546	0.4
	3.	Other Financial Companies		2,202	1.0	5,736	1.1	76	0.2	2,801	2.3	1,991	3.2	12,805	1.3
		i)	Financial Services Companies	212	0.1	593	0.1	-	-	390	0.3	570	0.9	1,765	0.2
		ii)	Other Financial Companies	426	0.2	1,700	0.3	5	-	982	0.8	982	1.6	4,095	0.4
		iii)	Others	1,564	0.7	3,443	0.6	71	0.2	1,429	1.2	439	0.7	6,946	0.7
IV.	Household Sector			1,40,305	64.5	3,86,701	72.4	36,638	89.7	70,015	57.1	22,215	35.9	6,55,873	67.2
	1.	Individuals (including Hindu		1,20,348	55.4	3,19,611	59.9	34,980	85.7	54,664	44.6	17,922	29.0	5,47,525	56.1
		Undivided Families)
		i)	Farmers	16,278	7.5	61,374	11.5	17,412	42.6	4,745	3.9	3	-	99,812	10.2
		ii)	Businessmen, Traders,
			Professional and	17,427	8.0	74,032	13.9	7,148	17.5	15,209	12.4	7,733	12.5	1,21,549	12.4
			Self - Employed Persons
		iii)	Wage and Salary Earners	42,665	19.6	75,700	14.2	5,687	13.9	14,028	11.4	5,027	8.1	1,43,107	14.7
		iv)	Shroffs, Money Lenders,	728	0.3	5,127	1.0	198	0.5	758	0.6	759	1.2	7,571	0.8
			Stock Brokers, Dealers in
			Bullion etc.
		v)	Other Individuals	43,249	19.9	1,03,378	19.4	4,535	11.1	19,924	16.3	4,401	7.1	1,75,486	18.0
	2.	Trusts, Associations, Clubs etc.		2,093	1.0	7,754	1.5	174	0.4	2,426	2.0	693	1.1	13,139	1.3
	3.	Proprietary and Partnership		4,290	2.0	22,008	4.1	126	0.3	5,572	4.5	2,981	4.8	34,977	3.6
		concerns etc.
	4.	Educational Institutions		3,622	1.7	7,151	1.3	418	1.0	1,235	1.0	117	0.2	12,544	1.3
	5.	Religious Institutions		779	0.4	3,946	0.7	111	0.3	1,540	1.3	72	0.1	6,448	0.7
	6.	Others(not elsewhere classified)		9,173	4.2	26,232	4.9	829	2.0	4,577	3.7	430	0.7	41,240	4.2

V.	Foreign Sector			24,420	11.2	54,817	10.3	165	0.4	13,182	10.8	14,446	23.4	1,07,030	11.0
	1.	Foreign Consulates, Embassies,		61	-	653	0.1	1	-	40	-	820	1.3	1,574	0.2
		Trade Missions, Information
		Services etc.
	2.	Non-Residents		22,223	10.2	47,834	9.0	11	-	11,477	9.4	12,580	20.3	94,125	9.6
	3.	Others		2,136	1.0	6,330	1.2	153	0.4	1,665	1.4	1,047	1.7	11,331	1.2

Total				2,17,415	100.0	5,33,852	100.0	40,834	100.0	1,22,531	100.0	61,829	100.0	9,76,460	100.0

	Note:		"-" = Nil or Negligible.