Debits to Deposit Accounts with Scheduled Commercial Banks During 1997-98 (Part 2 of 2)

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Debits to Deposit Accounts with Scheduled Commercial Banks During 1997-98 (Part 2 of 2)

Table 9 : Bank Group and Population Group-Wise Turnover of Deposits, Cash Credit and Overdrafts, 1997-98


		Current	Savings	Cash	Current	All
BANK GROUP AND POPULATION GROUP		Deposits	Deposits	Credit and	Deposits,	Deposits
			Overdrafts	Cash Credit	& Limits and
					Overdrafts
1	2	3	4	5	6	7
STATE BANK OF INDIA &	RURAL	42.7	3.9	6.3	14.0	9.4
ITS ASSOCIATES	SEMI-URBAN	50.0	4.5	12.0	32.7	17.8
	URBAN	70.7	5.7	12.5	33.3	24.8
	METROPOLITAN	73.5	7.2	12.8	28.3	23.6

NATIONALISED BANKS	RURAL	19.1	3.9	9.8	13.8	6.8
	SEMI-URBAN	38.1	4.8	14.5	23.4	11.6
	URBAN	39.2	5.1	16.2	25.1	16.4
	METROPOLITAN	58.4	6.1	10.8	23.7	18.9

REGIONAL RURAL BANKS	RURAL	1.7	3.3	6.9	2.3	3.2
	SEMI-URBAN	16.2	4.0	7.8	12.5	5.5
	URBAN	21.6	5.6	11.9	19.2	9.7
	METROPOLITAN	0.0	0.0	2.9	2.2	0.4

OTHER SCHEDULED	RURAL	15.7	4.4	5.5	9.5	6.0
COMMERCIAL BANKS	SEMI-URBAN	27.7	6.8	11.7	17.5	12.5
	URBAN	52.1	10.1	15.1	25.9	21.5
	METROPOLITAN	81.2	10.3	14.9	34.9	30.1

FOREIGN BANKS	SEMI-URBAN	1.1	1.1	4.2	1.3	1.2
	URBAN	27.9	5.7	20.8	24.7	16.6
	METROPOLITAN	66.3	20.8	12.9	28.3	27.1

Table 10 : State and Bank Group-Wise Turnover of Deposits, Cash Credit and Overdrafts 1997-98


	STATE BANK AND ITS ASSOCIATES					NATIONALISED BANKS					REGIONAL RURAL BANKS
						TURNOVER OF
STATE /	CURRENT	SAVINGS	CASH	CURRENT	ALL	CURRENT	SAVINGS	CASH	CURRENT	ALL	CURRENT	SAVINGS	CASH	CURRENT	ALL
UNION TERRITORY	DEPOSITS	DEPOSITS	CREDIT	DEPOSITS,	DEPOSITS	DEPOSITS	DEPOSITS	CREDIT	DEPOSITS,	DEPOSIT,	DEPOSITS	DEPOSITS	CREDIT	DEPOSITS,	DEPOSITS
			AND	CASH	AND			AND	CASH	AND			AND	CASH	AND
			OVER-	CREDIT	LIMITS			OVER-	CREDIT	LIMITS			OVER-	CREDIT	LIMITS
			DRAFTS	AND				DRAFTS	AND				DRAFTS	AND
				OVER					OVER-					OVER-
				DRAFTS					DRAFTS					DRAFTS
1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16
ANDHRA PRADESH	39.9	8.4	10.4	21.7	18.3	27.5	7.9	28.1	27.8	20.6	23.5	9.6	10.7	17.3	12.6

ASSAM	45.8	6.3	10.5	33.0	20.2	27.5	2.7	11.9	23.4	11.4	10.2	3.9	5.8	8.6	5.0

BIHAR	31.4	3.3	16.0	26.1	11.0	29.5	2.8	13.2	21.8	8.0	6.9	2.7	3.6	5.7	2.9

GUJARAT	70.8	5.8	19.5	44.5	31.8	45.3	4.7	25.9	33.5	21.7	29.3	3.6	39.0	33.9	6.1

HARYANA	142.0	5.0	22.7	72.4	31.8	49.4	5.0	13.9	23.6	14.0	14.3	4.2	3.4	7.0	5.0

JAMMU & KASHMIR	13.8	2.5	16.7	14.6	9.0	20.5	3.7	12.8	16.2	10.4	9.6	2.5	4.4	6.8	2.9

KARNATAKA	64.0	6.9	13.6	26.3	20.5	34.7	6.7	19.8	26.0	18.1	6.1	6.4	3.7	4.6	5.9

KERALA	57.1	6.2	13.0	30.7	18.1	32.8	5.6	10.4	19.6	11.0	20.4	6.7	3.5	7.4	6.9

MADHYA PRADESH	84.0	7.7	25.5	55.8	36.1	34.4	4.9	9.2	15.5	10.9	14.0	4.0	8.1	11.5	4.1

MAHARASHTRA	82.5	4.1	14.2	35.5	25.6	81.0	6.1	6.3	18.4	15.9	14.7	3.7	6.2	11.8	4.6

ORISSA	27.9	5.8	6.3	12.8	9.8	31.4	5.3	20.5	25.9	14.9	0.9	3.5	12.3	1.2	1.6

PUNJAB	46.7	5.3	19.0	36.0	24.7	51.1	4.1	16.2	28.3	14.6	97.1	4.5	11.3	38.0	13.5

RAJASTHAN	53.4	3.6	11.4	29.0	18.5	46.5	6.4	18.3	28.4	17.7	26.6	5.1	9.3	18.0	7.8

TAMIL NADU	65.5	8.5	8.4	15.7	14.6	42.2	7.1	17.4	29.0	18.8	57.9	5.5	15.0	44.1	7.0

UTTAR PRADESH	93.7	2.9	32.6	68.8	31.7	40.6	4.0	14.5	25.2	12.0	3.7	2.7	8.6	4.2	2.9

WEST BENGAL	53.5	6.4	13.9	26.6	18.9	42.5	3.8	15.5	28.4	16.2	13.0	3.2	2.6	7.2	3.4

DELHI	74.0	6.3	9.1	23.0	19.5	44.6	5.7	22.1	33.0	21.9	-	-	-	-	-

OTHERS	32.2	5.6	2.5	6.8	6.6	35.0	5.2	15.9	22.8	14.5	4.0	5.0	6.0	4.4	4.9
ALL-INDIA	64.4	5.4	11.9	29.0	21.0	49.4	5.2	12.0	23.5	16.3	4.6	3.4	8.0	5.1	3.6


	OTHER SCHEDULED COMMERCIAL BANKS					FOREIGN BANKS
	TURNOVER OF
STATE /	CURRENT	SAVINGS	CASH	CURRENT	ALL	CURRENT	SAVINGS	CASH	CURRENT	ALL
UNION TERRITORY	DEPOSITS	DEPOSITS	CREDIT	DEPOSITS,	DEPOSITS	DEPOSITS	DEPOSITS	CREDIT AND	DEPOSITS,	DEPOSITS
			AND OVER-	CASH CREDIT	AND LIMITS			OVERDRAFTS	CASH CREDIT	AND LIMITS
			DRAFTS	AND OVER-					AND OVER-
				DRAFTS					DRAFTS
	17	18	19	20	21	22	23	24	25	26
ANDHRA PRADESH	44.8	10.9	17.7	30.0	25.4	17.0	3.3	47.8	27.7	18.0

ASSAM	32.0	5.1	12.5	22.6	10.4	103.8	1.4	155.0	121.4	63.1

BIHAR	-	-	-	-	-	-	-	-	-	-

GUJARAT	36.9	47.7	16.5	27.0	29.0	86.7	66.8	4.0	59.5	59.6

HARYANA	84.8	10.8	34.0	55.9	42.9	-	-	-	-	-

JAMMU & KASHMIR	23.7	3.1	8.2	13.5	8.2	10.0	12.6	2.3	8.8	12.1

KARNATAKA	72.8	12.6	17.4	32.2	26.9	41.8	8.6	20.1	26.2	23.9

KERALA	38.7	8.7	8.6	15.0	12.1	14.3	8.5	2.3	7.6	7.8

MADHYA PRADESH	13.9	9.0	15.1	14.3	13.4	-	-	-	-	-

MAHARASHTRA	121.6	7.4	11.9	35.5	29.4	93.4	11.6	19.1	43.2	39.7

ORISSA	-	-	-	-	-	-	-	-	-	-

PUNJAB	26.1	10.7	48.1	32.9	27.6	38.8	6.2	26.1	34.2	14.9

RAJASTHAN	45.0	7.2	17.6	25.9	20.7	-	-	-	-	-

TAMIL NADU	68.6	9.0	11.6	25.0	22.0	9.0	25.8	32.3	18.8	19.5

UTTAR PRADESH	37.2	5.6	23.1	31.2	17.2	5.4	4.6	15.4	8.9	7.4

WEST BENGAL	63.7	10.4	29.0	51.2	40.5	33.3	7.8	17.7	23.4	19.7

DELHI	74.4	10.0	37.7	55.1	42.1	64.1	3.1	10.5	30.8	21.3

OTHERS	56.5	17.9	20.4	40.3	30.4	1.1	1.3	6.0	1.3	1.3
ALL-INDIA	62.7	8.4	14.3	29.3	23.2	63.8	7.4	18.0	34.8	29.5

Statement I: Distribution of Deposits and Approved Limits in Cash Credit, Overdrafts and Debits by Population Group

							(Rupees Crore)
POPULATTION	YEAR	CURRENT DEPOSITS A/CS		SAVING DEPOSITS A/CS		CASH CREDIT AND OVERDRAFT A/CS
GROUP		DEPOSITS	DEBITS	DEPOSITS	DEBITS	LIMITS	DEBITS
1	2	3	4	5	6	7	8
Rural	1995-96	3,026	62,337	28,620	1,05,500	6,291	44,558
		(5.4)	(1.9)	(26.0)	(17.4)	(5.8)	(2.3)

	1997-98	6,738	1,16,332	44,615	1,57,652	9,370	68,928
		(8.8)	(2.8)	(28.8)	(18.7)	(5.8)	(3.5)

Semi-Urban	1995-96	6,737	3,68,161	23,692	1,38,728	12,080	1,62,245
		(12.1)	(11.3)	(21.5)	(22.8)	(11.1)	(8.4)

	1997-98	11,535	5,04,327	34,602	1,64,742	13,567	1,77,058
		(15.1)	(12.1)	(22.3)	(19.5)	(8.4)	(9.0)

Urban	1995-96	13,422	8,03,647	24,101	1,43,148	19,674	4,18,925
		(24.2)	(24.6)	(21.9)	(23.6)	(18.0)	(21.7)

	1997-98	18,009	9,53,651	29,541	1,67,031	30,755	4,44,404
		(23.6)	(22.9)	(19.1)	(19.8)	(19.1)	(22.7)

Metropolitan	1995-96	32,358	20,29,792	33,853	2,19,970	71,061	13,02,673
		(58.3)	(62.2)	(30.7)	(36.2)	(65.1)	(67.6)
	1997-98	39,870	25,82,380	46,207	3,55,443	1,07,045	12,69,074
		(52.4)	(62.1)	(29.8)	(42.1)	(66.6)	(64.8)
All-India	1995-96	6,06,715	32,63,937	1,10,266	6,07,345	1,09,106	19,28,400
		(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
	1997-98	76,152	41,56,690	1,54,965	8,44,868	1,60,736	19,59,464
		(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Notes:	1.	Figures in brackets indicate percentages to total.
	2.	"Rural" group includes all centres with population less than 10,000, "Semi-urban" group includes centres with population between 10,000 and 1 lakh. "Urban" group includes centres having population over 1 lakh and upto 10 lakhs and "metropolitan" group includes centres with population over 10 lakhs.

Statement II : State-Wise Classification of Deposits, Approved Limits, Debits to Deposit Accounts and Cash Credit and Overdrafts

						(Rupees Crore)
STATE/	YEAR	CURRENT DEPOSIT		SAVINGS DEPOSIT		CASH CREDIT AND OVERDRAFTS
UNION		ACCOUNTS		ACCOUNTS		ACCOUNTS
TERRITORY		DEPOSITS	DEBITS	DEPOSITS	DEBITS	LIMITS	DEBITS
1	2	3	4	5	6	7	8
Andhra	1995-96	2,232	1,23,166	4,267	45,273	4,567	93,290
Pradesh	1997-98	5,116	1,72,902	5,607	46,353	10,779	1,23,660

Assam	1995-96	414	10,590	1,150	4,264	405	5,993
	1997-98	824	27,157	1,761	6,732	379	4,892

Bihar	1995-96	2,153	62,807	6,930	26,629	1,500	34,718
	1997-98	2,079	62,171	8,704	25,931	1,415	20,049

Gujarat	1995-96	3,582	2,45,084	6,062	31,961	5,407	99,123
	1997-98	4,973	2,75,758	7,001	37,380	6,622	1,56,387

Haryana	1995-96	548	47,452	2,515	12,983	1,403	21,227
	1997-98	962	80,617	3,491	17,731	2,039	33,997

Jammu &	1995-96	281	5,605	637	1,992	355	3,032
Kashmir	1997-98	862	17,798	2,104	6,897	1,208	11,732

Karnataka	1995-96	2,758	1,70,419	6,914	47,656	8,983	1,35,648
	1997-98	4,204	2,05,138	6,933	50,905	8,892	1,46,121

Kerala	1995-96	1,284	84,476	4,538	42,188	2,191	45,319
	1997-98	1,728	79,072	5,700	38,394	3,401	35,614

Madhya	1995-96	1,931	1,42,747	4,528	28,949	3,841	59,351
Pradesh	1997-98	3,374	2,09,246	16,108	77,397	5,012	77,774

Maharashtra	1995-96	13,970	9,94,710	14,761	88,777	31,988	7,05,608
	1997-98	15,231	13,01,831	20,365	1,19,990	59,513	5,21,485

Orissa	1995-96	508	16,617	1,335	6,513	555	14,181
	1997-98	2,001	24,172	2,147	11,292	1,213	14,679

Punjab	1995-96	1,651	66,819	13,858	52,425	3,484	32,475
	1997-98	3,832	1,81,588	8,258	36,848	4,474	79,185

Rajasthan	1995-96	1,474	1,27,587	2,968	16,205	2,886	47,223
	1997-98	1,867	94,680	3,652	17,579	2,959	41,777

Tamil Nadu	1995-96	4,404	2,55,312	6,032	45,746	12,529	1,76,947
	1997-98	6,958	3,34,540	10,086	1,28,017	17,701	2,09,554

Uttar Pradesh	1995-96	3,754	1,63,358	12,508	46,308	4,838	57,695
	1997-98	6,273	3,17,202	28,455	90,283	5,154	1,02,695

West Bengal	1995-96	6,080	3,56,298	9,869	50,060	12,436	1,91,691
	1997-98	5,467	2,47,097	9,593	48,178	7,937	1,23,869

Delhi	1995-96	7,191	3,31,879	8,647	44,854	10,152	1,68,251
	1997-98	8,150	4,51,306	10,883	61,301	13,652	2,11,566

Others	1995-96	1,328	59,011	2,747	14,562	1,584	36,127
	1997-98	2,252	74,416	4,119	23,660	8,386	44,429
All-India	1995-96	55,544	32,63,937	1,10,266	6,07,345	1,09,106	19,28,400
	1997-98	76,152	41,56,690	1,54,965	8,44,868	1,60,736	19,59,464