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APPENDIX TABLE 2 : INTEREST RATE STRUCTURE OF SCHEDULED COMMERCIAL BANKS
(Per cent per annum)
Rates as on
Item
Jan. 07
Sep .02,
Dec. 2,
Dec. 23,
Jan. 13,
Feb. 03,
Feb. 10,
Feb. 24,
Mar. 17,
Mar. 31,
April 13,
May 05,
June 30
2005
2006
1
2
3
4
5
6
7
8
9
10
11
12
13
14
A. Lending Rates
Size of Credit Limit
1.
Up to Rs. 2 lakh
< BPLR
2.
Over Rs. 2 lakh :
(Benchmark Prime
10.25-10.75
10.75-11.25
Lending Rate)*
B. Deposit Rates
Category of Account
Current
Nil
Savings
3.50
3.
Term Deposits *
a) Up to and including
3.00-5.00
2.00-5.00
2.00-5.25
2.00-5.50
2.25-5.80
2.25-5.50
2.25-6.00
3.00-6.00
one year
b) 1-2 years
5.25-5.50
5.25-5.75
5.50-5.75
5.50-6.00
5.25-6.00
5.75-6.00
6.00-6.25
6.00-6.50
6.25-6.75
c) 2-3 years
5.50
5.50-6.25
d) > 3 years
5.75-6.25
5.75-6.50
6.25-6.50
6.25-7.00
6.50-7.00
Memo Item :
Bank Rate
6.00
* : Data relate to major public sector banks. < : Not Exceeding.
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