Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2006 |
||||||
Month |
|||||||
Jul. 28# |
2005-2006 |
2006-2007 |
2005 |
2006 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
31,519 |
–269 |
–5,064 |
–5,558 |
1,839 |
–6,924 |
|
Borrowings from Banks(1) |
29,315 |
–2,228 |
–2,378 |
118 |
15,528 |
–1,472 |
|
Other demand and time liabilities(2) |
7,680 |
320 |
7,594 |
–1,210 |
9,575 |
–4,094 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
22,05,518 |
23,374 |
47,204 |
96,469 |
2,48,008 |
3,73,179 |
|
(1.1) |
(2.6) |
(4.6) |
(15.7) |
(20.4) |
|||
Demand |
3,31,334 |
–11,326 |
–2,757 |
–33,306 |
66,926 |
48,073 |
|
Time@ |
18,74,185 |
34,700 |
49,961 |
1,29,776 |
1,81,082 |
3,25,106 |
|
[1,77,569] |
|||||||
Borrowings(3) |
86,845 |
888 |
2,891 |
3,701 |
43,164 |
12,034 |
|
Other demand and time liabilities |
1,86,655 |
–2,742 |
–19,865 |
–2,126 |
25,635 |
19,503 |
|
Borrowings from Reserve Bank |
— |
–2 |
–95 |
–1,488 |
–180 |
2 |
|
Cash in hand and Balances with Reserve Bank |
1,32,575 |
–6,537 |
20,535 |
–7,531 |
37,189 |
8,908 |
|
Cash in hand |
12,199 |
–783 |
434 |
–847 |
1,504 |
1,616 |
|
Balances with Reserve Bank |
1,20,376 |
–5,754 |
20,101 |
–6,684 |
35,685 |
7,292 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
25,209 |
–1,307 |
–3,917 |
–1,254 |
2,327 |
4,957 |
|
Money at call and short notice |
13,152 |
–2,744 |
2,323 |
–468 |
8,642 |
–13,152 |
|
Advances to Banks |
3,197 |
–151 |
752 |
–995 |
–744 |
–6,342 |
|
Other assets |
11,798 |
416 |
503 |
1,678 |
602 |
8,705 |
|
Investments(5) |
7,65,763 |
8,233 |
7,213 |
48,309 |
22,651 |
18,287 |
|
(1.1) |
(1.0) |
(6.7) |
(3.1) |
(2.4) |
|||
Government securities |
7,41,748 |
6,780 |
8,006 |
41,006 |
25,858 |
13,486 |
|
[13,665] |
|||||||
Other approved securities |
24,015 |
1,453 |
–793 |
7,302 |
–3,207 |
4,801 |
|
Bank Credit |
15,56,917 |
11,833 |
33,730 |
49,840 |
2,96,195 |
3,70,977 |
|
(0.8) |
(2.9) |
(3.3) |
(33.3) |
(31.3) |
|||
Food Credit |
36,076 |
–1,879 |
–461 |
–4,615 |
–2,737 |
–3,479 |
|
Non-food credit |
15,20,841 |
13,712 |
34,191 |
54,455 |
2,98,932 |
3,74,457 |
|
[2,66,050] |
|||||||
Loans, cash-credit and overdrafts |
14,83,544 |
12,375 |
41,266 |
53,088 |
2,89,053 |
3,55,896 |
|
Inland bills- purchased |
9,524 |
–643 |
–2,066 |
–3,390 |
2,072 |
823 |
|
discounted(6) |
29,070 |
–261 |
–2,750 |
–1,746 |
1,535 |
5,885 |
|
Foreign bills-purchased |
12,509 |
–174 |
–2,002 |
–566 |
833 |
2,212 |
|
discounted |
22,271 |
536 |
–718 |
2,454 |
2,701 |
6,162 |
|
Cash-Deposit Ratio |
6.01 |
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Investment-Deposit Ratio |
34.72 |
||||||
Credit-Deposit Ratio |
70.59 |
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@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005. |