RBI No. 2008-2009/417 Ref DGBA.CDD No. H- @@NBSP@@8217 / 13.04.137 / 2008 - 09 @@NBSP@@ March@@NBSP@@ 24, 2009 Chaitra @@NBSP@@03, 1931 (Saka) @@NBSP@@ The General Manager State Bank of India and Associate Banks and 17 Nationalised Banks Axis Bank Ltd / ICICI Bank Ltd / IDBI Bank Ltd / HDFC Bank Ltd & Stock Holding Corporation of India Ltd @@NBSP@@ Dear Sir, @@NBSP@@ Repayment of 8 % Savings (Taxable) Bonds, 2003 @@NBSP@@ Please refer to our Loan Circular CO.DT. 1

RBI/2008-09/152 Ref. DGBA.CDD. No. H- 2173 / 13.01.299 / 2008-09 September 2, 2008 Bhadra 11, 1930 (S) The General Manager State Bank of India & Associate Banks 17 Nationalised Banks Axis Bank Ltd / HDFC Bank Ltd / ICICI Bank Ltd / IDBI Bank Ltd & Stock Holding Corporation of India Ltd Dear Sir, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8 % Savings (Taxable) Bonds 2003 - nomination facility to joint holders As you are aware of, in term

RBI/2008-2009/136Ref. DGBA.CDD. No. H - 1772/13.01.299/2008-09August 21, 2008Shravana 30, 1930 (S)The Chairman and Managing DirectorState Bank of India & Associate Banks17 Nationalised BanksAxis Bank Ltd / HDFC Bank Ltd / ICICI Bank Ltd/ IDBI Bank Ltd &Stock Holding Corporation of India LtdDear Sir,7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facilityAs you are aware of, in terms of relevant Go

RBI/2006-2007/431DGBA.CDD.H-17465/15.15.001/2006-07June 8, 2007The General ManagerGovernment Accounts Department, Head OfficeState Bank of India / State Bank of Indore / State Bank of PatialaState Bank of Bikaner & Jaipur / State Bank of SaurashtraState Bank of Travancore / State Bank of Hyderabad / State Bank of MysoreAllahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/Canara Bank / Central Bank of India / Corporation Bank / Dena Bank / Indian B

RBI/2006-2007/289 DGBA.GAD.H-14024/31.12.010/2006-07 March 16, 2007 The Chairman and Managing Director / Managing Director State Bank of India and its Associates / Allahabad Bank / Bank of Baroda / Bank of India / Bank of Maharashtra/ Canara Bank / Central Bank of India / Corporation Bank / Dena Bank / Indian Bank/ Indian Overseas Bank / Punjab National Bank / Syndicate Bank /UCO Bank /Union Bank of India / United Bank of India / Vijaya Bank / ICICI Bank Ltd Dear Sir,

RBI/2006-2007/256 Ref No DGBA.CDD.No.H -12229/13.04.137/ 2006 - 07 February 08, 2007 Magha19, 1928 (Saka) The General Manager State Bank of India & Associate Banks, 17 Nationalised Banks, HDFC Bank Ltd., ICICI Bank Ltd., IDBI Ltd., UTI Bank Ltd. & Stock Holding Corporation of India Ltd. Dear Sir, Repayment of 8% Relief Bonds, 2002 Please refer to our Loan Circular No 88 dated March 5, 2002 regarding issue of 8% Relief Bonds, 2002. The said bonds issued in term

RBI/2005-06/355 Ref.No.DGBA.CDD.H. 15704/15.15.001 / 2005-06 April 12, 2006 Chaitra 22, 1928 (S) The General Manager Government Accounts Department State Bank of India and its Associate Banks Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/ Corporation Bank/Dena Bank/Indian Bank/ Indian Overseas Bank/ Punjab National Bank/Syndicate Bank/ UCO Bank/ Union Bank of India/United Bank of India /ICICI Bank Ltd. Dear Sir, Ame

RBI/2005-06/357 Ref DGBA.CDD No H- 15765 / 13.01.298 / 2005 - 06 April 12, 2006 Chaitra 22, 1928 (Saka) The General Manager State Bank of India and Associate Banks and 17 Nationalised Banks The Managing Director ICICI / IDBI / HDFC / UTI Bank and SHCIL Madam / Dear Sir, 6.5 % Savings Bonds, 2003 (Non-Taxable) - Premature Encashment The captioned bonds, issued with effect from March 24, 2003 vide Government of India Notification No. F 4 (9)-W & M / 2003 dated March

RBI/2005-06/350 Ref. DGBA.CDD No. H- 15318 / 13.01.299 / 2005 - 06 April 5, 2006 Chaitra 15, 1928 (Saka) The General Manager State Bank of India and Associate Banks and 17 Nationalized Banks The Managing Director ICICI / IDBI / HDFC / UTI Bank and SHCIL Dear Sir, Operations in Relief/Savings Bonds – Opening of single Bond Ledger Account As you are aware, in terms of Note (i) to Para 1.3 of Memorandum of Procedure, only one BLA shall be opened in the name of each inves

RBI /2005-06/305 Ref No DGBA.CDD / 13.04.137 / H-12521 / 2005 – 06 February 22, 2006 Phalguna 2, 1927 (Saka) REPAYMENT CIRCULAR No. 2 / 2006 The General Manager State Bank of India and Associate Banks and 17 Nationalised Banks The Managing Director ICICI / IDBI / HDFC / UTI Bank and SHCIL Dear Sir, Repayment of 8.5% Relief Bonds, 2001 Please refer to our Loan Circular No 117 dated March 20, 2001 regarding issue of 8.5% of R.B. 2001. The said bonds issued in terms of G

RBI/2005-2006/240 Ref.No.DGBA.CDD15.15.001/H- 8662 /2005-06 December 23 ,2005 Pausha 2, 1927 (S) The Chairman and Managing Director Government Accounts Department, Head Office, State Bank of India/State Bank of Indore/State Bank of Patiala/ State Bank of Bikaner & Jaipur/State Bank of Saurashtra/ State Bank of Travancore/State Bank of Hyderabad/State Bank of Mysore/ Allahabad Bank/Bank of Baroda/Bank of India/ Bank of Maharashtra/Canara Bank/Central Bank of India/

RBI/2004-05/499 CO.DT.13.01.299/H.10847-86/2004-05 June 20, 2005 The Chairman and Managing Director, State Bank of India and its Associates Nationalised Banks ICICI Bank Ltd., HDFC Bank Ltd., UTI Bank Ltd. IDBI Bank Ltd., & SHCIL Dear Sir, Annual Closing of Accounts of Reserve Bank of India – Change in Holiday from June 30 to July 1 – Payment of Interest and Maturity proceeds on Relief / Savings Bonds As you are aware, for the purpose of Annual Closing of accounts

RBI/2004-05/494 CO.DT.13.01.298/H.10753-10782/2004-05 June 17, 2005 Jyeshtha 27, 1927 (S) The Chairman and Managing Director, State Bank of India and its Associates Nationalised Banks ICICI Bank Ltd., HDFC Bank Ltd., UTI Bank Ltd. IDBI Bank Ltd., & SHCIL Dear Sir, Issue and servicing of Relief / Savings Bonds - - Payment of half-yearly interest Please refer to our circular RBI/2004/152 CO.DT.13.01.298/H.5894/2003-04 dated April 16, 2004 advising you, inter alia, t

RBI/2004-05/432 DGBA.CO.DT.No.13.01.299 /H. /2004-05 April 25, 2005 The Chairman/ Managing Director State Bank of India/Associate Banks/ 17 Nationalised Banks/ 4 Private Sector Banks & SHCIL. Dear Sir, 8% Savings (Taxable) Bond, 2003 – GOI Notification dated March 21, 2003 – Charitable Institutions – Clarification Please refer to our Circular RBI/2005/415 DGBA.CO.DT.No.13.01.299 /H.8563-8609/2004-05 dated April 7, 2005 on the captioned subject. We advise that the

RBI/2004 /374 Ref. DGBA CO DT No. 13.01.299 / H- / 2004-05 February 22, 2005 The Chairman & Managing Director State Bank of India and Associate Banks 17 Nationalised Banks ICICI Bank Ltd., HDFC Bank Ltd., UTI Bank Ltd., IDBI Bank Ltd. Stock Holding Corporation of India Ltd. Dear Sir Investments in 8 % Savings (Taxable) Bonds, 2003 - deviations from stipulations of GOI Notifications regarding eligibility criteria Of late, certain instances have come to our notice t

RBI/2004/370 CO.DT.13.01.299/H7400-7429/2004-05 February 19, 2005 The Chairman & Managing Director, State Bank of India & Associate Banks & 17 Nationalised Banks The Managing Director ICICI/IDBI/HDFC/UTI Bank Ltd. & SHCIL Dear Sir, Balances of Relief/Savings Bonds Scheme- Uniform Procedure As you are aware, the Agency banks have been involved in the operation of Relief Bonds Schemes and Saving Bonds schemes since 1999 and 2002 respectively. Though acce

RBI / 2004 /285Ref.No.CO.DT.13.01.299/H 4813-4842 /2004-05 November 30, 2004 The Chairman & Managing Director State Bank of India & Associate Banks 17 Nationalised Banks UTI Bank Ltd., ICICI Bank Ltd., HDFC Bank Ltd., IDBI Bank Ltd., & SHCIL Dear Sir Standardised application form for investment in Savings Bonds along with Duties and Rights of investors – Corrigendum Please refer to our circular No. RBI / 2004 / 181 dated April 22, 2004 forwarding therewith

RBI/2004-05/253 CO.DT.No. 15.15.001/H.3917 to 2929/2004-05 October 28, 2004 Kartika 6, 1926 (S) The Chairman & Managing Director State Bank of India / Associate Banks & 15 Public Sector Banks Dear Sir, Operation of the Senior Citizens Savings Scheme, 2004 (SCSS) through Public Sector Banks Please refer to our circular No.RBI/2004-05/213 dated October 7, 2004, on the captioned subject, forwarding therewith copies of the Notification No.GSR.490 (E) dated August

RBI/2004-05/114 CO.DT.No. 13.01.298/H.1654 to 1683/2004-05 August 12, 2004 Shravana 21, 1926 (S) The Chairman & Managing Director State Bank of India & Associate Banks & 17 Nationalized Banks UTI Bank Ltd., ICICI Bank Ltd., HDFC Bank Ltd., IDBI Bank Ltd., & Stock Holding Corporation of India Ltd. Dear Sir, 8% Savings (Taxable) Bond, 2003 - Charitable Institution In continuation of our Circular No.CO.DT.13.01.299/H-3836/2002-03 dated April 3, 2003, we a

RBI/2004/31CO.DT.No. 13.01.298/H.311-341/2004-05 July 9, 2004 Ashadha 18, 1926 (S) The Chairman & Managing Director State Bank of India & Associate Banks & 17 Nationalised Banks ,UTI Bank Ltd., ICICI Bank Ltd., HDFC Bank Ltd., IDBI Bank Ltd., & Stock Holding Corporation of India Ltd. Dear Sir, 6.5% Savings Bonds, 2003 (Non Taxable) It has been decided by the Government of India vide their Notification F.No.4(9)- W & M/2003 dated July 9, 2004 (copy

Circular No RBI/2004/197CO.DT.No.13.01.299/H.6707/2003-04May 14, 2004Vaishaka 24, 1926 (S)The Chairman & Managing DirectorState Bank of India and Associate banks17 Nationalised banksThe Managing DirectorICICI/IDBI/HDFC/UTI Bank Ltd.Stock Holding Corporation of India Ltd. Dear Sir,6.5% Savings (Non-Taxable) Bonds, 2003 & 8% Savings (Taxable) Bonds 2003 issue and servicing - Penalties for infringement of Customer’s RightsPlease refer to our Circular RBI / 2004 /

Government of India Ministry of Finance and Company Affairs Department of Economic Affairs Notification New Delhi, dated the 21st March 2003 8 % Savings (Taxable) Bonds, 2003 No.F.4(10)-W&M/2003 : The Government of India, hereby notifies the issue of 8% Savings (Taxable) Bonds, 2003 ("the Bonds") from 21st April 2003 until further notice. The terms and condition of the issue of the Bonds, shall be as follows: 2. Eligibility for Investment: The Bonds may be held by

8% Savings (Taxable) Bonds, 2003Government of India has announced to launch of 8% Savings (Taxable) Bonds, 2003 commencing from 21st April 2003 to enable resident citizens/charitable institutions/universities to invest in a taxable bond, without any monetary ceiling. The main features of the Bonds are:(i)Who can invest:The Bonds are open to investment by individuals (including Joint Holdings) and Hindu Undivided Families/charitable institutions/universities. NRIs are

Ref.No.CO.DT.13.01.299/H-3836/2002-03April 3, 2003The Chairman & Managing DirectorState Bank of India & Associate Banks& 17 Nationalised BanksUTI Bank Ltd., ICICI Bank Ltd., HDFC Bank Ltd., IDBI Bank Ltd., &Stock Holding Corporation of India Ltd.Dear Sir8 % Savings (Taxable) Bonds, 2003 It has been decided by the Government of India to issue 8% Savings (Taxable) Bonds, 2003 with effect from 21st April 2003 in terms of their Notification No.F.4(10)-W&am

Ref.No.CO.DT.13.01.298/H-3572/2002-03March 15, 2003Loan Circular No. 79The Regional DirectorReserve Bank of IndiaPublic Debt OfficeAhmedabad/Bangalore/Bhubaneswar/Byculla, Mumbai-400 008/Fort, Mumbai/Chennai/Guwahati/Hyderabad/Jaipur/Kanpur/Kolkata/Nagpur/New Delhi/Patna/ThiruvananthapuramDear Sir6.5% Savings Bonds, 2003 (Non-taxable)It has been decided by the Government of India to issue 6.5% Savings Bonds, 2003 (Non-taxable) with effect from 24th March 2003, as per

Ref.No.CO.DT.13.01.298/H-3566/2002-0315th March 2003The Chairman & Managing DirectorState Bank of India & Associate Banks& 17 Nationalised BanksUTI Bank Ltd., ICICI Bank Ltd., HDFC Bank Ltd., IDBI Bank Ltd., &Stock Holding Corporation of India Ltd.Dear Sir6.5 % Savings Bond, 2003 (non-taxable) It has been decided by the Government of India to issue 6.5 % Savings Bond, 2003 (non taxable) with effect from 24th March 2003 in terms of their Notification No

Government of IndiaMinistry of Finance and Company AffairsDepartment of Economic AffairsNew Delhi, dated the 13th March, 2003 NOTIFICATION@@NBSP@@6.5% Savings Bond, 2003 (Non-taxable)No. F.4(9)-W&M/2003: The Government of India, hereby notifies the issue of 6.5% Savings Bond, 2003 (Non-taxable) ("the Bonds") from 24th March 2003 until further notice. The terms and conditions of the issue of the Bonds, shall be as follows:2. Eligibility for Investment: The Bonds ma