On Advances other than Rupee Export Credit - RBI - Reserve Bank of India
Table 1 : Range of Interest Rates on Advances for the Month Ended June 2016 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 4.00 | 30.50 | 1.65 | 30.00 | 1.00 | 36.00 | 5.33 | 19.00 | 6.00 | 19.45 | 4.70 | 19.55 |
Pvt. Sec. Banks | 2.90 | 30.00 | 4.00 | 46.00 | 1.15 | 34.25 | 5.65 | 21.00 | 7.00 | 20.40 | 4.00 | 26.00 |
Foreign Banks | 7.93 | 42.46 | 1.40 | 47.88 | 1.00 | 28.00 | 8.40 | 42.46 | 5.00 | 47.88 | 2.00 | 27.00 |
Table 1 : Range of Interest Rates on Advances for the Month Ended June 2018 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.20 | 37.00 | 2.49 | 31.40 | 0.00 | 28.75 | 6.00 | 19.00 | 2.49 | 19.00 | 0.00 | 16.95 |
Pvt. Sec. Banks | 3.00 | 28.25 | 0.00 | 46.00 | 0.00 | 34.25 | 5.55 | 21.45 | 5.95 | 26.40 | 0.00 | 26.00 |
Foreign Banks | 7.50 | 42.46 | 1.40 | 47.88 | 0.00 | 27.00 | 7.50 | 42.46 | 4.50 | 47.88 | 0.00 | 27.00 |
Table 2 : Median Range of Interest Rates on Advances for the Month Ended June 2018 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 8.10 | 16.00 | 7.00 | 15.40 | 4.00 | 15.40 | 9.15 | 14.10 | 8.35 | 13.20 | 8.35 | 13.15 |
Pvt. Sec. Banks | 8.45 | 18.15 | 7.50 | 19.13 | 4.50 | 22.13 | 9.30 | 14.83 | 8.35 | 11.30 | 8.00 | 15.63 |
Foreign Banks | 8.50 | 13.20 | 7.50 | 11.29 | 7.53 | 11.07 | 9.15 | 11.00 | 8.00 | 9.45 | 7.75 | 10.50 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended September 2018 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 7.00 | 16.50 | 7.00 | 16.00 | 8.05 | 16.85 | 8.05 | 14.50 | 7.85 | 13.15 | 8.20 | 15.50 |
Private Sector Banks | 8.70 | 18.25 | 7.83 | 18.73 | 5.25 | 22.90 | 9.35 | 15.84 | 8.80 | 11.68 | 8.20 | 16.25 |
Foreign Banks | 9.15 | 13.20 | 7.95 | 10.50 | 8.00 | 12.00 | 9.75 | 11.00 | 8.14 | 9.68 | 8.43 | 11.14 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended March 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 7.00 | 16.25 | 7.00 | 15.63 | 8.10 | 16.75 | 8.28 | 12.98 | 8.20 | 12.48 | 8.58 | 14.68 |
Private Sector Banks | 8.85 | 19.00 | 7.69 | 19.00 | 5.62 | 23.08 | 9.60 | 13.65 | 9.00 | 11.50 | 8.50 | 15.35 |
Foreign Banks | 9.15 | 13.35 | 8.00 | 11.50 | 8.03 | 11.83 | 9.75 | 11.25 | 8.20 | 10.75 | 8.50 | 11.35 |
Table 1 : Range of Interest Rates on Advances for the Quarter ended June 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.30 | 39.40 | 4.00 | 60.00 | 2.00 | 30.00 | 4.15 | 23.35 | 4.00 | 19.00 | 4.00 | 22.50 |
Private Sector Banks | 1.00 | 30.00 | 3.55 | 48.13 | 1.00 | 40.00 | 4.40 | 30.00 | 4.20 | 19.25 | 4.00 | 26.00 |
Foreign Banks | 7.14 | 45.02 | 1.40 | 47.88 | 1.00 | 31.70 | 7.14 | 42.46 | 4.30 | 47.88 | 2.50 | 27.00 |
Table 1 : Range of Interest Rates on Advances for the month ended September 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.15 | 28.35 | 4.00 | 44.75 | 4.00 | 37.50 | 4.05 | 28.15 | 4.00 | 18.75 | 4.00 | 20.75 |
Private Sector Banks | 1.95 | 30.00 | 3.91 | 46.00 | 1.00 | 40.00 | 4.60 | 30.00 | 4.20 | 19.45 | 4.00 | 26.00 |
Foreign Banks | 6.75 | 45.02 | 1.40 | 47.88 | 1.00 | 31.70 | 6.75 | 42.46 | 3.00 | 47.88 | 2.50 | 19.49 |
Table 1: Range of Interest Rates on Advances (Other than export credit) |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range |
Interest Rate Range at which at least |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
3.00 |
21.50 |
2.50 |
25.00 |
3.50 |
24.50 |
6.50 |
19.60 |
5.14 |
17.75 |
4.00 |
18.85 |
Private Sector Banks |
4.20 |
25.00 |
4.00 |
37.20 |
4.00 |
27.00 |
7.00 |
17.50 |
5.50 |
15.75 |
5.90 |
22.00 |
Foreign Banks |
1.25 |
42.60 |
2.25 |
42.00 |
0.10 |
57.44 |
2.00 |
36.50 |
2.26 |
40.80 |
2.25 |
53.18 |
Table 2: Median Range of Interest Rates on Advances (Other than export credit) |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range |
Interest Rate Range at which at least |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
8.00 |
15.65 |
8.00 |
16.00 |
7.75 |
16.00 |
9.00 |
13.13 |
8.75 |
13.38 |
7.75 |
13.50 |
Private Sector Banks |
8.25 |
17.13 |
7.00 |
17.13 |
5.75 |
19.50 |
11.25 |
14.25 |
8.05 |
12.50 |
8.00 |
15.00 |
Foreign Banks |
9.00 |
14.50 |
7.00 |
13.00 |
6.75 |
13.50 |
10.38 |
13.00 |
7.50 |
11.13 |
7.25 |
12.55 |
Table 2 : Median Range of Interest Rates on Advances (other than export credit) for the Quarter Ended- June 2014 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
7.00 |
17.85 |
7.00 |
17.45 |
9.25 |
18.13 |
10.25 |
14.38 |
10.25 |
13.48 |
10.25 |
15.10 |
Pvt. Sec. Banks |
10.75 |
18.05 |
10.23 |
17.88 |
8.50 |
19.93 |
11.75 |
15.00 |
11.00 |
13.13 |
10.88 |
15.25 |
Foreign Banks |
10.50 |
15.51 |
9.75 |
14.40 |
9.57 |
13.50 |
11.63 |
13.63 |
9.75 |
12.70 |
9.95 |
12.50 |