Master Circulars - RBI - Reserve Bank of India
Master Circulars
Jul 02, 2012
Master Circular on Maintenance of Deposit Accounts - Primary (Urban) Co-operative Banks
RBI/2012-13/53 UBD.BPD.(PCB). MC.No:13/13.01.000/2012-13 July 2, 2012 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Master Circular on Maintenance of Deposit Accounts – Primary (Urban) Co-operative Banks Please refer to our Master Circular UBD(PCB) MC.No: 13 /13.01.000/2011-12 dated July 1, 2011 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/g
RBI/2012-13/53 UBD.BPD.(PCB). MC.No:13/13.01.000/2012-13 July 2, 2012 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Master Circular on Maintenance of Deposit Accounts – Primary (Urban) Co-operative Banks Please refer to our Master Circular UBD(PCB) MC.No: 13 /13.01.000/2011-12 dated July 1, 2011 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/g
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Jul 02, 2012
Master Circular on Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Measures/Combating of Financing of Terrorism (CFT) / Obligations of banks under Prevention of Money Laundering Act (PMLA), 2002
RBI/2012-13/55 UBD.BPD. (PCB).MC.No. 16/12.05.001/2012-13 July 2, 2012 Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Master Circular on Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Measures/Combating of Financing of Terrorism (CFT) / Obligations of banks under Prevention of Money Laundering Act (PMLA), 2002 Please refer to our Master Circular UBD.BPD. (PCB).MC No. 16/ 12.05.001/2011-12 dated July 1, 2011 on the captio
RBI/2012-13/55 UBD.BPD. (PCB).MC.No. 16/12.05.001/2012-13 July 2, 2012 Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Master Circular on Know Your Customer (KYC) Norms/Anti-Money Laundering (AML) Measures/Combating of Financing of Terrorism (CFT) / Obligations of banks under Prevention of Money Laundering Act (PMLA), 2002 Please refer to our Master Circular UBD.BPD. (PCB).MC No. 16/ 12.05.001/2011-12 dated July 1, 2011 on the captio
Jul 02, 2012
Master Circular on Area of Operation, Branch Authorisation Policy, Opening/ Up-gradation of Extension Counters, ATMs and Shifting/Splitting/Closure of Offices
RBI/2012-13/56 UBD.LS (PCB) MC. No.14/07.01.00/2012-13 July 2, 2012 All Primary (Urban) Co-operative Banks Dear Sir, Master Circular on Area of Operation, Branch Authorisation Policy, Opening/ Up-gradation of Extension Counters, ATMs and Shifting/Splitting/Closure of Offices Please refer to our Master Circular UBD.LS (PCB) MC. No.14/07.01.00/2011-12, dated July 1, 2011 on the captioned subject (available on RBI website www.rbi.org.in). The enclosed Master Circular con
RBI/2012-13/56 UBD.LS (PCB) MC. No.14/07.01.00/2012-13 July 2, 2012 All Primary (Urban) Co-operative Banks Dear Sir, Master Circular on Area of Operation, Branch Authorisation Policy, Opening/ Up-gradation of Extension Counters, ATMs and Shifting/Splitting/Closure of Offices Please refer to our Master Circular UBD.LS (PCB) MC. No.14/07.01.00/2011-12, dated July 1, 2011 on the captioned subject (available on RBI website www.rbi.org.in). The enclosed Master Circular con
Jul 02, 2012
Master Circular - Guarantees and Co-acceptances
RBI/2012-13/69 DBOD. No. Dir. BC. 02/13.03.00/2012-13 July 2, 2012 11 Ashadha 1934 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular - Guarantees and Co-acceptances Please refer to the Master Circular DBOD.No.Dir.BC.8/13.03.00/2011-12 dated July 1, 2011 consolidating the instructions / guidelines issued to banks till that date relating to Guarantees and Co-acceptances. The Master Circular has been suitably updated by incorporating
RBI/2012-13/69 DBOD. No. Dir. BC. 02/13.03.00/2012-13 July 2, 2012 11 Ashadha 1934 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular - Guarantees and Co-acceptances Please refer to the Master Circular DBOD.No.Dir.BC.8/13.03.00/2011-12 dated July 1, 2011 consolidating the instructions / guidelines issued to banks till that date relating to Guarantees and Co-acceptances. The Master Circular has been suitably updated by incorporating
Jul 02, 2012
Master Circular- Loans and Advances - Statutory and Other Restrictions
RBI/2012-13/79 DBOD.No.Dir.BC.4/13.03.00/2012-13 July 2, 2012 Ashadha 11, 1934 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular- Loans and Advances – Statutory and Other Restrictions Please refer to the Master Circular DBOD. No. Dir. BC. 6/13.03.00/2010-11 dated July 1, 2011 consolidating the instructions/guidelines issued to banks till June 30, 2011 relating to statutory and other restrictions on Loans and Advances. The Master C
RBI/2012-13/79 DBOD.No.Dir.BC.4/13.03.00/2012-13 July 2, 2012 Ashadha 11, 1934 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam Master Circular- Loans and Advances – Statutory and Other Restrictions Please refer to the Master Circular DBOD. No. Dir. BC. 6/13.03.00/2010-11 dated July 1, 2011 consolidating the instructions/guidelines issued to banks till June 30, 2011 relating to statutory and other restrictions on Loans and Advances. The Master C
Jul 02, 2012
Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances
RBI/2012-13/39 DBOD.No.BP.BC.9/21.04.048/2012-13 July 2, 2012 All Commercial Banks (excluding RRBs) Dear Sir Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances Please refer to the Master Circular No. DBOD.No.BP.BC.12/21.04.048/2011-12 dated July 1, 2011 consolidating instructions / guidelines issued to banks till June 30, 2011 on matters relating to prudential norms on income recognition, asset classi
RBI/2012-13/39 DBOD.No.BP.BC.9/21.04.048/2012-13 July 2, 2012 All Commercial Banks (excluding RRBs) Dear Sir Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances Please refer to the Master Circular No. DBOD.No.BP.BC.12/21.04.048/2011-12 dated July 1, 2011 consolidating instructions / guidelines issued to banks till June 30, 2011 on matters relating to prudential norms on income recognition, asset classi
Jul 02, 2012
Withdrawn
Master Circular - Prudential norms for classification, valuation and operation of investment portfolio by banks
RBI/2012-13/40 DBOD No. BP. BC.13/21.04.141/2012-13 July 2, 2012 All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Master Circular – Prudential norms for classification, valuation and operation of investment portfolio by banks Please refer to the Master Circular No. DBOD. BP. BC.19/21.04.141/2011-12 dated July 1, 2011, containing consolidated instructions/guidelines issued to banks till June 30, 2011, on matters relating to prudential norms for classific
RBI/2012-13/40 DBOD No. BP. BC.13/21.04.141/2012-13 July 2, 2012 All Commercial Banks (excluding Regional Rural Banks) Dear Sir, Master Circular – Prudential norms for classification, valuation and operation of investment portfolio by banks Please refer to the Master Circular No. DBOD. BP. BC.19/21.04.141/2011-12 dated July 1, 2011, containing consolidated instructions/guidelines issued to banks till June 30, 2011, on matters relating to prudential norms for classific
Jul 02, 2012
Master Circular - Guidelines for Issue of Certificates of Deposit
RBI/2012-13/100 IDMD.PCD. 05/14.01.03/2012-13 July 2, 2012 The Chairmen / Chief Executives of All Scheduled Banks (excluding RRBs and LABs), Primary Dealers (PDs) and All-India Term Lending and Refinancing Institutions Dear Sir/Madam, Master Circular - Guidelines for Issue of Certificates of Deposit With a view to further widening the range of money market instruments and giving investors greater flexibility in deployment of their short-term surplus funds, Certificate
RBI/2012-13/100 IDMD.PCD. 05/14.01.03/2012-13 July 2, 2012 The Chairmen / Chief Executives of All Scheduled Banks (excluding RRBs and LABs), Primary Dealers (PDs) and All-India Term Lending and Refinancing Institutions Dear Sir/Madam, Master Circular - Guidelines for Issue of Certificates of Deposit With a view to further widening the range of money market instruments and giving investors greater flexibility in deployment of their short-term surplus funds, Certificate
Jul 02, 2012
Master Circular on Call/Notice Money Market Operations
RBI/2012-13/98 IDMD.PCD. 03/14.01.01/2012-13 July 2, 2012 The Chairmen/Chief Executives of all Scheduled Commercial Banks (excluding RRBs) / Co-operative Banks / Primary Dealers Dear Sir/Madam, Master Circular on Call/Notice Money Market Operations The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions/directives to banks and the Primary Dealers in regard to call/notice money market. To enable eligible institutions to have current
RBI/2012-13/98 IDMD.PCD. 03/14.01.01/2012-13 July 2, 2012 The Chairmen/Chief Executives of all Scheduled Commercial Banks (excluding RRBs) / Co-operative Banks / Primary Dealers Dear Sir/Madam, Master Circular on Call/Notice Money Market Operations The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions/directives to banks and the Primary Dealers in regard to call/notice money market. To enable eligible institutions to have current
Jul 02, 2012
Master Circular on Nomination facility in Relief/Savings bonds
RBI/2012-13/82 DGBA.CDD No. H –8574/13.01.299/2012-13 July 2, 2012 Ashadha 10, 1934 (S) The Chairman /Managing Director Head Office (Government Accounts Department) State Bank of India and Associates All Nationalized banks (Excluding Punjab and Sind Bank & Andhra Bank) Axis Bank Ltd./ICICI Bank Ltd./HDFC Bank Ltd./ Stock Holding Corporation of India Ltd.(SCHIL) Dear Sir/Madam, Master Circular on Nomination facility in Relief/Savings bonds Please refer to our Maste
RBI/2012-13/82 DGBA.CDD No. H –8574/13.01.299/2012-13 July 2, 2012 Ashadha 10, 1934 (S) The Chairman /Managing Director Head Office (Government Accounts Department) State Bank of India and Associates All Nationalized banks (Excluding Punjab and Sind Bank & Andhra Bank) Axis Bank Ltd./ICICI Bank Ltd./HDFC Bank Ltd./ Stock Holding Corporation of India Ltd.(SCHIL) Dear Sir/Madam, Master Circular on Nomination facility in Relief/Savings bonds Please refer to our Maste
Jul 02, 2012
Master Circular on Appointment & Delisting of Brokers and Payment of Brokerage on Relief/Savings Bonds
RBI/2012-13/81 DGBA.CDD No. H – 8576 /13.01.299/2012-13 July 2, 2012 Ashadha 10, 1934 (S) The Chairman / Managing DirectorHead Office (Government Accounts Department)State Bank of India and Associates All Nationalized banks(Excluding Punjab and Sind Bank & Andhra Bank)Axis Bank Ltd./ICICI Bank Ltd./HDFC Bank Ltd./ Stock Holding Corporation of India Ltd. (SHCIL) Dear Sir/Madam, Master Circular on Appointment & Delisting of Brokers and Payment of Brokerage on Re
RBI/2012-13/81 DGBA.CDD No. H – 8576 /13.01.299/2012-13 July 2, 2012 Ashadha 10, 1934 (S) The Chairman / Managing DirectorHead Office (Government Accounts Department)State Bank of India and Associates All Nationalized banks(Excluding Punjab and Sind Bank & Andhra Bank)Axis Bank Ltd./ICICI Bank Ltd./HDFC Bank Ltd./ Stock Holding Corporation of India Ltd. (SHCIL) Dear Sir/Madam, Master Circular on Appointment & Delisting of Brokers and Payment of Brokerage on Re
Jul 02, 2012
Master Circular - Operational Guidelines to Primary Dealers
RBI/2012-13/106 IDMD.PDRD.01/03.64.00/2012-13 July 2, 2012 All Primary Dealers Dear Sir / Madam Master Circular – Operational Guidelines to Primary Dealers The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to the Primary Dealers (PDs) in regard to their operations in the Government Securities Market and other activities. To enable the PDs to have all the current instructions at one place, a Master Circular incorporating the g
RBI/2012-13/106 IDMD.PDRD.01/03.64.00/2012-13 July 2, 2012 All Primary Dealers Dear Sir / Madam Master Circular – Operational Guidelines to Primary Dealers The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions to the Primary Dealers (PDs) in regard to their operations in the Government Securities Market and other activities. To enable the PDs to have all the current instructions at one place, a Master Circular incorporating the g
Jan 31, 2012
Master Circular on Risk Management and Inter-Bank Dealings
RBI/2011-12/379 Master Circular No.12 /2011-12 (Updated as on January 31, 2012) July 01, 2011 To, All Authorised Dealers - Category I Banks Madam / Sir, Master Circular on Risk Management and Inter-Bank Dealings Foreign Exchange Derivative Contracts, Overseas Commodity & Freight Hedging, Rupee Accounts of Non-Resident Banks, Inter-Bank Foreign Exchange Dealings, etc. are governed by the provisions in Notification No. FEMA 1/2000-RB, Regulation 4(2) of Notification
RBI/2011-12/379 Master Circular No.12 /2011-12 (Updated as on January 31, 2012) July 01, 2011 To, All Authorised Dealers - Category I Banks Madam / Sir, Master Circular on Risk Management and Inter-Bank Dealings Foreign Exchange Derivative Contracts, Overseas Commodity & Freight Hedging, Rupee Accounts of Non-Resident Banks, Inter-Bank Foreign Exchange Dealings, etc. are governed by the provisions in Notification No. FEMA 1/2000-RB, Regulation 4(2) of Notification
Jan 31, 2012
Master Circular on Memorandum of Instructions governing money changing activities
RBI/2011-12/376 Master Circular No.13 /2011-12 (Updated as on February 9, 2012) July 01, 2011 To, All Authorised Persons in Foreign Exchange Madam / Sir, Master Circular on Memorandum of Instructions governing money changing activities This Master Circular consolidates the existing instructions on the subject of “Memorandum of Instructions governing money changing activities” at one place. The list of underlying circulars/ notifications is set out in Appendix. 2. This
RBI/2011-12/376 Master Circular No.13 /2011-12 (Updated as on February 9, 2012) July 01, 2011 To, All Authorised Persons in Foreign Exchange Madam / Sir, Master Circular on Memorandum of Instructions governing money changing activities This Master Circular consolidates the existing instructions on the subject of “Memorandum of Instructions governing money changing activities” at one place. The list of underlying circulars/ notifications is set out in Appendix. 2. This
Jan 20, 2012
Master Circular on External Commercial Borrowings and Trade Credits
RBI/2011-12/356 Master Circular No.09 /2011-12 (Updated as on January 20, 2012) July 01, 2011 To, All Category – I Authorised Dealer Banks Madam / Sir, Master Circular on External Commercial Borrowings and Trade Credits External Commercial Borrowings and Trade Credits availed of by residents are governed by clause (d) of sub-section 3 of section 6 of the Foreign Exchange Management Act, 1999 read with Notification No. FEMA 3/ 2000-RB viz. Foreign Exchange Management (
RBI/2011-12/356 Master Circular No.09 /2011-12 (Updated as on January 20, 2012) July 01, 2011 To, All Category – I Authorised Dealer Banks Madam / Sir, Master Circular on External Commercial Borrowings and Trade Credits External Commercial Borrowings and Trade Credits availed of by residents are governed by clause (d) of sub-section 3 of section 6 of the Foreign Exchange Management Act, 1999 read with Notification No. FEMA 3/ 2000-RB viz. Foreign Exchange Management (
Aug 10, 2011
Master Circular - Use of Hindi in banks
RBI/2011-12/150 DBOD No. Rajbhasha@@NBSP@@ BC. 21 /06.11.04/2011-12 July 1, 2011 Ashadha 10, 1933 (S) Chairman & Managing Director All Public Sector Banks Dear Sir, Master Circular - Use of Hindi in banks Please refer to the Master Circular DBOD No. Rajbhasha.BC. 22/ 06.11.04/ 2010-11 dated July 1, 2010 on the captioned subject. The Master Circular has been suitably updated by incorporating instructions issued up to June 30, 2011 and has also@@NBSP@@ been placed o
RBI/2011-12/150 DBOD No. Rajbhasha@@NBSP@@ BC. 21 /06.11.04/2011-12 July 1, 2011 Ashadha 10, 1933 (S) Chairman & Managing Director All Public Sector Banks Dear Sir, Master Circular - Use of Hindi in banks Please refer to the Master Circular DBOD No. Rajbhasha.BC. 22/ 06.11.04/ 2010-11 dated July 1, 2010 on the captioned subject. The Master Circular has been suitably updated by incorporating instructions issued up to June 30, 2011 and has also@@NBSP@@ been placed o
Jul 05, 2011
Master Circular - Lending To Priority Sector
RBI/2011-12/107 RPCD.CO.Plan.BC 10 /04.09.01/ 2011-12 July 1, 2011 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, MASTER CIRCULAR - LENDING TO PRIORITY SECTOR The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions/directives to banks on lending to Priority Sector. In order to enable the banks to have current instructions at one place, a Master Ci
RBI/2011-12/107 RPCD.CO.Plan.BC 10 /04.09.01/ 2011-12 July 1, 2011 The Chairman/ Managing Director/ Chief Executive Officer [All scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, MASTER CIRCULAR - LENDING TO PRIORITY SECTOR The Reserve Bank of India has, from time to time, issued a number of guidelines/instructions/directives to banks on lending to Priority Sector. In order to enable the banks to have current instructions at one place, a Master Ci
Jul 01, 2011
Master Circular on Board of Directors - Primary (Urban) Co-operative Banks
RBI/2011-12/45 UBD.CO. BPD. MC.No. 8@@NBSP@@/12.05.001/2011-12 July 1, 2011 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Master Circular on Board of Directors – Primary (Urban) Co-operative Banks Please refer to our Master Circular UBD.BPD (PCB) MC. No. 8 /12.05.001/ 2010-11 dated July 1, 2010 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructi
RBI/2011-12/45 UBD.CO. BPD. MC.No. 8@@NBSP@@/12.05.001/2011-12 July 1, 2011 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Master Circular on Board of Directors – Primary (Urban) Co-operative Banks Please refer to our Master Circular UBD.BPD (PCB) MC. No. 8 /12.05.001/ 2010-11 dated July 1, 2010 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructi
Jul 01, 2011
Master Circular Interest Rates on Rupee Deposits - Primary (Urban) Co-operative Banks
RBI/2011-12/42 UBD.PCB. MC.No.11/13.01.000/2011-12 July 1, 2011 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Master Circular Interest Rates on Rupee Deposits – Primary (Urban) Co-operative Banks Please refer to our Master Circular UBD.BPD.MC.No.11/ 13.01.00/2010-11 dated July 1, 2010 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/guidelines o
RBI/2011-12/42 UBD.PCB. MC.No.11/13.01.000/2011-12 July 1, 2011 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Master Circular Interest Rates on Rupee Deposits – Primary (Urban) Co-operative Banks Please refer to our Master Circular UBD.BPD.MC.No.11/ 13.01.00/2010-11 dated July 1, 2010 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions/guidelines o
Jul 01, 2011
Master Circular- Prudential Norms on Capital Adequacy - UCBs
RBI/2011-12/41 UBD.BPD.(PCB) MC No. 6/09.18.201/2011-12 July 1, 2011 The Chief Executive Officers@@NBSP@@ All Primary (Urban) Co-operative Banks Madam / Dear Sir, Master Circular- Prudential Norms on Capital Adequacy - UCBs Please refer to our Master Circular UBD. PCB. MC. No. @@NBSP@@6 / 09.18.201 / 2010-11 dated July 1, 2010 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions
RBI/2011-12/41 UBD.BPD.(PCB) MC No. 6/09.18.201/2011-12 July 1, 2011 The Chief Executive Officers@@NBSP@@ All Primary (Urban) Co-operative Banks Madam / Dear Sir, Master Circular- Prudential Norms on Capital Adequacy - UCBs Please refer to our Master Circular UBD. PCB. MC. No. @@NBSP@@6 / 09.18.201 / 2010-11 dated July 1, 2010 on the captioned subject (available at RBI website www.rbi.org.in). The enclosed Master Circular consolidates and updates all the instructions
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